Home Surrey, BC Whalley D'Cor 405 10499 University Drive

405 10499 University Dr, Surrey BC - Apartment/Condo for Sale - MLS# R3162034

3 days on the market

$399,800

Est. Mortgage $1,769/mo

Listing updated: Sep 7, 2026 at 11:26pm

EstateBlock checked: Sep 8, 2026 at 03:10am

1 Beds

1 Baths

701 sqft

570 $ /sqft

437.67 $ Maint. fee

2006 built

NEW

3 days on the market

$399,800

Est. $1,769/mo with 20% down

Listing updated: Sep 7, 2026 at 11:26pm

EstateBlock checked: Sep 8, 2026 at 03:10am

Photo

Street view of 405 10499 University Drive

Move-in ready and renovated, this bright practically 2 bedroom unit features new flooring, carpet, and paint, a generous layout, and a private balcony for added outdoor space. Perfect for first-time buyers or savvy investors, just steps to SkyTrain, SFU, Central City Mall, and everyday conveniences. Comes with two parking stalls, one locker, plus access to a fitness centre and lounge. Pet-friendly (with restrictions) and rentals allowed—an outstanding value in a fast-growing location.This is a great Buy

Interior Features

Basement Finished Area (sqft)	0
Basement Features	None
Appliances Included	Washer/Dryer, Dishwasher, Refrigerator, Stove
Interior Features	Elevator, Storage
Heating Type	Baseboard
Laundry	In Unit
# of Kitchens	0
Flooring	Laminate, Mixed, Carpet
Foundation	Concrete Perimeter

Exterior Features

Exterior Features	Balcony
View Description	CITY AND MOUNTAIN
Roof	Torch-On
Structures	Multi Family, Residential Attached

Building Details

Price	$399,800
Total Bedrooms	1
Total Bathrooms	1
Full Bathrooms	1
Half Bathrooms	0
Floor Area Total (sqft)	701
Year Built	2006
Age Of Building	20
Building Type	Apartment/Condo
Property Type	Residential
Stories	1
Building Amenities	Bike Room, Clubhouse, Exercise Centre, Recreation Facilities, Caretaker, Maintenance Grounds, Management, Sewer
Ownership Type	Freehold Strata
Maintenance Fee	$437.67
Community Features	Shopping Nearby
Amenities Nearby	Bike Room, Clubhouse, Exercise Centre, Recreation Facilities, Caretaker, Maintenance Grounds, Management, Sewer
Utility Type	Electricity Connected, Water Connected
Utility Sewer	Public Sewer, Sanitary Sewer, Storm Sewer
Water (WaterSource)	Public
Parking Type	Underground, Guest, Front Access
Total Parking Spaces	2
Strata Restrictions	Rentals Allwd w/Restrctns
Rental Suites	None

Lot & Land

MLS^® #	R3162034
Area	North Surrey
Neighbourhood	Whalley
City	Surrey
Postal Code	V3T 0A4
Gross Taxes	$2,057
Zoning	MF

Property Timeline

Status	Date	Price
R3162034 / Active	09-05-2026	$399,800
to view full Property History (1 earlier record)

Rooms

Floor	Type	Dimensions
Main Level	Living Room	15'0 x 15'0 ft
Main Level	Dining Room	8'0 x 8'0 ft
Main Level	Primary Bedroom	12'9 x 12'9 ft
Main Level	Den	10'0 x 10'0 ft

Bathrooms

Floor	Ensuite	Pieces
Main Level	No	#4

Listed by: Team 3000 Realty Ltd.

NOTE: This representation is based in whole or in part on data generated by the Chilliwack & District Real Estate Board, Fraser Valley Real Estate Board or Greater Vancouver REALTORS^® which assumes no responsibility for its accuracy.

Map & Neighbourhood

Public Schools

Elementary
K B Woodward Elementary School: Below Average 0.6 km 3.7/10
Secondary
Kwantlen Park Secondary School: Average 0.47 km 5.7/10

Information includes BC Government Open License data; school details change often and are offered solely as general guidance.

