Home Surrey, BC Whalley 3 Civic Plaza 3204 13495 Central Avenue

3204 13495 Central Ave, Surrey BC - Apartment/Condo for Sale - MLS# R3152751

45 days on the market

$350,000

Est. Mortgage $1,548/mo

Listing updated: Sep 5, 2026 at 01:20pm

EstateBlock checked: Sep 18, 2026 at 09:45am

1 Beds

1 Baths

563 sqft

622 $ /sqft

396.69 $ Maint. fee

2018 built

45 days on the market

$350,000

Est. $1,548/mo with 20% down

Listing updated: Sep 5, 2026 at 01:20pm

EstateBlock checked: Sep 18, 2026 at 09:45am

Photos

Exterior Front Photo of 3204 13495 Central Avenue, Surrey, BC

Exterior Rear Photo of 3204 13495 Central Avenue, Surrey, BC

Living Room Photo of 3204 13495 Central Avenue, Surrey, BC

Family Room Photo of 3204 13495 Central Avenue, Surrey, BC

Dining Area Photo of 3204 13495 Central Avenue, Surrey, BC

Kitchen Photo of 3204 13495 Central Avenue, Surrey, BC

Kitchen Island Photo of 3204 13495 Central Avenue, Surrey, BC

Pantry Photo of 3204 13495 Central Avenue, Surrey, BC

3 Civic Plaza, Surrey City Centre's landmark high-rise. This bright east-facing 1-bed home offers spectacular panoramic views from the 32nd floor and a thoughtfully designed open-concept layout. Features include 9' ceilings, quartz countertops, stainless steel appliances, a spacious kitchen island, and energy-efficient geothermal heating and cooling for year-round comfort. Enjoy your morning coffee while taking in breathtaking sunrise views from your private balcony. Located directly beside Surrey Central SkyTrain Station and steps to Future UBC medical school, SFU, KPU, Surrey City Hall, Library, Central City Shopping Centre, restaurants, cafes, and everyday conveniences. An exceptional opportunity for first time home buyers or investors seeking strong long-term value in urban centres.

Interior Features

Basement Finished Area (sqft)	0
Basement Features	None
Appliances Included	Washer/Dryer, Dishwasher, Refrigerator, Stove, Microwave, Oven, Range Top
Interior Features	Elevator, Storage
Heating Type	Geothermal
Cooling	Central Air, Air Conditioning
Laundry	In Unit
# of Kitchens	1
Flooring	Laminate, Carpet
Foundation	Concrete Perimeter

Exterior Features

Exterior Features	Balcony
Roof	Other
Structures	Multi Family, Residential Attached

Building Details

Price	$350,000
Total Bedrooms	1
Total Bathrooms	1
Full Bathrooms	1
Half Bathrooms	0
Floor Area Total (sqft)	563
Year Built	2018
Age Of Building	8
Building Type	Apartment/Condo
Property Type	Residential
Stories	1
Building Amenities	Concierge, Caretaker, Trash, Maintenance Grounds, Hot Water, Management, Snow Removal
Ownership Type	Freehold Strata
Maintenance Fee	$396.69
Amenities Nearby	Concierge, Caretaker, Trash, Maintenance Grounds, Hot Water, Management, Snow Removal
Utility Type	Electricity Connected, Water Connected
Utility Sewer	Public Sewer, Sanitary Sewer
Water (WaterSource)	Public
Parking Type	Additional Parking, None, Guest
Total Parking Spaces	0
Strata Restrictions	Pets Allowed w/Rest.,Rentals Allowed
Pet Restrictions	Cats OK, Dogs OK, Number Limit (Two), Yes With Restrictions
Rental Suites	None
Units In Development	349

Lot & Land

MLS^® #	R3152751
Area	North Surrey
Neighbourhood	Whalley
City	Surrey
Postal Code	V3T 0K2
Gross Taxes	$1,945.73
Zoning	CD

