Home White Rock, BC White Rock 1154 Finlay Street

1154 Finlay St, White Rock BC - Single Family Residence for Sale - MLS# R3130234

100 days on the market

$1,650,000

Est. Mortgage $7,300/mo

Listing updated: Sep 5, 2026 at 03:00am

EstateBlock checked: Sep 6, 2026 at 03:10am

4 Beds

3 Baths

2233 sqft

739 $ /sqft

1947 built

100 days on the market

$1,650,000

Est. $7,300/mo with 20% down

Listing updated: Sep 5, 2026 at 03:00am

EstateBlock checked: Sep 6, 2026 at 03:10am

Photos

Exterior Front Photo of 1154 Finlay Street, White Rock, BC

Exterior Rear Photo of 1154 Finlay Street, White Rock, BC

Living Room Photo of 1154 Finlay Street, White Rock, BC

Family Room Photo of 1154 Finlay Street, White Rock, BC

Dining Area Photo of 1154 Finlay Street, White Rock, BC

Kitchen Photo of 1154 Finlay Street, White Rock, BC

Kitchen Island Photo of 1154 Finlay Street, White Rock, BC

Pantry Photo of 1154 Finlay Street, White Rock, BC

Breakfast Nook Photo of 1154 Finlay Street, White Rock, BC

Primary Bedroom Photo of 1154 Finlay Street, White Rock, BC

Welcome to this rare opportunity in the heart of White Rock! Situated on an impressive 10,000+ sq.ft. lot with a 65-foot frontage, this exceptional property offers breathtaking panoramic ocean views and endless potential. Whether you're looking to move in, invest, hold for the future, or build your dream home, this is a property you won't want to miss. The well-maintained residence has been thoughtfully updated over the years, featuring a renovated kitchen, updated ensuite, newer furnace, driveway, and more. The rancher-style layout offers three spacious bedrooms on the main floor and an open-concept living area designed for comfortable family living. The fully finished basement features a separate entrance, full bathroom, and expansive flex space, making it ideal for extended family

Interior Features

Basement Finished Area (sqft)	868
Basement Features	Full, Finished, Exterior Entry
Appliances Included	Washer/Dryer, Dishwasher, Refrigerator, Stove
Fireplace	1
Heating Type	Electric, Forced Air, Natural Gas
Laundry	In Unit
# of Kitchens	2
Flooring	Wall/Wall/Mixed
Foundation	Concrete Perimeter

Exterior Features

Exterior Features	Balcony
Roof	Asphalt
Structures	Residential Detached

Building Details

Price	$1,650,000
Total Bedrooms	4
Total Bathrooms	3
Full Bathrooms	3
Half Bathrooms	0
Floor Area Total (sqft)	2233
Year Built	1947
Age Of Building	79
Building Type	Single Family Residence
Property Type	Residential
Architecture Style	Rancher/Bungalow w/Bsmt.
Stories	2
Ownership Type	Freehold NonStrata
Community Features	Shopping Nearby
Utility Type	Electricity Connected, Natural Gas Connected
Utility Sewer	Public Sewer, Storm Sewer
Water (WaterSource)	Public
Parking Type	Detached, Front Access
Total Parking Spaces	8
Rental Suites	Unauthorized Suite

Lot & Land

Lot Size	10372
Lot Size Depth	Feet
Lot Size Frontage	65
MLS^® #	R3130234
Area	South Surrey White Rock
Neighbourhood	White Rock
City	White Rock
Postal Code	V4B 4K8
Gross Taxes	$9,478.51
Zoning	RS1

Property Timeline

Status	Date	Price
R3130234 / Active	05-29-2026	$1,650,000
to view full Property History (13 earlier records)

Rooms

Floor	Type	Dimensions
Main Level	Living Room	13'10 x 13'10 ft
Main Level	Dining Room	12'3 x 12'3 ft
Main Level	Kitchen	12' x 12' ft
Main Level	Bedroom	10'2 x 10'2 ft
Main Level	Primary Bedroom	13'2 x 13'2 ft
Main Level	Bedroom	8'6 x 8'6 ft
Main Level	Foyer	6'1 x 6'1 ft
Main Level	Patio	10'1 x 10'1 ft
Main Level	Patio	8'5 x 8'5 ft
Main Level	Patio	25'9 x 25'9 ft
Below	Bedroom	13'4 x 13'4 ft
Below	Den	8'0 x 8'0 ft
Below	Dining Room	11'8 x 11'8 ft
Below	Kitchen	9'1 x 9'1 ft
Below	Living Room	11'2 x 11'2 ft

Bathrooms

Floor	Ensuite	Pieces
Main Level	No	#3
Main Level	No	#3
Basement	No	#3

Listed by: Sutton Group-West Coast Realty

NOTE: This representation is based in whole or in part on data generated by the Chilliwack & District Real Estate Board, Fraser Valley Real Estate Board or Greater Vancouver REALTORS^® which assumes no responsibility for its accuracy.

