Home Surrey, BC White Rock 104 15165 Thrift Avenue

104 15165 Thrift Ave, Surrey BC - Apartment/Condo for Sale - MLS# R3160215

6 days on the market

$699,000

Est. Mortgage $3,092/mo

Listing updated: Sep 1, 2026 at 03:25pm

EstateBlock checked: Sep 6, 2026 at 01:45am

2 Beds

2 Baths

1072 sqft

652 $ /sqft

450 $ Maint. fee

2020 built

NEW 48.7% cheaper than comps

6 days on the market

$699,000

Est. $3,092/mo with 20% down

Listing updated: Sep 1, 2026 at 03:25pm

EstateBlock checked: Sep 6, 2026 at 01:45am

Photos

Exterior Front Photo of 104 15165 Thrift Avenue, Surrey, BC

Exterior Rear Photo of 104 15165 Thrift Avenue, Surrey, BC

Living Room Photo of 104 15165 Thrift Avenue, Surrey, BC

Family Room Photo of 104 15165 Thrift Avenue, Surrey, BC

Dining Area Photo of 104 15165 Thrift Avenue, Surrey, BC

Kitchen Photo of 104 15165 Thrift Avenue, Surrey, BC

Kitchen Island Photo of 104 15165 Thrift Avenue, Surrey, BC

Pantry Photo of 104 15165 Thrift Avenue, Surrey, BC

Breakfast Nook Photo of 104 15165 Thrift Avenue, Surrey, BC

Primary Bedroom Photo of 104 15165 Thrift Avenue, Surrey, BC

Developed by Bosa Properties, this concrete two-level residence features dual street-level entrances and benefits from flexible WR CD-016 zoning, offering excellent potential for live/work use or an upper-level office. The home is equipped with air conditioning and an HRV system, and showcases imported Italian kitchens with porcelain Calacatta slab backsplashes and Bosch appliances. Residents can unwind in the private lounge, complete with a fireplace, full kitchen, and large-screen TV. The property also includes two parking stalls and one storage locker. Located within the Semiahmoo Secondary school catchment. A rare opportunity not to be missed. We will not review offers until Sep 8, 2026 at 5pm.

Interior Features

Basement Finished Area (sqft)	0
Basement Features	None
Appliances Included	Washer/Dryer, Dishwasher, Refrigerator, Stove
Heating Type	Heat Pump
Cooling	Central Air, Air Conditioning
# of Kitchens	1
Foundation	Block

Exterior Features

Exterior Features	Balcony, Private Yard
Roof	Torch-On
Structures	Multi Family, Residential Attached

Building Details

Price	$699,000
Total Bedrooms	2
Total Bathrooms	2
Full Bathrooms	2
Half Bathrooms	0
Floor Area Total (sqft)	1072
Year Built	2020
Age Of Building	6
Building Type	Apartment/Condo
Property Type	Residential
Stories	2
Building Amenities	Exercise Centre, Sauna/Steam Room, Management, Other, Water
Ownership Type	Freehold Strata
Maintenance Fee	$450
Amenities Nearby	Exercise Centre, Sauna/Steam Room, Management, Other, Water
Utility Type	Electricity Connected, Natural Gas Connected, Water Connected
Utility Sewer	Public Sewer
Water (WaterSource)	Public
Parking Type	Underground, Concrete
Total Parking Spaces	2
Strata Restrictions	Pets Allowed w/Rest.,Rentals Allwd w/Restrctns
Pet Restrictions	Yes With Restrictions

Lot & Land

MLS^® #	R3160215
Area	South Surrey White Rock
Neighbourhood	White Rock
City	Surrey
Postal Code	V4B 0C1
Gross Taxes	$4,662.81
Zoning	CD-16

Property Timeline

Status	Date	Price
R3160215 / Active	08-31-2026	$699,000
to view full Property History (4 earlier records)

Rooms

Floor	Type	Dimensions
Main Level	Kitchen	9'11 x 9'11 ft
Main Level	Living Room	10'5 x 10'5 ft
Main Level	Dining Room	9'11 x 9'11 ft
Main Level	Eating Area	9'11 x 9'11 ft
Above Level	Bedroom	10'1 x 10'1 ft
Main Level	Primary Bedroom	10'1 x 10'1 ft

Bathrooms

Floor	Ensuite	Pieces
Above Level	Yes	#4
Main Level	No	#4

Listed by: Dracco Pacific Realty & Dracco Pacific Realty & Dracco Pacific Realty

NOTE: This representation is based in whole or in part on data generated by the Chilliwack & District Real Estate Board, Fraser Valley Real Estate Board or Greater Vancouver REALTORS^® which assumes no responsibility for its accuracy.

