Home Surrey, BC Whalley 114 10128 132 Street

114 10128 132 St, Surrey BC - Apartment/Condo for Sale - MLS# R3155687

24 days on the market

$480,000

Est. Mortgage $2,124/mo

Listing updated: Aug 13, 2026 at 11:06pm

EstateBlock checked: Sep 6, 2026 at 12:20am

Melrose Gardens

2 Beds

1 Baths

914 sqft

525 $ /sqft

415.99 $ Maint. fee

1997 built

24 days on the market

$480,000

Est. $2,124/mo with 20% down

Listing updated: Aug 13, 2026 at 11:06pm

EstateBlock checked: Sep 6, 2026 at 12:20am

Photos

Exterior Front Photo of 114 10128 132 Street, Surrey, BC

Exterior Rear Photo of 114 10128 132 Street, Surrey, BC

Living Room Photo of 114 10128 132 Street, Surrey, BC

Family Room Photo of 114 10128 132 Street, Surrey, BC

Dining Area Photo of 114 10128 132 Street, Surrey, BC

Kitchen Photo of 114 10128 132 Street, Surrey, BC

Kitchen Island Photo of 114 10128 132 Street, Surrey, BC

Pantry Photo of 114 10128 132 Street, Surrey, BC

Breakfast Nook Photo of 114 10128 132 Street, Surrey, BC

Primary Bedroom Photo of 114 10128 132 Street, Surrey, BC

Great value, generous space, and an exciting location near the heart of Surrey City Centre. This bright, move-in ready, 2 bedroom home offers 914 sqft of comfortable living space with a spacious, easy-to-live-in layout. Updates include wide plank flooring, stainless steel appliances, and a full-size Samsung washer & dryer. The large primary bedroom easily fits a king-size bed and features a large walk-in closet, while the generous covered private patio offers a wonderful space to relax, entertain, and enjoy year-round. Includes one secure underground parking stall, with an additional stall available for just $25/month. Located directly across from Old Yale Elementary and just seconds from the SkyTrain, SFU, UBC, shopping, parks, restaurants, and the rapidly growing Surrey City Centre.

Interior Features

Basement Finished Area (sqft)	0
Basement Features	None
Appliances Included	Washer/Dryer, Dishwasher, Refrigerator, Stove
Fireplace	1
Heating Type	Baseboard, Electric, Hot Water
Laundry	In Unit
# of Kitchens	1
Flooring	Mixed
Foundation	Concrete Perimeter

Exterior Features

Exterior Features	Garden
Roof	Asphalt, Metal
Structures	Multi Family, Residential Attached

Building Details

Price	$480,000
Total Bedrooms	2
Total Bathrooms	1
Full Bathrooms	1
Half Bathrooms	0
Floor Area Total (sqft)	914
Year Built	1997
Age Of Building	29
Building Type	Apartment/Condo
Property Type	Residential
Architecture Style	Ground Level Unit
Stories	0
Building Amenities	Clubhouse, Exercise Centre, Trash, Gas, Hot Water, Management, Recreation Facilities, Snow Removal
Building Name	Melrose Gardens
Ownership Type	Freehold Strata
Maintenance Fee	$415.99
Community Features	Shopping Nearby
Amenities Nearby	Clubhouse, Exercise Centre, Trash, Gas, Hot Water, Management, Recreation Facilities, Snow Removal
Utility Type	Community, Electricity Connected, Natural Gas Connected, Water Connected
Utility Sewer	Public Sewer, Sanitary Sewer, Storm Sewer
Water (WaterSource)	Public
Parking Type	Underground
Total Parking Spaces	1
Strata Restrictions	Pets Allowed w/Rest.,Rentals Allwd w/Restrctns
Pet Restrictions	Number Limit (Two), Yes With Restrictions
Rental Restrictions	100
Units In Development	58

Lot & Land

MLS^® #	R3155687
Area	North Surrey
Neighbourhood	Whalley
City	Surrey
Postal Code	V3T 3T5
Gross Taxes	$2,150.24
Zoning	CD

Property Timeline

Status	Date	Price
R3155687 / Active	08-13-2026	$480,000
to view full Property History (1 earlier record)

