Home Surrey, BC Cedar Hills 103 10039 128 Street

103 10039 128 St, Surrey BC - Half Duplex for Sale - MLS# R3139379

73 days on the market

$1,074,900

Est. Mortgage $4,755/mo

Listing updated: Jul 28, 2026 at 06:15pm

EstateBlock checked: Sep 2, 2026 at 11:45pm

6 Beds

4 Baths

2301 sqft

467 $ /sqft

0 $ Maint. fee

2026 built

73 days on the market

$1,074,900

Est. $4,755/mo with 20% down

Listing updated: Jul 28, 2026 at 06:15pm

EstateBlock checked: Sep 2, 2026 at 11:45pm

Photos

Exterior Front Photo of 103 10039 128 Street, Surrey, BC

Exterior Rear Photo of 103 10039 128 Street, Surrey, BC

Living Room Photo of 103 10039 128 Street, Surrey, BC

Family Room Photo of 103 10039 128 Street, Surrey, BC

Dining Area Photo of 103 10039 128 Street, Surrey, BC

Kitchen Photo of 103 10039 128 Street, Surrey, BC

Kitchen Island Photo of 103 10039 128 Street, Surrey, BC

Pantry Photo of 103 10039 128 Street, Surrey, BC

Breakfast Nook Photo of 103 10039 128 Street, Surrey, BC

Primary Bedroom Photo of 103 10039 128 Street, Surrey, BC

*** NO MONTHLY STRATA FEE*** Surrey’s one of the first FOURPLEX opportunity – rare unit with no strata fees. This spacious home offers 6 bedrooms and 4 bathrooms, including a bedroom with a full bath on the main level, three generous bedrooms with two full baths upstairs, and Potential for 2-bedroom suite with separate entrance. Ideal for extended family living or as a strong mortgage helper with excellent rental income potential. Quality design, functional layout, centralized A/C, EV charging, and flexibility make this a standout investment in a high-demand area.. ***OPEN HOUSE SAT-SUN 2-4PM***

Interior Features

Basement Finished Area (sqft)	750
Basement Features	Partially Finished, Exterior Entry
Appliances Included	Washer/Dryer, Dishwasher, Refrigerator, Stove, Microwave
Heating Type	Forced Air
Cooling	Central Air, Air Conditioning
# of Kitchens	2
Flooring	Laminate
Foundation	Concrete Perimeter

Exterior Features

Roof	Asphalt
Structures	Duplex, Residential Attached

Building Details

Price	$1,074,900
Total Bedrooms	6
Total Bathrooms	4
Full Bathrooms	4
Half Bathrooms	0
Floor Area Total (sqft)	2301
Year Built	2026
Age Of Building	0
Building Type	Half Duplex
Property Type	Residential
Stories	2
Ownership Type	Freehold Strata
Maintenance Fee	0
Utility Type	Electricity Connected, Natural Gas Connected, Water Connected
Utility Sewer	Public Sewer, Sanitary Sewer
Water (WaterSource)	Public
Parking Type	Carport Multiple, Lane Access
Total Parking Spaces	2
Strata Restrictions	Pets Allowed w/Rest.,Rentals Allwd w/Restrctns
Pet Restrictions	Yes With Restrictions
Rental Suites	Unauthorized Suite

Lot & Land

MLS^® #	R3139379
Area	North Surrey
Neighbourhood	Cedar Hills
City	Surrey
Postal Code	V3T 2Z1
Gross Taxes	0
Zoning	R3

Property Timeline

Status	Date	Price
R3139379 / Active	06-22-2026	$1,074,900

Rooms

Floor	Type	Dimensions
Main Level	Living Room	13'4 x 13'4 ft
Main Level	Bedroom	8'6 x 8'6 ft
Main Level	Kitchen	13'2 x 13'2 ft
Main Level	Dining Room	11'10 x 11'10 ft
Above Level	Primary Bedroom	13'2 x 13'2 ft
Above Level	Walk-In Closet	8'6 x 8'6 ft
Above Level	Bedroom	9'0 x 9'0 ft
Above Level	Bedroom	9'0 x 9'0 ft
Basement Level	Bedroom	9'3 x 9'3 ft
Basement Level	Bedroom	8'10 x 8'10 ft
Basement Level	Kitchen	8'5 x 8'5 ft

Bathrooms

Floor	Ensuite	Pieces
Main Level	No	#3
Basement	No	#3

Listed by: YPA Your Property Agent & YPA Your Property Agent & Century 21 Coastal Realty Ltd.