Map & Neighbourhood

Public Schools

Elementary
White Rock Elementary School: Average 0.34 km 5.9/10
Secondary
Semiahmoo Secondary School: Above Average 1.15 km 8/10

Information includes BC Government Open License data; school details change often and are offered solely as general guidance.

Private Schools

Elementary
Newbridge Academy: Above Average 1.03 km 8.1/10
Elementary, Secondary
White Rock Christian Academy: Above Average 1.74 km 8.9/10

Closest Transit

Bus Stop
Westbound Thrift Ave @ Johnston Rd: 0.02 km
Skytrain
Skytrain @ Clayton Station ( Under Construction till 2029): 12.95 km

Crime Rate

Total Crime Rate: Above Average
Violent Crime Rate: Average
Property Crime Rate: Above Average

Demographics

Post-Secondary Education: Below Average 24.1%
No Certificate/Degree: Average 12.8%
Owner Occupied: Below Average 41.1%
Employment Rate: Below Average 25.9%

Noise/ Power Lines

Road/Hwy Noise: Possible
Railway/Sky train Noise: Unlikely
Airport/Port Noise: Unlikely
Close to major Power Lines: Unlikely

Other

Agricultural Land Reserve (ALR): Unlikely
Flood Area: Unlikely
Close to Cemeteries: Unlikely

Sell Speed & Competition

78 / 100

Overall sell-speed score

Likely within 1–3 weeks

A+

Price competition grade

Avg comparable: $1,039,413

Balanced

Market conditions

Balanced market — steady conditions

Flood Risk (FEMA/BC)

Unlikely — not in floodplain

Railway / Skytrain noise

Unlikely — 12.95 km from station

Road / Highway noise

Possible — major road nearby

Airport noise (YVR)

Unlikely

Power lines proximity

Unlikely

ALR (Agricultural Land Reserve)

No — not in ALR

How WHITE ROCK compares

This property

6 DOM

Listed

White Rock avg

—

Surrey avg

—

104 15165 Thrift Avenue has a sell-speed score of 78/100, placing it in the "Expected to sell within 1–3 weeks" band. The listing is priced 48.7% below comparable active properties in White Rock, which is a strong competitive signal. The local market is currently a Balanced Market with a sales-to-active ratio of 12.7% — conditions are balanced. With only 2310 competing homes currently listed, this property has significant competition. Based on these signals, EstateBlock predicts this listing is likely to attract offers within 1–3 weeks.

Climate Risk for V4B 0C1

Natural hazards vary by location and can change over time. The following provides a summary of potential impacts to this area, postal code V4B 0C1, over the next 30 years. Projections use the 2041–2070 period (2050s) under a moderate emissions scenario (SSP2-4.5).

Flood Lower Risk

Outside of designated flood hazard zones. Under 10% of buildings in this area have flood risk over the next 30 years.

Fire Low

Located within the "Vancouver" WUI zone (Risk Class 5 — Low). Based on BC Wildfire Service provincial WUI Risk Class mapping; not a site-specific assessment.

Air Quality A / Excellent

Annual avg PM2.5 4.6 µg/m³ — meets WHO 2021 guideline (BC ENV 2024). Nearest station: Surrey East, Surrey (~14.1 km). Annual avg AQHI 1.8 — Low Risk.

Heat Low

White Rock currently sees ~0 days above 30 °C per year (1981–2010 baseline), projected to rise to ~5 by the 2050s (SSP2-4.5 moderate emissions). Hottest day of the year: ~29.3 °C baseline, ~31.8 °C projected. Tropical nights (>18 °C): ~0 baseline, ~1 projected.

Precipitation Increasing

Annual precipitation ~1323 mm (1981–2010 baseline), projected ~1376 mm by the 2050s. Extreme 1-day rainfall: ~46.4 mm baseline, ~51.1 mm projected. Values vary modestly across the Lower Mainland.

Drought Stable

Longest annual dry spell (consecutive dry days): ~25 days baseline, ~26 days projected for the 2050s. CDD is used as a regional drought proxy; drought risk varies modestly across the Lower Mainland.