Rooms

Floor	Type	Dimensions
Main Level	Kitchen	9'11 x 9'11 ft
Main Level	Dining Room	14'1 x 14'1 ft
Main Level	Living Room	14'1 x 14'1 ft
Main Level	Bedroom	10'7 x 10'7 ft
Main Level	Primary Bedroom	12'3 x 12'3 ft
Main Level	Foyer	8'5 x 8'5 ft

Bathrooms

Floor	Ensuite	Pieces
Main Level	Yes	#3

Listed by: Engel & Volkers Vancouver

NOTE: This representation is based in whole or in part on data generated by the Chilliwack & District Real Estate Board, Fraser Valley Real Estate Board or Greater Vancouver REALTORS^® which assumes no responsibility for its accuracy.

Map & Neighbourhood

Public Schools

Secondary
Kwantlen Park Secondary School: Average 0.66 km 5.7/10
Elementary
Old Yale Road Elementary School: Average 0.07 km 4.2/10

Information includes BC Government Open License data; school details change often and are offered solely as general guidance.

Private Schools

Elementary
Our Lady of Good Counsel: Above Average 1.55 km 8.5/10
Secondary
Honour Secondary School: 3.32 km

Closest Transit

Bus Stop
Eastbound Old Yale Rd @ 132 St: 0.08 km
Skytrain
Skytrain @ Surrey Central Stn: 0.65 km

Crime Rate

Total Crime Rate: Average
Violent Crime Rate: Below Average
Property Crime Rate: Average

Demographics

Post-Secondary Education: Below Average 24.9%
No Certificate/Degree: Above Average 16.6%
Owner Occupied: Average 71.7%
Employment Rate: Average 59%

Noise/ Power Lines

Road/Hwy Noise: Unlikely
Railway/Sky train Noise: Unlikely
Airport/Port Noise: Unlikely
Close to major Power Lines: Unlikely

Other

Agricultural Land Reserve (ALR): Unlikely
Flood Area: Unlikely
Close to Cemeteries: Unlikely

Sell Speed & Competition

56 / 100

Overall sell-speed score

Moderate pace expected

Price competition grade

Avg comparable: $497,280

Balanced

Market conditions

Balanced market — steady conditions

Flood Risk (FEMA/BC)

Unlikely — not in floodplain

Railway / Skytrain noise

Unlikely — 0.65 km from station

Road / Highway noise

Unlikely

Airport noise (YVR)

Unlikely

Power lines proximity

Unlikely

ALR (Agricultural Land Reserve)

No — not in ALR

How WHALLEY compares

This property

24 DOM

Listed

Whalley avg

—

Surrey avg

—

114 10128 132 Street has a sell-speed score of 56/100, placing it in the "Expected to sell at a moderate pace" band. The listing is priced 3.6% below comparable active properties in Whalley, which is a strong competitive signal. The local market is currently a Balanced Market with a sales-to-active ratio of 12.7% — conditions are balanced. With only 2310 competing homes currently listed, this property has significant competition. Based on these signals, EstateBlock predicts this listing is may take several weeks to attract serious offers.

Climate Risk for V3T 3T5

Natural hazards vary by location and can change over time. The following provides a summary of potential impacts to this area, postal code V3T 3T5, over the next 30 years. Projections use the 2041–2070 period (2050s) under a moderate emissions scenario (SSP2-4.5).

Flood Lower Risk

Outside of designated flood hazard zones. Under 10% of buildings in this area have flood risk over the next 30 years.

Fire Low

Located within the "Vancouver" WUI zone (Risk Class 5 — Low). Based on BC Wildfire Service provincial WUI Risk Class mapping; not a site-specific assessment.

Air Quality A / Excellent

Annual avg PM2.5 4.5 µg/m³ — meets WHO 2021 guideline (BC ENV 2024). Nearest station: North Delta, Delta (~4.6 km). Annual avg AQHI 2.1 — Low Risk.

Heat Moderate

Surrey currently sees ~1 day above 30 °C per year (1981–2010 baseline), projected to rise to ~8 by the 2050s (SSP2-4.5 moderate emissions). Hottest day of the year: ~30 °C baseline, ~32.5 °C projected. Tropical nights (>18 °C): ~0 baseline, ~3 projected.

