Home Surrey, BC Whalley 13278 98 Avenue

13278 98 Ave, Surrey BC - Single Family Residence for Sale - MLS# R3131357

106 days on the market

$1,199,000

Est. Mortgage $5,304/mo

Listing updated: Jul 16, 2026 at 09:06am

EstateBlock checked: Sep 16, 2026 at 09:20pm

4 Beds

4 Baths

1972 sqft

608 $ /sqft

1986 built

106 days on the market

$1,199,000

Est. $5,304/mo with 20% down

Listing updated: Jul 16, 2026 at 09:06am

EstateBlock checked: Sep 16, 2026 at 09:20pm

Photos

Exterior Front Photo of 13278 98 Avenue, Surrey, BC

Exterior Rear Photo of 13278 98 Avenue, Surrey, BC

Living Room Photo of 13278 98 Avenue, Surrey, BC

Family Room Photo of 13278 98 Avenue, Surrey, BC

Dining Area Photo of 13278 98 Avenue, Surrey, BC

Kitchen Photo of 13278 98 Avenue, Surrey, BC

Kitchen Island Photo of 13278 98 Avenue, Surrey, BC

Pantry Photo of 13278 98 Avenue, Surrey, BC

Breakfast Nook Photo of 13278 98 Avenue, Surrey, BC

Primary Bedroom Photo of 13278 98 Avenue, Surrey, BC

Primary Bathroom Photo of 13278 98 Avenue, Surrey, BC

Walk-In Closet Photo of 13278 98 Avenue, Surrey, BC

Bedroom 2 Photo of 13278 98 Avenue, Surrey, BC

Bedroom 3 Photo of 13278 98 Avenue, Surrey, BC

Bedroom 4 Photo of 13278 98 Avenue, Surrey, BC

Guest Bathroom Photo of 13278 98 Avenue, Surrey, BC

Powder Room Photo of 13278 98 Avenue, Surrey, BC

Office / Den Photo of 13278 98 Avenue, Surrey, BC

Loft / Bonus Room Photo of 13278 98 Avenue, Surrey, BC

Basement Recreation Room Photo of 13278 98 Avenue, Surrey, BC

Laundry Room Photo of 13278 98 Avenue, Surrey, BC

Mudroom Photo of 13278 98 Avenue, Surrey, BC

Entry Foyer Photo of 13278 98 Avenue, Surrey, BC

Hallway Photo of 13278 98 Avenue, Surrey, BC

Staircase Photo of 13278 98 Avenue, Surrey, BC

Garage Interior Photo of 13278 98 Avenue, Surrey, BC

Welcome to this beautifully maintained single-family home near downtown Surrey! Situated on a generous 7,100 sq. ft. lot, this property offers a quiet lifestyle in a wonderful neighbourhood. With 4 bedrooms and 4 bathrooms, it provides the ideal amount of living space for a growing family. Enjoy a private, fully fenced backyard—perfect for relaxing or entertaining. The home backs onto A.H.P. Matthew Park and Elementary School, and is just a short walk to Queen Elizabeth Secondary. Conveniently located near major transit routes, shopping, and community-friendly parks, this home truly has it all.

Interior Features

Basement Finished Area (sqft)	0
Basement Features	Crawl Space
Appliances Included	Washer/Dryer, Dishwasher, Refrigerator, Stove
Heating Type	Forced Air, Mixed, Natural Gas
# of Kitchens	1
Foundation	Concrete Perimeter

Exterior Features

Exterior Features	Private Yard
Roof	Asphalt
Structures	Residential Detached

Building Details

Price	$1,199,000
Total Bedrooms	4
Total Bathrooms	4
Full Bathrooms	3
Half Bathrooms	1
Floor Area Total (sqft)	1972
Year Built	1986
Age Of Building	40
Building Type	Single Family Residence
Property Type	Residential
Stories	2
Ownership Type	Freehold NonStrata
Community Features	Shopping Nearby
Utility Type	Electricity Connected, Natural Gas Connected, Water Connected
Utility Sewer	Public Sewer, Sanitary Sewer
Water (WaterSource)	Public
Parking Type	Garage Double, Garage Door Opener
Total Parking Spaces	6

