Home Surrey, BC Fraser Heights 15445 109a Avenue

15445 109a Ave, Surrey BC - Single Family Residence for Sale - MLS# R3140825

51 days on the market

$1,599,888

Est. Mortgage $7,078/mo

Listing updated: Aug 12, 2026 at 05:22pm

EstateBlock checked: Aug 19, 2026 at 12:20pm

5 Beds

4 Baths

2814 sqft

569 $ /sqft

1996 built

OPEN HOUSE

51 days on the market

$1,599,888

$1,628,888

Est. $7,078/mo with 20% down

Listing updated: Aug 12, 2026 at 05:22pm

EstateBlock checked: Aug 19, 2026 at 12:20pm

Photos

Exterior Front Photo of 15445 109a Avenue, Surrey, BC

Exterior Rear Photo of 15445 109a Avenue, Surrey, BC

Living Room Photo of 15445 109a Avenue, Surrey, BC

Family Room Photo of 15445 109a Avenue, Surrey, BC

Dining Area Photo of 15445 109a Avenue, Surrey, BC

Kitchen Photo of 15445 109a Avenue, Surrey, BC

Kitchen Island Photo of 15445 109a Avenue, Surrey, BC

Pantry Photo of 15445 109a Avenue, Surrey, BC

Breakfast Nook Photo of 15445 109a Avenue, Surrey, BC

Primary Bedroom Photo of 15445 109a Avenue, Surrey, BC

Rare Fraser Heights opportunity! This immaculate 2-storey home with a fully renovated LEGAL basement suite sits on a massive 8,773 sq. ft. cul-de-sac lot backing onto a peaceful greenbelt. The main home offers 5 bedrooms, a dramatic vaulted entry, bright open-concept living spaces, an updated kitchen and bathrooms, quality flooring, fresh paint, modern fixtures and air conditioning. The legal suite features a separate covered entrance, hardwood flooring and an updated bathroom, making it ideal for rental income, extended family or a mortgage helper. Outside, enjoy a huge private backyard, covered concrete patio, RV parking, back-lane access and excellent curb appeal. Located close to top schools, parks, shopping and Highway 1, this home is priced to sell.

Open houses

22 Aug, 2026 (11:30 AM to 01:30 PM)

Interior Features

Basement Finished Area (sqft)	971
Basement Features	Finished
Appliances Included	Washer/Dryer, Dishwasher, Refrigerator, Stove, Microwave
Fireplace	1
Heating Type	Baseboard
Cooling	Air Conditioning
# of Kitchens	1
Flooring	Hardwood, Mixed, Carpet
Foundation	Block

Exterior Features

View Description	Greenbelt
Roof	Asphalt
Structures	Residential Detached

Building Details

Price	$1,599,888
Total Bedrooms	5
Total Bathrooms	4
Full Bathrooms	3
Half Bathrooms	1
Floor Area Total (sqft)	2814
Year Built	1996
Age Of Building	30
Building Type	Single Family Residence
Property Type	Residential
Stories	2
Ownership Type	Freehold NonStrata
Community Features	Shopping Nearby
Utility Type	Community, Electricity Connected, Natural Gas Connected, Water Connected
Utility Sewer	Public Sewer, Sanitary Sewer
Water (WaterSource)	Public
Parking Type	Garage Double, Front Access, Concrete
Total Parking Spaces	4
Rental Suites	Legal Suite

Lot & Land

Lot Size	8773
Lot Size Depth	Feet
Lot Size Frontage	0
MLS^® #	R3140825
Area	North Surrey
Neighbourhood	Fraser Heights
City	Surrey
Postal Code	V3R 0X6
Gross Taxes	$7,457.87
Zoning	R3

Property Timeline

Status	Date	Price
R3140825 / Active	06-29-2026	$1,599,888

Rooms

Floor	Type	Dimensions
Main Level	Foyer	5'10 x 5'10 ft
Main Level	Living Room	13'8 x 13'8 ft
Main Level	Dining Room	13'8 x 13'8 ft
Main Level	Kitchen	11'6 x 11'6 ft
Main Level	Eating Area	8'3 x 8'3 ft
Main Level	Family Room	13'1 x 13'1 ft
Main Level	Laundry	9'8 x 9'8 ft
Abv Main 2	Primary Bedroom	17'6 x 17'6 ft
Abv Main 2	Bedroom	10'8 x 10'8 ft
Abv Main 2	Bedroom	10'9 x 10'9 ft
Basement Level	Recreation Room	31'5 x 31'5 ft
Basement Level	Bedroom	9'7 x 9'7 ft
Basement Level	Bedroom	9'7 x 9'7 ft
Basement Level	Utility	5'7 x 5'7 ft

Bathrooms

Floor	Ensuite	Pieces
Main Level	No	#2
Basement	No	#3

Listed by: Sutton Premier Realty

NOTE: This representation is based in whole or in part on data generated by the Chilliwack & District Real Estate Board, Fraser Valley Real Estate Board or Greater Vancouver REALTORS^® which assumes no responsibility for its accuracy.