Precipitation Increasing

Annual precipitation ~1516 mm (1981–2010 baseline), projected ~1574 mm by the 2050s. Extreme 1-day rainfall: ~51.5 mm baseline, ~57.1 mm projected. Values vary modestly across the Lower Mainland.

Drought Stable

Longest annual dry spell (consecutive dry days): ~23 days baseline, ~24 days projected for the 2050s. CDD is used as a regional drought proxy; drought risk varies modestly across the Lower Mainland.

Nearby Restaurants, Cafes & Shops

Shopping (73 nearby)

Pizzazz fashions · 441 m · Clothes
Central city · 457 m · Post Office
Mad hatters · 469 m · Clothes

Restaurants (54 nearby)

Subway · 431 m · Fast Food
Burger king · 433 m · Fast Food
Steve's poké bar · 438 m · Fast Food

Groceries (17 nearby)

Farm fresh produce · 426 m · Convenience
Circle k · 518 m · Convenience
Central city liquor store · 524 m · Beverages

Cafes (16 nearby)

Nemesis coffee · 385 m · Cafe
Tim hortons · 411 m · Cafe
Chiiwala of london · 460 m · Cafe

Healthcare (4 nearby)

Shoppers drug mart · 597 m · Healthcare
Livewell medical centre · 830 m · Healthcare
Kingstons · 916 m · Healthcare

Transit (3 nearby)

Skytrain @ surrey central stn station · 648 m · Transit
Bus stop northbound 128 st @ 100 ave · 875 m · Transit
Skytrain @ king george stn station · 945 m · Transit

Parks & Recreation (1 nearby)

Play central · 590 m · Playground

Schools NearBy

27 Schools are within 3km

School	Type	Grades Served	Catchment Info	Rating	Distance
Old Yale Road Elementary School	Public	Grades Served K-7	Catchment Info In Catchment	4.2 / 10	Distance 66 m
Kwantlen Park Secondary School	Public	Grades Served 8-12	Catchment Info In Catchment	5.7 / 10	Distance 657 m
K B Woodward Elementary School	Public	Grades Served K-7	Catchment Info —	3.7 / 10	Distance 963 m
City Central Learning Centre	Public	Grades Served 10-12	Catchment Info —	3.0 / 10	Distance 1.53 KM
Our Lady of Good Counsel	Independent	Grades Served K-7	Catchment Info —	8.5 / 10	Distance 1.55 KM
Betty Huff Elementary School	Public	Grades Served K-7	Catchment Info —	3.4 / 10	Distance 1.56 KM
Continuing Ed SD36 (Queen Elizabeth)	Public	Grades Served —	Catchment Info —	3.1 / 10	Distance 1.57 KM
Queen Elizabeth Secondary School	Public	Grades Served 8-12	Catchment Info —	5.4 / 10	Distance 1.59 KM
Prince Charles Elementary School	Public	Grades Served K-7	Catchment Info —	4.5 / 10	Distance 1.59 KM
Forsyth Road Elementary School	Public	Grades Served K-7	Catchment Info —	3.3 / 10	Distance 1.83 KM
Cedar Hills Elementary School	Public	Grades Served K-7	Catchment Info —	4.3 / 10	Distance 1.86 KM
Lena Shaw Elementary School	Public	Grades Served K-7	Catchment Info —	4.0 / 10	Distance 2.07 KM
Senator Reid Elementary School	Public	Grades Served K-7	Catchment Info —	4.5 / 10	Distance 2.08 KM
David Brankin Elementary School	Public	Grades Served K-7	Catchment Info —	4.4 / 10	Distance 2.11 KM
Cindrich Elementary School	Public	Grades Served K-7	Catchment Info —	4.2 / 10	Distance 2.23 KM
Simon Cunningham Elementary School	Public	Grades Served K-7	Catchment Info —	4.1 / 10	Distance 2.23 KM
North Surrey Learning Centre	Public	Grades Served 10-12	Catchment Info —	3.2 / 10	Distance 2.33 KM
L A Matheson Secondary School	Public	Grades Served 8-12	Catchment Info —	5.0 / 10	Distance 2.36 KM
Education Services (Alternate)	Public	Grades Served —	Catchment Info —	3.8 / 10	Distance 2.44 KM
SD 36 Alternate North Surrey LC	Public	Grades Served —	Catchment Info —	6.3 / 10	Distance 2.44 KM
Creekside Elementary School	Public	Grades Served K-7	Catchment Info —	4.2 / 10	Distance 2.47 KM
James Ardiel Elementary School	Public	Grades Served K-7	Catchment Info —	3.7 / 10	Distance 2.48 KM
Mary Jane Shannon Elementary School	Public	Grades Served K-7	Catchment Info —	3.7 / 10	Distance 2.68 KM
Surrey Traditional School	Public	Grades Served K-7	Catchment Info —	5.6 / 10	Distance 2.72 KM
Kirkbride Elementary School	Public	Grades Served K-7	Catchment Info —	2.9 / 10	Distance 2.84 KM
Guildford Park Secondary School	Public	Grades Served 8-12	Catchment Info —	5.5 / 10	Distance 2.89 KM
Continuing Ed SD36 (Invergarry)	Public	Grades Served —	Catchment Info —	0	Distance 2.90 KM

