Home Surrey, BC Cedar Hills 102 10432 128 Street

Photos

Brand new 3-level STRATA 3135 SQFT 1/2 duplex & 789 sqft Garden suite situated on 3595 sqft Lot with back lane access. 7-bed,6-bath with den on main level. Forced air heat with Air condition. bus stop at front of unit & Close to both schools, shopping and skytrain. Main floor features open concept living, dining, kitchen, spice kitchen with stainless steel appliances, bedroom with full bathroom. Top floor master bedroom with ensuite plus 3 other good size bedroom and 2-full bathroom and laundry. 2-bed legal suite plus 2-bed, 2-bath garden suite.2-5-10 new home warranty.

Building 21 fields Inside & out 12 fields Lot & land 10 fields

Building Details

Price	$1,399,000
Total Bedrooms	7
Total Bathrooms	8
Full Bathrooms	6
Half Bathrooms	2
Floor Area Total (sqft)	3924
Year Built	2026
Age Of Building	0
Building Type	Half Duplex
Property Type	Residential
Architecture Style	3 Storey
Stories	3
Ownership Type	Freehold Strata
Maintenance Fee	0
Utility Type	Electricity Connected, Natural Gas Connected, Water Connected
Utility Sewer	Public Sewer, Sanitary Sewer, Storm Sewer
Water (WaterSource)	Community
Parking Type	Detached, Rear Access, Aggregate
Total Parking Spaces	2
Strata Restrictions	No Restrictions
Rental Suites	Legal Suite

Interior Features

Basement Finished Area (sqft)	0
Basement Features	Full, Finished, Exterior Entry
Appliances Included	Washer/Dryer, Dishwasher, Refrigerator, Stove
Fireplace	1
Heating Type	Electric, Forced Air
Cooling	Central Air, Air Conditioning
# of Kitchens	3
Flooring	Laminate, Carpet
Foundation	Concrete Perimeter

Exterior Features

Exterior Features	Balcony
Roof	Asphalt
Structures	Duplex, Residential Attached

Lot & Land

Lot Size	3595
Lot Size Depth	Metres
Lot Size Frontage	30.25
MLS^® #	R3164798
Area	North Surrey
Neighbourhood	Cedar Hills
City	Surrey
Postal Code	V3T 5J1
Gross Taxes	0
Zoning	R3

Property Timeline

Status	Date	Price
R3164798 / Active	09-13-2026	$1,399,000

Rooms

Floor	Type	Dimensions
Below	Kitchen	7'0 x 7'0 ft
Below	Living Room	8'0 x 8'0 ft
Below	Bedroom	10'2 x 10'2 ft
Below	Bedroom	11'6 x 11'6 ft
Below	Office	8'0 x 8'0 ft

Bathrooms

Floor	Ensuite	Pieces
Main Level	No	#5
Above Level	No	#3

Listed by: Planet Group Realty Inc.

NOTE: This representation is based in whole or in part on data generated by the Chilliwack & District Real Estate Board, Fraser Valley Real Estate Board or Greater Vancouver REALTORS^® which assumes no responsibility for its accuracy.

Map, sell speed & climate

SkyTrain 1.43 km · Kwantlen Park Secondary School 5.7/10 · 0.69 km · crime average · flood lower risk · wildfire low

Map & area Sell speed Climate risk

Map & Neighbourhood

Nearby Restaurants, Cafes & Shops

Shopping (2 nearby)

Saint helen's · 318 m · Post Office
D & h laundry · 751 m · Laundry

Groceries (1 nearby)

Circle k · 762 m · Convenience

Restaurants (1 nearby)

Ocean park pizza · 742 m · Fast Food

Transit (1 nearby)

Bus stop eastbound 100 ave @ 130 st · 977 m · Transit

Public Schools

Elementary
K B Woodward Elementary School: Below Average 0.69 km 3.7/10
Secondary
Kwantlen Park Secondary School: Average 0.69 km 5.7/10

Information includes BC Government Open License data; school details change often and are offered solely as general guidance.