Private Schools

Elementary
Our Lady of Good Counsel: Above Average 1.05 km 8.5/10
Secondary
Honour Secondary School: 2.78 km

Closest Transit

Bus Stop
Southbound University Dr @ 105A Ave: 0.11 km
Skytrain
Skytrain @ Surrey Central Stn: 0.52 km

Crime Rate

Total Crime Rate: Average
Violent Crime Rate: Below Average
Property Crime Rate: Average

Demographics

Post-Secondary Education: Below Average 26.2%
No Certificate/Degree: Above Average 15.7%
Owner Occupied: Above Average 85.8%
Employment Rate: Average 56.3%

Noise/ Power Lines

Road/Hwy Noise: Possible
Railway/Sky train Noise: Unlikely
Airport/Port Noise: Unlikely
Close to major Power Lines: Unlikely

Other

Agricultural Land Reserve (ALR): Unlikely
Flood Area: Unlikely
Close to Cemeteries: Unlikely

Sell Speed & Competition

34 / 100

Overall sell-speed score

May take longer

Price competition grade

Avg comparable: $345,827

Buyer's

Market conditions

Buyer's market — more supply than demand

Flood Risk (FEMA/BC)

Unlikely — not in floodplain

Railway / Skytrain noise

Unlikely — 0.52 km from station

Road / Highway noise

Possible — major road nearby

Airport noise (YVR)

Unlikely

Power lines proximity

Unlikely

ALR (Agricultural Land Reserve)

No — not in ALR

How WHALLEY compares

This property

3 DOM

Listed

Whalley avg

—

Surrey avg

—

405 10499 University Drive has a sell-speed score of 34/100, placing it in the "May take longer than the area average to sell" band. The listing is priced 13.5% above comparable active properties in Whalley. The local market is currently a Buyer's Market with a sales-to-active ratio of 10.9% — buyers have more leverage. With only 2148 competing homes currently listed, this property has significant competition. Based on these signals, EstateBlock predicts this listing is could take longer than the area average to sell.

Climate Risk for V3T 0A4

Natural hazards vary by location and can change over time. The following provides a summary of potential impacts to this area, postal code V3T 0A4, over the next 30 years. Projections use the 2041–2070 period (2050s) under a moderate emissions scenario (SSP2-4.5).

Flood Lower Risk

Outside of designated flood hazard zones. Under 10% of buildings in this area have flood risk over the next 30 years.

Fire Low

Located within the "Vancouver" WUI zone (Risk Class 5 — Low). Based on BC Wildfire Service provincial WUI Risk Class mapping; not a site-specific assessment.

Air Quality B / Good

Annual avg PM2.5 5.2 µg/m³ — meets Canada's CAAQS (BC ENV 2024). Nearest station: New Westminster Sapperton Park, New Westminster (~4.9 km). Annual avg AQHI 0 — Low Risk.

Heat Moderate

Surrey currently sees ~1 day above 30 °C per year (1981–2010 baseline), projected to rise to ~8 by the 2050s (SSP2-4.5 moderate emissions). Hottest day of the year: ~30 °C baseline, ~32.5 °C projected. Tropical nights (>18 °C): ~0 baseline, ~3 projected.

Precipitation Increasing

Annual precipitation ~1516 mm (1981–2010 baseline), projected ~1574 mm by the 2050s. Extreme 1-day rainfall: ~51.5 mm baseline, ~57.1 mm projected. Values vary modestly across the Lower Mainland.

Drought Stable

Longest annual dry spell (consecutive dry days): ~23 days baseline, ~24 days projected for the 2050s. CDD is used as a regional drought proxy; drought risk varies modestly across the Lower Mainland.

