Home Surrey, BC Whalley 303 10720 138 Street

303 10720 138 St, Surrey BC - Apartment/Condo for Sale - MLS# R3161985

2 days on the market

$499,900

Est. Mortgage $2,212/mo

Listing updated: Sep 8, 2026 at 03:29pm

EstateBlock checked: Sep 9, 2026 at 10:20pm

2 Beds

2 Baths

1067 sqft

469 $ /sqft

494.85 $ Maint. fee

1990 built

NEW OPEN HOUSE

2 days on the market

$499,900

Est. $2,212/mo with 20% down

Listing updated: Sep 8, 2026 at 03:29pm

EstateBlock checked: Sep 9, 2026 at 10:20pm

Photos

Exterior Front Photo of 303 10720 138 Street, Surrey, BC

Exterior Rear Photo of 303 10720 138 Street, Surrey, BC

Living Room Photo of 303 10720 138 Street, Surrey, BC

Family Room Photo of 303 10720 138 Street, Surrey, BC

Dining Area Photo of 303 10720 138 Street, Surrey, BC

Kitchen Photo of 303 10720 138 Street, Surrey, BC

Kitchen Island Photo of 303 10720 138 Street, Surrey, BC

Pantry Photo of 303 10720 138 Street, Surrey, BC

Breakfast Nook Photo of 303 10720 138 Street, Surrey, BC

Primary Bedroom Photo of 303 10720 138 Street, Surrey, BC

Quiet Top-Floor Retreat with 2 Parking Stalls! Welcome home to this spacious 2-bedroom, 2-bathroom condo on the peaceful top (3rd) floor, offering leafy tree views and exceptional privacy with no neighbours above. With generously sized bedrooms, two underground parking stalls, abundant storage and easy one-level living, this home is ideal for downsizers or a growing family. The oversized primary fits a king-size suite and features a charming bay window. Enjoy brand-new bedroom carpet, laminate flooring, a gas fireplace with custom built-ins, updated appliances, in-suite laundry and a private tree-lined balcony. Bonus attic storage and a private locker attached to one parking stall. Just 10 minutes to Gateway SkyTrain and minutes to Forsyth Elementary, parks, shopping and recreation!

Open houses

12 Sep, 2026 (01:00 PM to 03:00 PM)

13 Sep, 2026 (01:00 PM to 03:00 PM)

Interior Features

Basement Finished Area (sqft)	0
Basement Features	None
Appliances Included	Washer/Dryer, Dishwasher, Refrigerator, Stove
Interior Features	Storage
Heating Type	Baseboard
Laundry	In Unit
# of Kitchens	1
Flooring	Carpet
Foundation	Concrete Perimeter

Exterior Features

Exterior Features	Balcony
Roof	Asphalt
Structures	Multi Family, Residential Attached

Building Details

Price	$499,900
Total Bedrooms	2
Total Bathrooms	2
Full Bathrooms	2
Half Bathrooms	0
Floor Area Total (sqft)	1067
Year Built	1990
Age Of Building	36
Building Type	Apartment/Condo
Property Type	Residential
Architecture Style	Top Floor Unit
Stories	1
Building Amenities	Clubhouse, Caretaker, Maintenance Grounds, Hot Water, Management, Sewer, Snow Removal
Ownership Type	Freehold Strata
Maintenance Fee	$494.85
Community Features	Shopping Nearby
Amenities Nearby	Clubhouse, Caretaker, Maintenance Grounds, Hot Water, Management, Sewer, Snow Removal
Utility Type	Electricity Connected, Water Connected
Utility Sewer	Public Sewer, Sanitary Sewer, Storm Sewer
Water (WaterSource)	Public
Parking Type	Underground, Guest, Front Access, Concrete
Total Parking Spaces	2
Strata Restrictions	Pets Allowed w/Rest.,Rentals Allwd w/Restrctns
Pet Restrictions	Yes With Restrictions
Rental Suites	None

Lot & Land

MLS^® #	R3161985
Area	North Surrey
Neighbourhood	Whalley
City	Surrey
Postal Code	V3T 4K5
Gross Taxes	$2,396.09
Zoning	MR6