Property Timeline

Status	Date	Price
R3152751 / Active	08-04-2026	$350,000
to view full Property History (2 earlier records)

Rooms

Floor	Type	Dimensions
Main Level	Primary Bedroom	10'3 x 10'3 ft
Main Level	Living Room	11'4 x 11'4 ft
Main Level	Kitchen	14'3 x 14'3 ft

Bathrooms

Floor	Ensuite	Pieces
Main Level	No	#4

Listed by: Grand Central Realty

NOTE: This representation is based in whole or in part on data generated by the Chilliwack & District Real Estate Board, Fraser Valley Real Estate Board or Greater Vancouver REALTORS^® which assumes no responsibility for its accuracy.

Map & Neighbourhood

Public Schools

Secondary
Kwantlen Park Secondary School: Average 0.72 km 5.7/10
Elementary
Old Yale Road Elementary School: Average 0.75 km 4.2/10

Information includes BC Government Open License data; school details change often and are offered solely as general guidance.

Private Schools

Elementary
Our Lady of Good Counsel: Above Average 0.87 km 8.5/10
Secondary
Honour Secondary School: 2.64 km

Closest Transit

Bus Stop
Eastbound 104 Ave @ University Dr: 0.1 km
Skytrain
Skytrain @ Surrey Central Stn: 0.20 km

Crime Rate

Total Crime Rate: Average
Violent Crime Rate: Below Average
Property Crime Rate: Average

Demographics

Post-Secondary Education: Below Average 24.9%
No Certificate/Degree: Above Average 16.6%
Owner Occupied: Average 71.7%
Employment Rate: Average 59%

Noise/ Power Lines

Road/Hwy Noise: Unlikely
Railway/Sky train Noise: Possible
Airport/Port Noise: Unlikely
Close to major Power Lines: Unlikely

Other

Agricultural Land Reserve (ALR): Unlikely
Flood Area: Unlikely
Close to Cemeteries: Unlikely

Sell Speed & Competition

47 / 100

Overall sell-speed score

Moderate pace expected

B+

Price competition grade

Avg comparable: $378,000

Buyer's

Market conditions

Buyer's market — more supply than demand

Flood Risk (FEMA/BC)

Unlikely — not in floodplain

Railway / Skytrain noise

Possible — near transit

Road / Highway noise

Unlikely

Airport noise (YVR)

Unlikely

Power lines proximity

Unlikely

ALR (Agricultural Land Reserve)

No — not in ALR

How WHALLEY compares

This property

45 DOM

Listed

Whalley avg

—

Surrey avg

—

3204 13495 Central Avenue has a sell-speed score of 47/100, placing it in the "Expected to sell at a moderate pace" band. The listing is priced 8% below comparable active properties in Whalley, which is a strong competitive signal. The local market is currently a Buyer's Market with a sales-to-active ratio of 10.9% — buyers have more leverage. With only 2148 competing homes currently listed, this property has significant competition. Based on these signals, EstateBlock predicts this listing is may take several weeks to attract serious offers.

Climate Risk for V3T 0K2

Natural hazards vary by location and can change over time. The following provides a summary of potential impacts to this area, postal code V3T 0K2, over the next 30 years. Projections use the 2041–2070 period (2050s) under a moderate emissions scenario (SSP2-4.5).

Flood Lower Risk

Outside of designated flood hazard zones. Under 10% of buildings in this area have flood risk over the next 30 years.

Fire Low

Located within the "Vancouver" WUI zone (Risk Class 5 — Low). Based on BC Wildfire Service provincial WUI Risk Class mapping; not a site-specific assessment.

Air Quality B / Good

Annual avg PM2.5 5.2 µg/m³ — meets Canada's CAAQS (BC ENV 2024). Nearest station: New Westminster Sapperton Park, New Westminster (~5.3 km). Annual avg AQHI 0 — Low Risk.

