Home Surrey, BC Whalley 3 Civic Plaza 2908 13495 Central Avenue

2908 13495 Central Ave, Surrey BC - Apartment/Condo for Sale - MLS# R3152802

54 days on the market

$538,000

Est. Mortgage $2,380/mo

Listing updated: Sep 21, 2026 at 11:35am

EstateBlock checked: Sep 28, 2026 at 04:45am

3 Civic Plaza

2 Beds

2 Baths

862 sqft

624 $ /sqft

610.27 $ Maint. fee

2018 built

5.3% price reduction

54 days on the market

$538,000

$568,000

Est. $2,380/mo with 20% down

Listing updated: Sep 21, 2026 at 11:35am

EstateBlock checked: Sep 28, 2026 at 04:45am

Photos

Exterior Front Photo of 2908 13495 Central Avenue, Surrey, BC

Exterior Rear Photo of 2908 13495 Central Avenue, Surrey, BC

Living Room Photo of 2908 13495 Central Avenue, Surrey, BC

Family Room Photo of 2908 13495 Central Avenue, Surrey, BC

Dining Area Photo of 2908 13495 Central Avenue, Surrey, BC

Kitchen Photo of 2908 13495 Central Avenue, Surrey, BC

Kitchen Island Photo of 2908 13495 Central Avenue, Surrey, BC

Pantry Photo of 2908 13495 Central Avenue, Surrey, BC

Breakfast Nook Photo of 2908 13495 Central Avenue, Surrey, BC

Primary Bedroom Photo of 2908 13495 Central Avenue, Surrey, BC

Primary Bathroom Photo of 2908 13495 Central Avenue, Surrey, BC

Walk-In Closet Photo of 2908 13495 Central Avenue, Surrey, BC

Bedroom 2 Photo of 2908 13495 Central Avenue, Surrey, BC

Bedroom 3 Photo of 2908 13495 Central Avenue, Surrey, BC

Bedroom 4 Photo of 2908 13495 Central Avenue, Surrey, BC

Available immediately with this 862 square feet on the 29th floor of the prestigious 3 Civic Plaza. Two bedrooms, one ensuite bathroom, and one guest bathroom. 1 underground parking and 1 storage locker available. It has air conditioning for both heating and cooling with geothermal heating/cooling for a comfortable atmosphere. It's a 5-minute walk to the shopping centre, T&T Supermarket, Walmart, BestBuy, library, SkyTrain station, KPU, SFU, etc. Restaurant & Café conveniently located in the foyer with 24 hour concierge & security. School Catchment: Old Yale Road Elementary & École Kwantlen Park

Interior Features

Basement Finished Area (sqft)	0
Basement Features	None
Appliances Included	Washer/Dryer, Dishwasher, Refrigerator, Stove, Microwave, Oven
Interior Features	Elevator, Storage
Heating Type	Electric, Geothermal, Hot Water
Cooling	Central Air, Air Conditioning
Laundry	In Unit
# of Kitchens	1
Flooring	Laminate, Carpet
Foundation	Concrete Perimeter

Exterior Features

View Description	City & Mountain
Roof	Concrete
Structures	Multi Family, Residential Attached

Building Details

Price	$538,000
Total Bedrooms	2
Total Bathrooms	2
Full Bathrooms	2
Half Bathrooms	0
Floor Area Total (sqft)	862
Year Built	2018
Age Of Building	8
Building Type	Apartment/Condo
Property Type	Residential
Stories	1
Building Amenities	Exercise Centre, Recreation Facilities, Concierge, Caretaker, Trash, Maintenance Grounds, Hot Water, Management, Sewer, Snow Removal
Building Name	3 Civic Plaza
Ownership Type	Freehold Strata
Maintenance Fee	$610.27
Community Features	Restaurant, Shopping Nearby
Amenities Nearby	Exercise Centre, Recreation Facilities, Concierge, Caretaker, Trash, Maintenance Grounds, Hot Water, Management, Sewer, Snow Removal
Utility Type	Electricity Connected, Water Connected
Utility Sewer	Public Sewer, Sanitary Sewer
Water (WaterSource)	Public
Parking Type	Underground, Side Access, Concrete, Garage Door Opener
Total Parking Spaces	1
Strata Restrictions	Pets Allowed
Pet Restrictions	Yes

