Home Surrey, BC Whalley Prime On The Plaza 3705 13438 Central Avenue

3705 13438 Central Ave, Surrey BC V3T 0N2 – Condo for Sale – MLS® R3163143

3705 13438 Central Avenue, Surrey, British Columbia V3T 0N2

Surrey Condos for Sale

59 days on the market

$599,900

Est. monthly cost $3,405/mo

Updated with MLS® - Nov 7, 2026 at 10:30pm

Prime On The Plaza

3 Beds

2 Baths

917 sqft

654 $ /sqft

735.99 $ Maint. fee

2019 built

Photos

Experience luxury living in this stunning 3-bedroom, 2-bathroom penthouse at Prime on the Plaza. Featuring soaring ceilings and floor-to-ceiling windows, this home offers breathtaking panoramic views of the city and beyond. The bright, open layout is complemented by high-end finishes and air conditioning for year-round comfort. The gourmet kitchen, and elegant bathrooms are meticulously maintained, showcasing exceptional attention to detail. Enjoy the convenience of two parking stalls and a storage locker. Located in the heart of Surrey City Centre, steps from shopping, dining, SkyTrain, and SFU, this penthouse blends modern elegance with unbeatable convenience.

Building 27 fields Inside & out 13 fields Lot & land 7 fields

Building Details

Price	$599,900
Total Bedrooms	3
Total Bathrooms	2
Full Bathrooms	2
Half Bathrooms	0
Floor Area Total (sqft)	917
Year Built	2019
Age Of Building	7
Building Type	Apartment/Condo
Property Type	Residential
Architecture Style	Penthouse
Stories	1
Building Amenities	Bike Room, Clubhouse, Exercise Centre, Sauna/Steam Room, Concierge, Caretaker, Trash, Maintenance Grounds, Hot Water, Management, Sewer, Water
Building Name	Prime On The Plaza
Ownership Type	Freehold Strata
Maintenance Fee	$735.99
Community Features	Shopping Nearby
Amenities Nearby	Bike Room, Clubhouse, Exercise Centre, Sauna/Steam Room, Concierge, Caretaker, Trash, Maintenance Grounds, Hot Water, Management, Sewer, Water
Utility Type	Electricity Connected, Water Connected
Utility Sewer	Public Sewer, Sanitary Sewer
Water (WaterSource)	Public
Parking Type	Additional Parking, Underground, Guest, Side Access
Total Parking Spaces	2
Strata Restrictions	Pets Allowed w/Rest.,Rentals Allwd w/Restrctns
Pet Restrictions	Cats OK, Dogs OK, Number Limit (Two), Yes With Restrictions
Rental Suites	None
Units In Development	398

Interior Features

Basement Finished Area (sqft)	0
Basement Features	None
Appliances Included	Washer/Dryer, Refrigerator, Oven, Range Top
Interior Features	Elevator, Storage, Pantry
Heating Type	Forced Air
Cooling	Central Air, Air Conditioning
# of Kitchens	1
Flooring	Hardwood
Foundation	Concrete Perimeter

Exterior Features

Exterior Features	Garden, Balcony, Private Yard
View Description	Mountain & City
Roof	Torch-On
Structures	Multi Family, Residential Attached

Lot & Land

MLS^® #	R3163143
Area	North Surrey
Neighbourhood	Whalley
City	Surrey
Postal Code	V3T 0N2
Gross Taxes	$3,025.23
Zoning	CD

Property Timeline

Status	Date	Price
R3163143 / Active	09-09-2026	$599,900
to view full Property History (5 earlier records)

Rooms

Floor	Type	Dimensions
Main Level	Living Room	14'0 x 14'0 ft
Main Level	Kitchen	13'0 x 13'0 ft
Main Level	Primary Bedroom	13'5 x 13'5 ft
Main Level	Bedroom	12'0 x 12'0 ft
Main Level	Bedroom	12'0 x 12'0 ft

Bathrooms

Floor	Ensuite	Pieces
Main Level	No	#4
Main Level	Yes	#4

Listed by: Prompton Real Estate Services Inc.

NOTE: This representation is based in whole or in part on data generated by the Chilliwack & District Real Estate Board, Fraser Valley Real Estate Board or Greater Vancouver REALTORS^® which assumes no responsibility for its accuracy.

About the building: Prime On The Plaza

13438 Central Avenue, Whalley, Surrey

Prime On The Plaza building details

Building

Built: 2019
Homes: 398 in 38 storeys
Construction: Concrete
Title: Freehold Strata
Strata plan: EPS5579
Managed by: Rancho
Parking: Garage: Underground
Lockers: Limited
Strata fee covers: Snow removalRecreation FacilityManagementHot WaterGardeningGarbage PickupCaretaker

Bylaws on record

Pets: Restricted; Cats and dogs OK, max 2
Rentals: Allowed

Market at Prime On The Plaza

For sale: 12
Median ask: $399K
Median $/sqft: $813
Days on market: 87
Sold, past year: 13

This home

$654/sqft, 19.6% below the building median of $813.

