Home Surrey, BC Whalley 3 Civic Plaza 3904 13495 Central Avenue

3904 13495 Central Ave, Surrey BC - Apartment/Condo for Sale - MLS# R3120055

123 days on the market

$399,900

Est. Mortgage $1,769/mo

Listing updated: Jul 26, 2026 at 11:07pm

EstateBlock checked: Sep 6, 2026 at 04:45am

1 Beds

1 Baths

579 sqft

691 $ /sqft

396.69 $ Maint. fee

2018 built

123 days on the market

$399,900

$419,900

Est. $1,769/mo with 20% down

Listing updated: Jul 26, 2026 at 11:07pm

EstateBlock checked: Sep 6, 2026 at 04:45am

Photos

Exterior Front Photo of 3904 13495 Central Avenue, Surrey, BC

Exterior Rear Photo of 3904 13495 Central Avenue, Surrey, BC

Living Room Photo of 3904 13495 Central Avenue, Surrey, BC

Family Room Photo of 3904 13495 Central Avenue, Surrey, BC

Dining Area Photo of 3904 13495 Central Avenue, Surrey, BC

Kitchen Photo of 3904 13495 Central Avenue, Surrey, BC

Kitchen Island Photo of 3904 13495 Central Avenue, Surrey, BC

Pantry Photo of 3904 13495 Central Avenue, Surrey, BC

Breakfast Nook Photo of 3904 13495 Central Avenue, Surrey, BC

Primary Bedroom Photo of 3904 13495 Central Avenue, Surrey, BC

Surrey Home Ready for Quick possession 579sq. ft. + 69 sq. ft. balcony 9' ceilings spacious 1 bedroom 1 full bathroom w/bathtub & shower in the iconic 3 Civic Plaza w/breathtaking Mount Baker and stunning city views. This intelligently designed floor plan maximizes every square inch, a rare feature in condo living. Original owner has kept the suite in pristine pet-free, smoke-free condition. Upgrades include bedroom hardwood flooring (2018) and blackout blinds (2019). Features premium European appliances by Blomberg, AEG, and Electrolux. Steps to SkyTrain with an 9+ walk score, making a car unnecessary. Residents perks include a 15% discount at Prado Coffee & Dominion. Civic Hotel pool, hot tub & gym, plenty of rental parkings, EV charging stations. Move in ready. OPENHOUSE 1st AUG 1-3pm

Interior Features

Basement Finished Area (sqft)	0
Basement Features	None
Appliances Included	Washer/Dryer, Dishwasher, Refrigerator, Stove
Interior Features	Elevator, Storage
Heating Type	Geothermal
Laundry	In Unit
# of Kitchens	1
Flooring	Other
Foundation	Concrete Perimeter

Exterior Features

Exterior Features	No Outdoor Area
Roof	Other
Structures	Multi Family, Residential Attached

Building Details

Price	$399,900
Total Bedrooms	1
Total Bathrooms	1
Full Bathrooms	1
Half Bathrooms	0
Floor Area Total (sqft)	579
Year Built	2018
Age Of Building	8
Building Type	Apartment/Condo
Property Type	Residential
Stories	1
Building Amenities	Exercise Centre, Recreation Facilities, Concierge, Trash, Maintenance Grounds, Hot Water, Management
Ownership Type	Freehold Strata
Maintenance Fee	$396.69
Community Features	Restaurant, Shopping Nearby
Amenities Nearby	Exercise Centre, Recreation Facilities, Concierge, Trash, Maintenance Grounds, Hot Water, Management
Utility Type	Community, Electricity Connected, Water Connected
Utility Sewer	Public Sewer, Sanitary Sewer
Water (WaterSource)	Public
Parking Type	Additional Parking, Underground, Guest, Side Access
Total Parking Spaces	0
Strata Restrictions	Pets Allowed w/Rest.,Rentals Allowed
Pet Restrictions	Cats OK, Dogs OK, Number Limit (Two), Yes With Restrictions
Rental Suites	None