Property Timeline

Status	Date	Price
R3161985 / Active	09-08-2026	$499,900

Rooms

Floor	Type	Dimensions
Main Level	Utility	10'2 x 10'2 ft
Main Level	Bedroom	9'8 x 9'8 ft
Main Level	Living Room	12'0 x 12'0 ft
Main Level	Primary Bedroom	11'2 x 11'2 ft
Main Level	Kitchen	12'0 x 12'0 ft

Bathrooms

Floor	Ensuite	Pieces
Main Level	No	#3
Main Level	Yes	#4

Listed by: eXp Realty of Canada, Inc.

NOTE: This representation is based in whole or in part on data generated by the Chilliwack & District Real Estate Board, Fraser Valley Real Estate Board or Greater Vancouver REALTORS^® which assumes no responsibility for its accuracy.

Map & Neighbourhood

Public Schools

Elementary
Forsyth Road Elementary School: Below Average 0.17 km 3.3/10
Secondary
Kwantlen Park Secondary School: Average 1.48 km 5.7/10

Information includes BC Government Open License data; school details change often and are offered solely as general guidance.

Private Schools

Elementary
Our Lady of Good Counsel: Above Average 0.51 km 8.5/10
Secondary
Honour Secondary School: 1.79 km

Closest Transit

Bus Stop
Eastbound 108 Ave @ 138 St: 0.14 km
Skytrain
Skytrain @ Gateway Stn: 0.87 km

Crime Rate

Total Crime Rate: Average
Violent Crime Rate: Below Average
Property Crime Rate: Average

Demographics

Post-Secondary Education: Below Average 18.9%
No Certificate/Degree: Above Average 20.9%
Owner Occupied: Above Average 79%
Employment Rate: Above Average 70.4%

Noise/ Power Lines

Road/Hwy Noise: Possible
Railway/Sky train Noise: Unlikely
Airport/Port Noise: Unlikely
Close to major Power Lines: Unlikely

Other

Agricultural Land Reserve (ALR): Unlikely
Flood Area: Unlikely
Close to Cemeteries: Unlikely

Sell Speed & Competition

44 / 100

Overall sell-speed score

May take longer

Price competition grade

Avg comparable: $514,897

Buyer's

Market conditions

Buyer's market — more supply than demand

Flood Risk (FEMA/BC)

Unlikely — not in floodplain

Railway / Skytrain noise

Unlikely — 0.87 km from station

Road / Highway noise

Possible — major road nearby

Airport noise (YVR)

Unlikely

Power lines proximity

Unlikely

ALR (Agricultural Land Reserve)

No — not in ALR

How WHALLEY compares

This property

2 DOM

Listed

Whalley avg

—

Surrey avg

—

303 10720 138 Street has a sell-speed score of 44/100, placing it in the "May take longer than the area average to sell" band. The listing is priced 3% below comparable active properties in Whalley, which is a strong competitive signal. The local market is currently a Buyer's Market with a sales-to-active ratio of 10.9% — buyers have more leverage. With only 2148 competing homes currently listed, this property has significant competition. Based on these signals, EstateBlock predicts this listing is could take longer than the area average to sell.

Climate Risk for V3T 4K5

Natural hazards vary by location and can change over time. The following provides a summary of potential impacts to this area, postal code V3T 4K5, over the next 30 years. Projections use the 2041–2070 period (2050s) under a moderate emissions scenario (SSP2-4.5).

Flood Lower Risk

Outside of designated flood hazard zones. Under 10% of buildings in this area have flood risk over the next 30 years.

Fire Low

Located within the "Vancouver" WUI zone (Risk Class 5 — Low). Based on BC Wildfire Service provincial WUI Risk Class mapping; not a site-specific assessment.

Air Quality B / Good

Annual avg PM2.5 5.2 µg/m³ — meets Canada's CAAQS (BC ENV 2024). Nearest station: New Westminster Sapperton Park, New Westminster (~5.2 km). Annual avg AQHI 0 — Low Risk.