Nearby Restaurants, Cafes & Shops

Shopping (78 nearby)

Uptown fade · 183 m · Hairdresser
Island vibes · 414 m · Hairdresser
D & h laundry · 440 m · Laundry

Restaurants (58 nearby)

Kokoro japanese ramen house · 139 m · Restaurant
Big star sandwich co. · 166 m · Fast Food
D-plus curry house · 348 m · Restaurant

Groceries (20 nearby)

Union latino's food · 423 m · Supermarket
Circle k · 435 m · Convenience
Sky stop · 457 m · Convenience

Cafes (19 nearby)

Take five café · 256 m · Cafe
Prado cafe · 324 m · Cafe
Trees organic coffee & cheesecake · 339 m · Cafe

Healthcare (5 nearby)

Gain pharmacy · 575 m · Healthcare
London drugs · 598 m · Healthcare
Pharmasave · 644 m · Healthcare

Transit (3 nearby)

Skytrain @ surrey central stn station · 517 m · Transit
Skytrain @ gateway stn station · 699 m · Transit
Bus stop westbound 108 ave @ 132 st · 806 m · Transit

Parks & Recreation (1 nearby)

Play central · 841 m · Playground

Schools NearBy

27 Schools are within 3km

School	Type	Grades Served	Catchment Info	Rating	Distance
Kwantlen Park Secondary School	Public	Grades Served 8-12	Catchment Info In Catchment	5.7 / 10	Distance 465 m
K B Woodward Elementary School	Public	Grades Served K-7	Catchment Info In Catchment	3.7 / 10	Distance 597 m
Old Yale Road Elementary School	Public	Grades Served K-7	Catchment Info —	4.2 / 10	Distance 769 m
City Central Learning Centre	Public	Grades Served 10-12	Catchment Info —	3.0 / 10	Distance 997 m
Our Lady of Good Counsel	Independent	Grades Served K-7	Catchment Info —	8.5 / 10	Distance 1.05 KM
Forsyth Road Elementary School	Public	Grades Served K-7	Catchment Info —	3.3 / 10	Distance 1.18 KM
James Ardiel Elementary School	Public	Grades Served K-7	Catchment Info —	3.7 / 10	Distance 1.73 KM
Lena Shaw Elementary School	Public	Grades Served K-7	Catchment Info —	4.0 / 10	Distance 1.94 KM
Surrey Traditional School	Public	Grades Served K-7	Catchment Info —	5.6 / 10	Distance 1.97 KM
Prince Charles Elementary School	Public	Grades Served K-7	Catchment Info —	4.5 / 10	Distance 2.11 KM
Continuing Ed SD36 (Queen Elizabeth)	Public	Grades Served —	Catchment Info —	3.1 / 10	Distance 2.15 KM
Mary Jane Shannon Elementary School	Public	Grades Served K-7	Catchment Info —	3.7 / 10	Distance 2.16 KM
Queen Elizabeth Secondary School	Public	Grades Served 8-12	Catchment Info —	5.4 / 10	Distance 2.16 KM
Betty Huff Elementary School	Public	Grades Served K-7	Catchment Info —	3.4 / 10	Distance 2.31 KM
Guildford Park Secondary School	Public	Grades Served 8-12	Catchment Info —	5.5 / 10	Distance 2.38 KM
Cedar Hills Elementary School	Public	Grades Served K-7	Catchment Info —	4.3 / 10	Distance 2.47 KM
Simon Cunningham Elementary School	Public	Grades Served K-7	Catchment Info —	4.1 / 10	Distance 2.57 KM
Ellendale Elementary School	Public	Grades Served K-7	Catchment Info —	3.0 / 10	Distance 2.59 KM
North Surrey Learning Centre	Public	Grades Served 10-12	Catchment Info —	3.2 / 10	Distance 2.71 KM
Honour Secondary School	Independent	Grades Served 10-12	Catchment Info —	0	Distance 2.78 KM
SD 36 Alternate North Surrey LC	Public	Grades Served —	Catchment Info —	6.3 / 10	Distance 2.78 KM
Education Services (Alternate)	Public	Grades Served —	Catchment Info —	3.8 / 10	Distance 2.79 KM
Hjorth Road Elementary School	Public	Grades Served K-7	Catchment Info —	3.1 / 10	Distance 2.79 KM
Senator Reid Elementary School	Public	Grades Served K-7	Catchment Info —	4.5 / 10	Distance 2.81 KM
David Brankin Elementary School	Public	Grades Served K-7	Catchment Info —	4.4 / 10	Distance 2.86 KM
Cindrich Elementary School	Public	Grades Served K-7	Catchment Info —	4.2 / 10	Distance 2.87 KM
Creekside Elementary School	Public	Grades Served K-7	Catchment Info —	4.2 / 10	Distance 2.96 KM

