Home Surrey, BC Crescent Bch Ocean Pk. 12686 20 Avenue

12686 20 Ave, Surrey BC - Single Family Residence for Sale - MLS# R3155857

1 day on the market

$2,290,000

Est. Mortgage $10,131/mo

Listing updated: Aug 14, 2026 at 10:55am

EstateBlock checked: Aug 15, 2026 at 01:45am

3 Beds

2 Baths

2094 sqft

1094 $ /sqft

1960 built

NEW

1 day on the market

$2,290,000

Est. $10,131/mo with 20% down

Listing updated: Aug 14, 2026 at 10:55am

EstateBlock checked: Aug 15, 2026 at 01:45am

Photos

Exterior Front Photo of 12686 20 Avenue, Surrey, BC

Exterior Rear Photo of 12686 20 Avenue, Surrey, BC

Living Room Photo of 12686 20 Avenue, Surrey, BC

Family Room Photo of 12686 20 Avenue, Surrey, BC

Dining Area Photo of 12686 20 Avenue, Surrey, BC

Kitchen Photo of 12686 20 Avenue, Surrey, BC

Kitchen Island Photo of 12686 20 Avenue, Surrey, BC

Pantry Photo of 12686 20 Avenue, Surrey, BC

Breakfast Nook Photo of 12686 20 Avenue, Surrey, BC

Primary Bedroom Photo of 12686 20 Avenue, Surrey, BC

TWO LOTS AVAILABLE VIA SUBDIVISION! This two-story home, ideally situated in the heart of the Ocean Cliff area, comes with valuable City of Surrey approval for subdivision. The property can be divided into two separate lots, each approximately 11,000 square feet, which will permit the construction of homes with basements. This is a great opportunity to complete this development of 2 lots or build your dream estate home on the entire property. The existing home is well-maintained and shows beautifully, featuring numerous upgrades throughout the years. The main floor boasts an open-concept layout, perfect for family living and entertaining, with views overlooking the private backyard. Please call to book your private showing.

Interior Features

Basement Finished Area (sqft)	0
Basement Features	None
Fireplace	1
Heating Type	Baseboard, Electric
# of Kitchens	1
Foundation	Concrete Perimeter

Exterior Features

Exterior Features	Private Yard
Roof	Asphalt
Structures	Residential Detached

Building Details

Price	$2,290,000
Total Bedrooms	3
Total Bathrooms	2
Full Bathrooms	2
Half Bathrooms	0
Floor Area Total (sqft)	2094
Year Built	1960
Age Of Building	66
Building Type	Single Family Residence
Property Type	Residential
Stories	2
Ownership Type	Freehold NonStrata
Community Features	Shopping Nearby
Utility Type	Electricity Connected, Natural Gas Connected, Water Connected
Utility Sewer	Public Sewer, Sanitary Sewer, Storm Sewer
Water (WaterSource)	Public
Parking Type	Garage Double, Front Access
Total Parking Spaces	8
Rental Suites	None

Lot & Land

Lot Size	21780
Lot Size Depth	Feet
Lot Size Frontage	134
MLS^® #	R3155857
Area	South Surrey White Rock
Neighbourhood	Crescent Bch Ocean Pk.
City	Surrey
Postal Code	V4A 1Y6
Gross Taxes	$7,582.24
Zoning	R3

Property Timeline

Status	Date	Price
R3155857 / Active	08-14-2026	$2,290,000
to view full Property History (5 earlier records)

Rooms

Floor	Type	Dimensions
Main Level	Living Room	21'0 x 21'0 ft
Main Level	Dining Room	11'7 x 11'7 ft
Main Level	Kitchen	11'9 x 11'9 ft
Main Level	Bedroom	13'2 x 13'2 ft
Main Level	Bedroom	13'2 x 13'2 ft
Above Level	Family Room	19'0 x 19'0 ft
Above Level	Bedroom	11'8 x 11'8 ft

Bathrooms

Floor	Ensuite	Pieces
Main Level	No	#4
Above Level	Yes	#3

Listed by: Angell, Hasman & Associates Realty Ltd.

