Home Surrey, BC Whalley 12901 98b Avenue

12901 98b Ave, Surrey BC - Single Family Residence for Sale - MLS# R3119988

124 days on the market

$1,157,000

Est. Mortgage $5,119/mo

Listing updated: Jul 16, 2026 at 09:03am

EstateBlock checked: Sep 5, 2026 at 09:45pm

4 Beds

3 Baths

1959 sqft

591 $ /sqft

1957 built

124 days on the market

$1,157,000

Est. $5,119/mo with 20% down

Listing updated: Jul 16, 2026 at 09:03am

EstateBlock checked: Sep 5, 2026 at 09:45pm

Photos

Exterior Front Photo of 12901 98b Avenue, Surrey, BC

Exterior Rear Photo of 12901 98b Avenue, Surrey, BC

Living Room Photo of 12901 98b Avenue, Surrey, BC

Family Room Photo of 12901 98b Avenue, Surrey, BC

Dining Area Photo of 12901 98b Avenue, Surrey, BC

Kitchen Photo of 12901 98b Avenue, Surrey, BC

Kitchen Island Photo of 12901 98b Avenue, Surrey, BC

Pantry Photo of 12901 98b Avenue, Surrey, BC

Breakfast Nook Photo of 12901 98b Avenue, Surrey, BC

Primary Bedroom Photo of 12901 98b Avenue, Surrey, BC

Nestled in a prime Surrey location, this well-maintained 4-bedroom, 3-bathroom home offers both comfortable living and exceptional future potential. Situated on a property designated Urban under the OCP, this is a rare opportunity for homeowners, investors, and builders alike. The home has seen thoughtful renovations in 2025, including a new roof, giving buyers peace of mind while maintaining strong long-term value. Inside, you’ll find a functional layout with generous living spaces, ideal for growing families or those looking to maximize rental potential. Step outside to a spacious lot with room to enjoy now—and hold for future redevelopment upside as the area continues to evolve. Open House Saturday May 9 2-4 pm Sunday May 10 2-4 pm

Interior Features

Basement Finished Area (sqft)	0
Basement Features	Crawl Space, Finished
Fireplace	1
Heating Type	Natural Gas
# of Kitchens	1
Flooring	Laminate, Mixed
Foundation	Concrete Perimeter

Exterior Features

Roof	Asphalt
Structures	Residential Detached

Building Details

Price	$1,157,000
Total Bedrooms	4
Total Bathrooms	3
Full Bathrooms	2
Half Bathrooms	1
Floor Area Total (sqft)	1959
Year Built	1957
Age Of Building	69
Building Type	Single Family Residence
Property Type	Residential
Architecture Style	3 Level Split
Stories	3
Ownership Type	Freehold NonStrata
Utility Type	Electricity Connected, Natural Gas Connected, Water Connected
Utility Sewer	Public Sewer, Sanitary Sewer, Storm Sewer
Water (WaterSource)	Public
Parking Type	Garage Single
Total Parking Spaces	4

Lot & Land

Lot Size	7179
Lot Size Depth	Feet
Lot Size Frontage	65
MLS^® #	R3119988
Area	North Surrey
Neighbourhood	Whalley
City	Surrey
Postal Code	V3T 1C9
Gross Taxes	$5,090.64
Zoning	R3

Property Timeline

Status	Date	Price
R3119988 / Active	05-05-2026	$1,157,000

Rooms

Floor	Type	Dimensions
Main Level	Living Room	16' x 16' ft
Main Level	Dining Room	10' x 10' ft
Main Level	Kitchen	11' x 11' ft
Above Level	Primary Bedroom	13' x 13' ft
Above Level	Bedroom	11' x 11' ft
Above Level	Bedroom	11' x 11' ft
Basement Level	Recreation Room	17' x 17' ft
Basement Level	Utility	11' x 11' ft
Basement Level	Office	12' x 12' ft
Basement Level	Bedroom	10' x 10' ft

Bathrooms

Floor	Ensuite	Pieces
Main Level	No	#2
Above Level	No	#4
Basement	No	#3

Listed by: Initia Real Estate

NOTE: This representation is based in whole or in part on data generated by the Chilliwack & District Real Estate Board, Fraser Valley Real Estate Board or Greater Vancouver REALTORS^® which assumes no responsibility for its accuracy.

