BC real estate calculators

Calculators

Mortgages

• Mortgage payment calculator
• Affordability and stress test
• BC mortgage rates
• CMHC insurance calculator
• Mortgage penalty (IRD) calculator
• Mortgage renewal calculator
• HELOC calculator

Buying

• Closing cost calculator
• Property transfer tax calculator
• New home GST calculator
• Rent vs buy calculator
• Buying a presale condo
• Presale assignment calculator
• Renter's tax credit calculator

Selling and value

• Home value estimator
• Home sale net proceeds
• Commission calculator
• Capital gains calculator
• BC home flipping tax

Ownership, investing and zoning

• Speculation and vacancy tax
• Vancouver Empty Homes Tax
• Investor tax stack
• Bill 44 multiplex calculator
• Transit-oriented zoning calculator
• Laneway house and suite calculator

Guides

Buying

• First-time home buyer guideEvery program, the cash you need, and the ten steps from savings to keys.
• Buying as a newcomerThe foreign buyer ban, the 20% tax and mortgages, organized by immigration status.
• Buying on CUAETFor Ukrainians in BC: permit timing, the 20% tax refund, and a summary in Ukrainian.
• Moving to VancouverArea-by-area prices, rents, a setup checklist and a where-can-I-afford finder.
• Schools and catchmentsChecking a catchment, reading rankings, and catchment premium vs private tuition.
• Buying a strataForm B, depreciation reports, special levies, and your share of the strata deductible.
• Land title searchHow to search a BC title, the 2026 fees, and a decoder for every common charge.
• Lawyer or notary?What conveyancing costs in 2026, and when only a lawyer will do.
• BC home warranty (2-5-10)What new home warranty covers, and whether a defect still is.
• Earthquake insurancePercentage deductibles, condo shares, and what you'd pay first.
• Rent-to-own in BCPrivate deals, the 2026 government plan, and renting and saving instead.

Selling

• Seller's guidePricing in the 2026 market, preparation that pays, offers, and a planner that works back from your move date.
• Selling a tenanted propertyThe three-month purchaser's use notice, showings, and the earliest vacant possession date.
• Separation and the family homeBuyout or sale, refinancing on one income, and the spousal transfer tax exemption.
• Selling an estate homeProbate, the 210-day rule, tax at death and after, and what beneficiaries receive.
• DownsizingWhat moving to a smaller home really frees up, new vs resale, and the 2026 tax deferment changes.

Investing and reference

• Investor guideCap rates, financing, landlord rules, short-term rentals and taxes, with a deal screener.
• BC real estate FAQShort, current answers to 46 common questions, searchable by topic.
• Housing market forecastBenchmark prices since 2005, market balance, and what forecasters expect for 2027.
• How our guides are checkedOur sources, how every page is dated and tested, and who reviews it.

General information, not legal, tax or financial advice. EstateBlock.com is operated by Renanza Realty Inc., 600-777 Hornby Street, Vancouver, BC V6Z 1S4.