Lot & Land

Lot Size Depth	Feet
MLS^® #	R3152802
Area	North Surrey
Neighbourhood	Whalley
City	Surrey
Postal Code	V3T 0K2
Gross Taxes	$2,583.1
Zoning	STRATA

Property Timeline

Status	Date	Price
R3152802 / Active	08-05-2026	$538,000

Rooms

Floor	Type	Dimensions
Main Level	Living Room	11' x 11' ft
Main Level	Dining Room	11' x 11' ft
Main Level	Kitchen	14'4 x 14'4 ft
Main Level	Primary Bedroom	12'4 x 12'4 ft
Main Level	Bedroom	8'8 x 8'8 ft

Bathrooms

Floor	Ensuite	Pieces
Main Level	No	#4
Main Level	Yes	#5

Listed by: Selmak Realty Limited

NOTE: This representation is based in whole or in part on data generated by the Chilliwack & District Real Estate Board, Fraser Valley Real Estate Board or Greater Vancouver REALTORS^® which assumes no responsibility for its accuracy.

Map & Neighbourhood

Public Schools

Secondary
Kwantlen Park Secondary School: Average 0.73 km 5.7/10
Elementary
Old Yale Road Elementary School: Average 0.76 km 4.2/10

Information includes BC Government Open License data; school details change often and are offered solely as general guidance.

Private Schools

Elementary
Our Lady of Good Counsel: Above Average 0.85 km 8.5/10
Secondary
Honour Secondary School: 2.63 km

Closest Transit

Bus Stop
Eastbound 104 Ave @ University Dr: 0.1 km
Skytrain
Skytrain @ Surrey Central Stn: 0.20 km

Crime Rate

Total Crime Rate: Average
Violent Crime Rate: Below Average
Property Crime Rate: Average

Demographics

Post-Secondary Education: Below Average 24.9%
No Certificate/Degree: Above Average 16.6%
Owner Occupied: Average 71.7%
Employment Rate: Average 59%

Noise/ Power Lines

Road/Hwy Noise: Unlikely
Railway/Sky train Noise: Possible
Airport/Port Noise: Unlikely
Close to major Power Lines: Unlikely

Other

Agricultural Land Reserve (ALR): Unlikely
Flood Area: Unlikely
Close to Cemeteries: Unlikely

Sell Speed & Competition

46 / 100

Overall sell-speed score

Moderate pace expected

Price competition grade

Avg comparable: $519,708

Buyer's

Market conditions

Buyer's market — more supply than demand

Flood Risk (FEMA/BC)

Unlikely — not in floodplain

Railway / Skytrain noise

Possible — near transit

Road / Highway noise

Unlikely

Airport noise (YVR)

Unlikely

Power lines proximity

Unlikely

ALR (Agricultural Land Reserve)

No — not in ALR

How WHALLEY compares

This property

54 DOM

Listed

Whalley avg

—

Surrey avg

—

2908 13495 Central Avenue has a sell-speed score of 46/100, placing it in the "Expected to sell at a moderate pace" band. The listing is priced 3.4% above comparable active properties in Whalley. The local market is currently a Buyer's Market with a sales-to-active ratio of 10.9% — buyers have more leverage. With only 2148 competing homes currently listed, this property has significant competition. Based on these signals, EstateBlock predicts this listing is may take several weeks to attract serious offers.

Climate Risk for V3T 0K2

Natural hazards vary by location and can change over time. The following provides a summary of potential impacts to this area, postal code V3T 0K2, over the next 30 years. Projections use the 2041–2070 period (2050s) under a moderate emissions scenario (SSP2-4.5).

Flood Lower Risk

Outside of designated flood hazard zones. Under 10% of buildings in this area have flood risk over the next 30 years.

Fire Low

Located within the "Vancouver" WUI zone (Risk Class 5 — Low). Based on BC Wildfire Service provincial WUI Risk Class mapping; not a site-specific assessment.

Air Quality B / Good

Annual avg PM2.5 5.2 µg/m³ — meets Canada's CAAQS (BC ENV 2024). Nearest station: New Westminster Sapperton Park, New Westminster (~5.3 km). Annual avg AQHI 0 — Low Risk.

Heat Moderate

Surrey currently sees ~1 day above 30 °C per year (1981–2010 baseline), projected to rise to ~8 by the 2050s (SSP2-4.5 moderate emissions). Hottest day of the year: ~30 °C baseline, ~32.5 °C projected. Tropical nights (>18 °C): ~0 baseline, ~3 projected.

