$4,700,000
4286 186 St, Surrey BC – House for Sale – MLS® R3127787
4286 186 Street, Surrey, British Columbia V3Z 1B4
149 days on the market
$3,900,000
Est. Mortgage $17,254/mo
Listing updated:
EstateBlock checked:
6
Beds
3
Baths
2934
sqft
1329
$
/sqft
1969
built
17.0% price reduction
Photos
Property Details for 4286 186 Street
17.0% price reduction
Rare opportunity to own 9.08 private acres on a quiet dead-end street — just 5 min to downtown Cloverdale & 3 min to Kwantlen University schools & proposed new hospital. Strong passive income from a 2,660 sq. ft. storage barn, 2,730 sq. ft. workshop & outside storage areas. Land is ideal for crops, livestock & contractor use. The updated main home features 4 bedrooms, 2 baths, hardwood floors, newer windows & doors, fresh paint & large deck. Fully renovated 2-bedroom basement suite with 2 entrances, enclosed patio, separate laundry, gym & office — perfect for rental income or on-site manager. Well water with reverse osmosis filtration system included.
Interior Features
| Basement Finished Area (sqft) | 0 |
|---|---|
| Basement Features | Finished |
| Appliances Included | Washer/Dryer, Dishwasher, Refrigerator, Stove |
| Interior Features | Storage |
| Fireplace | 2 |
| Heating Type | Baseboard, Forced Air, Natural Gas |
| # of Kitchens | 2 |
| Foundation | Concrete Perimeter |
Exterior Features
| Exterior Features | Garden, Balcony |
|---|---|
| Roof | Torch-On |
| Structures | Residential Detached |
Building Details
| Price | $3,900,000 |
|---|---|
| Total Bedrooms | 6 |
| Total Bathrooms | 3 |
| Full Bathrooms | 3 |
| Half Bathrooms | 0 |
| Floor Area Total (sqft) | 2934 |
| Year Built | 1969 |
| Age Of Building | 57 |
| Building Type | Single Family Residence |
| Property Type | Residential |
| Stories | 2 |
| Ownership Type | Freehold NonStrata |
| Utility Type | Electricity Connected, Natural Gas Connected, Water Connected |
| Utility Sewer | Septic Tank, Storm Sewer |
| Water (WaterSource) | Well Drilled |
| Parking Type | Additional Parking, Garage Double, Front Access |
| Total Parking Spaces | 0 |
| Rental Suites | Unauthorized Suite |
Lot & Land
| Lot Size | 9.08 |
|---|---|
| Lot Size Depth | Feet |
| Lot Size Frontage | 317.19 |
| MLS® # | R3127787 |
| Area | Cloverdale |
| Neighbourhood | Serpentine |
| City | Surrey |
| Postal Code | V3Z 1B4 |
| Gross Taxes | $7,852.88 |
| Zoning | A-1 |
Property Timeline
Rooms
| Floor | Type | Dimensions |
|---|---|---|
| Main Level | Living Room | 17'6 x 17'6 ft |
| Main Level | Kitchen | 11' x 11' ft |
| Main Level | Eating Area | 11' x 11' ft |
| Main Level | Primary Bedroom | 13'10 x 13'10 ft |
| Main Level | Bedroom | 10'5 x 10'5 ft |
| Main Level | Bedroom | 10'5 x 10'5 ft |
| Main Level | Bedroom | 10'5 x 10'5 ft |
| Main Level | Laundry | 4' x 4' ft |
| Main Level | Bedroom | 10' x 10' ft |
| Main Level | Recreation Room | 18' x 18' ft |
| Basement Level | Living Room | 9' x 9' ft |
| Basement Level | Kitchen | 9' x 9' ft |
| Basement Level | Eating Area | 9' x 9' ft |
| Basement Level | Bedroom | 10' x 10' ft |
| Basement Level | Gym | 13'9 x 13'9 ft |
Bathrooms
| Floor | Ensuite | Pieces |
|---|---|---|
| Main Level | Yes | #4 |
| Main Level | No | #3 |
| Below | No | #4 |
Listed by: RE/MAX City Realty
NOTE: This representation is based in whole or in part on data generated by the Chilliwack & District Real Estate Board, Fraser Valley Real Estate Board or Greater Vancouver REALTORS® which assumes no responsibility for its accuracy.