Structural warranty runs to 2029 under BC's 2-5-10 new-home warranty.

Homes for sale at Prime On The Plaza, Surrey Recent sold listings in Prime On The Plaza, Surrey

From MLS® and public strata records. Verify against the current Form B and registered bylaws.

Map, sell speed & climate

SkyTrain 0.24 km · Kwantlen Park Secondary School 5.7/10 · 0.6 km · crime average · sell-speed score 29/100 (may take longer) · flood lower risk · wildfire low

Map & area Sell speed Climate risk

Map & Neighbourhood

Nearby Restaurants, Cafes & Shops

Shopping (83 nearby)

Uptown fade · 149 m · Hairdresser
The hockey shop source for sports · 254 m · Sports Shop
Jenny's · 256 m · Beauty Shop

Restaurants (65 nearby)

Big star sandwich co. · 164 m · Fast Food
Dominion bar & kitchen · 170 m · Restaurant
Uncle fatihâs pizza · 199 m · Fast Food

Groceries (24 nearby)

Sky stop · 203 m · Convenience
Daily fresh · 247 m · Supermarket
Queen's market · 282 m · Greengrocer

Cafes (20 nearby)

Trees organic coffee & cheesecake · 33 m · Cafe
Nemesis coffee · 158 m · Cafe
Take five café · 162 m · Cafe

Healthcare (6 nearby)

London drugs · 483 m · Healthcare
Shoppers drug mart · 510 m · Healthcare
Livewell medical centre · 697 m · Healthcare

Transit (3 nearby)

Skytrain @ surrey central stn station · 242 m · Transit
Bus stop king george station @ bay 1 · 832 m · Transit
Skytrain @ king george stn station · 928 m · Transit

Parks & Recreation (1 nearby)

Play central · 516 m · Playground

Public Schools

Secondary
Kwantlen Park Secondary School: Average 0.6 km 5.7/10
Elementary
Old Yale Road Elementary School: Average 0.57 km 4.2/10

Information includes BC Government Open License data; school details change often and are offered solely as general guidance.

Private Schools

Elementary
Our Lady of Good Counsel: Above Average 1.05 km 8.5/10
Secondary
Honour Secondary School: 2.82 km

Closest Transit

Bus Stop
Surrey Central Station @ Bay 5A: 0.08 km
Skytrain
Skytrain @ Surrey Central Stn: 0.24 km

Crime Rate

Total Crime Rate: Average
Violent Crime Rate: Below Average
Property Crime Rate: Average

Demographics

Post-Secondary Education: Below Average 24.9%
No Certificate/Degree: Above Average 16.6%
Owner Occupied: Average 71.7%
Employment Rate: Average 59%

Noise/ Power Lines

Road/Hwy Noise: Unlikely
Railway/Sky train Noise: Unlikely
Airport/Port Noise: Unlikely
Close to major Power Lines: Unlikely

Other

Agricultural Land Reserve (ALR): Unlikely
Flood Area: Unlikely
Close to Cemeteries: Unlikely

Sell Speed & Competition

29 / 100

Overall sell-speed score

May take longer

Price competition grade

Avg comparable: $490,000

Buyer's

Market conditions

Buyer's market — more supply than demand

Flood Risk

Unlikely — not in floodplain

Railway / Skytrain noise

Unlikely — 0.24 km from station

Road / Highway noise

Unlikely

Airport noise (YVR)

Unlikely

Power lines proximity

Unlikely

ALR (Agricultural Land Reserve)

No — not in ALR

How WHALLEY compares

This property

59 DOM

Listed

3705 13438 Central Avenue has a sell-speed score of 29/100, placing it in the "May take longer than the area average to sell" band. The listing is priced 22.4% above comparable active properties in Whalley. The local market is currently a Buyer's Market with a sales-to-active ratio of 10.9% — buyers have more leverage. With 2148 competing homes currently listed, this property has significant competition. Based on these signals, EstateBlock predicts this listing is could take longer than the area average to sell.

Climate Risk for V3T 0N2

Natural hazards vary by location and can change over time. The following provides a summary of potential impacts to this area, postal code V3T 0N2, over the next 30 years. Projections use the 2041–2070 period (2050s) under a moderate emissions scenario (SSP2-4.5).

Flood Lower Risk

Outside of designated flood hazard zones. Under 10% of buildings in this area have flood risk over the next 30 years.

