Home Surrey, BC Cedar Hills 12965 98 Avenue

12965 98 Ave, Surrey BC - Single Family Residence for Sale - MLS# R3107106

150 days on the market

$1,369,000

Est. Mortgage $6,056/mo

Listing updated: Jul 16, 2026 at 09:01am

EstateBlock checked: Sep 2, 2026 at 11:45pm

5 Beds

3 Baths

2298 sqft

596 $ /sqft

150 days on the market

$1,369,000

$1,419,000

Est. $6,056/mo with 20% down

Listing updated: Jul 16, 2026 at 09:01am

EstateBlock checked: Sep 2, 2026 at 11:45pm

Photos

Exterior Front Photo of 12965 98 Avenue, Surrey, BC

Exterior Rear Photo of 12965 98 Avenue, Surrey, BC

Living Room Photo of 12965 98 Avenue, Surrey, BC

Family Room Photo of 12965 98 Avenue, Surrey, BC

Dining Area Photo of 12965 98 Avenue, Surrey, BC

Kitchen Photo of 12965 98 Avenue, Surrey, BC

Kitchen Island Photo of 12965 98 Avenue, Surrey, BC

Pantry Photo of 12965 98 Avenue, Surrey, BC

Breakfast Nook Photo of 12965 98 Avenue, Surrey, BC

Primary Bedroom Photo of 12965 98 Avenue, Surrey, BC

BUILDERS & INVESTORS ALERT! Recently renovated 5 bed, 3 bath home in the quiet Cedar Hills neighborhood. Features 3 bedrooms and 2 full bathrooms upstairs plus a 2 bedroom basement suite—perfect mortgage helper. Over $100,000 spent on upgrades including laminate flooring, new kitchen, updated bathrooms, new doors, and vinyl siding. Large backyard for family use or future potential. Situated on a 69.66 x 110 ft lot with duplex development potential (buyer to verify with City). Located in a desirable area close to shopping, schools, transit, and SkyTrain. Great holding property, rental property, or future duplex build opportunity. Call today for private viewing!

Interior Features

Basement Finished Area (sqft)	1048
Basement Features	Full, Finished, Exterior Entry
Appliances Included	Washer/Dryer, Dishwasher, Refrigerator, Stove
Fireplace	0
Heating Type	Forced Air
Laundry	In Unit
# of Kitchens	2
Flooring	Laminate, Tile
Foundation	Concrete Perimeter, Slab

Exterior Features

Exterior Features	Private Yard
Roof	Asphalt
Structures	Residential Detached

Building Details

Price	$1,369,000
Total Bedrooms	5
Total Bathrooms	3
Full Bathrooms	3
Half Bathrooms	0
Floor Area Total (sqft)	2298
Age Of Building	999
Building Type	Single Family Residence
Property Type	Residential
Stories	2
Ownership Type	Freehold NonStrata
Community Features	Shopping Nearby
Utility Type	Electricity Connected, Natural Gas Connected, Water Connected
Utility Sewer	Public Sewer, Sanitary Sewer, Storm Sewer
Water (WaterSource)	Public
Parking Type	Garage Single, Front Access, Asphalt
Total Parking Spaces	5
Rental Suites	Unauthorized Suite

Lot & Land

Lot Size	7705
Lot Size Depth	Feet
Lot Size Frontage	69.65
MLS^® #	R3107106
Area	North Surrey
Neighbourhood	Cedar Hills
City	Surrey
Postal Code	V3T 1B3
Gross Taxes	$6,194
Zoning	SFR

Property Timeline

Status	Date	Price
R3107106 / Active	04-06-2026	$1,369,000
to view full Property History (4 earlier records)