Map & Neighbourhood
Public Schools
- Secondary
- Lord Tweedsmuir Secondary School
- Average 4.09 km
- Elementary
- Martha Currie Elementary School
- Average 2.98 km
Information includes BC Government Open License data; school details change often and are offered solely as general guidance.
Private Schools
- Elementary
- Diamond School
- Above Average 2.62 km
- Elementary, Secondary
- Bibleway Christian Academy
- Above Average 3.52 km
Closest Transit
- Bus Stop
- Southbound 192 St @ 32 Ave
- 2.53 km
- Skytrain
- Skytrain @ Willowbrook Station ( Under Construction till 2029)
- 4.28 km
Crime Rate
- Total Crime Rate
- Average
- Violent Crime Rate
- Below Average
- Property Crime Rate
- Average
Demographics
- Post-Secondary Education
- Below Average 19.3%
- No Certificate/Degree
- Above Average 18%
- Owner Occupied
- Average 62.9%
- Employment Rate
- Average 58.7%
Noise/ Power Lines
- Road/Hwy Noise
- Unlikely
- Railway/Sky train Noise
- Unlikely
- Airport/Port Noise
- Unlikely
- Close to major Power Lines
- Unlikely
Other
- Agricultural Land Reserve (ALR)
- Unlikely
- Flood Area
- Unlikely
- Close to Cemeteries
- Unlikely
Sell Speed & Competition
47 / 100
Overall sell-speed score
Moderate pace expected
C
Price competition grade
Avg comparable: $3,428,100
—
Market conditions
Market conditions unavailable
Flood Risk
Unlikely — not in floodplain
Railway / Skytrain noise
Unlikely — 4.28 km from station
Road / Highway noise
Unlikely
Airport noise (YVR)
Unlikely
Power lines proximity
Unlikely
ALR (Agricultural Land Reserve)
No — not in ALR
How SERPENTINE compares
This property
149 DOM
Serpentine avg
—
Surrey avg
—
4286 186 Street has a sell-speed score of 47/100, placing it in the "Expected to sell at a moderate pace" band. The listing is priced 12.1% above comparable active properties in Serpentine. Based on these signals, EstateBlock predicts this listing is may take several weeks to attract serious offers.
Climate Risk for V3Z 1B4
Natural hazards vary by location and can change over time. The following provides a summary of potential impacts to this area, postal code V3Z 1B4, over the next 30 years. Projections use the 2041–2070 period (2050s) under a moderate emissions scenario (SSP2-4.5).
Flood
Outside of designated flood hazard zones. Under 10% of buildings in this area have flood risk over the next 30 years.
Fire
Located within the "Vancouver" WUI zone (Risk Class 5 — Low). Based on BC Wildfire Service provincial WUI Risk Class mapping; not a site-specific assessment.
Air Quality
Annual avg PM2.5 4.6 µg/m³ — meets WHO 2021 guideline. Nearest station: Surrey East, Surrey (~6 km). Annual avg AQHI 1.8 — Low Risk.
Heat
Surrey currently sees ~1 day above 30 °C per year (1981–2010 baseline), projected to rise to ~8 by the 2050s (SSP2-4.5 moderate emissions). Hottest day of the year: ~30 °C baseline, ~32.5 °C projected. Tropical nights (>18 °C): ~0 baseline, ~3 projected.
Precipitation
Annual precipitation ~1516 mm (1981–2010 baseline), projected ~1574 mm by the 2050s. Extreme 1-day rainfall: ~51.5 mm baseline, ~57.1 mm projected. Values vary modestly across the Lower Mainland.
Drought
Longest annual dry spell (consecutive dry days): ~23 days baseline, ~24 days projected for the 2050s. CDD is used as a regional drought proxy; drought risk varies modestly across the Lower Mainland.
Nearby Restaurants, Cafes & Shops
Schools NearBy
3 Schools are within 3km
| School | Type | Grades Served | Catchment Info | Rating | Distance |
|---|---|---|---|---|---|
Alice Brown Elementary |
Public |
Grades Served—
|
Catchment Info—
|
Distance2.24 KM
|
|
Diamond School |
Independent |
Grades Served—
|
Catchment Info—
|
Distance2.62 KM
|
|
Martha Currie Elementary School |
Public |
Grades ServedK-7
|
Catchment InfoIn Catchment
|
Distance2.98 KM
|
Walkability & Transit Near 4286 186 Street
Car-Dependent
4
Walk Score - Car-Dependent
Almost all errands require a car
Some Transit
0
Transit Score - Minimal Transit
It is possible to get on a bus
Somewhat
Bikeable 24
Bikeable 24
Bike Score - Somewhat Bikeable
Minimal bike infrastructure
BC Assessment Value — 4286 186 Street
2026 assessed value, sourced from City of Surrey open data (PID 002-503-743).