Fire Low

Located within the "Vancouver" WUI zone (Risk Class 5 — Low). Based on BC Wildfire Service provincial WUI Risk Class mapping; not a site-specific assessment.

Air Quality B / Good

Annual avg PM2.5 5.2 µg/m³ — meets Canada's CAAQS. Nearest station: New Westminster Sapperton Park, New Westminster (~5.2 km). Annual avg AQHI 0 — Low Risk.

Heat Moderate

Surrey currently sees ~1 day above 30 °C per year (1981–2010 baseline), projected to rise to ~8 by the 2050s (SSP2-4.5 moderate emissions). Hottest day of the year: ~30 °C baseline, ~32.5 °C projected. Tropical nights (>18 °C): ~0 baseline, ~3 projected.

Precipitation Increasing

Annual precipitation ~1516 mm (1981–2010 baseline), projected ~1574 mm by the 2050s. Extreme 1-day rainfall: ~51.5 mm baseline, ~57.1 mm projected. Values vary modestly across the Lower Mainland.

Drought Stable

Longest annual dry spell (consecutive dry days): ~23 days baseline, ~24 days projected for the 2050s. CDD is used as a regional drought proxy; drought risk varies modestly across the Lower Mainland.

Schools NearBy

28 Schools are within 3km

School	Type	Grades Served	Catchment Info	Rating	Distance
Old Yale Road Elementary School	Public	Grades Served K-7	Catchment Info In Catchment	4.2 / 10	Distance 566 m
Kwantlen Park Secondary School	Public	Grades Served 8-12	Catchment Info In Catchment	5.7 / 10	Distance 598 m
K B Woodward Elementary School	Public	Grades Served K-7	Catchment Info —	3.7 / 10	Distance 835 m
Our Lady of Good Counsel	Independent	Grades Served K-7	Catchment Info —	8.5 / 10	Distance 1.05 KM
Forsyth Road Elementary School	Public	Grades Served K-7	Catchment Info —	3.3 / 10	Distance 1.30 KM
City Central Learning Centre	Public	Grades Served 10-12	Catchment Info —	3.0 / 10	Distance 1.31 KM
Lena Shaw Elementary School	Public	Grades Served K-7	Catchment Info —	4.0 / 10	Distance 1.76 KM
Continuing Ed SD36 (Queen Elizabeth)	Public	Grades Served —	Catchment Info —	3.1 / 10	Distance 1.82 KM
Queen Elizabeth Secondary School	Public	Grades Served 8-12	Catchment Info —	5.4 / 10	Distance 1.84 KM
James Ardiel Elementary School	Public	Grades Served K-7	Catchment Info —	3.7 / 10	Distance 2.00 KM
Betty Huff Elementary School	Public	Grades Served K-7	Catchment Info —	3.4 / 10	Distance 2.02 KM
Prince Charles Elementary School	Public	Grades Served K-7	Catchment Info —	4.5 / 10	Distance 2.05 KM
Mary Jane Shannon Elementary School	Public	Grades Served K-7	Catchment Info —	3.7 / 10	Distance 2.19 KM
Surrey Traditional School	Public	Grades Served K-7	Catchment Info —	5.6 / 10	Distance 2.22 KM
Simon Cunningham Elementary School	Public	Grades Served K-7	Catchment Info —	4.1 / 10	Distance 2.26 KM
Cedar Hills Elementary School	Public	Grades Served K-7	Catchment Info —	4.3 / 10	Distance 2.37 KM
North Surrey Learning Centre	Public	Grades Served 10-12	Catchment Info —	3.2 / 10	Distance 2.39 KM
Guildford Park Secondary School	Public	Grades Served 8-12	Catchment Info —	5.5 / 10	Distance 2.40 KM
SD 36 Alternate North Surrey LC	Public	Grades Served —	Catchment Info —	6.3 / 10	Distance 2.48 KM
Education Services (Alternate)	Public	Grades Served —	Catchment Info —	3.8 / 10	Distance 2.48 KM
Cindrich Elementary School	Public	Grades Served K-7	Catchment Info —	4.2 / 10	Distance 2.55 KM
David Brankin Elementary School	Public	Grades Served K-7	Catchment Info —	4.4 / 10	Distance 2.60 KM
Senator Reid Elementary School	Public	Grades Served K-7	Catchment Info —	4.5 / 10	Distance 2.60 KM
Creekside Elementary School	Public	Grades Served K-7	Catchment Info —	4.2 / 10	Distance 2.64 KM
Ellendale Elementary School	Public	Grades Served K-7	Catchment Info —	3.0 / 10	Distance 2.70 KM
Hjorth Road Elementary School	Public	Grades Served K-7	Catchment Info —	3.1 / 10	Distance 2.73 KM
Honour Secondary School	Independent	Grades Served 10-12	Catchment Info —	N/A	Distance 2.82 KM
L A Matheson Secondary School	Public	Grades Served 8-12	Catchment Info —	5.0 / 10	Distance 2.88 KM