Lot & Land

Lot Size Depth	Feet
Lot Size Frontage	0
MLS^® #	R3120055
Area	North Surrey
Neighbourhood	Whalley
City	Surrey
Postal Code	V3T 0K2
Gross Taxes	$2,574
Zoning	CD

Property Timeline

Status	Date	Price
R3120055 / Active	05-06-2026	$399,900

Rooms

Floor	Type	Dimensions
Main Level	Living Room	11' x 11' ft
Main Level	Bedroom	10''3 x 10''3 ft
Main Level	Kitchen	13''6 x 13''6 ft

Bathrooms

Floor	Ensuite	Pieces
Main Level	Yes	#4

Listed by: eXp Realty of Canada, Inc.

NOTE: This representation is based in whole or in part on data generated by the Chilliwack & District Real Estate Board, Fraser Valley Real Estate Board or Greater Vancouver REALTORS^® which assumes no responsibility for its accuracy.

Map & Neighbourhood

Public Schools

Secondary
Kwantlen Park Secondary School: Average 0.73 km 5.7/10
Elementary
Old Yale Road Elementary School: Average 0.75 km 4.2/10

Information includes BC Government Open License data; school details change often and are offered solely as general guidance.

Private Schools

Elementary
Our Lady of Good Counsel: Above Average 0.86 km 8.5/10
Secondary
Honour Secondary School: 2.63 km

Closest Transit

Bus Stop
Eastbound 104 Ave @ University Dr: 0.11 km
Skytrain
Skytrain @ Surrey Central Stn: 0.20 km

Crime Rate

Total Crime Rate: Average
Violent Crime Rate: Below Average
Property Crime Rate: Average

Demographics

Post-Secondary Education: Below Average 24.9%
No Certificate/Degree: Above Average 16.6%
Owner Occupied: Average 71.7%
Employment Rate: Average 59%

Noise/ Power Lines

Road/Hwy Noise: Unlikely
Railway/Sky train Noise: Possible
Airport/Port Noise: Unlikely
Close to major Power Lines: Unlikely

Other

Agricultural Land Reserve (ALR): Unlikely
Flood Area: Unlikely
Close to Cemeteries: Unlikely

Sell Speed & Competition

52 / 100

Overall sell-speed score

Moderate pace expected

Price competition grade

Avg comparable: $386,303

Balanced

Market conditions

Balanced market — steady conditions

Flood Risk (FEMA/BC)

Unlikely — not in floodplain

Railway / Skytrain noise

Possible — near transit

Road / Highway noise

Unlikely

Airport noise (YVR)

Unlikely

Power lines proximity

Unlikely

ALR (Agricultural Land Reserve)

No — not in ALR

How WHALLEY compares

This property

123 DOM

Listed

Whalley avg

—

Surrey avg

—

3904 13495 Central Avenue has a sell-speed score of 52/100, placing it in the "Expected to sell at a moderate pace" band. The listing is priced 3.4% above comparable active properties in Whalley. The local market is currently a Balanced Market with a sales-to-active ratio of 12.7% — conditions are balanced. With only 2310 competing homes currently listed, this property has significant competition. Based on these signals, EstateBlock predicts this listing is may take several weeks to attract serious offers.

Climate Risk for V3T 0K2

Natural hazards vary by location and can change over time. The following provides a summary of potential impacts to this area, postal code V3T 0K2, over the next 30 years. Projections use the 2041–2070 period (2050s) under a moderate emissions scenario (SSP2-4.5).

Flood Lower Risk

Outside of designated flood hazard zones. Under 10% of buildings in this area have flood risk over the next 30 years.

Fire Low

Located within the "Vancouver" WUI zone (Risk Class 5 — Low). Based on BC Wildfire Service provincial WUI Risk Class mapping; not a site-specific assessment.

Air Quality B / Good

Annual avg PM2.5 5.2 µg/m³ — meets Canada's CAAQS (BC ENV 2024). Nearest station: New Westminster Sapperton Park, New Westminster (~5.3 km). Annual avg AQHI 0 — Low Risk.