Map & Neighbourhood

Public Schools

Elementary
White Rock Elementary School: Average 0.76 km 5.9/10

Information includes BC Government Open License data; school details change often and are offered solely as general guidance.

Private Schools

Elementary
Newbridge Academy: Above Average 1.77 km 8.1/10
Elementary, Secondary
White Rock Christian Academy: Above Average 2.43 km 8.9/10

Closest Transit

Bus Stop
Eastbound Buena Vista Ave @ Maple St: 0.1 km
Skytrain
Skytrain @ Clayton Station ( Under Construction till 2029): 12.88 km

Crime Rate

Total Crime Rate: Above Average
Violent Crime Rate: Average
Property Crime Rate: Above Average

Demographics

Post-Secondary Education: Average 28.2%
No Certificate/Degree: Below Average 10.9%
Owner Occupied: Below Average 56.8%
Employment Rate: Average 59.9%

Noise/ Power Lines

Road/Hwy Noise: Possible
Railway/Sky train Noise: Unlikely
Airport/Port Noise: Unlikely
Close to major Power Lines: Unlikely

Other

Agricultural Land Reserve (ALR): Unlikely
Flood Area: Unlikely
Close to Cemeteries: Unlikely

Sell Speed & Competition

No data

Overall sell-speed score

Moderate pace expected

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Price competition grade

No comparable data

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Market conditions

Market conditions unavailable

Flood Risk (FEMA/BC)

Unlikely — not in floodplain

Railway / Skytrain noise

Unlikely — 12.88 km from station

Road / Highway noise

Possible — major road nearby

Airport noise (YVR)

Unlikely

Power lines proximity

Unlikely

ALR (Agricultural Land Reserve)

No — not in ALR

How WHITE ROCK compares

This property

100 DOM

Listed

White Rock avg

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White Rock avg

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1154 Finlay Street has a sell-speed score of 48/100, placing it in the "Expected to sell at a moderate pace" band. The listing is has limited comparable pricing data available. Based on these signals, EstateBlock predicts this listing is may take several weeks to attract serious offers.

Climate Risk for V4B 4K8

Natural hazards vary by location and can change over time. The following provides a summary of potential impacts to this area, postal code V4B 4K8, over the next 30 years. Projections use the 2041–2070 period (2050s) under a moderate emissions scenario (SSP2-4.5).

Flood Lower Risk

Outside of designated flood hazard zones. Under 10% of buildings in this area have flood risk over the next 30 years.

Fire Low

Located within the "Vancouver" WUI zone (Risk Class 5 — Low). Based on BC Wildfire Service provincial WUI Risk Class mapping; not a site-specific assessment.

Air Quality A / Excellent

Annual avg PM2.5 4.6 µg/m³ — meets WHO 2021 guideline (BC ENV 2024). Nearest station: Surrey East, Surrey (~14.1 km). Annual avg AQHI 1.8 — Low Risk.

Heat Low

White Rock currently sees ~0 days above 30 °C per year (1981–2010 baseline), projected to rise to ~5 by the 2050s (SSP2-4.5 moderate emissions). Hottest day of the year: ~29.3 °C baseline, ~31.8 °C projected. Tropical nights (>18 °C): ~0 baseline, ~1 projected.

Precipitation Increasing

Annual precipitation ~1323 mm (1981–2010 baseline), projected ~1376 mm by the 2050s. Extreme 1-day rainfall: ~46.4 mm baseline, ~51.1 mm projected. Values vary modestly across the Lower Mainland.

Drought Stable

Longest annual dry spell (consecutive dry days): ~25 days baseline, ~26 days projected for the 2050s. CDD is used as a regional drought proxy; drought risk varies modestly across the Lower Mainland.