Precipitation Increasing

Annual precipitation ~1516 mm (1981–2010 baseline), projected ~1574 mm by the 2050s. Extreme 1-day rainfall: ~51.5 mm baseline, ~57.1 mm projected. Values vary modestly across the Lower Mainland.

Drought Stable

Longest annual dry spell (consecutive dry days): ~23 days baseline, ~24 days projected for the 2050s. CDD is used as a regional drought proxy; drought risk varies modestly across the Lower Mainland.

Nearby Restaurants, Cafes & Shops

Shopping (84 nearby)

Jenny's · 115 m · Beauty Shop
Beautyland salon · 123 m · Hairdresser
The hockey shop source for sports · 149 m · Sports Shop

Restaurants (68 nearby)

D-plus curry house · 12 m · Restaurant
Freshii · 14 m · Restaurant
Dominion bar & kitchen · 48 m · Restaurant

Groceries (25 nearby)

Queen's market · 135 m · Greengrocer
Sky stop · 136 m · Convenience
Daily fresh · 181 m · Supermarket

Cafes (20 nearby)

Prado cafe · 17 m · Cafe
Tim hortons · 79 m · Cafe
Take five café · 88 m · Cafe

Healthcare (7 nearby)

London drugs · 302 m · Healthcare
Shoppers drug mart · 549 m · Healthcare
Pharmasave · 672 m · Healthcare

Transit (4 nearby)

Skytrain @ surrey central stn station · 198 m · Transit
Bus stop eastbound 102 ave @ 139 st · 843 m · Transit
Skytrain @ king george stn station · 935 m · Transit

Parks & Recreation (1 nearby)

Play central · 560 m · Playground

Schools NearBy

27 Schools are within 3km

School	Type	Grades Served	Catchment Info	Rating	Distance
Kwantlen Park Secondary School	Public	Grades Served 8-12	Catchment Info In Catchment	5.7 / 10	Distance 731 m
Old Yale Road Elementary School	Public	Grades Served K-7	Catchment Info In Catchment	4.2 / 10	Distance 761 m
Our Lady of Good Counsel	Independent	Grades Served K-7	Catchment Info —	8.5 / 10	Distance 854 m
K B Woodward Elementary School	Public	Grades Served K-7	Catchment Info —	3.7 / 10	Distance 922 m
Forsyth Road Elementary School	Public	Grades Served K-7	Catchment Info —	3.3 / 10	Distance 1.11 KM
City Central Learning Centre	Public	Grades Served 10-12	Catchment Info —	3.0 / 10	Distance 1.33 KM
Lena Shaw Elementary School	Public	Grades Served K-7	Catchment Info —	4.0 / 10	Distance 1.62 KM
James Ardiel Elementary School	Public	Grades Served K-7	Catchment Info —	3.7 / 10	Distance 1.87 KM
Continuing Ed SD36 (Queen Elizabeth)	Public	Grades Served —	Catchment Info —	3.1 / 10	Distance 1.89 KM
Queen Elizabeth Secondary School	Public	Grades Served 8-12	Catchment Info —	5.4 / 10	Distance 1.91 KM
Mary Jane Shannon Elementary School	Public	Grades Served K-7	Catchment Info —	3.7 / 10	Distance 1.99 KM
Surrey Traditional School	Public	Grades Served K-7	Catchment Info —	5.6 / 10	Distance 2.08 KM
Betty Huff Elementary School	Public	Grades Served K-7	Catchment Info —	3.4 / 10	Distance 2.17 KM
Guildford Park Secondary School	Public	Grades Served 8-12	Catchment Info —	5.5 / 10	Distance 2.21 KM
Simon Cunningham Elementary School	Public	Grades Served K-7	Catchment Info —	4.1 / 10	Distance 2.24 KM
Prince Charles Elementary School	Public	Grades Served K-7	Catchment Info —	4.5 / 10	Distance 2.25 KM
North Surrey Learning Centre	Public	Grades Served 10-12	Catchment Info —	3.2 / 10	Distance 2.39 KM
SD 36 Alternate North Surrey LC	Public	Grades Served —	Catchment Info —	6.3 / 10	Distance 2.46 KM
Education Services (Alternate)	Public	Grades Served —	Catchment Info —	3.8 / 10	Distance 2.47 KM
Ellendale Elementary School	Public	Grades Served K-7	Catchment Info —	3.0 / 10	Distance 2.50 KM
Hjorth Road Elementary School	Public	Grades Served K-7	Catchment Info —	3.1 / 10	Distance 2.55 KM
Cedar Hills Elementary School	Public	Grades Served K-7	Catchment Info —	4.3 / 10	Distance 2.56 KM
Honour Secondary School	Independent	Grades Served 10-12	Catchment Info —	0	Distance 2.63 KM
Cindrich Elementary School	Public	Grades Served K-7	Catchment Info —	4.2 / 10	Distance 2.64 KM
Creekside Elementary School	Public	Grades Served K-7	Catchment Info —	4.2 / 10	Distance 2.67 KM
David Brankin Elementary School	Public	Grades Served K-7	Catchment Info —	4.4 / 10	Distance 2.76 KM
Senator Reid Elementary School	Public	Grades Served K-7	Catchment Info —	4.5 / 10	Distance 2.79 KM