NOTE: This representation is based in whole or in part on data generated by the Chilliwack & District Real Estate Board, Fraser Valley Real Estate Board or Greater Vancouver REALTORS^® which assumes no responsibility for its accuracy.

Map & Neighbourhood

Public Schools

Secondary
Elgin Park Secondary School: Above Average 1.81 km 7.3/10
Elementary
Ocean Cliff Elementary School: Average 0.36 km 5.9/10

Information includes BC Government Open License data; school details change often and are offered solely as general guidance.

Private Schools

Elementary
Star of the Sea School: Above Average 4.77 km 8.7/10
Elementary, Secondary
White Rock Christian Academy: Above Average 5.05 km 8.9/10

Closest Transit

Bus Stop
Southbound 128 St @ 20 Ave: 0.22 km
Skytrain
Skytrain @ Bakerview/166 st Station ( Under Construction till 2029): 14.79 km

Crime Rate

Total Crime Rate: Average
Violent Crime Rate: Below Average
Property Crime Rate: Average

Demographics

Post-Secondary Education: Above Average 39.3%
No Certificate/Degree: Below Average 8.7%
Owner Occupied: Below Average 47.3%
Employment Rate: Average 56.2%

Noise/ Power Lines

Road/Hwy Noise: Possible
Railway/Sky train Noise: Unlikely
Airport/Port Noise: Unlikely
Close to major Power Lines: Unlikely

Other

Agricultural Land Reserve (ALR): Unlikely
Flood Area: Unlikely
Close to Cemeteries: Unlikely

Sell Speed & Competition

No data

Overall sell-speed score

Moderate pace expected

—

Price competition grade

No comparable data

—

Market conditions

Market conditions unavailable

Flood Risk (FEMA/BC)

Unlikely — not in floodplain

Railway / Skytrain noise

Unlikely — 14.79 km from station

Road / Highway noise

Possible — major road nearby

Airport noise (YVR)

Unlikely

Power lines proximity

Unlikely

ALR (Agricultural Land Reserve)

No — not in ALR

How CRESCENT BCH OCEAN PK. compares

This property

1 DOM

Listed

Crescent Bch Ocean Pk. avg

—

Surrey avg

—

12686 20 Avenue has a sell-speed score of 48/100, placing it in the "Expected to sell at a moderate pace" band. The listing is has limited comparable pricing data available. Based on these signals, EstateBlock predicts this listing is may take several weeks to attract serious offers.

Climate Risk for V4A 1Y6

Natural hazards vary by location and can change over time. The following provides a summary of potential impacts to this area, postal code V4A 1Y6, over the next 30 years. Projections use the 2041–2070 period (2050s) under a moderate emissions scenario (SSP2-4.5).

Flood Lower Risk

Outside of designated flood hazard zones. Under 10% of buildings in this area have flood risk over the next 30 years.

Fire Low

Located within the "Vancouver" WUI zone (Risk Class 5 — Low). Based on BC Wildfire Service provincial WUI Risk Class mapping; not a site-specific assessment.

Air Quality A / Excellent

Annual avg PM2.5 4.5 µg/m³ — meets WHO 2021 guideline (BC ENV 2024). Nearest station: North Delta, Delta (~13.6 km). Annual avg AQHI 2.1 — Low Risk.

Heat Moderate

Surrey currently sees ~1 day above 30 °C per year (1981–2010 baseline), projected to rise to ~8 by the 2050s (SSP2-4.5 moderate emissions). Hottest day of the year: ~30 °C baseline, ~32.5 °C projected. Tropical nights (>18 °C): ~0 baseline, ~3 projected.

Precipitation Increasing

Annual precipitation ~1516 mm (1981–2010 baseline), projected ~1574 mm by the 2050s. Extreme 1-day rainfall: ~51.5 mm baseline, ~57.1 mm projected. Values vary modestly across the Lower Mainland.