Lot & Land

Lot Size	7100
Lot Size Depth	Feet
Lot Size Frontage	35
MLS^® #	R3131357
Area	North Surrey
Neighbourhood	Whalley
City	Surrey
Postal Code	V3T 5M9
Gross Taxes	$5,847.82
Zoning	R3

Property Timeline

Status	Date	Price
R3131357 / Active	06-03-2026	$1,199,000
to view full Property History (1 earlier record)

Rooms

Floor	Type	Dimensions
Above Level	Primary Bedroom	11' x 11' ft
Above Level	Bedroom	10'8 x 10'8 ft
Above Level	Bedroom	8'11 x 8'11 ft
Main Level	Kitchen	8'8 x 8'8 ft
Main Level	Dining Room	10'4 x 10'4 ft
Main Level	Living Room	12'4 x 12'4 ft
Main Level	Family Room	17'2 x 17'2 ft
Main Level	Foyer	8'7 x 8'7 ft
Main Level	Laundry	6'7 x 6'7 ft
Main Level	Den	5' x 5' ft
Main Level	Bedroom	11'5 x 11'5 ft

Bathrooms

Floor	Ensuite	Pieces
Main Level	Yes	#3
Main Level	No	#2
Above Level	Yes	#3
Above Level	No	#3

Listed by: eXp Realty of Canada, Inc.

NOTE: This representation is based in whole or in part on data generated by the Chilliwack & District Real Estate Board, Fraser Valley Real Estate Board or Greater Vancouver REALTORS^® which assumes no responsibility for its accuracy.

Map & Neighbourhood

Public Schools

Secondary
Queen Elizabeth Secondary School: Average 0.96 km 5.4/10

Information includes BC Government Open License data; school details change often and are offered solely as general guidance.

Private Schools

Elementary
Our Lady of Good Counsel: Above Average 1.86 km 8.5/10
Secondary
Honour Secondary School: 3.55 km

Closest Transit

Bus Stop
Northbound 132 St @ 98 Ave: 0.16 km
Skytrain
Skytrain @ King George Stn: 0.74 km

Crime Rate

Total Crime Rate: Average
Violent Crime Rate: Below Average
Property Crime Rate: Average

Demographics

Post-Secondary Education: Below Average 24.9%
No Certificate/Degree: Above Average 16.6%
Owner Occupied: Average 71.7%
Employment Rate: Average 59%

Noise/ Power Lines

Road/Hwy Noise: Unlikely
Railway/Sky train Noise: Unlikely
Airport/Port Noise: Unlikely
Close to major Power Lines: Unlikely

Other

Agricultural Land Reserve (ALR): Unlikely
Flood Area: Unlikely
Close to Cemeteries: Unlikely

Sell Speed & Competition

51 / 100

Overall sell-speed score

Moderate pace expected

B+

Price competition grade

Avg comparable: $1,264,945

—

Market conditions

Market conditions unavailable

Flood Risk (FEMA/BC)

Unlikely — not in floodplain

Railway / Skytrain noise

Unlikely — 0.74 km from station

Road / Highway noise

Unlikely

Airport noise (YVR)

Unlikely

Power lines proximity

Unlikely

ALR (Agricultural Land Reserve)

No — not in ALR

How WHALLEY compares

This property

106 DOM

Listed

Whalley avg

—

Surrey avg

—

13278 98 Avenue has a sell-speed score of 51/100, placing it in the "Expected to sell at a moderate pace" band. The listing is priced 5.5% below comparable active properties in Whalley, which is a strong competitive signal. Based on these signals, EstateBlock predicts this listing is may take several weeks to attract serious offers.

Climate Risk for V3T 5M9

Natural hazards vary by location and can change over time. The following provides a summary of potential impacts to this area, postal code V3T 5M9, over the next 30 years. Projections use the 2041–2070 period (2050s) under a moderate emissions scenario (SSP2-4.5).

Flood Lower Risk

Outside of designated flood hazard zones. Under 10% of buildings in this area have flood risk over the next 30 years.

Fire Low

Located within the "Vancouver" WUI zone (Risk Class 5 — Low). Based on BC Wildfire Service provincial WUI Risk Class mapping; not a site-specific assessment.

Air Quality A / Excellent

Annual avg PM2.5 4.5 µg/m³ — meets WHO 2021 guideline (BC ENV 2024). Nearest station: North Delta, Delta (~4.3 km). Annual avg AQHI 2.1 — Low Risk.