Heat Moderate

Surrey currently sees ~1 day above 30 °C per year (1981–2010 baseline), projected to rise to ~8 by the 2050s (SSP2-4.5 moderate emissions). Hottest day of the year: ~30 °C baseline, ~32.5 °C projected. Tropical nights (>18 °C): ~0 baseline, ~3 projected.

Precipitation Increasing

Annual precipitation ~1516 mm (1981–2010 baseline), projected ~1574 mm by the 2050s. Extreme 1-day rainfall: ~51.5 mm baseline, ~57.1 mm projected. Values vary modestly across the Lower Mainland.

Drought Stable

Longest annual dry spell (consecutive dry days): ~23 days baseline, ~24 days projected for the 2050s. CDD is used as a regional drought proxy; drought risk varies modestly across the Lower Mainland.

Nearby Restaurants, Cafes & Shops

Shopping (84 nearby)

Jenny's · 116 m · Beauty Shop
Beautyland salon · 124 m · Hairdresser
The hockey shop source for sports · 149 m · Sports Shop

Restaurants (68 nearby)

Freshii · 16 m · Restaurant
D-plus curry house · 17 m · Restaurant
Dominion bar & kitchen · 45 m · Restaurant

Groceries (25 nearby)

Sky stop · 134 m · Convenience
Queen's market · 136 m · Greengrocer
Daily fresh · 179 m · Supermarket

Cafes (20 nearby)

Prado cafe · 17 m · Cafe
Tim hortons · 76 m · Cafe
Take five café · 86 m · Cafe

Healthcare (7 nearby)

London drugs · 306 m · Healthcare
Shoppers drug mart · 547 m · Healthcare
Pharmasave · 676 m · Healthcare

Transit (4 nearby)

Skytrain @ surrey central stn station · 196 m · Transit
Bus stop eastbound 102 ave @ 139 st · 846 m · Transit
Skytrain @ king george stn station · 933 m · Transit

Parks & Recreation (1 nearby)

Play central · 557 m · Playground

Schools NearBy

27 Schools are within 3km

School	Type	Grades Served	Catchment Info	Rating	Distance
Kwantlen Park Secondary School	Public	Grades Served 8-12	Catchment Info In Catchment	5.7 / 10	Distance 729 m
Old Yale Road Elementary School	Public	Grades Served K-7	Catchment Info In Catchment	4.2 / 10	Distance 751 m
Our Lady of Good Counsel	Independent	Grades Served K-7	Catchment Info —	8.5 / 10	Distance 862 m
K B Woodward Elementary School	Public	Grades Served K-7	Catchment Info —	3.7 / 10	Distance 923 m
Forsyth Road Elementary School	Public	Grades Served K-7	Catchment Info —	3.3 / 10	Distance 1.12 KM
City Central Learning Centre	Public	Grades Served 10-12	Catchment Info —	3.0 / 10	Distance 1.33 KM
Lena Shaw Elementary School	Public	Grades Served K-7	Catchment Info —	4.0 / 10	Distance 1.62 KM
James Ardiel Elementary School	Public	Grades Served K-7	Catchment Info —	3.7 / 10	Distance 1.88 KM
Continuing Ed SD36 (Queen Elizabeth)	Public	Grades Served —	Catchment Info —	3.1 / 10	Distance 1.88 KM
Queen Elizabeth Secondary School	Public	Grades Served 8-12	Catchment Info —	5.4 / 10	Distance 1.90 KM
Mary Jane Shannon Elementary School	Public	Grades Served K-7	Catchment Info —	3.7 / 10	Distance 2.00 KM
Surrey Traditional School	Public	Grades Served K-7	Catchment Info —	5.6 / 10	Distance 2.09 KM
Betty Huff Elementary School	Public	Grades Served K-7	Catchment Info —	3.4 / 10	Distance 2.16 KM
Guildford Park Secondary School	Public	Grades Served 8-12	Catchment Info —	5.5 / 10	Distance 2.21 KM
Prince Charles Elementary School	Public	Grades Served K-7	Catchment Info —	4.5 / 10	Distance 2.24 KM
Simon Cunningham Elementary School	Public	Grades Served K-7	Catchment Info —	4.1 / 10	Distance 2.24 KM
North Surrey Learning Centre	Public	Grades Served 10-12	Catchment Info —	3.2 / 10	Distance 2.38 KM
SD 36 Alternate North Surrey LC	Public	Grades Served —	Catchment Info —	6.3 / 10	Distance 2.45 KM
Education Services (Alternate)	Public	Grades Served —	Catchment Info —	3.8 / 10	Distance 2.46 KM
Ellendale Elementary School	Public	Grades Served K-7	Catchment Info —	3.0 / 10	Distance 2.51 KM
Cedar Hills Elementary School	Public	Grades Served K-7	Catchment Info —	4.3 / 10	Distance 2.55 KM
Hjorth Road Elementary School	Public	Grades Served K-7	Catchment Info —	3.1 / 10	Distance 2.56 KM
Cindrich Elementary School	Public	Grades Served K-7	Catchment Info —	4.2 / 10	Distance 2.63 KM
Honour Secondary School	Independent	Grades Served 10-12	Catchment Info —	0	Distance 2.63 KM
Creekside Elementary School	Public	Grades Served K-7	Catchment Info —	4.2 / 10	Distance 2.66 KM
David Brankin Elementary School	Public	Grades Served K-7	Catchment Info —	4.4 / 10	Distance 2.75 KM
Senator Reid Elementary School	Public	Grades Served K-7	Catchment Info —	4.5 / 10	Distance 2.78 KM