Rooms

Floor	Type	Dimensions
Main Level	Bedroom	11'0 x 11'0 ft
Main Level	Bedroom	11'3 x 11'3 ft
Main Level	Bedroom	11'1 x 11'1 ft
Main Level	Dining Room	11'3 x 11'3 ft
Main Level	Kitchen	11'11 x 11'11 ft
Main Level	Living Room	12'0 x 12'0 ft
Main Level	Foyer	3'0 x 3'0 ft
Main Level	Bar Room	7'7 x 7'7 ft
Main Level	Bar Room	8'0 x 8'0 ft
Basement Level	Bedroom	12'1 x 12'1 ft
Basement Level	Bedroom	10'4 x 10'4 ft
Basement Level	Bar Room	8'0 x 8'0 ft
Basement Level	Pantry	8'0 x 8'0 ft
Basement Level	Kitchen	13'8 x 13'8 ft
Basement Level	Living Room	12'0 x 12'0 ft
Basement Level	Dining Room	18'11 x 18'11 ft
Basement Level	Storage	7'7 x 7'7 ft

Bathrooms

Floor	Ensuite	Pieces
Main Level	No	#3
Main Level	No	#3
Basement	No	#3

Listed by: Century 21 Coastal Realty Ltd.

NOTE: This representation is based in whole or in part on data generated by the Chilliwack & District Real Estate Board, Fraser Valley Real Estate Board or Greater Vancouver REALTORS^® which assumes no responsibility for its accuracy.

Map & Neighbourhood

Public Schools

Secondary
Queen Elizabeth Secondary School: Average 1.42 km 5.4/10

Information includes BC Government Open License data; school details change often and are offered solely as general guidance.

Private Schools

Elementary
Our Lady of Good Counsel: Above Average 2.34 km 8.5/10
Secondary
Honour Secondary School: 4.08 km

Closest Transit

Bus Stop
Northbound 128 St @ 98 Ave: 0.34 km
Skytrain
Skytrain @ King George Stn: 1.37 km

Crime Rate

Total Crime Rate: Average
Violent Crime Rate: Below Average
Property Crime Rate: Average

Demographics

Post-Secondary Education: Below Average 15.7%
No Certificate/Degree: Above Average 24.3%
Owner Occupied: Average 71.6%
Employment Rate: Above Average 74%

Noise/ Power Lines

Road/Hwy Noise: Unlikely
Railway/Sky train Noise: Unlikely
Airport/Port Noise: Unlikely
Close to major Power Lines: Unlikely

Other

Agricultural Land Reserve (ALR): Unlikely
Flood Area: Unlikely
Close to Cemeteries: Unlikely

Sell Speed & Competition

36 / 100

Overall sell-speed score

May take longer

Price competition grade

Avg comparable: $1,106,152

—

Market conditions

Market conditions unavailable

Flood Risk (FEMA/BC)

Unlikely — not in floodplain

Railway / Skytrain noise

Unlikely — 1.37 km from station

Road / Highway noise

Unlikely

Airport noise (YVR)

Unlikely

Power lines proximity

Unlikely

ALR (Agricultural Land Reserve)

No — not in ALR

How CEDAR HILLS compares

This property

150 DOM

Listed

Cedar Hills avg

—

Surrey avg

—

12965 98 Avenue has a sell-speed score of 36/100, placing it in the "May take longer than the area average to sell" band. The listing is priced 19.2% above comparable active properties in Cedar Hills. Based on these signals, EstateBlock predicts this listing is could take longer than the area average to sell.

Climate Risk for V3T 1B3

Natural hazards vary by location and can change over time. The following provides a summary of potential impacts to this area, postal code V3T 1B3, over the next 30 years. Projections use the 2041–2070 period (2050s) under a moderate emissions scenario (SSP2-4.5).

Flood Lower Risk

Outside of designated flood hazard zones. Under 10% of buildings in this area have flood risk over the next 30 years.

Fire Low

Located within the "Vancouver" WUI zone (Risk Class 5 — Low). Based on BC Wildfire Service provincial WUI Risk Class mapping; not a site-specific assessment.

Air Quality A / Excellent

Annual avg PM2.5 4.5 µg/m³ — meets WHO 2021 guideline (BC ENV 2024). Nearest station: North Delta, Delta (~3.8 km). Annual avg AQHI 2.1 — Low Risk.

Heat Moderate

Surrey currently sees ~1 day above 30 °C per year (1981–2010 baseline), projected to rise to ~8 by the 2050s (SSP2-4.5 moderate emissions). Hottest day of the year: ~30 °C baseline, ~32.5 °C projected. Tropical nights (>18 °C): ~0 baseline, ~3 projected.

