Home Surrey, BC Whalley 3 Civic Plaza 3108 13495 Central Avenue

3108 13495 Central Ave, Surrey BC - Apartment/Condo for Sale - MLS# R3127075

108 days on the market

$595,000

Est. Mortgage $2,632/mo

Listing updated: Jul 21, 2026 at 01:22pm

EstateBlock checked: Sep 5, 2026 at 11:45pm

3 Civic Plaza

2 Beds

2 Baths

865 sqft

688 $ /sqft

644 $ Maint. fee

2018 built

108 days on the market

$595,000

Est. $2,632/mo with 20% down

Listing updated: Jul 21, 2026 at 01:22pm

EstateBlock checked: Sep 5, 2026 at 11:45pm

Photos

Exterior Front Photo of 3108 13495 Central Avenue, Surrey, BC

Exterior Rear Photo of 3108 13495 Central Avenue, Surrey, BC

Living Room Photo of 3108 13495 Central Avenue, Surrey, BC

Family Room Photo of 3108 13495 Central Avenue, Surrey, BC

Dining Area Photo of 3108 13495 Central Avenue, Surrey, BC

Kitchen Photo of 3108 13495 Central Avenue, Surrey, BC

Kitchen Island Photo of 3108 13495 Central Avenue, Surrey, BC

Pantry Photo of 3108 13495 Central Avenue, Surrey, BC

Breakfast Nook Photo of 3108 13495 Central Avenue, Surrey, BC

Primary Bedroom Photo of 3108 13495 Central Avenue, Surrey, BC

Welcome to the 3 Civic Plaza: Surrey's most iconic mixed used high-rise. Enjoy the spectacular panoramic view of the city, mountains & river view at this flagshop residence. The location is so central and convenient. Premium hotel, SFU, KPU, Surrey Central SkyTrain & Malls, T&T Market, Walmart, SFU New Medical School. right on your block with great potential for much greater rental income in high demand area. This 2 beds, 2 full baths with high end designed and finished. Floor to ceiling window, AC, really bring you the true urban living at it's finest in one of BC & Canada's fastest growing city centres. Must see the location to believe. Grab this great deal at this great location. DUE TO TENANT WORK FROM HOME & TENANT REQUEST. SHOWING ONLY AT OPEN HOUSE: SUN JULY25: 1:30-4PM

Interior Features

Basement Finished Area (sqft)	0
Basement Features	None
Interior Features	Elevator, Storage
Fireplace	0
Heating Type	Geothermal
Cooling	Central Air
Laundry	In Unit
# of Kitchens	1
Foundation	Concrete Perimeter

Exterior Features

Exterior Features	Garden, Balcony
Roof	Other
Structures	Multi Family, Residential Attached

Building Details

Price	$595,000
Total Bedrooms	2
Total Bathrooms	2
Full Bathrooms	2
Half Bathrooms	0
Floor Area Total (sqft)	865
Year Built	2018
Age Of Building	8
Building Type	Apartment/Condo
Property Type	Residential
Stories	1
Building Amenities	Bike Room, Concierge, Caretaker, Trash, Maintenance Grounds, Management, Recreation Facilities, Snow Removal, Water
Building Name	3 Civic Plaza
Ownership Type	Freehold Strata
Maintenance Fee	$644
Community Features	Restaurant
Amenities Nearby	Bike Room, Concierge, Caretaker, Trash, Maintenance Grounds, Management, Recreation Facilities, Snow Removal, Water
Utility Type	Community, Electricity Connected, Natural Gas Connected, Water Connected
Utility Sewer	Public Sewer, Sanitary Sewer
Water (WaterSource)	Public
Parking Type	Underground
Total Parking Spaces	1
Strata Restrictions	Pets Allowed w/Rest.,Rentals Allowed
Pet Restrictions	Cats OK, Dogs OK, Number Limit (Two), Yes With Restrictions
Rental Suites	None
Units In Development	349

Lot & Land

Lot Size	865
Lot Size Depth	Feet
MLS^® #	R3127075
Area	North Surrey
Neighbourhood	Whalley
City	Surrey
Postal Code	V3T 0K2
Gross Taxes	$2,577
Zoning	CD

Property Timeline

Status	Date	Price
R3127075 / Active	05-21-2026	$595,000
to view full Property History (1 earlier record)

Rooms

Floor	Type	Dimensions
Main Level	Living Room	10' x 10' ft
Main Level	Dining Room	12' x 12' ft
Main Level	Kitchen	15' x 15' ft
Main Level	Primary Bedroom	13' x 13' ft
Main Level	Bedroom	12' x 12' ft

Bathrooms

Floor	Ensuite	Pieces
Main Level	Yes	#4
Main Level	No	#3

Listed by: Magsen Realty Inc.

