Home White Rock, BC White Rock 1154 Finlay Street

1154 Finlay St, White Rock BC – House for Sale – MLS® R3177268

1154 Finlay Street, White Rock, British Columbia V4B 4K8

White Rock Houses for Sale

1 day on the market

$1,499,000

Est. Mortgage $6,632/mo

Listing updated: Oct 21, 2026 at 06:33pm

EstateBlock checked: Oct 21, 2026 at 07:10pm

5 Beds

3 Baths

2263 sqft

662 $ /sqft

1947 built

NEW

Photo

A White Rock Gem with Ocean Views! Situated on a rare 10,000+ sq. ft. lot with 67 ft. of frontage, this charming rancher with basement offers 3 bedrooms up and a 2-bedroom suite below. Generating $2,500/month from the upper level and $1,500/month from the basement suite, this property offers a combined rental income of $4,000/month. Enjoy the spacious patio and HUGE backyard, with the added convenience of a detached garage. Ideally located on a quiet street across from Davey Park and within walking distance to the beach, plus minutes from shops, schools, and Peace Arch Hospital. An excellent opportunity for families, investors, or those seeking a move-in-ready home in a prime White Rock location!

Interior Features

Basement Finished Area (sqft)	868
Basement Features	Finished
Appliances Included	Washer/Dryer, Dishwasher, Refrigerator, Stove
Interior Features	Storage
Fireplace	1
Heating Type	Forced Air, Natural Gas
# of Kitchens	2
Flooring	Laminate, Mixed, Tile
Foundation	Concrete Perimeter

Exterior Features

View Description	Ocean view
Roof	Asphalt
Structures	Residential Detached

Building Details

Price	$1,499,000
Total Bedrooms	5
Total Bathrooms	3
Full Bathrooms	3
Half Bathrooms	0
Floor Area Total (sqft)	2263
Year Built	1947
Age Of Building	79
Building Type	Single Family Residence
Property Type	Residential
Architecture Style	Rancher/Bungalow w/Bsmt.
Stories	2
Ownership Type	Freehold NonStrata
Community Features	Shopping Nearby
Utility Type	Electricity Connected, Natural Gas Connected, Water Connected
Utility Sewer	Public Sewer, Sanitary Sewer, Storm Sewer
Water (WaterSource)	Public
Parking Type	Detached, Front Access
Total Parking Spaces	8

Lot & Land

Lot Size	10372
Lot Size Depth	Feet
Lot Size Frontage	67.18
MLS^® #	R3177268
Area	South Surrey White Rock
Neighbourhood	White Rock
City	White Rock
Postal Code	V4B 4K8
Gross Taxes	$9,648.97
Zoning	RS1

Property Timeline

Status	Date	Price
R3177268 / Active	10-21-2026	$1,499,000
to view full Property History (14 earlier records)

Rooms

Floor	Type	Dimensions
Main Level	Living Room	12'5 x 12'5 ft
Main Level	Dining Room	11'6 x 11'6 ft
Main Level	Kitchen	9'11 x 9'11 ft
Main Level	Primary Bedroom	15'2 x 15'2 ft
Main Level	Bedroom	9'5 x 9'5 ft
Main Level	Bedroom	9'11 x 9'11 ft
Basement Level	Living Room	11'1 x 11'1 ft
Basement Level	Dining Room	8'0 x 8'0 ft
Basement Level	Kitchen	11'11 x 11'11 ft
Basement Level	Bedroom	10'9 x 10'9 ft
Basement Level	Bedroom	10'3 x 10'3 ft

Bathrooms

Floor	Ensuite	Pieces
Main Level	No	#3

Listed by: SRS Panorama Realty

NOTE: This representation is based in whole or in part on data generated by the Chilliwack & District Real Estate Board, Fraser Valley Real Estate Board or Greater Vancouver REALTORS^® which assumes no responsibility for its accuracy.

Map & Neighbourhood

Public Schools

Elementary
White Rock Elementary School: Average 0.76 km 5.9/10

Information includes BC Government Open License data; school details change often and are offered solely as general guidance.