Precipitation Increasing

Annual precipitation ~1516 mm (1981–2010 baseline), projected ~1574 mm by the 2050s. Extreme 1-day rainfall: ~51.5 mm baseline, ~57.1 mm projected. Values vary modestly across the Lower Mainland.

Drought Stable

Longest annual dry spell (consecutive dry days): ~23 days baseline, ~24 days projected for the 2050s. CDD is used as a regional drought proxy; drought risk varies modestly across the Lower Mainland.

Nearby Restaurants, Cafes & Shops

Shopping (9 nearby)

Super drycleaners · 445 m · Laundry
Chand hair design · 450 m · Hairdresser
128 coin laundry · 478 m · Laundry

Restaurants (7 nearby)

Camy's pizza · 447 m · Fast Food
Lighthouse indian kitchen · 499 m · Restaurant
Wow grill & momo · 521 m · Restaurant

Groceries (4 nearby)

Fruiticana · 416 m · Supermarket
Garcha bros meat shop · 481 m · Butcher
New amsterdam bakery · 508 m · Bakery

Healthcare (2 nearby)

Family care pharmacy · 500 m · Healthcare
Shoppers drug mart · 595 m · Healthcare

Transit (1 nearby)

Bus stop eastbound 100 ave @ 124b st · 991 m · Transit

Schools NearBy

28 Schools are within 3km

School	Type	Grades Served	Catchment Info	Rating	Distance
Old Yale Road Elementary School	Public	Grades Served K-7	Catchment Info —	4.2 / 10	Distance 804 m
Betty Huff Elementary School	Public	Grades Served K-7	Catchment Info —	3.4 / 10	Distance 911 m
Prince Charles Elementary School	Public	Grades Served K-7	Catchment Info —	4.5 / 10	Distance 1.12 KM
Cedar Hills Elementary School	Public	Grades Served K-7	Catchment Info —	4.3 / 10	Distance 1.20 KM
Senator Reid Elementary School	Public	Grades Served K-7	Catchment Info —	4.5 / 10	Distance 1.25 KM
David Brankin Elementary School	Public	Grades Served K-7	Catchment Info —	4.4 / 10	Distance 1.34 KM
Kwantlen Park Secondary School	Public	Grades Served 8-12	Catchment Info —	5.7 / 10	Distance 1.34 KM
Continuing Ed SD36 (Queen Elizabeth)	Public	Grades Served —	Catchment Info —	3.1 / 10	Distance 1.41 KM
Queen Elizabeth Secondary School	Public	Grades Served 8-12	Catchment Info In Catchment	5.4 / 10	Distance 1.42 KM
L A Matheson Secondary School	Public	Grades Served 8-12	Catchment Info —	5.0 / 10	Distance 1.60 KM
K B Woodward Elementary School	Public	Grades Served K-7	Catchment Info —	3.7 / 10	Distance 1.61 KM
Cindrich Elementary School	Public	Grades Served K-7	Catchment Info —	4.2 / 10	Distance 1.81 KM
Kirkbride Elementary School	Public	Grades Served K-7	Catchment Info —	2.9 / 10	Distance 2.03 KM
Continuing Ed SD36 (Invergarry)	Public	Grades Served —	Catchment Info —	0	Distance 2.15 KM
City Central Learning Centre	Public	Grades Served 10-12	Catchment Info —	3.0 / 10	Distance 2.18 KM
Creekside Elementary School	Public	Grades Served K-7	Catchment Info —	4.2 / 10	Distance 2.32 KM
Simon Cunningham Elementary School	Public	Grades Served K-7	Catchment Info —	4.1 / 10	Distance 2.33 KM
Our Lady of Good Counsel	Independent	Grades Served K-7	Catchment Info —	8.5 / 10	Distance 2.34 KM
North Surrey Learning Centre	Public	Grades Served 10-12	Catchment Info —	3.2 / 10	Distance 2.36 KM
Education Services (Alternate)	Public	Grades Served —	Catchment Info —	3.8 / 10	Distance 2.49 KM
SD 36 Alternate North Surrey LC	Public	Grades Served —	Catchment Info —	6.3 / 10	Distance 2.51 KM
Sikh Academy	Independent	Grades Served K-7	Catchment Info —	7.6 / 10	Distance 2.61 KM
Lena Shaw Elementary School	Public	Grades Served K-7	Catchment Info —	4.0 / 10	Distance 2.63 KM
Royal Heights Elementary School	Public	Grades Served K-7	Catchment Info —	3.5 / 10	Distance 2.64 KM
Forsyth Road Elementary School	Public	Grades Served K-7	Catchment Info —	3.3 / 10	Distance 2.65 KM
Immaculate Conception School	Independent	Grades Served K-7	Catchment Info —	7.8 / 10	Distance 2.81 KM
Bridgeview Elementary School	Public	Grades Served K-7	Catchment Info —	4.3 / 10	Distance 2.85 KM
Immaculate Conception	Independent	Grades Served —	Catchment Info —	7.3 / 10	Distance 2.85 KM