Heat Moderate

Surrey currently sees ~1 day above 30 °C per year (1981–2010 baseline), projected to rise to ~8 by the 2050s (SSP2-4.5 moderate emissions). Hottest day of the year: ~30 °C baseline, ~32.5 °C projected. Tropical nights (>18 °C): ~0 baseline, ~3 projected.

Precipitation Increasing

Annual precipitation ~1516 mm (1981–2010 baseline), projected ~1574 mm by the 2050s. Extreme 1-day rainfall: ~51.5 mm baseline, ~57.1 mm projected. Values vary modestly across the Lower Mainland.

Drought Stable

Longest annual dry spell (consecutive dry days): ~23 days baseline, ~24 days projected for the 2050s. CDD is used as a regional drought proxy; drought risk varies modestly across the Lower Mainland.

Nearby Restaurants, Cafes & Shops

Shopping (84 nearby)

Jenny's · 124 m · Beauty Shop
Beautyland salon · 133 m · Hairdresser
The hockey shop source for sports · 156 m · Sports Shop

Restaurants (68 nearby)

D-plus curry house · 25 m · Restaurant
Freshii · 25 m · Restaurant
Dominion bar & kitchen · 47 m · Restaurant

Groceries (25 nearby)

Sky stop · 138 m · Convenience
Queen's market · 145 m · Greengrocer
Daily fresh · 185 m · Supermarket

Cafes (19 nearby)

Prado cafe · 11 m · Cafe
Take five café · 77 m · Cafe
Tim hortons · 81 m · Cafe

Healthcare (7 nearby)

London drugs · 315 m · Healthcare
Shoppers drug mart · 550 m · Healthcare
Pharmasave · 678 m · Healthcare

Transit (4 nearby)

Skytrain @ surrey central stn station · 201 m · Transit
Bus stop king george station @ bay 1 · 854 m · Transit
Skytrain @ king george stn station · 938 m · Transit

Parks & Recreation (1 nearby)

Play central · 560 m · Playground

Schools NearBy

27 Schools are within 3km

School	Type	Grades Served	Catchment Info	Rating	Distance
Kwantlen Park Secondary School	Public	Grades Served 8-12	Catchment Info In Catchment	5.7 / 10	Distance 720 m
Old Yale Road Elementary School	Public	Grades Served K-7	Catchment Info In Catchment	4.2 / 10	Distance 746 m
Our Lady of Good Counsel	Independent	Grades Served K-7	Catchment Info —	8.5 / 10	Distance 869 m
K B Woodward Elementary School	Public	Grades Served K-7	Catchment Info —	3.7 / 10	Distance 914 m
Forsyth Road Elementary School	Public	Grades Served K-7	Catchment Info —	3.3 / 10	Distance 1.12 KM
City Central Learning Centre	Public	Grades Served 10-12	Catchment Info —	3.0 / 10	Distance 1.32 KM
Lena Shaw Elementary School	Public	Grades Served K-7	Catchment Info —	4.0 / 10	Distance 1.63 KM
James Ardiel Elementary School	Public	Grades Served K-7	Catchment Info —	3.7 / 10	Distance 1.88 KM
Continuing Ed SD36 (Queen Elizabeth)	Public	Grades Served —	Catchment Info —	3.1 / 10	Distance 1.88 KM
Queen Elizabeth Secondary School	Public	Grades Served 8-12	Catchment Info —	5.4 / 10	Distance 1.90 KM
Mary Jane Shannon Elementary School	Public	Grades Served K-7	Catchment Info —	3.7 / 10	Distance 2.00 KM
Surrey Traditional School	Public	Grades Served K-7	Catchment Info —	5.6 / 10	Distance 2.09 KM
Betty Huff Elementary School	Public	Grades Served K-7	Catchment Info —	3.4 / 10	Distance 2.16 KM
Guildford Park Secondary School	Public	Grades Served 8-12	Catchment Info —	5.5 / 10	Distance 2.22 KM
Prince Charles Elementary School	Public	Grades Served K-7	Catchment Info —	4.5 / 10	Distance 2.23 KM
Simon Cunningham Elementary School	Public	Grades Served K-7	Catchment Info —	4.1 / 10	Distance 2.25 KM
North Surrey Learning Centre	Public	Grades Served 10-12	Catchment Info —	3.2 / 10	Distance 2.39 KM
SD 36 Alternate North Surrey LC	Public	Grades Served —	Catchment Info —	6.3 / 10	Distance 2.46 KM
Education Services (Alternate)	Public	Grades Served —	Catchment Info —	3.8 / 10	Distance 2.47 KM
Ellendale Elementary School	Public	Grades Served K-7	Catchment Info —	3.0 / 10	Distance 2.52 KM
Cedar Hills Elementary School	Public	Grades Served K-7	Catchment Info —	4.3 / 10	Distance 2.55 KM
Hjorth Road Elementary School	Public	Grades Served K-7	Catchment Info —	3.1 / 10	Distance 2.56 KM
Cindrich Elementary School	Public	Grades Served K-7	Catchment Info —	4.2 / 10	Distance 2.63 KM
Honour Secondary School	Independent	Grades Served 10-12	Catchment Info —	0	Distance 2.64 KM
Creekside Elementary School	Public	Grades Served K-7	Catchment Info —	4.2 / 10	Distance 2.66 KM
David Brankin Elementary School	Public	Grades Served K-7	Catchment Info —	4.4 / 10	Distance 2.75 KM
Senator Reid Elementary School	Public	Grades Served K-7	Catchment Info —	4.5 / 10	Distance 2.77 KM

