Home Surrey, BC Cedar Hills 12337 98 Avenue

12337 98 Ave, Surrey BC - Half Duplex for Sale - MLS# R3098415

184 days on the market

$1,150,000

Est. Mortgage $5,088/mo

Listing updated: Jul 24, 2026 at 11:43am

EstateBlock checked: Sep 6, 2026 at 12:10am

4 Beds

2 Baths

1280 sqft

898 $ /sqft

0 $ Maint. fee

1975 built

184 days on the market

$1,150,000

Est. $5,088/mo with 20% down

Listing updated: Jul 24, 2026 at 11:43am

EstateBlock checked: Sep 6, 2026 at 12:10am

Photos

Exterior Front Photo of 12337 98 Avenue, Surrey, BC

Exterior Rear Photo of 12337 98 Avenue, Surrey, BC

Living Room Photo of 12337 98 Avenue, Surrey, BC

Family Room Photo of 12337 98 Avenue, Surrey, BC

Dining Area Photo of 12337 98 Avenue, Surrey, BC

Kitchen Photo of 12337 98 Avenue, Surrey, BC

Kitchen Island Photo of 12337 98 Avenue, Surrey, BC

Pantry Photo of 12337 98 Avenue, Surrey, BC

Breakfast Nook Photo of 12337 98 Avenue, Surrey, BC

Primary Bedroom Photo of 12337 98 Avenue, Surrey, BC

Welcome to this well-maintained 3 bedroom, 2 bathroom ½ duplex sitting on approx. 6800 sqft lot in a convenient Cedar Hills, Surrey ; BONUS 1 bedroom suite with seprate entrance & laundry. This home offers a practical layout featuring a floor to ceiling fire place & vaulted ceilings, sliding doors to cover patio & large windows that makes the room open & bright. Enjoy the benefits of duplex living with no strata fees and a fully fenced yard with cedar hedging (plus 4 fig trees) for plenty of privacy. Situated close to schools, parks, shopping, and major commuter routes, making it an excellent choice for families, first-time buyers, or investors.

Interior Features

Basement Finished Area (sqft)	0
Basement Features	None
Fireplace	1
Heating Type	Forced Air, Natural Gas
# of Kitchens	2
Foundation	Concrete Perimeter

Exterior Features

Exterior Features	Playground
Structures	Duplex, Residential Attached

Building Details

Price	$1,150,000
Total Bedrooms	4
Total Bathrooms	2
Full Bathrooms	2
Half Bathrooms	0
Floor Area Total (sqft)	1280
Year Built	1975
Age Of Building	51
Building Type	Half Duplex
Property Type	Residential
Architecture Style	Rancher/Bungalow
Stories	1
Ownership Type	Freehold Strata
Maintenance Fee	0
Utility Type	Electricity Connected, Natural Gas Connected, Water Connected
Utility Sewer	Public Sewer, Sanitary Sewer, Storm Sewer
Water (WaterSource)	Public
Parking Type	Carport Multiple, Front Access
Total Parking Spaces	8
Strata Restrictions	No Restrictions
Rental Suites	Unauthorized Suite

Lot & Land

MLS^® #	R3098415
Area	North Surrey
Neighbourhood	Cedar Hills
City	Surrey
Postal Code	V3V 2K2
Gross Taxes	$4,367.03
Zoning	R2

Property Timeline

Status	Date	Price
R3098415 / Active	03-06-2026	$1,150,000

Rooms

Floor	Type	Dimensions
Main Level	Living Room	16' x 16' ft
Main Level	Kitchen	11' x 11' ft
Main Level	Dining Room	11' x 11' ft
Main Level	Primary Bedroom	14' x 14' ft
Main Level	Bedroom	10' x 10' ft
Main Level	Bedroom	10' x 10' ft
Main Level	Laundry	12'1 x 12'1 ft
Main Level	Foyer	12' x 12' ft
Main Level	Bedroom	10' x 10' ft
Main Level	Kitchen	11' x 11' ft

Bathrooms

Floor	Ensuite	Pieces
Main Level	No	#4
Main Level	No	#3

Listed by: Royal LePage Brent Roberts Realty

NOTE: This representation is based in whole or in part on data generated by the Chilliwack & District Real Estate Board, Fraser Valley Real Estate Board or Greater Vancouver REALTORS^® which assumes no responsibility for its accuracy.

Map & Neighbourhood

Public Schools

Elementary
Cedar Hills Elementary School: Average 0.11 km 4.3/10
Secondary
L A Matheson Secondary School: Average 0.62 km 5/10

Information includes BC Government Open License data; school details change often and are offered solely as general guidance.