NOTE: This representation is based in whole or in part on data generated by the Chilliwack & District Real Estate Board, Fraser Valley Real Estate Board or Greater Vancouver REALTORS^® which assumes no responsibility for its accuracy.

Map & Neighbourhood

Public Schools

Secondary
Kwantlen Park Secondary School: Average 0.73 km 5.7/10
Elementary
Old Yale Road Elementary School: Average 0.75 km 4.2/10

Information includes BC Government Open License data; school details change often and are offered solely as general guidance.

Private Schools

Elementary
Our Lady of Good Counsel: Above Average 0.86 km 8.5/10
Secondary
Honour Secondary School: 2.63 km

Closest Transit

Bus Stop
Eastbound 104 Ave @ University Dr: 0.11 km
Skytrain
Skytrain @ Surrey Central Stn: 0.20 km

Crime Rate

Total Crime Rate: Average
Violent Crime Rate: Below Average
Property Crime Rate: Average

Demographics

Post-Secondary Education: Below Average 24.9%
No Certificate/Degree: Above Average 16.6%
Owner Occupied: Average 71.7%
Employment Rate: Average 59%

Noise/ Power Lines

Road/Hwy Noise: Unlikely
Railway/Sky train Noise: Possible
Airport/Port Noise: Unlikely
Close to major Power Lines: Unlikely

Other

Agricultural Land Reserve (ALR): Unlikely
Flood Area: Unlikely
Close to Cemeteries: Unlikely

Sell Speed & Competition

54 / 100

Overall sell-speed score

Moderate pace expected

—

Price competition grade

No comparable data

Balanced

Market conditions

Balanced market — steady conditions

Flood Risk (FEMA/BC)

Unlikely — not in floodplain

Railway / Skytrain noise

Possible — near transit

Road / Highway noise

Unlikely

Airport noise (YVR)

Unlikely

Power lines proximity

Unlikely

ALR (Agricultural Land Reserve)

No — not in ALR

How WHALLEY compares

This property

108 DOM

Listed

Whalley avg

—

Surrey avg

—

3108 13495 Central Avenue has a sell-speed score of 54/100, placing it in the "Expected to sell at a moderate pace" band. The listing is has limited comparable pricing data available. The local market is currently a Balanced Market with a sales-to-active ratio of 12.7% — conditions are balanced. With only 2310 competing homes currently listed, this property has significant competition. Based on these signals, EstateBlock predicts this listing is may take several weeks to attract serious offers.

Climate Risk for V3T 0K2

Natural hazards vary by location and can change over time. The following provides a summary of potential impacts to this area, postal code V3T 0K2, over the next 30 years. Projections use the 2041–2070 period (2050s) under a moderate emissions scenario (SSP2-4.5).

Flood Lower Risk

Outside of designated flood hazard zones. Under 10% of buildings in this area have flood risk over the next 30 years.

Fire Low

Located within the "Vancouver" WUI zone (Risk Class 5 — Low). Based on BC Wildfire Service provincial WUI Risk Class mapping; not a site-specific assessment.

Air Quality B / Good

Annual avg PM2.5 5.2 µg/m³ — meets Canada's CAAQS (BC ENV 2024). Nearest station: New Westminster Sapperton Park, New Westminster (~5.3 km). Annual avg AQHI 0 — Low Risk.

Heat Moderate

Surrey currently sees ~1 day above 30 °C per year (1981–2010 baseline), projected to rise to ~8 by the 2050s (SSP2-4.5 moderate emissions). Hottest day of the year: ~30 °C baseline, ~32.5 °C projected. Tropical nights (>18 °C): ~0 baseline, ~3 projected.

Precipitation Increasing

Annual precipitation ~1516 mm (1981–2010 baseline), projected ~1574 mm by the 2050s. Extreme 1-day rainfall: ~51.5 mm baseline, ~57.1 mm projected. Values vary modestly across the Lower Mainland.