Private Schools

Elementary
Our Lady of Good Counsel: Above Average 2.21 km 8.5/10
Secondary
Purpose Independent Secondary School: Average 3.37 km 4/10

Closest Transit

Bus Stop
Northbound 128 St @ 104 Ave: 0.02 km
Skytrain
Skytrain @ Gateway Stn: 1.43 km

Crime Rate

Total Crime Rate: Average
Violent Crime Rate: Below Average
Property Crime Rate: Average

Demographics

Post-Secondary Education: Below Average 15.4%
No Certificate/Degree: Above Average 25.1%
Owner Occupied: Average 69%
Employment Rate: Above Average 73.9%

Noise/ Power Lines

Road/Hwy Noise: Possible
Railway/Sky train Noise: Unlikely
Airport/Port Noise: Unlikely
Close to major Power Lines: Unlikely

Other

Agricultural Land Reserve (ALR): Unlikely
Flood Area: Unlikely
Close to Cemeteries: Unlikely

Sell Speed & Competition

Flood Risk

Unlikely — not in floodplain

Railway / Skytrain noise

Unlikely — 1.43 km from station

Road / Highway noise

Possible — major road nearby

Airport noise (YVR)

Unlikely

Power lines proximity

Unlikely

ALR (Agricultural Land Reserve)

No — not in ALR

How CEDAR HILLS compares

This property

60 DOM

Listed

Climate Risk for V3T 5J1

Natural hazards vary by location and can change over time. The following provides a summary of potential impacts to this area, postal code V3T 5J1, over the next 30 years. Projections use the 2041–2070 period (2050s) under a moderate emissions scenario (SSP2-4.5).

Flood Lower Risk

Outside of designated flood hazard zones. Under 10% of buildings in this area have flood risk over the next 30 years.

Fire Low

Located within the "Vancouver" WUI zone (Risk Class 5 — Low). Based on BC Wildfire Service provincial WUI Risk Class mapping; not a site-specific assessment.

Air Quality B / Good

Annual avg PM2.5 5.2 µg/m³ — meets Canada's CAAQS. Nearest station: New Westminster Sapperton Park, New Westminster (~4.3 km). Annual avg AQHI 0 — Low Risk.

Heat Moderate

Surrey currently sees ~1 day above 30 °C per year (1981–2010 baseline), projected to rise to ~8 by the 2050s (SSP2-4.5 moderate emissions). Hottest day of the year: ~30 °C baseline, ~32.5 °C projected. Tropical nights (>18 °C): ~0 baseline, ~3 projected.

Precipitation Increasing

Annual precipitation ~1516 mm (1981–2010 baseline), projected ~1574 mm by the 2050s. Extreme 1-day rainfall: ~51.5 mm baseline, ~57.1 mm projected. Values vary modestly across the Lower Mainland.

Drought Stable

Longest annual dry spell (consecutive dry days): ~23 days baseline, ~24 days projected for the 2050s. CDD is used as a regional drought proxy; drought risk varies modestly across the Lower Mainland.

Schools NearBy

20 Schools are within 3km

School	Type	Grades Served	Catchment Info	Rating	Distance
Kwantlen Park Secondary School	Public	Grades Served 8-12	Catchment Info In Catchment	5.7 / 10	Distance 690 m
K B Woodward Elementary School	Public	Grades Served K-7	Catchment Info In Catchment	3.7 / 10	Distance 692 m
Old Yale Road Elementary School	Public	Grades Served K-7	Catchment Info —	4.2 / 10	Distance 976 m
City Central Learning Centre	Public	Grades Served 10-12	Catchment Info —	3.0 / 10	Distance 1.09 KM
Prince Charles Elementary School	Public	Grades Served K-7	Catchment Info —	4.5 / 10	Distance 1.13 KM
Cedar Hills Elementary School	Public	Grades Served K-7	Catchment Info —	4.3 / 10	Distance 1.60 KM
L A Matheson Secondary School	Public	Grades Served 8-12	Catchment Info —	5.0 / 10	Distance 2.20 KM
Betty Huff Elementary School	Public	Grades Served K-7	Catchment Info —	3.4 / 10	Distance 2.21 KM
Our Lady of Good Counsel	Independent	Grades Served K-7	Catchment Info —	8.5 / 10	Distance 2.21 KM
Senator Reid Elementary School	Public	Grades Served K-7	Catchment Info —	4.5 / 10	Distance 2.26 KM
Forsyth Road Elementary School	Public	Grades Served K-7	Catchment Info —	3.3 / 10	Distance 2.30 KM
James Ardiel Elementary School	Public	Grades Served K-7	Catchment Info —	3.7 / 10	Distance 2.49 KM
Continuing Ed SD36 (Queen Elizabeth)	Public	Grades Served —	Catchment Info —	3.1 / 10	Distance 2.53 KM
Queen Elizabeth Secondary School	Public	Grades Served 8-12	Catchment Info —	5.4 / 10	Distance 2.54 KM
David Brankin Elementary School	Public	Grades Served K-7	Catchment Info —	4.4 / 10	Distance 2.57 KM
Royal Heights Elementary School	Public	Grades Served K-7	Catchment Info —	3.5 / 10	Distance 2.75 KM
Surrey Traditional School	Public	Grades Served K-7	Catchment Info —	5.6 / 10	Distance 2.77 KM
Kirkbride Elementary School	Public	Grades Served K-7	Catchment Info —	2.9 / 10	Distance 2.80 KM
Bridgeview Elementary School	Public	Grades Served K-7	Catchment Info —	4.3 / 10	Distance 2.87 KM
Lena Shaw Elementary School	Public	Grades Served K-7	Catchment Info —	4.0 / 10	Distance 3.00 KM