Nearby Restaurants, Cafes & Shops

Restaurants (21 nearby)

Prairie donair · 645 m · Fast Food
Coney island fish and chips · 647 m · Restaurant
Moby dick · 647 m · Fast Food

Shopping (12 nearby)

Grand bazaar istanbul · 649 m · Jeweller
Sandcastle sea shoppe · 654 m · Gift Shop
Angels ice cream · 670 m · Gift Shop

Cafes (7 nearby)

Leieve tea · 693 m · Cafe
Finlay's east beach café · 702 m · Cafe
Verandah cafe by the beach · 825 m · Cafe

Groceries (6 nearby)

Beaver tails · 649 m · Bakery
Marine drive liquor store · 664 m · Beverages
White rock convenience store · 679 m · Convenience

Healthcare (1 nearby)

White rock pharmacy · 905 m · Healthcare

Transit (1 nearby)

Bus stop westbound russell ave @ habgood st · 885 m · Transit

Schools NearBy

15 Schools are within 3km

School	Type	Grades Served	Catchment Info	Rating	Distance
Peace Arch Elementary School	Public	Grades Served K-7	Catchment Info —	5.9 / 10	Distance 629 m
Peace Arch Elementary	Public	Grades Served —	Catchment Info —	5.9 / 10	Distance 694 m
White Rock Elementary	Public	Grades Served —	Catchment Info —	5.9 / 10	Distance 746 m
White Rock Elementary School	Public	Grades Served K-7	Catchment Info In Catchment	5.9 / 10	Distance 762 m
South Meridian Elementary School	Public	Grades Served K-7	Catchment Info —	5.4 / 10	Distance 1.30 KM
Earl Marriott Secondary	Public	Grades Served —	Catchment Info —	9.6 / 10	Distance 1.57 KM
Newbridge Academy	Independent	Grades Served —	Catchment Info —	8.1 / 10	Distance 1.77 KM
Jessie Lee Elementary School	Public	Grades Served K-7	Catchment Info —	5.2 / 10	Distance 1.90 KM
H T Thrift Elementary School	Public	Grades Served K-7	Catchment Info —	6.8 / 10	Distance 2.05 KM
Semiahmoo Secondary School	Public	Grades Served 8-12	Catchment Info —	8.0 / 10	Distance 2.19 KM
South Surrey White Rock Learning Centre	Public	Grades Served 10-12	Catchment Info —	3.8 / 10	Distance 2.42 KM
White Rock Christian Academy	Independent	Grades Served K-12	Catchment Info —	8.9 / 10	Distance 2.43 KM
Star of the Sea	Independent	Grades Served —	Catchment Info —	4.6 / 10	Distance 2.68 KM
Star of the Sea School	Independent	Grades Served K-7	Catchment Info —	8.7 / 10	Distance 2.76 KM
Bayridge Elementary	Public	Grades Served —	Catchment Info —	6.7 / 10	Distance 3.00 KM

Walkability & Transit Near 1154 Finlay Street

Car-Dependent 75

Walk Score - Very Walkable

Most errands can be accomplished on foot

Some Transit 0

Transit Score - Minimal Transit

It is possible to get on a bus

Somewhat
Bikeable 46

Bike Score - Somewhat Bikeable

Minimal bike infrastructure

Mortgage Calculator for 1154 Finlay Street

Home Price

Down Payment

Down Payment (percent)

Interest Rate

Loan Type

/month

Principal & Interest

Property Taxes $790

Maintenance fee 0

Financing 80% of the $1,650,000 asking price over 30 years at 4% results in approximately $7,092/month in total estimated carrying costs, $790 property tax.

or Call 778-918-5990

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Listing data last synced: Sep 5, 2026

Investment Cashflow Calculator

Property Tax (Monthly)

Basic Insurance Cost

Rental Income

Vacancy Rate

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/month

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Break Even Down Payment 0%

Cap Rate

Cash on Cash

This listing generates an estimated $5,296/month in rental income, leaving a -$1,967/month cashflow at current carrying costs. Investors targeting break-even would need roughly 45% down.

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Estateblock Rent Estimate for 1154 Finlay Street, White Rock

Buy Vs Rent Calculator

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Approximate estimates for informational purposes only, not financial advice. Assumes a new 30-year fixed mortgage at the rate shown; actual rent, payments, and equity will vary by loan terms and market conditions. Consult a licensed professional before deciding.