Heat Moderate

Surrey currently sees ~1 day above 30 °C per year (1981–2010 baseline), projected to rise to ~8 by the 2050s (SSP2-4.5 moderate emissions). Hottest day of the year: ~30 °C baseline, ~32.5 °C projected. Tropical nights (>18 °C): ~0 baseline, ~3 projected.

Precipitation Increasing

Annual precipitation ~1516 mm (1981–2010 baseline), projected ~1574 mm by the 2050s. Extreme 1-day rainfall: ~51.5 mm baseline, ~57.1 mm projected. Values vary modestly across the Lower Mainland.

Drought Stable

Longest annual dry spell (consecutive dry days): ~23 days baseline, ~24 days projected for the 2050s. CDD is used as a regional drought proxy; drought risk varies modestly across the Lower Mainland.

Nearby Restaurants, Cafes & Shops

Shopping (69 nearby)

Ov hair cut · 427 m · Hairdresser
Designer depot · 657 m · Clothes
Pizzazz fashions · 664 m · Clothes

Restaurants (51 nearby)

Combine cafe & bar · 628 m · Restaurant
Jollibee · 681 m · Fast Food
Freshslice pizza · 714 m · Fast Food

Groceries (18 nearby)

Beeni's market · 610 m · Convenience
å¤§çµ±è¯ t&t supermarket · 688 m · Supermarket
Farm fresh produce · 713 m · Convenience

Cafes (12 nearby)

Tim hortons · 681 m · Cafe
Chiiwala of london · 728 m · Cafe
Starbucks · 734 m · Cafe

Healthcare (4 nearby)

Shoppers drug mart · 719 m · Healthcare
Rexall · 766 m · Healthcare
Livewell medical centre · 829 m · Healthcare

Transit (2 nearby)

Skytrain @ king george stn station · 741 m · Transit
Bus stop southbound 128 st @ 97a ave · 996 m · Transit

Parks & Recreation (1 nearby)

Play central · 705 m · Playground

Schools NearBy

26 Schools are within 3km

School	Type	Grades Served	Catchment Info	Rating	Distance
Old Yale Road Elementary School	Public	Grades Served K-7	Catchment Info —	4.2 / 10	Distance 689 m
Continuing Ed SD36 (Queen Elizabeth)	Public	Grades Served —	Catchment Info —	3.1 / 10	Distance 947 m
Queen Elizabeth Secondary School	Public	Grades Served 8-12	Catchment Info In Catchment	5.4 / 10	Distance 961 m
Betty Huff Elementary School	Public	Grades Served K-7	Catchment Info —	3.4 / 10	Distance 986 m
Kwantlen Park Secondary School	Public	Grades Served 8-12	Catchment Info —	5.7 / 10	Distance 1.32 KM
Cindrich Elementary School	Public	Grades Served K-7	Catchment Info —	4.2 / 10	Distance 1.57 KM
David Brankin Elementary School	Public	Grades Served K-7	Catchment Info —	4.4 / 10	Distance 1.59 KM
K B Woodward Elementary School	Public	Grades Served K-7	Catchment Info —	3.7 / 10	Distance 1.62 KM
Senator Reid Elementary School	Public	Grades Served K-7	Catchment Info —	4.5 / 10	Distance 1.73 KM
Prince Charles Elementary School	Public	Grades Served K-7	Catchment Info —	4.5 / 10	Distance 1.74 KM
Simon Cunningham Elementary School	Public	Grades Served K-7	Catchment Info —	4.1 / 10	Distance 1.75 KM
North Surrey Learning Centre	Public	Grades Served 10-12	Catchment Info —	3.2 / 10	Distance 1.81 KM
Cedar Hills Elementary School	Public	Grades Served K-7	Catchment Info —	4.3 / 10	Distance 1.84 KM
Our Lady of Good Counsel	Independent	Grades Served K-7	Catchment Info —	8.5 / 10	Distance 1.86 KM
Creekside Elementary School	Public	Grades Served K-7	Catchment Info —	4.2 / 10	Distance 1.87 KM
Education Services (Alternate)	Public	Grades Served —	Catchment Info —	3.8 / 10	Distance 1.93 KM
SD 36 Alternate North Surrey LC	Public	Grades Served —	Catchment Info —	6.3 / 10	Distance 1.95 KM
Lena Shaw Elementary School	Public	Grades Served K-7	Catchment Info —	4.0 / 10	Distance 2.01 KM
City Central Learning Centre	Public	Grades Served 10-12	Catchment Info —	3.0 / 10	Distance 2.19 KM
L A Matheson Secondary School	Public	Grades Served 8-12	Catchment Info —	5.0 / 10	Distance 2.21 KM
Forsyth Road Elementary School	Public	Grades Served K-7	Catchment Info —	3.3 / 10	Distance 2.23 KM
Continuing Ed SD36 (Invergarry)	Public	Grades Served —	Catchment Info —	0	Distance 2.34 KM
Kirkbride Elementary School	Public	Grades Served K-7	Catchment Info —	2.9 / 10	Distance 2.57 KM
Sikh Academy	Independent	Grades Served K-7	Catchment Info —	7.6 / 10	Distance 2.70 KM
Mary Jane Shannon Elementary School	Public	Grades Served K-7	Catchment Info —	3.7 / 10	Distance 2.92 KM
Green Timbers Elementary School	Public	Grades Served K-7	Catchment Info —	3.5 / 10	Distance 2.96 KM