Heat Moderate

Surrey currently sees ~1 day above 30 °C per year (1981–2010 baseline), projected to rise to ~8 by the 2050s (SSP2-4.5 moderate emissions). Hottest day of the year: ~30 °C baseline, ~32.5 °C projected. Tropical nights (>18 °C): ~0 baseline, ~3 projected.

Precipitation Increasing

Annual precipitation ~1516 mm (1981–2010 baseline), projected ~1574 mm by the 2050s. Extreme 1-day rainfall: ~51.5 mm baseline, ~57.1 mm projected. Values vary modestly across the Lower Mainland.

Drought Stable

Longest annual dry spell (consecutive dry days): ~23 days baseline, ~24 days projected for the 2050s. CDD is used as a regional drought proxy; drought risk varies modestly across the Lower Mainland.

Nearby Restaurants, Cafes & Shops

Shopping (21 nearby)

Pharmasave · 411 m · Pharmacy
Surrey station main · 447 m · Post Office
Whalley optical centre · 447 m · Optician

Restaurants (20 nearby)

Domino's · 243 m · Fast Food
Manis pan-asian eatery · 246 m · Restaurant
Pizza nation · 319 m · Fast Food

Groceries (13 nearby)

Soo's grocery · 336 m · Convenience
Lucky supermarket · 439 m · Supermarket
Beauty 4 ashes · 510 m · Supermarket

Healthcare (5 nearby)

Pharmasave · 411 m · Healthcare
Gain pharmacy · 538 m · Healthcare
Shoppers drug mart · 766 m · Healthcare

Cafes (4 nearby)

Ken's tea house · 552 m · Cafe
Huyen cafe · 652 m · Cafe
Starbucks · 837 m · Cafe

Transit (2 nearby)

Skytrain @ gateway stn station · 873 m · Transit
Bus stop eastbound 104 ave @ university dr · 984 m · Transit

Schools NearBy

22 Schools are within 3km

School	Type	Grades Served	Catchment Info	Rating	Distance
Forsyth Road Elementary School	Public	Grades Served K-7	Catchment Info In Catchment	3.3 / 10	Distance 166 m
Our Lady of Good Counsel	Independent	Grades Served K-7	Catchment Info —	8.5 / 10	Distance 509 m
James Ardiel Elementary School	Public	Grades Served K-7	Catchment Info —	3.7 / 10	Distance 1.06 KM
Surrey Traditional School	Public	Grades Served K-7	Catchment Info —	5.6 / 10	Distance 1.19 KM
Mary Jane Shannon Elementary School	Public	Grades Served K-7	Catchment Info —	3.7 / 10	Distance 1.21 KM
Guildford Park Secondary School	Public	Grades Served 8-12	Catchment Info —	5.5 / 10	Distance 1.42 KM
K B Woodward Elementary School	Public	Grades Served K-7	Catchment Info —	3.7 / 10	Distance 1.47 KM
Kwantlen Park Secondary School	Public	Grades Served 8-12	Catchment Info In Catchment	5.7 / 10	Distance 1.48 KM
City Central Learning Centre	Public	Grades Served 10-12	Catchment Info —	3.0 / 10	Distance 1.49 KM
Ellendale Elementary School	Public	Grades Served K-7	Catchment Info —	3.0 / 10	Distance 1.54 KM
Lena Shaw Elementary School	Public	Grades Served K-7	Catchment Info —	4.0 / 10	Distance 1.61 KM
Old Yale Road Elementary School	Public	Grades Served K-7	Catchment Info —	4.2 / 10	Distance 1.76 KM
Honour Secondary School	Independent	Grades Served 10-12	Catchment Info —	0	Distance 1.79 KM
Hjorth Road Elementary School	Public	Grades Served K-7	Catchment Info —	3.1 / 10	Distance 1.98 KM
Holly Elementary School	Public	Grades Served K-7	Catchment Info —	3.6 / 10	Distance 2.30 KM
Iqra School	Independent	Grades Served K-7	Catchment Info —	9.2 / 10	Distance 2.42 KM
Continuing Ed SD36 (Queen Elizabeth)	Public	Grades Served —	Catchment Info —	3.1 / 10	Distance 2.71 KM
Queen Elizabeth Secondary School	Public	Grades Served 8-12	Catchment Info —	5.4 / 10	Distance 2.73 KM
Simon Cunningham Elementary School	Public	Grades Served K-7	Catchment Info —	4.1 / 10	Distance 2.76 KM
North Surrey Learning Centre	Public	Grades Served 10-12	Catchment Info —	3.2 / 10	Distance 2.94 KM
SD 36 Alternate North Surrey LC	Public	Grades Served —	Catchment Info —	6.3 / 10	Distance 2.96 KM
Education Services (Alternate)	Public	Grades Served —	Catchment Info —	3.8 / 10	Distance 2.98 KM