Pre-computed routes from 3204 13495 Central Ave, Surrey, BC

3204 13495 Central Ave, Surrey, BC Surrey Central 0.2 km

43 min

Downtown Vancouver Waterfront Station

By transit (Skytrain)

Downtown Vancouver via Surrey Central → Waterfront
43 min
Metrotown, Burnaby via Surrey Central → Metrotown
25 min
SFU Burnaby via Surrey Central → Production Way
23 min
Richmond Centre via Surrey Central → Brighouse
68 min
YVR Airport via Surrey Central → YVR-Airport
69 min

By car (off-peak)

Downtown Vancouver via HWY 1 / Grandview
26 min
Metrotown, Burnaby via Lougheed Hwy
14 min
SFU Burnaby via Gaglardi Way
10 min
Richmond Centre via No. 3 Rd
25 min
YVR Airport via Bridgeport / Sea Island
29 min

Calculate your commute

3204 13495 Central Ave, Surrey, BC is ideally located for commuters. The property is 0.2 km from Surrey Central, with a 43 min SkyTrain ride to Downtown Vancouver (Waterfront Station). The closest bus stop is Eastbound 104 Ave @ University Dr (0.1 km). Walk Score Transit rating: Rider's Paradise (91/100).

Walkability & Transit Near 3204 13495 Central Avenue

Car-Dependent 91

Walk Score - Walker's Paradise

Daily errands do not require a car

Some Transit 91

Transit Score - Rider's Paradise

World-class public transportation

Somewhat
Bikeable 81

Bike Score - Very Bikeable

Biking is convenient for most trips

BC Assessment Value — 3204 13495 Central Avenue

2026 assessed value, sourced from City of Surrey open data (PID 030-456-690).

Total Assessed Value (2026)

$427,000

2026 Value Trend

Land

$224,000

Buildings

$203,000

Year Built

N/A

Class

N/A

Zoning

Property Tax

N/A

Year	Land	Improvements	Total Assessed	YOY Change
2026	$224,000	$203,000	$427,000	—

Mortgage Calculator for 3204 13495 Central Avenue

Home Price

Down Payment

Down Payment (percent)

Interest Rate

Loan Type

/month

Principal & Interest

Property Taxes $162

Maintenance fee 396.69

Financing 80% of the $350,000 asking price over 30 years at 4% results in approximately $1,896/month in total estimated carrying costs, $162 property tax, $397 maintenance fee.

or Call 778-918-5990

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Listing data last synced: Sep 5, 2026

Investment Cashflow Calculator

Property Tax (Monthly)

Basic Insurance Cost

Maintenance Fee

Rental Income

Vacancy Rate

Down Payment

Down Payment (percent)

/month

Mortgage Payment

Monthly Payment

Break Even Down Payment 0%

Cap Rate

Cash on Cash

This listing generates an estimated $1,746/month in rental income, leaving a -$190/month cashflow at current carrying costs. Investors targeting break-even would need roughly 32% down.