Pre-computed routes from 114 10128 132 St, Surrey, BC

114 10128 132 St, Surrey, BC Surrey Central 0.6 km

49 min

Downtown Vancouver Waterfront Station

By transit (Skytrain)

Downtown Vancouver via Surrey Central → Waterfront
49 min
Metrotown, Burnaby via Surrey Central → Metrotown
31 min
SFU Burnaby via Surrey Central → Production Way
29 min
Richmond Centre via Surrey Central → Brighouse
74 min
YVR Airport via Surrey Central → YVR-Airport
75 min

By car (off-peak)

Downtown Vancouver via HWY 1 / Grandview
26 min
Metrotown, Burnaby via Lougheed Hwy
14 min
SFU Burnaby via Gaglardi Way
10 min
Richmond Centre via No. 3 Rd
25 min
YVR Airport via Bridgeport / Sea Island
28 min

Calculate your commute

114 10128 132 St, Surrey, BC is ideally located for commuters. The property is 0.6 km from Surrey Central, with a 49 min SkyTrain ride to Downtown Vancouver (Waterfront Station). The closest bus stop is Eastbound Old Yale Rd @ 132 St (0.08 km). Walk Score Transit rating: Excellent Transit (87/100).

Walkability & Transit Near 114 10128 132 Street

Car-Dependent 79

Walk Score - Very Walkable

Most errands can be accomplished on foot

Some Transit 87

Transit Score - Excellent Transit

Transit is convenient for most trips

Somewhat
Bikeable 73

Bike Score - Very Bikeable

Biking is convenient for most trips

BC Assessment Value — 114 10128 132 Street

2026 assessed value, sourced from City of Surrey open data (PID 023-761-539).

Total Assessed Value (2026)

$466,000

2026 Value Trend

Land

$363,000

Buildings

$103,000

Year Built

N/A

Class

N/A

Zoning

Property Tax

N/A

Year	Land	Improvements	Total Assessed	YOY Change
2026	$363,000	$103,000	$466,000	—

Mortgage Calculator for 114 10128 132 Street

Home Price

Down Payment

Down Payment (percent)

Interest Rate

Loan Type

/month

Principal & Interest

Property Taxes $179

Maintenance fee 415.99

With a 20% down payment, buyers can expect an estimated $2,428/month in total housing costs on this $480,000 property — $1,833 mortgage payment, $179 property tax, $416 maintenance fee.

or Call 778-918-5990

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Listing data last synced: Aug 13, 2026

Investment Cashflow Calculator

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Vacancy Rate

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Break Even Down Payment 0%

Cap Rate

Cash on Cash

Based on $1,878/month estimated rent and $2,484/month in total housing costs, this property has a -$606/month cashflow. Break-even down payment: approximately 47%.

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Estateblock Rent Estimate for 114 10128 132 Street, Surrey

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Approximate estimates for informational purposes only, not financial advice. Assumes a new 30-year fixed mortgage at the rate shown; actual rent, payments, and equity will vary by loan terms and market conditions. Consult a licensed professional before deciding.