Pre-computed routes from 3904 13495 Central Ave, Surrey, BC

3904 13495 Central Ave, Surrey, BC Surrey Central 0.2 km

43 min

Downtown Vancouver Waterfront Station

By transit (Skytrain)

Downtown Vancouver via Surrey Central → Waterfront
43 min
Metrotown, Burnaby via Surrey Central → Metrotown
25 min
SFU Burnaby via Surrey Central → Production Way
23 min
Richmond Centre via Surrey Central → Brighouse
68 min
YVR Airport via Surrey Central → YVR-Airport
69 min

By car (off-peak)

Downtown Vancouver via HWY 1 / Grandview
26 min
Metrotown, Burnaby via Lougheed Hwy
14 min
SFU Burnaby via Gaglardi Way
10 min
Richmond Centre via No. 3 Rd
25 min
YVR Airport via Bridgeport / Sea Island
29 min

Calculate your commute

3904 13495 Central Ave, Surrey, BC is ideally located for commuters. The property is 0.2 km from Surrey Central, with a 43 min SkyTrain ride to Downtown Vancouver (Waterfront Station). The closest bus stop is Eastbound 104 Ave @ University Dr (0.11 km). Walk Score Transit rating: Rider's Paradise (91/100).

Walkability & Transit Near 3904 13495 Central Avenue

Car-Dependent 91

Walk Score - Walker's Paradise

Daily errands do not require a car

Some Transit 91

Transit Score - Rider's Paradise

World-class public transportation

Somewhat
Bikeable 81

Bike Score - Very Bikeable

Biking is convenient for most trips

BC Assessment Value — 3904 13495 Central Avenue

2026 assessed value, sourced from City of Surrey open data (PID 030-457-351).

Total Assessed Value (2026)

$443,000

2026 Value Trend

Land

$237,000

Buildings

$206,000

Year Built

N/A

Class

N/A

Zoning

Property Tax

N/A

Year	Land	Improvements	Total Assessed	YOY Change
2026	$237,000	$206,000	$443,000	—

Mortgage Calculator for 3904 13495 Central Avenue

Home Price

Down Payment

Down Payment (percent)

Interest Rate

Loan Type

/month

Principal & Interest

Property Taxes $215

Maintenance fee 396.69

Financing 80% of the $399,900 asking price over 30 years at 4% results in approximately $2,139/month in total estimated carrying costs, $215 property tax, $397 maintenance fee.

or Call 778-918-5990

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Listing data last synced: Jul 26, 2026

Investment Cashflow Calculator

Property Tax (Monthly)

Basic Insurance Cost

Maintenance Fee

Rental Income

Vacancy Rate

Down Payment

Down Payment (percent)

/month

Mortgage Payment

Monthly Payment

Break Even Down Payment 0%

Cap Rate

Cash on Cash

This listing generates an estimated $1,565/month in rental income, leaving a -$620/month cashflow at current carrying costs. Investors targeting break-even would need roughly 53% down.

