Home Surrey, BC Elgin Chantrell 13912 28 Avenue

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Elgin/Chantrell acreage with SUBDIVISION POTENTIAL! Set in the heart of this prestigious estate neighbourhood, this rectangular 2.34-acre property (157' x 647') offers multiple ownership and potential subdivision options, subject to City approval. Gated and fully fenced, with frontage on both 28 Ave and 27 Ave, it features a well-maintained 3,590 sq ft, 4-level split home with interiors in great condition, a separate basement entrance and a detached 24' x 32' workshop. Within the City's Central Semiahmoo Peninsula Local Area Plan, the surrounding area includes numerous RA (Acreage Residential) properties approved for denser R1 (Suburban Residential) subdivisions. A rare opportunity to enjoy acreage living while exploring future possibilities. Chantrel Creek Elem. and Elgin Park Secondary.

Building 19 fields Inside & out 12 fields Lot & land 10 fields

Building Details

Price	$4,600,000
Total Bedrooms	5
Total Bathrooms	4
Full Bathrooms	4
Half Bathrooms	0
Floor Area Total (sqft)	3590
Year Built	1979
Age Of Building	47
Building Type	Single Family Residence
Property Type	Residential
Architecture Style	Split Entry
Stories	3
Ownership Type	Freehold NonStrata
Utility Type	Electricity Connected, Natural Gas Connected, Water Connected
Utility Sewer	Public Sewer
Water (WaterSource)	Public
Parking Type	Garage Double, Open, RV Access/Parking, Front Access, Gravel, Garage Door Opener
Total Parking Spaces	8
Rental Suites	None

Interior Features

Basement Finished Area (sqft)	0
Basement Features	Finished
Appliances Included	Washer/Dryer, Dishwasher, Refrigerator, Stove, Microwave, Oven
Interior Features	Pantry, Central Vacuum
Fireplace	3
Heating Type	Forced Air, Natural Gas
# of Kitchens	1
Flooring	Hardwood, Mixed, Tile
Foundation	Concrete Perimeter

Exterior Features

Exterior Features	Private Yard
Roof	Metal
Structures	Residential Detached

Lot & Land

Lot Size	2.3435
Lot Size Depth	Feet
Lot Size Frontage	157
MLS^® #	R3161991
Area	South Surrey White Rock
Neighbourhood	Elgin Chantrell
City	Surrey
Postal Code	V4P 1T4
Gross Taxes	$25,323.7
Zoning	RA

Property Timeline

Status	Date	Price
R3161991 / Active	09-08-2026	$4,600,000
to view full Property History (3 earlier records)

Rooms

Floor	Type	Dimensions
Main Level	Porch (enclosed)	10'0 x 10'0 ft
Main Level	Foyer	8'6 x 8'6 ft
Main Level	Living Room	21'6 x 21'6 ft
Main Level	Office	9'5 x 9'5 ft
Main Level	Dining Room	17'4 x 17'4 ft
Main Level	Family Room	21'1 x 21'1 ft
Main Level	Kitchen	11'3 x 11'3 ft
Main Level	Eating Area	6'7 x 6'7 ft
Main Level	Storage	6'8 x 6'8 ft
Main Level	Laundry	11'11 x 11'11 ft
Main Level	Storage	5'9 x 5'9 ft

Bathrooms

Floor	Ensuite	Pieces
Main Level	No	#3
Above Level	Yes	#3
Above Level	No	#3
Below	No	#3

Listed by: Century 21 Coastal Realty Ltd.

NOTE: This representation is based in whole or in part on data generated by the Chilliwack & District Real Estate Board, Fraser Valley Real Estate Board or Greater Vancouver REALTORS^® which assumes no responsibility for its accuracy.

Map, sell speed & climate

SkyTrain 12.16 km · Elgin Park Secondary School 7.3/10 · 1.18 km · crime average · sell-speed score 20/100 (may take longer) · flood lower risk · wildfire low

Map & area Sell speed Climate risk

Map & Neighbourhood

Nearby Restaurants, Cafes & Shops

Public Schools

Elementary
Chantrell Creek Elementary School: Above Average 0.62 km 7.8/10
Secondary
Elgin Park Secondary School: Above Average 1.18 km 7.3/10

Information includes BC Government Open License data; school details change often and are offered solely as general guidance.