NOTE: This representation is based in whole or in part on data generated by the Chilliwack & District Real Estate Board, Fraser Valley Real Estate Board or Greater Vancouver REALTORS^® which assumes no responsibility for its accuracy.

Map & Neighbourhood

Public Schools

Secondary
L A Matheson Secondary School: Average 1.56 km 5/10
Elementary
Prince Charles Elementary School: Average 0.7 km 4.5/10

Information includes BC Government Open License data; school details change often and are offered solely as general guidance.

Private Schools

Elementary
Our Lady of Good Counsel: Above Average 2.42 km 8.5/10
Secondary
Purpose Independent Secondary School: Average 3.65 km 4/10

Closest Transit

Bus Stop
Northbound 128 St @ 100 Ave: 0.07 km
Skytrain
Skytrain @ Surrey Central Stn: 1.54 km

Crime Rate

Total Crime Rate: Average
Violent Crime Rate: Below Average
Property Crime Rate: Average

Demographics

Post-Secondary Education: Below Average 14.3%
No Certificate/Degree: Above Average 25%
Owner Occupied: Average 66.8%
Employment Rate: Above Average 71.3%

Noise/ Power Lines

Road/Hwy Noise: Possible
Railway/Sky train Noise: Unlikely
Airport/Port Noise: Unlikely
Close to major Power Lines: Unlikely

Other

Agricultural Land Reserve (ALR): Unlikely
Flood Area: Unlikely
Close to Cemeteries: Unlikely

Sell Speed & Competition

49 / 100

Overall sell-speed score

Moderate pace expected

Price competition grade

Avg comparable: $1,087,799

—

Market conditions

Market conditions unavailable

Flood Risk (FEMA/BC)

Unlikely — not in floodplain

Railway / Skytrain noise

Unlikely — 1.54 km from station

Road / Highway noise

Possible — major road nearby

Airport noise (YVR)

Unlikely

Power lines proximity

Unlikely

ALR (Agricultural Land Reserve)

No — not in ALR

How CEDAR HILLS compares

This property

73 DOM

Listed

Cedar Hills avg

—

Surrey avg

—

103 10039 128 Street has a sell-speed score of 49/100, placing it in the "Expected to sell at a moderate pace" band. The listing is priced 1.2% below comparable active properties in Cedar Hills, which is a strong competitive signal. Based on these signals, EstateBlock predicts this listing is may take several weeks to attract serious offers.

Climate Risk for V3T 2Z1

Natural hazards vary by location and can change over time. The following provides a summary of potential impacts to this area, postal code V3T 2Z1, over the next 30 years. Projections use the 2041–2070 period (2050s) under a moderate emissions scenario (SSP2-4.5).

Flood Lower Risk

Outside of designated flood hazard zones. Under 10% of buildings in this area have flood risk over the next 30 years.

Fire Low

Located within the "Vancouver" WUI zone (Risk Class 5 — Low). Based on BC Wildfire Service provincial WUI Risk Class mapping; not a site-specific assessment.

Air Quality A / Excellent

Annual avg PM2.5 4.5 µg/m³ — meets WHO 2021 guideline (BC ENV 2024). Nearest station: North Delta, Delta (~3.9 km). Annual avg AQHI 2.1 — Low Risk.