Map & Neighbourhood

Public Schools

Secondary
Queen Elizabeth Secondary School: Average 1.63 km 5.4/10

Information includes BC Government Open License data; school details change often and are offered solely as general guidance.

Private Schools

Elementary
Our Lady of Good Counsel: Above Average 2.35 km 8.5/10
Secondary
Purpose Independent Secondary School: Average 4 km 4/10

Closest Transit

Bus Stop
Northbound 128 St @ 99 Ave: 0.19 km
Skytrain
Skytrain @ Surrey Central Stn: 1.45 km

Crime Rate

Total Crime Rate: Average
Violent Crime Rate: Below Average
Property Crime Rate: Average

Demographics

Post-Secondary Education: Below Average 15.7%
No Certificate/Degree: Above Average 24.3%
Owner Occupied: Average 71.6%
Employment Rate: Above Average 74%

Noise/ Power Lines

Road/Hwy Noise: Unlikely
Railway/Sky train Noise: Unlikely
Airport/Port Noise: Unlikely
Close to major Power Lines: Unlikely

Other

Agricultural Land Reserve (ALR): Unlikely
Flood Area: Unlikely
Close to Cemeteries: Unlikely

Sell Speed & Competition

40 / 100

Overall sell-speed score

May take longer

Price competition grade

Avg comparable: $998,491

—

Market conditions

Market conditions unavailable

Flood Risk (FEMA/BC)

Unlikely — not in floodplain

Railway / Skytrain noise

Unlikely — 1.45 km from station

Road / Highway noise

Unlikely

Airport noise (YVR)

Unlikely

Power lines proximity

Unlikely

ALR (Agricultural Land Reserve)

No — not in ALR

How WHALLEY compares

This property

124 DOM

Listed

Whalley avg

—

Surrey avg

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12901 98b Avenue has a sell-speed score of 40/100, placing it in the "May take longer than the area average to sell" band. The listing is priced 13.7% above comparable active properties in Whalley. Based on these signals, EstateBlock predicts this listing is could take longer than the area average to sell.

Climate Risk for V3T 1C9

Natural hazards vary by location and can change over time. The following provides a summary of potential impacts to this area, postal code V3T 1C9, over the next 30 years. Projections use the 2041–2070 period (2050s) under a moderate emissions scenario (SSP2-4.5).

Flood Lower Risk

Outside of designated flood hazard zones. Under 10% of buildings in this area have flood risk over the next 30 years.

Fire Low

Located within the "Vancouver" WUI zone (Risk Class 5 — Low). Based on BC Wildfire Service provincial WUI Risk Class mapping; not a site-specific assessment.

Air Quality A / Excellent

Annual avg PM2.5 4.5 µg/m³ — meets WHO 2021 guideline (BC ENV 2024). Nearest station: North Delta, Delta (~3.8 km). Annual avg AQHI 2.1 — Low Risk.

Heat Moderate

Surrey currently sees ~1 day above 30 °C per year (1981–2010 baseline), projected to rise to ~8 by the 2050s (SSP2-4.5 moderate emissions). Hottest day of the year: ~30 °C baseline, ~32.5 °C projected. Tropical nights (>18 °C): ~0 baseline, ~3 projected.

Precipitation Increasing

Annual precipitation ~1516 mm (1981–2010 baseline), projected ~1574 mm by the 2050s. Extreme 1-day rainfall: ~51.5 mm baseline, ~57.1 mm projected. Values vary modestly across the Lower Mainland.

Drought Stable

Longest annual dry spell (consecutive dry days): ~23 days baseline, ~24 days projected for the 2050s. CDD is used as a regional drought proxy; drought risk varies modestly across the Lower Mainland.