Private Schools

Elementary
Immaculate Conception School: Above Average 2 km 7.8/10
Secondary
Purpose Independent Secondary School: Average 3.21 km 4/10

Closest Transit

Bus Stop
Northbound 123A St @ 98 Ave: 0.06 km
Skytrain
Skytrain @ Surrey Central Stn: 2.58 km

Crime Rate

Total Crime Rate: Average
Violent Crime Rate: Below Average
Property Crime Rate: Average

Demographics

Post-Secondary Education: Below Average 16.2%
No Certificate/Degree: Above Average 24%
Owner Occupied: Average 73.3%
Employment Rate: Above Average 72.7%

Noise/ Power Lines

Road/Hwy Noise: Unlikely
Railway/Sky train Noise: Unlikely
Airport/Port Noise: Unlikely
Close to major Power Lines: Unlikely

Other

Agricultural Land Reserve (ALR): Unlikely
Flood Area: Unlikely
Close to Cemeteries: Unlikely

Sell Speed & Competition

No data

Overall sell-speed score

Moderate pace expected

—

Price competition grade

No comparable data

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Market conditions

Market conditions unavailable

Flood Risk (FEMA/BC)

Unlikely — not in floodplain

Railway / Skytrain noise

Unlikely — 2.58 km from station

Road / Highway noise

Unlikely

Airport noise (YVR)

Unlikely

Power lines proximity

Unlikely

ALR (Agricultural Land Reserve)

No — not in ALR

How CEDAR HILLS compares

This property

184 DOM

Listed

Cedar Hills avg

—

Surrey avg

—

12337 98 Avenue has a sell-speed score of 48/100, placing it in the "Expected to sell at a moderate pace" band. The listing is has limited comparable pricing data available. Based on these signals, EstateBlock predicts this listing is may take several weeks to attract serious offers.

Climate Risk for V3V 2K2

Natural hazards vary by location and can change over time. The following provides a summary of potential impacts to this area, postal code V3V 2K2, over the next 30 years. Projections use the 2041–2070 period (2050s) under a moderate emissions scenario (SSP2-4.5).

Flood Lower Risk

Outside of designated flood hazard zones. Under 10% of buildings in this area have flood risk over the next 30 years.

Fire Low

Located within the "Vancouver" WUI zone (Risk Class 5 — Low). Based on BC Wildfire Service provincial WUI Risk Class mapping; not a site-specific assessment.

Air Quality A / Excellent

Annual avg PM2.5 4.5 µg/m³ — meets WHO 2021 guideline (BC ENV 2024). Nearest station: North Delta, Delta (~2.9 km). Annual avg AQHI 2.1 — Low Risk.

Heat Moderate

Surrey currently sees ~1 day above 30 °C per year (1981–2010 baseline), projected to rise to ~8 by the 2050s (SSP2-4.5 moderate emissions). Hottest day of the year: ~30 °C baseline, ~32.5 °C projected. Tropical nights (>18 °C): ~0 baseline, ~3 projected.

Precipitation Increasing

Annual precipitation ~1516 mm (1981–2010 baseline), projected ~1574 mm by the 2050s. Extreme 1-day rainfall: ~51.5 mm baseline, ~57.1 mm projected. Values vary modestly across the Lower Mainland.

Drought Stable

Longest annual dry spell (consecutive dry days): ~23 days baseline, ~24 days projected for the 2050s. CDD is used as a regional drought proxy; drought risk varies modestly across the Lower Mainland.

Nearby Restaurants, Cafes & Shops

Restaurants (9 nearby)

Pizza plus · 669 m · Fast Food
Super pho · 746 m · Restaurant
Subway · 761 m · Fast Food

Shopping (6 nearby)

Pharmasave · 716 m · Pharmacy
Shell · 717 m · Car Wash
Scott town plaza · 718 m · Post Office

Groceries (4 nearby)

Surabhi store · 648 m · Convenience
Tayebah halal meat & groceries · 691 m · Supermarket
James bakery · 735 m · Bakery

Healthcare (1 nearby)

Pharmasave · 716 m · Healthcare

Transit (1 nearby)