Pre-computed routes from 405 10499 University Dr, Surrey, BC

405 10499 University Dr, Surrey, BC Surrey Central 0.5 km

47 min

Downtown Vancouver Waterfront Station

By transit (Skytrain)

Downtown Vancouver via Surrey Central → Waterfront
47 min
Metrotown, Burnaby via Surrey Central → Metrotown
29 min
SFU Burnaby via Surrey Central → Production Way
27 min
Richmond Centre via Surrey Central → Brighouse
72 min
YVR Airport via Surrey Central → YVR-Airport
73 min

By car (off-peak)

Downtown Vancouver via HWY 1 / Grandview
26 min
Metrotown, Burnaby via Lougheed Hwy
14 min
SFU Burnaby via Gaglardi Way
10 min
Richmond Centre via No. 3 Rd
25 min
YVR Airport via Bridgeport / Sea Island
29 min

Calculate your commute

405 10499 University Dr, Surrey, BC is ideally located for commuters. The property is 0.5 km from Surrey Central, with a 47 min SkyTrain ride to Downtown Vancouver (Waterfront Station). The closest bus stop is Southbound University Dr @ 105A Ave (0.11 km). Walk Score Transit rating: Rider's Paradise (90/100).

Walkability & Transit Near 405 10499 University Drive

Car-Dependent 89

Walk Score - Very Walkable

Most errands can be accomplished on foot

Some Transit 90

Transit Score - Rider's Paradise

World-class public transportation

Somewhat
Bikeable 81

Bike Score - Very Bikeable

Biking is convenient for most trips

BC Assessment Value — 405 10499 University Drive

2026 assessed value, sourced from City of Surrey open data (PID 026-694-140).

Total Assessed Value (2026)

$439,000

2026 Value Trend

Land

$310,000

Buildings

$129,000

Year Built

N/A

Class

N/A

Zoning

Property Tax

N/A

Year	Land	Improvements	Total Assessed	YOY Change
2026	$310,000	$129,000	$439,000	—

Mortgage Calculator for 405 10499 University Drive

Home Price

Down Payment

Down Payment (percent)

Interest Rate

Loan Type

/month

Principal & Interest

Property Taxes $171

Maintenance fee 437.67

With a 20% down payment, buyers can expect an estimated $2,136/month in total housing costs on this $399,800 property — $1,527 mortgage payment, $171 property tax, $438 maintenance fee.

or Call 778-918-5990

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Listing data last synced: Sep 7, 2026

Investment Cashflow Calculator

Property Tax (Monthly)

Basic Insurance Cost

Maintenance Fee

Rental Income

Vacancy Rate

Down Payment

Down Payment (percent)

/month

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Break Even Down Payment 0%

Cap Rate

Cash on Cash

Based on $1,565/month estimated rent and $2,182/month in total housing costs, this property has a -$617/month cashflow. Break-even down payment: approximately 53%.

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Estateblock Rent Estimate for 405 10499 University Drive, Surrey

Buy Vs Rent Calculator

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Approximate estimates for informational purposes only, not financial advice. Assumes a new 30-year fixed mortgage at the rate shown; actual rent, payments, and equity will vary by loan terms and market conditions. Consult a licensed professional before deciding.