Private Schools

Elementary
Newbridge Academy: Above Average 1.77 km 8.1/10
Elementary, Secondary
White Rock Christian Academy: Above Average 2.43 km 8.9/10

Closest Transit

Bus Stop
Eastbound Buena Vista Ave @ Maple St: 0.1 km
Skytrain
Skytrain @ Clayton Station ( Under Construction till 2029): 12.88 km

Crime Rate

Total Crime Rate: Above Average
Violent Crime Rate: Average
Property Crime Rate: Above Average

Demographics

Post-Secondary Education: Average 28.2%
No Certificate/Degree: Below Average 10.9%
Owner Occupied: Below Average 56.8%
Employment Rate: Average 59.9%

Noise/ Power Lines

Road/Hwy Noise: Possible
Railway/Sky train Noise: Unlikely
Airport/Port Noise: Unlikely
Close to major Power Lines: Unlikely

Other

Agricultural Land Reserve (ALR): Unlikely
Flood Area: Unlikely
Close to Cemeteries: Unlikely

Sell Speed & Competition

38 / 100

Overall sell-speed score

May take longer

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Price competition grade

No comparable data

Buyer's

Market conditions

Buyer's market — more supply than demand

Flood Risk

Unlikely — not in floodplain

Railway / Skytrain noise

Unlikely — 12.88 km from station

Road / Highway noise

Possible — major road nearby

Airport noise (YVR)

Unlikely

Power lines proximity

Unlikely

ALR (Agricultural Land Reserve)

No — not in ALR

How WHITE ROCK compares

This property

1 DOM

Listed

White Rock avg

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White Rock avg

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1154 Finlay Street has a sell-speed score of 38/100, placing it in the "May take longer than the area average to sell" band. The listing is has limited comparable pricing data available. The local market is currently a Buyer's Market with a sales-to-active ratio of 7.8% — buyers have more leverage. With only 616 competing homes currently listed, this property has significant competition. Based on these signals, EstateBlock predicts this listing is could take longer than the area average to sell.

Climate Risk for V4B 4K8

Natural hazards vary by location and can change over time. The following provides a summary of potential impacts to this area, postal code V4B 4K8, over the next 30 years. Projections use the 2041–2070 period (2050s) under a moderate emissions scenario (SSP2-4.5).

Flood Lower Risk

Outside of designated flood hazard zones. Under 10% of buildings in this area have flood risk over the next 30 years.

Fire Low

Located within the "Vancouver" WUI zone (Risk Class 5 — Low). Based on BC Wildfire Service provincial WUI Risk Class mapping; not a site-specific assessment.

Air Quality A / Excellent

Annual avg PM2.5 4.6 µg/m³ — meets WHO 2021 guideline. Nearest station: Surrey East, Surrey (~14.1 km). Annual avg AQHI 1.8 — Low Risk.

Heat Low

White Rock currently sees ~0 days above 30 °C per year (1981–2010 baseline), projected to rise to ~5 by the 2050s (SSP2-4.5 moderate emissions). Hottest day of the year: ~29.3 °C baseline, ~31.8 °C projected. Tropical nights (>18 °C): ~0 baseline, ~1 projected.

Precipitation Increasing

Annual precipitation ~1323 mm (1981–2010 baseline), projected ~1376 mm by the 2050s. Extreme 1-day rainfall: ~46.4 mm baseline, ~51.1 mm projected. Values vary modestly across the Lower Mainland.

Drought Stable

Longest annual dry spell (consecutive dry days): ~25 days baseline, ~26 days projected for the 2050s. CDD is used as a regional drought proxy; drought risk varies modestly across the Lower Mainland.