Pre-computed routes from 13278 98 Ave, Surrey, BC

13278 98 Ave, Surrey, BC King George 0.7 km

52 min

Downtown Vancouver Waterfront Station

By transit (Skytrain)

Downtown Vancouver via King George → Waterfront
52 min
Metrotown, Burnaby via King George → Metrotown
34 min
SFU Burnaby via King George → Production Way
32 min
Richmond Centre via King George → Brighouse
77 min
YVR Airport via King George → YVR-Airport
78 min

By car (off-peak)

Downtown Vancouver via HWY 1 / Grandview
26 min
Metrotown, Burnaby via Lougheed Hwy
14 min
SFU Burnaby via Gaglardi Way
11 min
Richmond Centre via No. 3 Rd
25 min
YVR Airport via Bridgeport / Sea Island
28 min

Calculate your commute

13278 98 Ave, Surrey, BC is ideally located for commuters. The property is 0.7 km from King George, with a 52 min SkyTrain ride to Downtown Vancouver (Waterfront Station). The closest bus stop is Northbound 132 St @ 98 Ave (0.16 km). Walk Score Transit rating: Excellent Transit (83/100).

Walkability & Transit Near 13278 98 Avenue

Car-Dependent 75

Walk Score - Very Walkable

Most errands can be accomplished on foot

Some Transit 83

Transit Score - Excellent Transit

Transit is convenient for most trips

Somewhat
Bikeable 69

Bike Score - Bikeable

Some bike infrastructure

BC Assessment Value — 13278 98 Avenue

2026 assessed value, sourced from City of Surrey open data (PID 003-231-861).

Total Assessed Value (2026)

$1,514,000

2026 Value Trend

Land

$1,216,000

Buildings

$298,000

Year Built

N/A

Class

N/A

Zoning

Property Tax

N/A

Year	Land	Improvements	Total Assessed	YOY Change
2026	$1,216,000	$298,000	$1,514,000	—

Mortgage Calculator for 13278 98 Avenue

Home Price

Down Payment

Down Payment (percent)

Interest Rate

Loan Type

/month

Principal & Interest

Property Taxes $487

Maintenance fee 0

Financing 80% of the $1,199,000 asking price over 30 years at 4% results in approximately $5,066/month in total estimated carrying costs, $487 property tax.

or Call 778-918-5990

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Listing data last synced: Jul 16, 2026

Investment Cashflow Calculator

Property Tax (Monthly)

Basic Insurance Cost

Rental Income

Vacancy Rate

Down Payment

Down Payment (percent)

/month

Mortgage Payment

Monthly Payment

Break Even Down Payment 0%

Cap Rate

Cash on Cash

This listing generates an estimated $3,519/month in rental income, leaving a -$1,700/month cashflow at current carrying costs. Investors targeting break-even would need roughly 50% down.

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Estateblock Rent Estimate for 13278 98 Avenue, Surrey

Buy Vs Rent Calculator

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Approximate estimates for informational purposes only, not financial advice. Assumes a new 30-year fixed mortgage at the rate shown; actual rent, payments, and equity will vary by loan terms and market conditions. Consult a licensed professional before deciding.