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Estateblock Rent Estimate for 3204 13495 Central Avenue, Surrey

Buy Vs Rent Calculator

— / month

Rent —

Own —

Principal: — Interest, tax, insurance, fees: —

Rent vs own

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Principal paid off by year 5 —

Principal paid off by year 10 —

Approximate estimates for informational purposes only, not financial advice. Assumes a new 30-year fixed mortgage at the rate shown; actual rent, payments, and equity will vary by loan terms and market conditions. Consult a licensed professional before deciding.

Quick summary

auto

8.1% below Whalley avg

$350,000 vs $380,973 area average

Price/sqft: $622
Annual tax: $1,945.73
Total monthly est.: $2,107
Walk Score: 91 — Walker's Paradise
Skytrain: 0.20 km
Flood risk: None
Crime rate: Average
Pets allowed: Cats OK, Dogs OK, Number Limit (Two), Yes With Restrictions

School catchment

auto

Elementary: Old Yale Road Elementary School
Rating: 4.2/10
Distance: 0.75 km
Secondary: Kwantlen Park Secondary School
Distance: 0.72 km

Call or Text Now!

Dan Marusin

Renanza Realty

778-918-5990

Award-Winning REALTOR^® with 13+ Years of Experience Serving Greater Vancouver

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Potential Cashback for this listing if you buy with us

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Walkability & Transit Near 3204 13495 Central Avenue

Car-Dependent 91

Walk Score - Walker's Paradise

Daily errands do not require a car

Some Transit 91

Transit Score - Rider's Paradise

World-class public transportation

Somewhat
Bikeable 81

Bike Score - Very Bikeable

Biking is convenient for most trips

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3204 13495 Central Ave, Surrey BC - Apartment/Condo for Sale - MLS# R3152751

Photos

Property Details for 3204 13495 Central Avenue

Interior Features

Exterior Features

Building Details

Lot & Land

Property Timeline

Map & Neighbourhood

Sell Speed & Competition

Climate Risk for V3T 0K2

Nearby Restaurants, Cafes & Shops

Shopping (84 nearby)

Restaurants (68 nearby)

Groceries (25 nearby)

Cafes (19 nearby)

Healthcare (7 nearby)

Transit (4 nearby)

Parks & Recreation (1 nearby)

Schools NearBy

Kwantlen Park Secondary School

Grades Served

Catchment Info

Distance

Old Yale Road Elementary School

Grades Served

Catchment Info

Distance

Our Lady of Good Counsel

Grades Served

Catchment Info

Distance

K B Woodward Elementary School

Grades Served

Catchment Info

Distance

Forsyth Road Elementary School

Grades Served

Catchment Info

Distance

City Central Learning Centre

Grades Served

Catchment Info

Distance

Lena Shaw Elementary School

Grades Served

Catchment Info

Distance

James Ardiel Elementary School

Grades Served

Catchment Info

Distance

Continuing Ed SD36 (Queen Elizabeth)

Grades Served

Catchment Info

Distance

Queen Elizabeth Secondary School

Grades Served

Catchment Info

Distance

Mary Jane Shannon Elementary School

Grades Served

Catchment Info

Distance

Surrey Traditional School

Grades Served

Catchment Info

Distance

Betty Huff Elementary School

Grades Served

Catchment Info

Distance

Guildford Park Secondary School

Grades Served

Catchment Info

Distance

Prince Charles Elementary School

Grades Served

Catchment Info

Distance