Private Schools

Elementary
Star of the Sea School: Above Average 2.38 km 8.7/10
Elementary, Secondary
White Rock Christian Academy: Above Average 2.76 km 8.9/10

Closest Transit

Bus Stop
Eastbound 24 Ave @ 136 St: 1.1 km
Skytrain
Skytrain @ Bakerview/166 st Station ( Under Construction till 2029): 12.16 km

Crime Rate

Total Crime Rate: Average
Violent Crime Rate: Below Average
Property Crime Rate: Average

Demographics

Post-Secondary Education: Above Average 34.7%
No Certificate/Degree: Below Average 11%
Owner Occupied: Below Average 48.8%
Employment Rate: Average 59.6%

Noise/ Power Lines

Road/Hwy Noise: Possible
Railway/Sky train Noise: Unlikely
Airport/Port Noise: Unlikely
Close to major Power Lines: Unlikely

Other

Agricultural Land Reserve (ALR): Unlikely
Flood Area: Unlikely
Close to Cemeteries: Unlikely

Sell Speed & Competition

20 / 100

Overall sell-speed score

May take longer

Price competition grade

Avg comparable: $2,293,300

Buyer's

Market conditions

Buyer's market — more supply than demand

Flood Risk

Unlikely — not in floodplain

Railway / Skytrain noise

Unlikely — 12.16 km from station

Road / Highway noise

Possible — major road nearby

Airport noise (YVR)

Unlikely

Power lines proximity

Unlikely

ALR (Agricultural Land Reserve)

No — not in ALR

How ELGIN CHANTRELL compares

This property

61 DOM

Listed

13912 28 Avenue has a sell-speed score of 20/100, placing it in the "May take longer than the area average to sell" band. The listing is priced 100.6% above comparable active properties in Elgin Chantrell. The local market is currently a Buyer's Market with a sales-to-active ratio of 7.8% — buyers have more leverage. With 616 competing homes currently listed, this property has significant competition. Based on these signals, EstateBlock predicts this listing is could take longer than the area average to sell.

Climate Risk for V4P 1T4

Natural hazards vary by location and can change over time. The following provides a summary of potential impacts to this area, postal code V4P 1T4, over the next 30 years. Projections use the 2041–2070 period (2050s) under a moderate emissions scenario (SSP2-4.5).

Flood Lower Risk

Outside of designated flood hazard zones. Under 10% of buildings in this area have flood risk over the next 30 years.

Fire Low

Located within the "Vancouver" WUI zone (Risk Class 5 — Low). Based on BC Wildfire Service provincial WUI Risk Class mapping; not a site-specific assessment.

Air Quality A / Excellent

Annual avg PM2.5 4.5 µg/m³ — meets WHO 2021 guideline. Nearest station: North Delta, Delta (~12.6 km). Annual avg AQHI 2.1 — Low Risk.

Heat Moderate

Surrey currently sees ~1 day above 30 °C per year (1981–2010 baseline), projected to rise to ~8 by the 2050s (SSP2-4.5 moderate emissions). Hottest day of the year: ~30 °C baseline, ~32.5 °C projected. Tropical nights (>18 °C): ~0 baseline, ~3 projected.

Precipitation Increasing

Annual precipitation ~1516 mm (1981–2010 baseline), projected ~1574 mm by the 2050s. Extreme 1-day rainfall: ~51.5 mm baseline, ~57.1 mm projected. Values vary modestly across the Lower Mainland.

Drought Stable

Longest annual dry spell (consecutive dry days): ~23 days baseline, ~24 days projected for the 2050s. CDD is used as a regional drought proxy; drought risk varies modestly across the Lower Mainland.