Nearby Restaurants, Cafes & Shops

Shopping (10 nearby)

Super drycleaners · 574 m · Laundry
Chand hair design · 575 m · Hairdresser
City barber · 584 m · Hairdresser

Restaurants (7 nearby)

Camy's pizza · 574 m · Fast Food
Lighthouse indian kitchen · 591 m · Restaurant
Wow grill & momo · 594 m · Restaurant

Groceries (4 nearby)

Fruiticana · 566 m · Supermarket
Garcha bros meat shop · 587 m · Butcher
New amsterdam bakery · 662 m · Bakery

Healthcare (2 nearby)

Family care pharmacy · 595 m · Healthcare
Shoppers drug mart · 716 m · Healthcare

Transit (1 nearby)

Bus stop southbound 128 st @ 104 ave · 992 m · Transit

Schools NearBy

28 Schools are within 3km

School	Type	Grades Served	Catchment Info	Rating	Distance
Old Yale Road Elementary School	Public	Grades Served K-7	Catchment Info —	4.2 / 10	Distance 765 m
Prince Charles Elementary School	Public	Grades Served K-7	Catchment Info —	4.5 / 10	Distance 945 m
Cedar Hills Elementary School	Public	Grades Served K-7	Catchment Info —	4.3 / 10	Distance 1.09 KM
Betty Huff Elementary School	Public	Grades Served K-7	Catchment Info —	3.4 / 10	Distance 1.12 KM
Kwantlen Park Secondary School	Public	Grades Served 8-12	Catchment Info —	5.7 / 10	Distance 1.22 KM
Senator Reid Elementary School	Public	Grades Served K-7	Catchment Info —	4.5 / 10	Distance 1.31 KM
K B Woodward Elementary School	Public	Grades Served K-7	Catchment Info —	3.7 / 10	Distance 1.47 KM
David Brankin Elementary School	Public	Grades Served K-7	Catchment Info —	4.4 / 10	Distance 1.49 KM
L A Matheson Secondary School	Public	Grades Served 8-12	Catchment Info —	5.0 / 10	Distance 1.56 KM
Continuing Ed SD36 (Queen Elizabeth)	Public	Grades Served —	Catchment Info —	3.1 / 10	Distance 1.62 KM
Queen Elizabeth Secondary School	Public	Grades Served 8-12	Catchment Info In Catchment	5.4 / 10	Distance 1.63 KM
City Central Learning Centre	Public	Grades Served 10-12	Catchment Info —	3.0 / 10	Distance 2.03 KM
Cindrich Elementary School	Public	Grades Served K-7	Catchment Info —	4.2 / 10	Distance 2.03 KM
Kirkbride Elementary School	Public	Grades Served K-7	Catchment Info —	2.9 / 10	Distance 2.04 KM
Continuing Ed SD36 (Invergarry)	Public	Grades Served —	Catchment Info —	0	Distance 2.30 KM
Our Lady of Good Counsel	Independent	Grades Served K-7	Catchment Info —	8.5 / 10	Distance 2.35 KM
Simon Cunningham Elementary School	Public	Grades Served K-7	Catchment Info —	4.1 / 10	Distance 2.52 KM
Royal Heights Elementary School	Public	Grades Served K-7	Catchment Info —	3.5 / 10	Distance 2.53 KM
Creekside Elementary School	Public	Grades Served K-7	Catchment Info —	4.2 / 10	Distance 2.54 KM
North Surrey Learning Centre	Public	Grades Served 10-12	Catchment Info —	3.2 / 10	Distance 2.56 KM
Forsyth Road Elementary School	Public	Grades Served K-7	Catchment Info —	3.3 / 10	Distance 2.63 KM
Education Services (Alternate)	Public	Grades Served —	Catchment Info —	3.8 / 10	Distance 2.69 KM
SD 36 Alternate North Surrey LC	Public	Grades Served —	Catchment Info —	6.3 / 10	Distance 2.71 KM
Bridgeview Elementary School	Public	Grades Served K-7	Catchment Info —	4.3 / 10	Distance 2.73 KM
Lena Shaw Elementary School	Public	Grades Served K-7	Catchment Info —	4.0 / 10	Distance 2.74 KM
Sikh Academy	Independent	Grades Served K-7	Catchment Info —	7.6 / 10	Distance 2.78 KM
Immaculate Conception School	Independent	Grades Served K-7	Catchment Info —	7.8 / 10	Distance 2.83 KM
Immaculate Conception	Independent	Grades Served —	Catchment Info —	7.3 / 10	Distance 2.88 KM