Heat Moderate

Surrey currently sees ~1 day above 30 °C per year (1981–2010 baseline), projected to rise to ~8 by the 2050s (SSP2-4.5 moderate emissions). Hottest day of the year: ~30 °C baseline, ~32.5 °C projected. Tropical nights (>18 °C): ~0 baseline, ~3 projected.

Precipitation Increasing

Annual precipitation ~1516 mm (1981–2010 baseline), projected ~1574 mm by the 2050s. Extreme 1-day rainfall: ~51.5 mm baseline, ~57.1 mm projected. Values vary modestly across the Lower Mainland.

Drought Stable

Longest annual dry spell (consecutive dry days): ~23 days baseline, ~24 days projected for the 2050s. CDD is used as a regional drought proxy; drought risk varies modestly across the Lower Mainland.

Nearby Restaurants, Cafes & Shops

Shopping (9 nearby)

Saint helen's · 484 m · Post Office
City barber · 831 m · Hairdresser
Family care pharmacy · 866 m · Pharmacy

Restaurants (6 nearby)

Wow grill & momo · 841 m · Restaurant
Lighthouse indian kitchen · 859 m · Restaurant
Camy's pizza · 876 m · Fast Food

Groceries (3 nearby)

Garcha bros meat shop · 868 m · Butcher
Fruiticana · 887 m · Supermarket
New amsterdam bakery · 982 m · Bakery

Healthcare (2 nearby)

Family care pharmacy · 866 m · Healthcare
Shoppers drug mart · 1000 m · Healthcare

Transit (1 nearby)

Bus stop westbound 96 ave @ 130 st · 999 m · Transit

Schools NearBy

26 Schools are within 3km

School	Type	Grades Served	Catchment Info	Rating	Distance
Prince Charles Elementary School	Public	Grades Served K-7	Catchment Info In Catchment	4.5 / 10	Distance 697 m
Old Yale Road Elementary School	Public	Grades Served K-7	Catchment Info —	4.2 / 10	Distance 839 m
Cedar Hills Elementary School	Public	Grades Served K-7	Catchment Info —	4.3 / 10	Distance 1.00 KM
Kwantlen Park Secondary School	Public	Grades Served 8-12	Catchment Info —	5.7 / 10	Distance 1.10 KM
K B Woodward Elementary School	Public	Grades Served K-7	Catchment Info —	3.7 / 10	Distance 1.29 KM
Betty Huff Elementary School	Public	Grades Served K-7	Catchment Info —	3.4 / 10	Distance 1.47 KM
Senator Reid Elementary School	Public	Grades Served K-7	Catchment Info —	4.5 / 10	Distance 1.49 KM
L A Matheson Secondary School	Public	Grades Served 8-12	Catchment Info In Catchment	5.0 / 10	Distance 1.56 KM
David Brankin Elementary School	Public	Grades Served K-7	Catchment Info —	4.4 / 10	Distance 1.78 KM
City Central Learning Centre	Public	Grades Served 10-12	Catchment Info —	3.0 / 10	Distance 1.81 KM
Continuing Ed SD36 (Queen Elizabeth)	Public	Grades Served —	Catchment Info —	3.1 / 10	Distance 1.98 KM
Queen Elizabeth Secondary School	Public	Grades Served 8-12	Catchment Info —	5.4 / 10	Distance 1.99 KM
Kirkbride Elementary School	Public	Grades Served K-7	Catchment Info —	2.9 / 10	Distance 2.11 KM
Royal Heights Elementary School	Public	Grades Served K-7	Catchment Info —	3.5 / 10	Distance 2.38 KM
Cindrich Elementary School	Public	Grades Served K-7	Catchment Info —	4.2 / 10	Distance 2.40 KM
Our Lady of Good Counsel	Independent	Grades Served K-7	Catchment Info —	8.5 / 10	Distance 2.42 KM
Bridgeview Elementary School	Public	Grades Served K-7	Catchment Info —	4.3 / 10	Distance 2.55 KM
Continuing Ed SD36 (Invergarry)	Public	Grades Served —	Catchment Info —	0	Distance 2.58 KM
Forsyth Road Elementary School	Public	Grades Served K-7	Catchment Info —	3.3 / 10	Distance 2.65 KM
Simon Cunningham Elementary School	Public	Grades Served K-7	Catchment Info —	4.1 / 10	Distance 2.86 KM
Creekside Elementary School	Public	Grades Served K-7	Catchment Info —	4.2 / 10	Distance 2.90 KM
North Surrey Learning Centre	Public	Grades Served 10-12	Catchment Info —	3.2 / 10	Distance 2.90 KM
Immaculate Conception School	Independent	Grades Served K-7	Catchment Info —	7.8 / 10	Distance 2.91 KM
Lena Shaw Elementary School	Public	Grades Served K-7	Catchment Info —	4.0 / 10	Distance 2.94 KM
Immaculate Conception	Independent	Grades Served —	Catchment Info —	7.3 / 10	Distance 2.95 KM
Delview Secondary School	Public	Grades Served 8-12	Catchment Info —	6.1 / 10	Distance 2.99 KM