Pre-computed routes from 102 10432 128 St, Surrey, BC

102 10432 128 St, Surrey, BC Gateway 1.4 km

56 min

Downtown Vancouver Waterfront Station

By transit (Skytrain)

Downtown Vancouver via Gateway → Waterfront
56 min
Metrotown, Burnaby via Gateway → Metrotown
38 min
SFU Burnaby via Gateway → Production Way
36 min
Richmond Centre via Gateway → Brighouse
81 min
YVR Airport via Gateway → YVR-Airport
82 min

By car (off-peak)

Downtown Vancouver via HWY 1 / Grandview
25 min
Metrotown, Burnaby via Lougheed Hwy
13 min
SFU Burnaby via Gaglardi Way
9 min
Richmond Centre via No. 3 Rd
24 min
YVR Airport via Bridgeport / Sea Island
27 min

Calculate your commute

102 10432 128 St, Surrey, BC is ideally located for commuters. The property is 1.4 km from Gateway, with a 56 min SkyTrain ride to Downtown Vancouver (Waterfront Station). The closest bus stop is Northbound 128 St @ 104 Ave (0.02 km). Walk Score Transit rating: Good Transit (63/100).

Walkability & Transit Near 102 10432 128 Street

Somewhat Walkable 63

Walk Score - Somewhat Walkable

Some errands can be accomplished on foot

Good Transit 63

Transit Score - Good Transit

Many nearby public transportation options

Bikeable 50

Bike Score - Bikeable

Some bike infrastructure

Costs & calculators

Monthly cost about $5,638/month · rent estimate $5,522/month · owning nets $1,402/month less than renting · cash flow if rented −$452/month

Mortgage Cash flow Rent estimate Rent vs own

Mortgage Calculator for 102 10432 128 Street

$5,638 /month

Principal & Interest $5,638

Property Taxes $0

Maintenance fee $0

The estimated monthly cost of 102 10432 128 Street, Surrey is $5,638: $5,638 principal and interest with 20% down over 30 years at 4.45%.

or Call 778-918-5990

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Investment Cashflow Calculator

−$452 /month

Mortgage Payment $5,638

Monthly Cash Flow −$452

Break Even Down Payment 27%

Cap Rate -0.4%

Cash on Cash -1.9%

If 102 10432 128 Street, Surrey were rented at $5,522 a month with 5% vacancy, it would fall $452 a month short of the mortgage and carrying costs; about 27% down would break even.

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Estateblock Rent Estimate for 102 10432 128 Street, Surrey

$5,522 / month

Rent $5,522

Own $5,638

Principal: $1,813/mo Interest, tax, insurance, fees: $3,825/mo

Example shown is the principal portion at year 5 of the mortgage. It grows over the loan: ~$1,518/mo (year 1) → ~$3,530/mo (year 20) → ~$5,265/mo (year 29).

Net cost to own at year 5 ~$3,825/mo About $1,697/mo less than renting

EstateBlock estimates 102 10432 128 Street, Surrey would rent for about $5,522 a month.

Approximate estimates for informational purposes only, not financial advice. Assumes a new 30-year fixed mortgage at the rate shown; actual rent, payments, and equity will vary by loan terms and market conditions. Consult a licensed professional before deciding.

Rent vs own: 102 10432 128 Street

Rent vs own

Owning nets $1,402/mo less than renting

With 20% down ($279,800) at 4.45%: $4,120/mo net cost to own in year 1 vs $5,522/mo rent

Principal paid off by year 5 $99,736

Principal paid off by year 10 $224,274

Assumes 20% down payment, 4.45% fixed rate, 30-year amortization. Rent line = full rent (money gone). Own line = interest + property tax + fees, excluding principal (money you keep as equity). No appreciation, investment returns or transaction costs included.

Owning 102 10432 128 Street, Surrey nets about $1,402 a month less than renting it in year 1, with $99,736 of principal paid off by year 5 and $224,274 by year 10.