BC real estate guides and calculators

Buying

• First-time home buyer guideEvery program, the cash you need, and the ten steps from savings to keys.
• Buying as a newcomerThe foreign buyer ban, the 20% tax and mortgages, organized by immigration status.
• Buying on CUAETFor Ukrainians in BC: permit timing, the 20% tax refund, and a summary in Ukrainian.
• Moving to VancouverArea-by-area prices, rents, a setup checklist and a where-can-I-afford finder.
• Schools and catchmentsChecking a catchment, reading rankings, and catchment premium vs private tuition.
• Buying a strataForm B, depreciation reports, special levies, and your share of the strata deductible.
• Land title searchHow to search a BC title, the 2026 fees, and a decoder for every common charge.
• Lawyer or notary?What conveyancing costs in 2026, and when only a lawyer will do.
• BC home warranty (2-5-10)What new home warranty covers, and whether a defect still is.
• Earthquake insurancePercentage deductibles, condo shares, and what you'd pay first.
• Rent-to-own in BCPrivate deals, the 2026 government plan, and renting and saving instead.

Selling

• Seller's guidePricing in the 2026 market, preparation that pays, offers, and a planner that works back from your move date.
• Selling a tenanted propertyThe three-month purchaser's use notice, showings, and the earliest vacant possession date.
• Separation and the family homeBuyout or sale, refinancing on one income, and the spousal transfer tax exemption.
• Selling an estate homeProbate, the 210-day rule, tax at death and after, and what beneficiaries receive.
• DownsizingWhat moving to a smaller home really frees up, new vs resale, and the 2026 tax deferment changes.

Investing and reference

• Investor guideCap rates, financing, landlord rules, short-term rentals and taxes, with a deal screener.
• BC real estate FAQShort, current answers to 46 common questions, searchable by topic.
• Housing market forecastBenchmark prices since 2005, market balance, and what forecasters expect for 2027.
• How our guides are checkedOur sources, how every page is dated and tested, and who reviews it.

Calculators

Mortgages

• Mortgage payment calculator
• Affordability and stress test
• BC mortgage rates
• CMHC insurance calculator
• Mortgage penalty (IRD) calculator
• Mortgage renewal calculator
• HELOC calculator

Buying

• Closing cost calculator
• Property transfer tax calculator
• New home GST calculator
• Rent vs buy calculator
• Buying a presale condo
• Presale assignment calculator
• Renter's tax credit calculator

Selling and value

• Home value estimator
• Home sale net proceeds
• Commission calculator
• Capital gains calculator
• BC home flipping tax

Ownership, investing and zoning

• Speculation and vacancy tax
• Vancouver Empty Homes Tax
• Investor tax stack
• Bill 44 multiplex calculator
• Transit-oriented zoning calculator
• Laneway house and suite calculator

General information, not legal, tax or financial advice. EstateBlock.com is operated by Renanza Realty Inc., 600-777 Hornby Street, Vancouver, BC V6Z 1S4.