Map & Neighbourhood

Public Schools

Elementary
Dogwood Elementary School: Average 0.72 km 6.9/10
Secondary
Fraser Heights Secondary School: Above Average 1.37 km 7.5/10

Information includes BC Government Open License data; school details change often and are offered solely as general guidance.

Private Schools

Elementary
Dogwood School: Above Average 0.77 km 10/10
Secondary
Honour Secondary School: 1.45 km

Closest Transit

Bus Stop
Southbound 156 St @ 110 Ave: 0.36 km
Skytrain
Skytrain @ Green Timbers Station ( Under Construction till 2029): 3.86 km

Crime Rate

Total Crime Rate: Average
Violent Crime Rate: Below Average
Property Crime Rate: Average

Demographics

Post-Secondary Education: Average 27.6%
No Certificate/Degree: Above Average 19.7%
Owner Occupied: Average 72.6%
Employment Rate: Above Average 80.9%

Noise/ Power Lines

Road/Hwy Noise: Possible
Railway/Sky train Noise: Unlikely
Airport/Port Noise: Unlikely
Close to major Power Lines: Unlikely

Other

Agricultural Land Reserve (ALR): Unlikely
Flood Area: Unlikely
Close to Cemeteries: Unlikely

Sell Speed & Competition

42 / 100

Overall sell-speed score

May take longer

Price competition grade

Avg comparable: $1,433,500

—

Market conditions

Market conditions unavailable

Flood Risk (FEMA/BC)

Unlikely — not in floodplain

Railway / Skytrain noise

Unlikely — 3.86 km from station

Road / Highway noise

Possible — major road nearby

Airport noise (YVR)

Unlikely

Power lines proximity

Unlikely

ALR (Agricultural Land Reserve)

No — not in ALR

How FRASER HEIGHTS compares

This property

51 DOM

Listed

Fraser Heights avg

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Surrey avg

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15445 109a Avenue has a sell-speed score of 42/100, placing it in the "May take longer than the area average to sell" band. The listing is priced 10.4% above comparable active properties in Fraser Heights. Based on these signals, EstateBlock predicts this listing is could take longer than the area average to sell.

Climate Risk for V3R 0X6

Natural hazards vary by location and can change over time. The following provides a summary of potential impacts to this area, postal code V3R 0X6, over the next 30 years. Projections use the 2041–2070 period (2050s) under a moderate emissions scenario (SSP2-4.5).

Flood Lower Risk

Outside of designated flood hazard zones. Under 10% of buildings in this area have flood risk over the next 30 years.

Fire Low

Located within the "Vancouver" WUI zone (Risk Class 5 — Low). Based on BC Wildfire Service provincial WUI Risk Class mapping; not a site-specific assessment.

Air Quality A / Excellent

Annual avg PM2.5 4.1 µg/m³ — meets WHO 2021 guideline (BC ENV 2024). Nearest station: Port Moody Rocky Point Park, Port Moody (~9.6 km). Annual avg AQHI 1.8 — Low Risk.

Heat Moderate

Surrey currently sees ~1 day above 30 °C per year (1981–2010 baseline), projected to rise to ~8 by the 2050s (SSP2-4.5 moderate emissions). Hottest day of the year: ~30 °C baseline, ~32.5 °C projected. Tropical nights (>18 °C): ~0 baseline, ~3 projected.

Precipitation Increasing

Annual precipitation ~1516 mm (1981–2010 baseline), projected ~1574 mm by the 2050s. Extreme 1-day rainfall: ~51.5 mm baseline, ~57.1 mm projected. Values vary modestly across the Lower Mainland.

Drought Stable

Longest annual dry spell (consecutive dry days): ~23 days baseline, ~24 days projected for the 2050s. CDD is used as a regional drought proxy; drought risk varies modestly across the Lower Mainland.