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Estateblock Rent Estimate for 3904 13495 Central Avenue, Surrey

Buy Vs Rent Calculator

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Principal: — Interest, tax, insurance, fees: —

Rent vs own

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Approximate estimates for informational purposes only, not financial advice. Assumes a new 30-year fixed mortgage at the rate shown; actual rent, payments, and equity will vary by loan terms and market conditions. Consult a licensed professional before deciding.

Quick summary

auto

3.4% above Whalley avg

$399,900 vs $386,854 area average

Price/sqft: $691
Annual tax: $2,574.00
Total monthly est.: $2,381
Walk Score: 91 — Walker's Paradise
Skytrain: 0.20 km
Flood risk: None
Crime rate: Average
Pets allowed: Cats OK, Dogs OK, Number Limit (Two), Yes With Restrictions

School catchment

auto

Elementary: Old Yale Road Elementary School
Rating: 4.2/10
Distance: 0.75 km
Secondary: Kwantlen Park Secondary School
Distance: 0.73 km

Call or Text Now!

Dan Marusin

Renanza Realty

778-918-5990

Award-Winning REALTOR^® with 13+ Years of Experience Serving Greater Vancouver

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Walkability & Transit Near 3904 13495 Central Avenue

Car-Dependent 91

Walk Score - Walker's Paradise

Daily errands do not require a car

Some Transit 91

Transit Score - Rider's Paradise

World-class public transportation

Somewhat
Bikeable 81

Bike Score - Very Bikeable

Biking is convenient for most trips

More Listings in This Building

$749,000

3709 13495 Central Avenue, Surrey, BC

MLS^® R3154348, Macdonald Realty

$450,000

3904 13495 Central Ave, Surrey BC - Apartment/Condo for Sale - MLS# R3120055

Photos

Property Details for 3904 13495 Central Avenue

Interior Features

Exterior Features

Building Details

Lot & Land

Property Timeline

Map & Neighbourhood

Sell Speed & Competition

Climate Risk for V3T 0K2

Nearby Restaurants, Cafes & Shops

Shopping (84 nearby)

Restaurants (68 nearby)

Groceries (25 nearby)

Cafes (20 nearby)

Healthcare (7 nearby)

Transit (4 nearby)

Parks & Recreation (1 nearby)

Schools NearBy

Kwantlen Park Secondary School

Grades Served

Catchment Info

Distance

Old Yale Road Elementary School

Grades Served

Catchment Info

Distance

Our Lady of Good Counsel

Grades Served

Catchment Info

Distance

K B Woodward Elementary School

Grades Served

Catchment Info

Distance

Forsyth Road Elementary School

Grades Served

Catchment Info

Distance

City Central Learning Centre

Grades Served

Catchment Info

Distance

Lena Shaw Elementary School

Grades Served

Catchment Info

Distance

James Ardiel Elementary School

Grades Served

Catchment Info

Distance

Continuing Ed SD36 (Queen Elizabeth)

Grades Served

Catchment Info

Distance

Queen Elizabeth Secondary School

Grades Served

Catchment Info

Distance

Mary Jane Shannon Elementary School

Grades Served

Catchment Info

Distance

Surrey Traditional School

Grades Served

Catchment Info

Distance

Betty Huff Elementary School

Grades Served

Catchment Info

Distance

Guildford Park Secondary School

Grades Served

Catchment Info

Distance

Prince Charles Elementary School

Grades Served

Catchment Info

Distance