Drought Stable

Longest annual dry spell (consecutive dry days): ~23 days baseline, ~24 days projected for the 2050s. CDD is used as a regional drought proxy; drought risk varies modestly across the Lower Mainland.

Nearby Restaurants, Cafes & Shops

Shopping (6 nearby)

Ocean park post office · 760 m · Post Office
Td canada trust · 765 m · Bank
Coast capital savings · 773 m · Bank

Groceries (4 nearby)

Safeway · 775 m · Supermarket
Cob's · 785 m · Bakery
The butcher · 858 m · Butcher

Cafes (4 nearby)

Starbucks · 699 m · Cafe
Morrison cafe · 795 m · Cafe
Islands cafe · 843 m · Cafe

Restaurants (1 nearby)

Sakuya sushi · 825 m · Restaurant

Healthcare (1 nearby)

Rexall · 786 m · Healthcare

Transit (1 nearby)

Bus stop northbound 124 st @ 24 ave · 988 m · Transit

Schools NearBy

6 Schools are within 3km

School	Type	Grades Served	Catchment Info	Rating	Distance
Ocean Cliff Elementary School	Public	Grades Served K-7	Catchment Info In Catchment	5.9 / 10	Distance 357 m
Laronde Elementary School	Public	Grades Served K-7	Catchment Info —	7.9 / 10	Distance 893 m
Crescent Park Elementary School	Public	Grades Served K-7	Catchment Info —	6.7 / 10	Distance 957 m
Elgin Park Secondary School	Public	Grades Served 8-12	Catchment Info In Catchment	7.3 / 10	Distance 1.81 KM
Ray Shepherd Elementary School	Public	Grades Served K-7	Catchment Info —	6.8 / 10	Distance 1.97 KM
Chantrell Creek Elementary School	Public	Grades Served K-7	Catchment Info —	7.8 / 10	Distance 2.36 KM

Walkability & Transit Near 12686 20 Avenue

Car-Dependent 54

Walk Score - Somewhat Walkable

Some errands can be accomplished on foot

Some Transit 38

Transit Score - Some Transit

A few nearby public transportation options

Somewhat
Bikeable 51

Bike Score - Bikeable

Some bike infrastructure

BC Assessment Value — 12686 20 Avenue

2026 assessed value, sourced from City of Surrey open data (PID 003-435-253).

Total Assessed Value (2026)

$2,335,000

2026 Value Trend

Land

$2,325,000

Buildings

$10,000

Year Built

N/A

Class

N/A

Zoning

Property Tax

N/A

Year	Land	Improvements	Total Assessed	YOY Change
2026	$2,325,000	$10,000	$2,335,000	—

Mortgage Calculator for 12686 20 Avenue

Home Price

Down Payment

Down Payment (percent)

Interest Rate

Loan Type

/month

Principal & Interest

Property Taxes $632

Maintenance fee 0

Based on a 30-year fixed at 4% interest with 20% down ($458,000), the estimated monthly payment for this listing is $9,378/month — $8,746 principal & interest, $632 property tax.

or Call 778-918-5990

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Listing data last synced: Aug 14, 2026

Investment Cashflow Calculator

Property Tax (Monthly)

Basic Insurance Cost

Rental Income

Vacancy Rate

Down Payment

Down Payment (percent)

/month

Mortgage Payment

Monthly Payment

Break Even Down Payment 0%

Cap Rate

Cash on Cash

At an estimated rental income of $5,601/month, this property runs a $3,983/month shortfall after mortgage and carrying costs. Break-even requires approximately 57% down.

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Estateblock Rent Estimate for 12686 20 Avenue, Surrey

Buy Vs Rent Calculator

— / month

Rent —

Own —

Principal: — Interest, tax, insurance, fees: —

Rent vs own

—

Principal paid off by year 5 —

Principal paid off by year 10 —

Approximate estimates for informational purposes only, not financial advice. Assumes a new 30-year fixed mortgage at the rate shown; actual rent, payments, and equity will vary by loan terms and market conditions. Consult a licensed professional before deciding.