Nearby Restaurants, Cafes & Shops

Restaurants (56 nearby)

Tacofino · 71 m · Restaurant
Pg's jamaican restaurant · 75 m · Restaurant
Chicko chicken · 90 m · Fast Food

Shopping (54 nearby)

Rbc royal bank · 58 m · Bank
Prospera credit union · 76 m · Bank
Hillcrest · 113 m · Post Office

Cafes (20 nearby)

Bean around the world coffees · 103 m · Cafe
Chez christophe · 300 m · Cafe
Pelican rouge · 315 m · Cafe

Groceries (15 nearby)

Thrifty foods · 58 m · Supermarket
3 dogs brewing · 68 m · Beverages
Hillcrest bakery and deli · 124 m · Bakery

Healthcare (4 nearby)

Rexall · 124 m · Healthcare
White rock pharmacy · 201 m · Healthcare
Family care pharmacy · 257 m · Healthcare

Transit (1 nearby)

Bus stop eastbound marine dr @ martin st · 761 m · Transit

Schools NearBy

15 Schools are within 3km

School	Type	Grades Served	Catchment Info	Rating	Distance
White Rock Elementary School	Public	Grades Served K-7	Catchment Info In Catchment	5.9 / 10	Distance 340 m
White Rock Elementary	Public	Grades Served —	Catchment Info —	5.9 / 10	Distance 347 m
H T Thrift Elementary School	Public	Grades Served K-7	Catchment Info —	6.8 / 10	Distance 1.01 KM
Newbridge Academy	Independent	Grades Served —	Catchment Info —	8.1 / 10	Distance 1.03 KM
Semiahmoo Secondary School	Public	Grades Served 8-12	Catchment Info In Catchment	8.0 / 10	Distance 1.15 KM
Peace Arch Elementary School	Public	Grades Served K-7	Catchment Info —	5.9 / 10	Distance 1.43 KM
Jessie Lee Elementary School	Public	Grades Served K-7	Catchment Info —	5.2 / 10	Distance 1.47 KM
Peace Arch Elementary	Public	Grades Served —	Catchment Info —	5.9 / 10	Distance 1.55 KM
White Rock Christian Academy	Independent	Grades Served K-12	Catchment Info —	8.9 / 10	Distance 1.74 KM
Star of the Sea	Independent	Grades Served —	Catchment Info —	4.6 / 10	Distance 1.91 KM
Bayridge Elementary	Public	Grades Served —	Catchment Info —	6.7 / 10	Distance 1.96 KM
Star of the Sea School	Independent	Grades Served K-7	Catchment Info —	8.7 / 10	Distance 1.99 KM
South Surrey White Rock Learning Centre	Public	Grades Served 10-12	Catchment Info —	3.8 / 10	Distance 2.07 KM
South Meridian Elementary School	Public	Grades Served K-7	Catchment Info —	5.4 / 10	Distance 2.17 KM
Earl Marriott Secondary	Public	Grades Served —	Catchment Info —	9.6 / 10	Distance 2.23 KM

Walkability & Transit Near 104 15165 Thrift Avenue

Car-Dependent 96

Walk Score - Walker's Paradise

Daily errands do not require a car

Some Transit 0

Transit Score - Minimal Transit

It is possible to get on a bus

Somewhat
Bikeable 58

Bike Score - Bikeable

Some bike infrastructure

Mortgage Calculator for 104 15165 Thrift Avenue

Home Price

Down Payment

Down Payment (percent)

Interest Rate

Loan Type

/month

Principal & Interest

Property Taxes $389

Maintenance fee 450

Based on a 30-year fixed at 4% interest with 20% down ($139,800), the estimated monthly payment for this listing is $3,509/month — $2,670 principal & interest, $389 property tax, $450 maintenance fee.

or Call 778-918-5990

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Listing data last synced: Sep 1, 2026

Investment Cashflow Calculator

Property Tax (Monthly)

Basic Insurance Cost

Maintenance Fee

Rental Income

Vacancy Rate

Down Payment

Down Payment (percent)

/month

Mortgage Payment

Monthly Payment

Break Even Down Payment 0%

Cap Rate

Cash on Cash

At an estimated rental income of $2,530/month, this property runs a $1,036/month shortfall after mortgage and carrying costs. Break-even requires approximately 52% down.

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Estateblock Rent Estimate for 104 15165 Thrift Avenue, Surrey

Buy Vs Rent Calculator

— / month

Rent —

Own —

Principal: — Interest, tax, insurance, fees: —

Rent vs own

—

Principal paid off by year 5 —

Principal paid off by year 10 —

Approximate estimates for informational purposes only, not financial advice. Assumes a new 30-year fixed mortgage at the rate shown; actual rent, payments, and equity will vary by loan terms and market conditions. Consult a licensed professional before deciding.