Pre-computed routes from 303 10720 138 St, Surrey, BC

303 10720 138 St, Surrey, BC Gateway 0.9 km

49 min

Downtown Vancouver Waterfront Station

By transit (Skytrain)

Downtown Vancouver via Gateway → Waterfront
49 min
Metrotown, Burnaby via Gateway → Metrotown
31 min
SFU Burnaby via Gateway → Production Way
29 min
Richmond Centre via Gateway → Brighouse
74 min
YVR Airport via Gateway → YVR-Airport
75 min

By car (off-peak)

Downtown Vancouver via HWY 1 / Grandview
27 min
Metrotown, Burnaby via Lougheed Hwy
15 min
SFU Burnaby via Gaglardi Way
10 min
Richmond Centre via No. 3 Rd
26 min
YVR Airport via Bridgeport / Sea Island
30 min

Calculate your commute

303 10720 138 St, Surrey, BC is ideally located for commuters. The property is 0.9 km from Gateway, with a 49 min SkyTrain ride to Downtown Vancouver (Waterfront Station). The closest bus stop is Eastbound 108 Ave @ 138 St (0.14 km). Walk Score Transit rating: Excellent Transit (81/100).

Walkability & Transit Near 303 10720 138 Street

Car-Dependent 86

Walk Score - Very Walkable

Most errands can be accomplished on foot

Some Transit 81

Transit Score - Excellent Transit

Transit is convenient for most trips

Somewhat
Bikeable 80

Bike Score - Very Bikeable

Biking is convenient for most trips

BC Assessment Value — 303 10720 138 Street

2026 assessed value, sourced from City of Surrey open data (PID 016-916-379).

Total Assessed Value (2026)

$528,100

2026 Value Trend

Land

$439,000

Buildings

$89,100

Year Built

N/A

Class

N/A

Zoning

RM45

Property Tax

N/A

Year	Land	Improvements	Total Assessed	YOY Change
2026	$439,000	$89,100	$528,100	—

Mortgage Calculator for 303 10720 138 Street

Home Price

Down Payment

Down Payment (percent)

Interest Rate

Loan Type

/month

Principal & Interest

Property Taxes $200

Maintenance fee 494.85

A 20% down payment of $99,980 on this $499,900 listing yields an estimated mortgage of $1,909/month (30-year fixed, 4%). Total estimated housing cost: $2,604/month, $200 property tax, $495 maintenance fee.

or Call 778-918-5990

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Listing data last synced: Sep 8, 2026

Investment Cashflow Calculator

Property Tax (Monthly)

Basic Insurance Cost

Maintenance Fee

Rental Income

Vacancy Rate

Down Payment

Down Payment (percent)

/month

Mortgage Payment

Monthly Payment

Break Even Down Payment 0%

Cap Rate

Cash on Cash

With $1,956/month in estimated rental income against $2,662/month in mortgage payments, the monthly cashflow is -$706/month. A 50% down payment would reach break-even.

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Estateblock Rent Estimate for 303 10720 138 Street, Surrey

Buy Vs Rent Calculator

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Approximate estimates for informational purposes only, not financial advice. Assumes a new 30-year fixed mortgage at the rate shown; actual rent, payments, and equity will vary by loan terms and market conditions. Consult a licensed professional before deciding.