Pre-computed routes from 12901 98b Ave, Surrey, BC

12901 98b Ave, Surrey, BC Surrey Central 1.4 km

58 min

Downtown Vancouver Waterfront Station

By transit (Skytrain)

Downtown Vancouver via Surrey Central → Waterfront
58 min
Metrotown, Burnaby via Surrey Central → Metrotown
40 min
SFU Burnaby via Surrey Central → Production Way
38 min
Richmond Centre via Surrey Central → Brighouse
83 min
YVR Airport via Surrey Central → YVR-Airport
84 min

By car (off-peak)

Downtown Vancouver via HWY 1 / Grandview
26 min
Metrotown, Burnaby via Lougheed Hwy
13 min
SFU Burnaby via Gaglardi Way
11 min
Richmond Centre via No. 3 Rd
24 min
YVR Airport via Bridgeport / Sea Island
27 min

Calculate your commute

12901 98b Ave, Surrey, BC is ideally located for commuters. The property is 1.4 km from Surrey Central, with a 58 min SkyTrain ride to Downtown Vancouver (Waterfront Station). The closest bus stop is Northbound 128 St @ 99 Ave (0.19 km). Walk Score Transit rating: Good Transit (57/100).

Walkability & Transit Near 12901 98b Avenue

Car-Dependent 67

Walk Score - Somewhat Walkable

Some errands can be accomplished on foot

Some Transit 57

Transit Score - Good Transit

Many nearby public transportation options

Somewhat
Bikeable 66

Bike Score - Bikeable

Some bike infrastructure

BC Assessment Value — 12901 98b Avenue

2026 assessed value, sourced from City of Surrey open data (PID 008-166-749).

Total Assessed Value (2026)

$1,258,800

2026 Value Trend

Land

$1,219,000

Buildings

$39,800

Year Built

N/A

Class

N/A

Zoning

Property Tax

N/A

Year	Land	Improvements	Total Assessed	YOY Change
2026	$1,219,000	$39,800	$1,258,800	—

Mortgage Calculator for 12901 98b Avenue

Home Price

Down Payment

Down Payment (percent)

Interest Rate

Loan Type

/month

Principal & Interest

Property Taxes $424

Maintenance fee 0

A 20% down payment of $231,400 on this $1,157,000 listing yields an estimated mortgage of $4,419/month (30-year fixed, 4%). Total estimated housing cost: $4,843/month, $424 property tax.

or Call 778-918-5990

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Listing data last synced: Jul 16, 2026

Investment Cashflow Calculator

Property Tax (Monthly)

Basic Insurance Cost

Rental Income

Vacancy Rate

Down Payment

Down Payment (percent)

/month

Mortgage Payment

Monthly Payment

Break Even Down Payment 0%

Cap Rate

Cash on Cash

With $3,396/month in estimated rental income against $4,990/month in mortgage payments, the monthly cashflow is -$1,594/month. A 49% down payment would reach break-even.

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Estateblock Rent Estimate for 12901 98b Avenue, Surrey

Buy Vs Rent Calculator

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Approximate estimates for informational purposes only, not financial advice. Assumes a new 30-year fixed mortgage at the rate shown; actual rent, payments, and equity will vary by loan terms and market conditions. Consult a licensed professional before deciding.