Pre-computed routes from 2908 13495 Central Ave, Surrey, BC

2908 13495 Central Ave, Surrey, BC Surrey Central 0.2 km

43 min

Downtown Vancouver Waterfront Station

By transit (Skytrain)

Downtown Vancouver via Surrey Central → Waterfront
43 min
Metrotown, Burnaby via Surrey Central → Metrotown
25 min
SFU Burnaby via Surrey Central → Production Way
23 min
Richmond Centre via Surrey Central → Brighouse
68 min
YVR Airport via Surrey Central → YVR-Airport
69 min

By car (off-peak)

Downtown Vancouver via HWY 1 / Grandview
26 min
Metrotown, Burnaby via Lougheed Hwy
14 min
SFU Burnaby via Gaglardi Way
10 min
Richmond Centre via No. 3 Rd
25 min
YVR Airport via Bridgeport / Sea Island
29 min

Calculate your commute

2908 13495 Central Ave, Surrey, BC is ideally located for commuters. The property is 0.2 km from Surrey Central, with a 43 min SkyTrain ride to Downtown Vancouver (Waterfront Station). The closest bus stop is Eastbound 104 Ave @ University Dr (0.1 km). Walk Score Transit rating: Rider's Paradise (91/100).

Walkability & Transit Near 2908 13495 Central Avenue

Car-Dependent 91

Walk Score - Walker's Paradise

Daily errands do not require a car

Some Transit 91

Transit Score - Rider's Paradise

World-class public transportation

Somewhat
Bikeable 81

Bike Score - Very Bikeable

Biking is convenient for most trips

BC Assessment Value — 2908 13495 Central Avenue

2026 assessed value, sourced from City of Surrey open data (PID 030-456-436).

Total Assessed Value (2026)

$593,000

2026 Value Trend

Land

$286,000

Buildings

$307,000

Year Built

N/A

Class

N/A

Zoning

Property Tax

N/A

Year	Land	Improvements	Total Assessed	YOY Change
2026	$286,000	$307,000	$593,000	—

Mortgage Calculator for 2908 13495 Central Avenue

Home Price

Down Payment

Down Payment (percent)

Interest Rate

Loan Type

/month

Principal & Interest

Property Taxes $215

Maintenance fee 610.27

With a 20% down payment, buyers can expect an estimated $2,880/month in total housing costs on this $538,000 property — $2,055 mortgage payment, $215 property tax, $610 maintenance fee.

or Call 778-918-5990

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Listing data last synced: Sep 21, 2026

Investment Cashflow Calculator

Property Tax (Monthly)

Basic Insurance Cost

Maintenance Fee

Rental Income

Vacancy Rate

Down Payment

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Break Even Down Payment 0%

Cap Rate

Cash on Cash

Based on $2,000/month estimated rent and $2,933/month in total housing costs, this property has a -$934/month cashflow. Break-even down payment: approximately 57%.

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Estateblock Rent Estimate for 2908 13495 Central Avenue, Surrey

Buy Vs Rent Calculator

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Approximate estimates for informational purposes only, not financial advice. Assumes a new 30-year fixed mortgage at the rate shown; actual rent, payments, and equity will vary by loan terms and market conditions. Consult a licensed professional before deciding.