Pre-computed routes from 3705 13438 Central Ave, Surrey, BC

3705 13438 Central Ave, Surrey, BC Surrey Central 0.2 km

44 min

Downtown Vancouver Waterfront Station

By transit (Skytrain)

Downtown Vancouver via Surrey Central → Waterfront
44 min
Metrotown, Burnaby via Surrey Central → Metrotown
26 min
SFU Burnaby via Surrey Central → Production Way
24 min
Richmond Centre via Surrey Central → Brighouse
69 min
YVR Airport via Surrey Central → YVR-Airport
70 min

By car (off-peak)

Downtown Vancouver via HWY 1 / Grandview
26 min
Metrotown, Burnaby via Lougheed Hwy
14 min
SFU Burnaby via Gaglardi Way
10 min
Richmond Centre via No. 3 Rd
25 min
YVR Airport via Bridgeport / Sea Island
29 min

Calculate your commute

3705 13438 Central Ave, Surrey, BC is ideally located for commuters. The property is 0.2 km from Surrey Central, with a 44 min SkyTrain ride to Downtown Vancouver (Waterfront Station). The closest bus stop is Surrey Central Station @ Bay 5A (0.08 km). Walk Score Transit rating: Rider's Paradise (91/100).

Walkability & Transit Near 3705 13438 Central Avenue

Walker's Paradise 90

Walk Score - Walker's Paradise

Daily errands do not require a car

Rider's Paradise 91

Transit Score - Rider's Paradise

World-class public transportation

Very Bikeable 82

Bike Score - Very Bikeable

Biking is convenient for most trips

BC Assessment Value — 3705 13438 Central Avenue

2026 assessed value, sourced from City of Surrey open data (PID 030-811-929).

Total Assessed Value (2026)

$722,000

2026 Value Trend

Land

$410,000

Buildings

$312,000

Year Built

N/A

Class

N/A

Zoning

Property Tax

N/A

Year	Land	Improvements	Total Assessed	YOY Change
2026	$410,000	$312,000	$722,000	—

Costs & calculators

Monthly cost about $3,405/month · rent estimate $2,348/month · owning catches up with renting by year 22 · cash flow if rented −$1,233/month

Mortgage Cash flow Rent estimate Rent vs own

Mortgage Calculator for 3705 13438 Central Avenue

$3,405 /month

Principal & Interest $2,417

Property Taxes $252

Maintenance fee $736

The estimated monthly cost of 3705 13438 Central Avenue, Surrey is $3,405: $2,417 principal and interest with 20% down over 30 years at 4.45%, plus $252 property tax and $736 strata fee.

or Call 778-918-5990

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Investment Cashflow Calculator

−$1,233 /month

Mortgage Payment $2,417

Monthly Cash Flow −$1,233

Break Even Down Payment 61%

Cap Rate -2.5%

Cash on Cash -12.3%

If 3705 13438 Central Avenue, Surrey were rented at $2,348 a month with 5% vacancy, it would fall $1,233 a month short of the mortgage and carrying costs; about 61% down would break even.

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Estateblock Rent Estimate for 3705 13438 Central Avenue, Surrey

$2,348 / month

Rent $2,348

Own $3,405

Principal: $777/mo Interest, tax, insurance, fees: $2,628/mo

Example shown is the principal portion at year 5 of the mortgage. It grows over the loan: ~$651/mo (year 1) → ~$1,514/mo (year 20) → ~$2,258/mo (year 29).

Net cost to own at year 5 ~$2,628/mo About $280/mo more than renting

EstateBlock estimates 3705 13438 Central Avenue, Surrey would rent for about $2,348 a month.

Approximate estimates for informational purposes only, not financial advice. Assumes a new 30-year fixed mortgage at the rate shown; actual rent, payments, and equity will vary by loan terms and market conditions. Consult a licensed professional before deciding.

Rent vs own: 3705 13438 Central Avenue

Rent vs own

Owning catches up by year 22

With 20% down ($119,980) at 4.45%: renting is cheaper at first, but principal paydown closes the gap

Principal paid off by year 5 $42,767

Principal paid off by year 10 $96,170

Assumes 20% down payment, 4.45% fixed rate, 30-year amortization. Rent line = full rent (money gone). Own line = interest + property tax + fees, excluding principal (money you keep as equity). No appreciation, investment returns or transaction costs included.

Renting 3705 13438 Central Avenue, Surrey is cheaper at first, but owning catches up by year 22, with $42,767 of principal paid off by year 5 and $96,170 by year 10.