Bus stop northbound 128 st @ 99 ave · 989 m · Transit

Schools NearBy

23 Schools are within 3km

School	Type	Grades Served	Catchment Info	Rating	Distance
Cedar Hills Elementary School	Public	Grades Served K-7	Catchment Info In Catchment	4.3 / 10	Distance 112 m
Prince Charles Elementary School	Public	Grades Served K-7	Catchment Info —	4.5 / 10	Distance 483 m
L A Matheson Secondary School	Public	Grades Served 8-12	Catchment Info In Catchment	5.0 / 10	Distance 618 m
Senator Reid Elementary School	Public	Grades Served K-7	Catchment Info —	4.5 / 10	Distance 1.04 KM
Kirkbride Elementary School	Public	Grades Served K-7	Catchment Info —	2.9 / 10	Distance 1.25 KM
Royal Heights Elementary School	Public	Grades Served K-7	Catchment Info —	3.5 / 10	Distance 1.35 KM
Bridgeview Elementary School	Public	Grades Served K-7	Catchment Info —	4.3 / 10	Distance 1.55 KM
David Brankin Elementary School	Public	Grades Served K-7	Catchment Info —	4.4 / 10	Distance 1.65 KM
Betty Huff Elementary School	Public	Grades Served K-7	Catchment Info —	3.4 / 10	Distance 1.74 KM
Old Yale Road Elementary School	Public	Grades Served K-7	Catchment Info —	4.2 / 10	Distance 1.88 KM
Delview Secondary School	Public	Grades Served 8-12	Catchment Info —	6.1 / 10	Distance 1.97 KM
Immaculate Conception School	Independent	Grades Served K-7	Catchment Info —	7.8 / 10	Distance 2.00 KM
Immaculate Conception	Independent	Grades Served —	Catchment Info —	7.3 / 10	Distance 2.05 KM
Kwantlen Park Secondary School	Public	Grades Served 8-12	Catchment Info —	5.7 / 10	Distance 2.12 KM
K B Woodward Elementary School	Public	Grades Served K-7	Catchment Info —	3.7 / 10	Distance 2.26 KM
Gibson Elementary School	Public	Grades Served K-7	Catchment Info —	4.3 / 10	Distance 2.27 KM
Continuing Ed SD36 (Invergarry)	Public	Grades Served —	Catchment Info —	0	Distance 2.29 KM
Continuing Ed SD36 (Queen Elizabeth)	Public	Grades Served —	Catchment Info —	3.1 / 10	Distance 2.58 KM
Queen Elizabeth Secondary School	Public	Grades Served 8-12	Catchment Info —	5.4 / 10	Distance 2.59 KM
Hellings Elementary School	Public	Grades Served K-7	Catchment Info —	5.2 / 10	Distance 2.65 KM
City Central Learning Centre	Public	Grades Served 10-12	Catchment Info —	3.0 / 10	Distance 2.70 KM
Cindrich Elementary School	Public	Grades Served K-7	Catchment Info —	4.2 / 10	Distance 2.72 KM
Sikh Academy	Independent	Grades Served K-7	Catchment Info —	7.6 / 10	Distance 2.86 KM

Pre-computed routes from 12337 98 Ave, Surrey, BC

12337 98 Ave, Surrey, BC Surrey Central 2.6 km

72 min

Downtown Vancouver Waterfront Station

By transit (Skytrain)

Downtown Vancouver via Surrey Central → Waterfront
72 min
Metrotown, Burnaby via Surrey Central → Metrotown
54 min
SFU Burnaby via Surrey Central → Production Way
52 min
Richmond Centre via Surrey Central → Brighouse
97 min
YVR Airport via Surrey Central → YVR-Airport
98 min

By car (off-peak)

Downtown Vancouver via HWY 1 / Grandview
24 min
Metrotown, Burnaby via Lougheed Hwy
12 min
SFU Burnaby via Gaglardi Way
10 min
Richmond Centre via No. 3 Rd
22 min
YVR Airport via Bridgeport / Sea Island
26 min

Calculate your commute

12337 98 Ave, Surrey, BC is ideally located for commuters. The property is 2.6 km from Surrey Central, with a 72 min SkyTrain ride to Downtown Vancouver (Waterfront Station). The closest bus stop is Northbound 123A St @ 98 Ave (0.06 km). Walk Score Transit rating: Good Transit (55/100).

Walkability & Transit Near 12337 98 Avenue

Car-Dependent 62

Walk Score - Somewhat Walkable

Some errands can be accomplished on foot

Some Transit 55

Transit Score - Good Transit

Many nearby public transportation options

Somewhat
Bikeable 46

Bike Score - Somewhat Bikeable

Minimal bike infrastructure

BC Assessment Value — 12337 98 Avenue

2026 assessed value, sourced from City of Surrey open data (PID 001-309-617).

Total Assessed Value (2026)

$1,047,000

2026 Value Trend

Land

$996,000

Buildings

$51,000

Year Built

N/A

Class

N/A

Zoning

Property Tax

N/A

Year	Land	Improvements	Total Assessed	YOY Change
2026	$996,000	$51,000	$1,047,000	—

Mortgage Calculator for 12337 98 Avenue

Home Price

Down Payment

Down Payment (percent)

Interest Rate

Loan Type

/month

Principal & Interest

Property Taxes $364

Maintenance fee 0

With a 20% down payment, buyers can expect an estimated $4,756/month in total housing costs on this $1,150,000 property — $4,392 mortgage payment, $364 property tax.

or Call 778-918-5990

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Listing data last synced: Jul 24, 2026

Investment Cashflow Calculator

Property Tax (Monthly)

Basic Insurance Cost

Rental Income

Vacancy Rate

Down Payment

Down Payment (percent)

/month

Mortgage Payment

Monthly Payment

Break Even Down Payment 0%

Cap Rate

Cash on Cash

Based on $4,515/month estimated rent and $4,805/month in total housing costs, this property has a -$290/month cashflow. Break-even down payment: approximately 26%.

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Estateblock Rent Estimate for 12337 98 Avenue, Surrey

Buy Vs Rent Calculator

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Approximate estimates for informational purposes only, not financial advice. Assumes a new 30-year fixed mortgage at the rate shown; actual rent, payments, and equity will vary by loan terms and market conditions. Consult a licensed professional before deciding.