Drought Stable

Longest annual dry spell (consecutive dry days): ~23 days baseline, ~24 days projected for the 2050s. CDD is used as a regional drought proxy; drought risk varies modestly across the Lower Mainland.

Nearby Restaurants, Cafes & Shops

Shopping (84 nearby)

Jenny's · 116 m · Beauty Shop
Beautyland salon · 124 m · Hairdresser
The hockey shop source for sports · 149 m · Sports Shop

Restaurants (68 nearby)

Freshii · 16 m · Restaurant
D-plus curry house · 17 m · Restaurant
Dominion bar & kitchen · 45 m · Restaurant

Groceries (25 nearby)

Sky stop · 134 m · Convenience
Queen's market · 136 m · Greengrocer
Daily fresh · 179 m · Supermarket

Cafes (20 nearby)

Prado cafe · 17 m · Cafe
Tim hortons · 76 m · Cafe
Take five café · 86 m · Cafe

Healthcare (7 nearby)

London drugs · 306 m · Healthcare
Shoppers drug mart · 547 m · Healthcare
Pharmasave · 676 m · Healthcare

Transit (4 nearby)

Skytrain @ surrey central stn station · 196 m · Transit
Bus stop eastbound 102 ave @ 139 st · 846 m · Transit
Skytrain @ king george stn station · 933 m · Transit

Parks & Recreation (1 nearby)

Play central · 557 m · Playground

Schools NearBy

27 Schools are within 3km

School	Type	Grades Served	Catchment Info	Rating	Distance
Kwantlen Park Secondary School	Public	Grades Served 8-12	Catchment Info In Catchment	5.7 / 10	Distance 729 m
Old Yale Road Elementary School	Public	Grades Served K-7	Catchment Info In Catchment	4.2 / 10	Distance 751 m
Our Lady of Good Counsel	Independent	Grades Served K-7	Catchment Info —	8.5 / 10	Distance 862 m
K B Woodward Elementary School	Public	Grades Served K-7	Catchment Info —	3.7 / 10	Distance 923 m
Forsyth Road Elementary School	Public	Grades Served K-7	Catchment Info —	3.3 / 10	Distance 1.12 KM
City Central Learning Centre	Public	Grades Served 10-12	Catchment Info —	3.0 / 10	Distance 1.33 KM
Lena Shaw Elementary School	Public	Grades Served K-7	Catchment Info —	4.0 / 10	Distance 1.62 KM
James Ardiel Elementary School	Public	Grades Served K-7	Catchment Info —	3.7 / 10	Distance 1.88 KM
Continuing Ed SD36 (Queen Elizabeth)	Public	Grades Served —	Catchment Info —	3.1 / 10	Distance 1.88 KM
Queen Elizabeth Secondary School	Public	Grades Served 8-12	Catchment Info —	5.4 / 10	Distance 1.90 KM
Mary Jane Shannon Elementary School	Public	Grades Served K-7	Catchment Info —	3.7 / 10	Distance 2.00 KM
Surrey Traditional School	Public	Grades Served K-7	Catchment Info —	5.6 / 10	Distance 2.09 KM
Betty Huff Elementary School	Public	Grades Served K-7	Catchment Info —	3.4 / 10	Distance 2.16 KM
Guildford Park Secondary School	Public	Grades Served 8-12	Catchment Info —	5.5 / 10	Distance 2.21 KM
Prince Charles Elementary School	Public	Grades Served K-7	Catchment Info —	4.5 / 10	Distance 2.24 KM
Simon Cunningham Elementary School	Public	Grades Served K-7	Catchment Info —	4.1 / 10	Distance 2.24 KM
North Surrey Learning Centre	Public	Grades Served 10-12	Catchment Info —	3.2 / 10	Distance 2.38 KM
SD 36 Alternate North Surrey LC	Public	Grades Served —	Catchment Info —	6.3 / 10	Distance 2.45 KM
Education Services (Alternate)	Public	Grades Served —	Catchment Info —	3.8 / 10	Distance 2.46 KM
Ellendale Elementary School	Public	Grades Served K-7	Catchment Info —	3.0 / 10	Distance 2.51 KM
Cedar Hills Elementary School	Public	Grades Served K-7	Catchment Info —	4.3 / 10	Distance 2.55 KM
Hjorth Road Elementary School	Public	Grades Served K-7	Catchment Info —	3.1 / 10	Distance 2.56 KM
Cindrich Elementary School	Public	Grades Served K-7	Catchment Info —	4.2 / 10	Distance 2.63 KM
Honour Secondary School	Independent	Grades Served 10-12	Catchment Info —	0	Distance 2.63 KM
Creekside Elementary School	Public	Grades Served K-7	Catchment Info —	4.2 / 10	Distance 2.66 KM
David Brankin Elementary School	Public	Grades Served K-7	Catchment Info —	4.4 / 10	Distance 2.75 KM
Senator Reid Elementary School	Public	Grades Served K-7	Catchment Info —	4.5 / 10	Distance 2.78 KM