Nearby Restaurants, Cafes & Shops

Restaurants (1 nearby)

Moxie's · 882 m · Restaurant

Gyms (1 nearby)

Guildford recreation centre pool · 992 m · Gym

Transit (1 nearby)

Bus stop southbound 150 st @ 107a ave · 956 m · Transit

Schools NearBy

20 Schools are within 3km

School	Type	Grades Served	Catchment Info	Rating	Distance
Dogwood Elementary School	Public	Grades Served K-7	Catchment Info In Catchment	6.9 / 10	Distance 719 m
Dogwood School	Independent	Grades Served —	Catchment Info —	10.0 / 10	Distance 772 m
Holly Elementary School	Public	Grades Served K-7	Catchment Info —	3.6 / 10	Distance 1.04 KM
Erma Stephenson Elementary School	Public	Grades Served K-7	Catchment Info —	7.2 / 10	Distance 1.12 KM
Harold Bishop Elementary School	Public	Grades Served K-7	Catchment Info —	6.3 / 10	Distance 1.30 KM
Fraser Heights Secondary School	Public	Grades Served 8-12	Catchment Info In Catchment	7.5 / 10	Distance 1.37 KM
Honour Secondary School	Independent	Grades Served 10-12	Catchment Info —	0	Distance 1.45 KM
Guildford Learning Centre	Public	Grades Served 10-12	Catchment Info —	3.7 / 10	Distance 1.62 KM
Hjorth Road Elementary School	Public	Grades Served K-7	Catchment Info —	3.1 / 10	Distance 1.74 KM
Ellendale Elementary School	Public	Grades Served K-7	Catchment Info —	3.0 / 10	Distance 1.83 KM
Guildford Park Secondary School	Public	Grades Served 8-12	Catchment Info —	5.5 / 10	Distance 1.85 KM
Mary Jane Shannon Elementary School	Public	Grades Served K-7	Catchment Info —	3.7 / 10	Distance 2.07 KM
Fraser Wood Elementary School	Public	Grades Served K-7	Catchment Info —	7.5 / 10	Distance 2.10 KM
William F. Davidson Elementary School	Public	Grades Served K-7	Catchment Info —	5.2 / 10	Distance 2.15 KM
Iqra School	Independent	Grades Served K-7	Catchment Info —	9.2 / 10	Distance 2.17 KM
Johnston Heights Secondary School	Public	Grades Served 8-12	Catchment Info —	6.4 / 10	Distance 2.23 KM
Mountainview Montessori	Public	Grades Served K-7	Catchment Info —	6.4 / 10	Distance 2.36 KM
Bonaccord Elementary School	Public	Grades Served K-7	Catchment Info —	5.8 / 10	Distance 2.54 KM
A H P Matthew Elementary	Public	Grades Served —	Catchment Info —	4.5 / 10	Distance 2.70 KM
North Surrey Secondary School	Public	Grades Served 8-12	Catchment Info —	6.7 / 10	Distance 2.81 KM

Walkability & Transit Near 15445 109a Avenue

Car-Dependent 44

Walk Score - Car-Dependent

Most errands require a car

Some Transit 53

Transit Score - Good Transit

Many nearby public transportation options

Somewhat
Bikeable 60

Bike Score - Bikeable

Some bike infrastructure

BC Assessment Value — 15445 109a Avenue

2026 assessed value, sourced from City of Surrey open data (PID 019-155-395).

Total Assessed Value (2026)

$1,686,000

2026 Value Trend

Land

$1,355,000

Buildings

$331,000

Year Built

N/A

Class

N/A

Zoning

Property Tax

N/A

Year	Land	Improvements	Total Assessed	YOY Change
2026	$1,355,000	$331,000	$1,686,000	—

Mortgage Calculator for 15445 109a Avenue

Home Price

Down Payment

Down Payment (percent)

Interest Rate

Loan Type

/month

Principal & Interest

Property Taxes $621

Maintenance fee 0

Based on a 30-year fixed at 4% interest with 20% down ($319,978), the estimated monthly payment for this listing is $6,731/month — $6,110 principal & interest, $621 property tax.

or Call 778-918-5990

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Listing data last synced: Aug 12, 2026

Investment Cashflow Calculator

Property Tax (Monthly)

Basic Insurance Cost

Rental Income

Vacancy Rate

Down Payment

Down Payment (percent)

/month

Mortgage Payment

Monthly Payment

Break Even Down Payment 0%

Cap Rate

Cash on Cash

At an estimated rental income of $4,070/month, this property runs a $2,827/month shortfall after mortgage and carrying costs. Break-even requires approximately 58% down.

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Estateblock Rent Estimate for 15445 109a Avenue, Surrey

Buy Vs Rent Calculator

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Approximate estimates for informational purposes only, not financial advice. Assumes a new 30-year fixed mortgage at the rate shown; actual rent, payments, and equity will vary by loan terms and market conditions. Consult a licensed professional before deciding.