$2,567,800
2026
Value Trend
| Year | Land | Improvements | Total Assessed | YOY Change |
|---|---|---|---|---|
| 2026 | $2,508,000 | $59,800 | $2,567,800 | — |
Mortgage Calculator for 4286 186 Street
/month
Principal & Interest
Property Taxes
$654
Maintenance fee
0
Based on a 30-year fixed at 4% interest with 20% down ($780,000), the estimated monthly payment for this listing is $15,549/month — $14,895 principal & interest, $654 property tax.
All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.
Investment Cashflow Calculator
/month
Mortgage Payment
Monthly Payment
Break Even Down Payment
0%
Cap Rate
Cash on Cash
At an estimated rental income of $9,917/month, this property runs a $5,916/month shortfall after mortgage and carrying costs. Break-even requires approximately 52% down.
All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.
Estateblock Rent Estimate for 4286 186 Street, Surrey
Buy Vs Rent Calculator
—
/ month
Principal: —
Interest, tax, insurance, fees: —
Rent vs own
—
Principal paid off by year 5
—
Principal paid off by year 10
—
Approximate estimates for informational purposes only, not financial advice. Assumes a new 30-year fixed mortgage at the rate shown; actual rent, payments, and equity will vary by loan terms and market conditions. Consult a licensed professional before deciding.
Price vs Neighbourhood Average — Serpentine, Surrey
This Home
$3,900,000
Surrey
Loading...
Serpentine
Loading...
Comparable data is unavailable at the neighbourhood level. City-wide in Surrey, similar Single Family Residences average $3,479,350 across 8 active listings — this listing is 12.1% above the Surrey average. This property is flagged as a Hot Deal (17.0% price reduction) based on its competitive pricing and market demand.
Data is based on list prices of similar active listings. This representation is based in whole or in part on data generated by the Chilliwack & District Real Estate Board, Fraser Valley Real Estate Board or Greater Vancouver REALTORS® which assumes no responsibility for its accuracy
Call or Text Now!
Award-Winning REALTOR® with 13+ Years of Experience Serving Greater Vancouver
Earn Cashback on Your Purchase
Potential Cashback for this listing if you buy with us
to track your cashback progress
Buy with us & save on this property
Similar Single Family Residences for Sale in Surrey
$3,649,000
18638 54a Avenue, Surrey, BC
5
Beds
6
Baths
6140
sqft
2002
built
$3,485,000
17027 40 Avenue, Surrey, BC
4
Beds
2
Baths
1816
sqft
1960
built
$3,258,000
17377 28a Avenue, Surrey, BC
7
Beds
5
Baths
4467
sqft
1983
built
$3,390,000
17643 24 Avenue, Surrey, BC
4
Beds
2
Baths
2244
sqft
1971
built
$4,588,000
2610 171 Street, Surrey, BC
6
Beds
9
Baths
9225
sqft
2019
built
$3,988,000
16418 36a Avenue, Surrey, BC
6
Beds
8
Baths
7516
sqft
2007
built
$3,998,000
16722 Mcnair Drive, Surrey, BC
6
Beds
8
Baths
6453
sqft
2019
built
$3,200,000
16398 36a Avenue, Surrey, BC
6
Beds
5
Baths
6201
sqft
2004
built
$4,198,000
3228 164a Street, Surrey, BC
7
Beds
8
Baths
8292
sqft
2014
built
$3,890,000
17923 20 Avenue, Surrey, BC
5
Beds
6
Baths
5202
sqft
1991
built
$3,999,900
16235 36a Avenue, Surrey, BC
5
Beds
6
Baths
8015
sqft
2007
built
$3,288,000
3415 Canterbury Drive, Surrey, BC
3
Beds
3
Baths
2975
sqft
1995
built
Copyright © 2013 - 2026 EstateBlock.com. All Rights Reserved. Renanza Realty Inc.
600-777 Hornby Street, Vancouver, BC V6Z 1S4. Call 778-918-5990.
600-777 Hornby Street, Vancouver, BC V6Z 1S4. Call 778-918-5990.