Schools NearBy

12 Schools are within 3km

School	Type	Grades Served	Catchment Info	Rating	Distance
Chantrell Creek Elementary School	Public	Grades Served K-7	Catchment Info In Catchment	7.8 / 10	Distance 617 m
Elgin Park Secondary School	Public	Grades Served 8-12	Catchment Info In Catchment	7.3 / 10	Distance 1.18 KM
Semiahmoo Trail Elementary School	Public	Grades Served K-7	Catchment Info —	7.3 / 10	Distance 1.44 KM
Bayridge Elementary	Public	Grades Served —	Catchment Info —	6.7 / 10	Distance 2.25 KM
Crescent Park Elementary School	Public	Grades Served K-7	Catchment Info —	6.7 / 10	Distance 2.30 KM
Ray Shepherd Elementary School	Public	Grades Served K-7	Catchment Info —	6.8 / 10	Distance 2.38 KM
Star of the Sea School	Independent	Grades Served K-7	Catchment Info —	8.7 / 10	Distance 2.38 KM
Star of the Sea	Independent	Grades Served —	Catchment Info —	4.6 / 10	Distance 2.42 KM
Laronde Elementary School	Public	Grades Served K-7	Catchment Info —	7.9 / 10	Distance 2.46 KM
Semiahmoo Secondary School	Public	Grades Served 8-12	Catchment Info —	8.0 / 10	Distance 2.61 KM
White Rock Christian Academy	Independent	Grades Served K-12	Catchment Info —	8.9 / 10	Distance 2.76 KM
H T Thrift Elementary School	Public	Grades Served K-7	Catchment Info —	6.8 / 10	Distance 2.78 KM

Walkability & Transit Near 13912 28 Avenue

Car-Dependent 34

Walk Score - Car-Dependent

Most errands require a car

Minimal Transit 12

Transit Score - Minimal Transit

It is possible to get on a bus

Somewhat Bikeable 41

Bike Score - Somewhat Bikeable

Minimal bike infrastructure

BC Assessment Value — 13912 28 Avenue

2026 assessed value, sourced from City of Surrey open data (PID 011-300-833).

Total Assessed Value (2026)

$5,174,000

2026 Value Trend

Land

$5,055,000

Buildings

$119,000

Year Built

N/A

Class

N/A

Zoning

Property Tax

N/A

Year	Land	Improvements	Total Assessed	YOY Change
2026	$5,055,000	$119,000	$5,174,000	—

Costs & calculators

Monthly cost about $20,647/month · rent estimate $10,897/month · owning catches up with renting by year 29 · cash flow if rented −$10,601/month

Mortgage Cash flow Rent estimate Rent vs own

Mortgage Calculator for 13912 28 Avenue

$20,647 /month

Principal & Interest $18,537

Property Taxes $2,110

Maintenance fee $0

The estimated monthly cost of 13912 28 Avenue, Surrey is $20,647: $18,537 principal and interest with 20% down over 30 years at 4.45%, plus $2,110 property tax.

or Call 778-918-5990

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Investment Cashflow Calculator

−$10,601 /month

Mortgage Payment $18,537

Monthly Cash Flow −$10,601

Break Even Down Payment 66%

Cap Rate -2.8%

Cash on Cash -13.8%

If 13912 28 Avenue, Surrey were rented at $10,897 a month with 5% vacancy, it would fall $10,601 a month short of the mortgage and carrying costs; about 66% down would break even.

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Estateblock Rent Estimate for 13912 28 Avenue, Surrey

$10,897 / month

Rent $10,897

Own $20,647

Principal: $5,962/mo Interest, tax, insurance, fees: $14,685/mo

Example shown is the principal portion at year 5 of the mortgage. It grows over the loan: ~$4,991/mo (year 1) → ~$11,607/mo (year 20) → ~$17,311/mo (year 29).

Net cost to own at year 5 ~$14,685/mo About $3,788/mo more than renting

EstateBlock estimates 13912 28 Avenue, Surrey would rent for about $10,897 a month.

Approximate estimates for informational purposes only, not financial advice. Assumes a new 30-year fixed mortgage at the rate shown; actual rent, payments, and equity will vary by loan terms and market conditions. Consult a licensed professional before deciding.

Rent vs own: 13912 28 Avenue

Rent vs own

Owning catches up by year 29

With 20% down ($920,000) at 4.45%: renting is cheaper at first, but principal paydown closes the gap

Principal paid off by year 5 $327,937

Principal paid off by year 10 $737,426

Assumes 20% down payment, 4.45% fixed rate, 30-year amortization. Rent line = full rent (money gone). Own line = interest + property tax + fees, excluding principal (money you keep as equity). No appreciation, investment returns or transaction costs included.

Renting 13912 28 Avenue, Surrey is cheaper at first, but owning catches up by year 29, with $327,937 of principal paid off by year 5 and $737,426 by year 10.