Pre-computed routes from 12965 98 Ave, Surrey, BC

12965 98 Ave, Surrey, BC King George 1.4 km

59 min

Downtown Vancouver Waterfront Station

By transit (Skytrain)

Downtown Vancouver via King George → Waterfront
59 min
Metrotown, Burnaby via King George → Metrotown
41 min
SFU Burnaby via King George → Production Way
39 min
Richmond Centre via King George → Brighouse
84 min
YVR Airport via King George → YVR-Airport
85 min

By car (off-peak)

Downtown Vancouver via HWY 1 / Grandview
26 min
Metrotown, Burnaby via Lougheed Hwy
14 min
SFU Burnaby via Gaglardi Way
11 min
Richmond Centre via No. 3 Rd
24 min
YVR Airport via Bridgeport / Sea Island
28 min

Calculate your commute

12965 98 Ave, Surrey, BC is ideally located for commuters. The property is 1.4 km from King George, with a 59 min SkyTrain ride to Downtown Vancouver (Waterfront Station). The closest bus stop is Northbound 128 St @ 98 Ave (0.34 km). Walk Score Transit rating: Good Transit (57/100).

Walkability & Transit Near 12965 98 Avenue

Car-Dependent 70

Walk Score - Very Walkable

Most errands can be accomplished on foot

Some Transit 57

Transit Score - Good Transit

Many nearby public transportation options

Somewhat
Bikeable 65

Bike Score - Bikeable

Some bike infrastructure

BC Assessment Value — 12965 98 Avenue

2026 assessed value, sourced from City of Surrey open data (PID 004-844-939).

Total Assessed Value (2026)

$1,277,000

2026 Value Trend

Land

$1,249,000

Buildings

$28,000

Year Built

N/A

Class

N/A

Zoning

Property Tax

N/A

Year	Land	Improvements	Total Assessed	YOY Change
2026	$1,249,000	$28,000	$1,277,000	—

Mortgage Calculator for 12965 98 Avenue

Home Price

Down Payment

Down Payment (percent)

Interest Rate

Loan Type

/month

Principal & Interest

Property Taxes $516

Maintenance fee 0

A 20% down payment of $273,800 on this $1,369,000 listing yields an estimated mortgage of $5,229/month (30-year fixed, 4%). Total estimated housing cost: $5,745/month, $516 property tax.

or Call 778-918-5990

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Listing data last synced: Jul 16, 2026

Investment Cashflow Calculator

Property Tax (Monthly)

Basic Insurance Cost

Rental Income

Vacancy Rate

Down Payment

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/month

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Break Even Down Payment 0%

Cap Rate

Cash on Cash

With $5,159/month in estimated rental income against $5,919/month in mortgage payments, the monthly cashflow is -$761/month. A 32% down payment would reach break-even.

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Estateblock Rent Estimate for 12965 98 Avenue, Surrey

Buy Vs Rent Calculator

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Approximate estimates for informational purposes only, not financial advice. Assumes a new 30-year fixed mortgage at the rate shown; actual rent, payments, and equity will vary by loan terms and market conditions. Consult a licensed professional before deciding.