Pre-computed routes from 103 10039 128 St, Surrey, BC

103 10039 128 St, Surrey, BC Surrey Central 1.5 km

59 min

Downtown Vancouver Waterfront Station

By transit (Skytrain)

Downtown Vancouver via Surrey Central → Waterfront
59 min
Metrotown, Burnaby via Surrey Central → Metrotown
41 min
SFU Burnaby via Surrey Central → Production Way
39 min
Richmond Centre via Surrey Central → Brighouse
84 min
YVR Airport via Surrey Central → YVR-Airport
85 min

By car (off-peak)

Downtown Vancouver via HWY 1 / Grandview
25 min
Metrotown, Burnaby via Lougheed Hwy
13 min
SFU Burnaby via Gaglardi Way
10 min
Richmond Centre via No. 3 Rd
24 min
YVR Airport via Bridgeport / Sea Island
27 min

Calculate your commute

103 10039 128 St, Surrey, BC is ideally located for commuters. The property is 1.5 km from Surrey Central, with a 59 min SkyTrain ride to Downtown Vancouver (Waterfront Station). The closest bus stop is Northbound 128 St @ 100 Ave (0.07 km). Walk Score Transit rating: Good Transit (55/100).

Walkability & Transit Near 103 10039 128 Street

Car-Dependent 62

Walk Score - Somewhat Walkable

Some errands can be accomplished on foot

Some Transit 55

Transit Score - Good Transit

Many nearby public transportation options

Somewhat
Bikeable 61

Bike Score - Bikeable

Some bike infrastructure

Mortgage Calculator for 103 10039 128 Street

Home Price

Down Payment

Down Payment (percent)

Interest Rate

Loan Type

/month

Principal & Interest

Property Taxes $0

Maintenance fee 0

Based on a 30-year fixed at 4% interest with 20% down ($214,980), the estimated monthly payment for this listing is $4,105/month — $4,105 principal & interest.

or Call 778-918-5990

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Listing data last synced: Jul 28, 2026

Investment Cashflow Calculator

Property Tax (Monthly)

Basic Insurance Cost

Rental Income

Vacancy Rate

Down Payment

Down Payment (percent)

/month

Mortgage Payment

Monthly Payment

Break Even Down Payment 0%

Cap Rate

Cash on Cash

With an estimated rental income of $4,295/month against $4,151/month in carrying costs, this property generates an estimated +$144/month positive cashflow.

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Estateblock Rent Estimate for 103 10039 128 Street, Surrey

Buy Vs Rent Calculator

— / month

Rent —

Own —

Principal: — Interest, tax, insurance, fees: —

Rent vs own

—

Principal paid off by year 5 —

Principal paid off by year 10 —

Approximate estimates for informational purposes only, not financial advice. Assumes a new 30-year fixed mortgage at the rate shown; actual rent, payments, and equity will vary by loan terms and market conditions. Consult a licensed professional before deciding.