Pre-computed routes from 3108 13495 Central Ave, Surrey, BC

3108 13495 Central Ave, Surrey, BC Surrey Central 0.2 km

43 min

Downtown Vancouver Waterfront Station

By transit (Skytrain)

Downtown Vancouver via Surrey Central → Waterfront
43 min
Metrotown, Burnaby via Surrey Central → Metrotown
25 min
SFU Burnaby via Surrey Central → Production Way
23 min
Richmond Centre via Surrey Central → Brighouse
68 min
YVR Airport via Surrey Central → YVR-Airport
69 min

By car (off-peak)

Downtown Vancouver via HWY 1 / Grandview
26 min
Metrotown, Burnaby via Lougheed Hwy
14 min
SFU Burnaby via Gaglardi Way
10 min
Richmond Centre via No. 3 Rd
25 min
YVR Airport via Bridgeport / Sea Island
29 min

Calculate your commute

3108 13495 Central Ave, Surrey, BC is ideally located for commuters. The property is 0.2 km from Surrey Central, with a 43 min SkyTrain ride to Downtown Vancouver (Waterfront Station). The closest bus stop is Eastbound 104 Ave @ University Dr (0.11 km). Walk Score Transit rating: Rider's Paradise (91/100).

Walkability & Transit Near 3108 13495 Central Avenue

Car-Dependent 91

Walk Score - Walker's Paradise

Daily errands do not require a car

Some Transit 91

Transit Score - Rider's Paradise

World-class public transportation

Somewhat
Bikeable 81

Bike Score - Very Bikeable

Biking is convenient for most trips

BC Assessment Value — 3108 13495 Central Avenue

2026 assessed value, sourced from City of Surrey open data (PID 030-456-631).

Total Assessed Value (2026)

$598,000

2026 Value Trend

Land

$291,000

Buildings

$307,000

Year Built

N/A

Class

N/A

Zoning

Property Tax

N/A

Year	Land	Improvements	Total Assessed	YOY Change
2026	$291,000	$307,000	$598,000	—

Mortgage Calculator for 3108 13495 Central Avenue

Home Price

Down Payment

Down Payment (percent)

Interest Rate

Loan Type

/month

Principal & Interest

Property Taxes $215

Maintenance fee 644

A 20% down payment of $119,000 on this $595,000 listing yields an estimated mortgage of $2,272/month (30-year fixed, 4%). Total estimated housing cost: $3,131/month, $215 property tax, $644 maintenance fee.

or Call 778-918-5990

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Listing data last synced: Jul 21, 2026

Investment Cashflow Calculator

Property Tax (Monthly)

Basic Insurance Cost

Maintenance Fee

Rental Income

Vacancy Rate

Down Payment

Down Payment (percent)

/month

Mortgage Payment

Monthly Payment

Break Even Down Payment 0%

Cap Rate

Cash on Cash

With $2,212/month in estimated rental income against $3,190/month in mortgage payments, the monthly cashflow is -$978/month. A 55% down payment would reach break-even.

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Estateblock Rent Estimate for 3108 13495 Central Avenue, Surrey

Buy Vs Rent Calculator

— / month

Rent —

Own —

Principal: — Interest, tax, insurance, fees: —

Rent vs own

—

Principal paid off by year 5 —

Principal paid off by year 10 —

Approximate estimates for informational purposes only, not financial advice. Assumes a new 30-year fixed mortgage at the rate shown; actual rent, payments, and equity will vary by loan terms and market conditions. Consult a licensed professional before deciding.