Nearby Restaurants, Cafes & Shops

Restaurants (21 nearby)

Prairie donair · 645 m · Fast Food
Coney island fish and chips · 647 m · Restaurant
Moby dick · 647 m · Fast Food

Shopping (12 nearby)

Grand bazaar istanbul · 649 m · Jeweller
Sandcastle sea shoppe · 654 m · Gift Shop
Angels ice cream · 670 m · Gift Shop

Cafes (7 nearby)

Leieve tea · 693 m · Cafe
Finlay's east beach café · 702 m · Cafe
Verandah cafe by the beach · 825 m · Cafe

Groceries (6 nearby)

Beaver tails · 649 m · Bakery
Marine drive liquor store · 664 m · Beverages
White rock convenience store · 679 m · Convenience

Healthcare (1 nearby)

White rock pharmacy · 905 m · Healthcare

Transit (1 nearby)

Bus stop westbound russell ave @ habgood st · 885 m · Transit

Schools NearBy

15 Schools are within 3km

School	Type	Grades Served	Catchment Info	Rating	Distance
Peace Arch Elementary School	Public	Grades Served K-7	Catchment Info —	5.9 / 10	Distance 629 m
Peace Arch Elementary	Public	Grades Served —	Catchment Info —	5.9 / 10	Distance 694 m
White Rock Elementary	Public	Grades Served —	Catchment Info —	5.9 / 10	Distance 746 m
White Rock Elementary School	Public	Grades Served K-7	Catchment Info In Catchment	5.9 / 10	Distance 762 m
South Meridian Elementary School	Public	Grades Served K-7	Catchment Info —	5.4 / 10	Distance 1.30 KM
Earl Marriott Secondary	Public	Grades Served —	Catchment Info —	9.6 / 10	Distance 1.57 KM
Newbridge Academy	Independent	Grades Served —	Catchment Info —	8.1 / 10	Distance 1.77 KM
Jessie Lee Elementary School	Public	Grades Served K-7	Catchment Info —	5.2 / 10	Distance 1.90 KM
H T Thrift Elementary School	Public	Grades Served K-7	Catchment Info —	6.8 / 10	Distance 2.05 KM
Semiahmoo Secondary School	Public	Grades Served 8-12	Catchment Info —	8.0 / 10	Distance 2.19 KM
South Surrey White Rock Learning Centre	Public	Grades Served 10-12	Catchment Info —	3.8 / 10	Distance 2.42 KM
White Rock Christian Academy	Independent	Grades Served K-12	Catchment Info —	8.9 / 10	Distance 2.43 KM
Star of the Sea	Independent	Grades Served —	Catchment Info —	4.6 / 10	Distance 2.68 KM
Star of the Sea School	Independent	Grades Served K-7	Catchment Info —	8.7 / 10	Distance 2.76 KM
Bayridge Elementary	Public	Grades Served —	Catchment Info —	6.7 / 10	Distance 3.00 KM

Walkability & Transit Near 1154 Finlay Street

Car-Dependent 75

Walk Score - Very Walkable

Most errands can be accomplished on foot

Some Transit 0

Transit Score - Minimal Transit

It is possible to get on a bus

Somewhat
Bikeable 46

Bike Score - Somewhat Bikeable

Minimal bike infrastructure

Mortgage Calculator for 1154 Finlay Street

/month

Principal & Interest

Property Taxes $804

Maintenance fee 0

A 20% down payment of $299,800 on this $1,499,000 listing yields an estimated mortgage of $5,725/month (30-year fixed, 4%). Total estimated housing cost: $6,529/month, $804 property tax.

or Call 778-918-5990

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Investment Cashflow Calculator

/month

Mortgage Payment

Monthly Payment

Break Even Down Payment 0%

Cap Rate

Cash on Cash

With $4,357/month in estimated rental income against $6,720/month in mortgage payments, the monthly cashflow is -$2,363/month. A 54% down payment would reach break-even.

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Estateblock Rent Estimate for 1154 Finlay Street, White Rock

Buy Vs Rent Calculator

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Approximate estimates for informational purposes only, not financial advice. Assumes a new 30-year fixed mortgage at the rate shown; actual rent, payments, and equity will vary by loan terms and market conditions. Consult a licensed professional before deciding.