Home Surrey, BC Elgin Chantrell The Gardens 5 15099 28 Avenue

5 15099 28 Ave, Surrey BC – Townhouse for Sale – MLS® R3159616

5 15099 28 Avenue, Surrey, British Columbia V4P 1P3

Surrey Townhouses for Sale

56 days on the market

$894,880

Est. Mortgage $3,959/mo

Listing updated: Aug 28, 2026 at 03:24pm

EstateBlock checked: Oct 21, 2026 at 08:40am

The Gardens

3 Beds

3 Baths

1569 sqft

570 $ /sqft

538.9 $ Maint. fee

1995 built

Photos

Exterior photo of 5 15099 28 Ave, Surrey, BC – MLS® R3159616

Exterior Rear Photo of 5 15099 28 Avenue, Surrey, BC

Living Room Photo of 5 15099 28 Avenue, Surrey, BC

Family Room Photo of 5 15099 28 Avenue, Surrey, BC

Dining Area Photo of 5 15099 28 Avenue, Surrey, BC

Kitchen Photo of 5 15099 28 Avenue, Surrey, BC

Kitchen Island Photo of 5 15099 28 Avenue, Surrey, BC

Pantry Photo of 5 15099 28 Avenue, Surrey, BC

Breakfast Nook Photo of 5 15099 28 Avenue, Surrey, BC

Primary Bedroom Photo of 5 15099 28 Avenue, Surrey, BC

Primary Bathroom Photo of 5 15099 28 Avenue, Surrey, BC

Walk-In Closet Photo of 5 15099 28 Avenue, Surrey, BC

Bedroom 2 Photo of 5 15099 28 Avenue, Surrey, BC

Bedroom 3 Photo of 5 15099 28 Avenue, Surrey, BC

Bedroom 4 Photo of 5 15099 28 Avenue, Surrey, BC

Guest Bathroom Photo of 5 15099 28 Avenue, Surrey, BC

Powder Room Photo of 5 15099 28 Avenue, Surrey, BC

Office / Den Photo of 5 15099 28 Avenue, Surrey, BC

Loft / Bonus Room Photo of 5 15099 28 Avenue, Surrey, BC

Basement Recreation Room Photo of 5 15099 28 Avenue, Surrey, BC

Laundry Room Photo of 5 15099 28 Avenue, Surrey, BC

Mudroom Photo of 5 15099 28 Avenue, Surrey, BC

Entry Foyer Photo of 5 15099 28 Avenue, Surrey, BC

Hallway Photo of 5 15099 28 Avenue, Surrey, BC

Staircase Photo of 5 15099 28 Avenue, Surrey, BC

Garage Interior Photo of 5 15099 28 Avenue, Surrey, BC

Outdoor Patio Photo of 5 15099 28 Avenue, Surrey, BC

Outdoor Deck Photo of 5 15099 28 Avenue, Surrey, BC

Backyard Photo of 5 15099 28 Avenue, Surrey, BC

Front Yard Photo of 5 15099 28 Avenue, Surrey, BC

Garden / Landscaping Photo of 5 15099 28 Avenue, Surrey, BC

Swimming Pool Photo of 5 15099 28 Avenue, Surrey, BC

Hot Tub / Spa Photo of 5 15099 28 Avenue, Surrey, BC

Outdoor Kitchen Photo of 5 15099 28 Avenue, Surrey, BC

Aerial View of 5 15099 28 Avenue, Surrey, BC

Welcome to a bright and inviting townhouse in the secure, gated community of THE GARDENS, located in South Surrey’s prestigious Elgin Chantrell neighborhood. This meticulously maintained 3-bedroom home features an open, sunlit layout with high ceilings, a cozy fireplace, and comfortable radiant in-floor heating on the main level. Practical additions like a private double garage and a spacious crawl space provide ample room for storage and parking. Residents can enjoy beautifully landscaped grounds and a private community clubhouse, all while being just a short walk away from local shops, cafés, trails, and parks. Book a showing anytime!

Interior Features

Basement Finished Area (sqft)	0
Basement Features	None
Appliances Included	Washer/Dryer, Dishwasher, Refrigerator, Stove
Fireplace	1
Heating Type	Baseboard, Hot Water, Radiant
Laundry	In Unit
# of Kitchens	1
Flooring	Hardwood, Laminate, Tile, Carpet
Foundation	Concrete Perimeter

Exterior Features

Roof	Asphalt
Structures	Residential Attached

Building Details

Price	$894,880
Total Bedrooms	3
Total Bathrooms	3
Full Bathrooms	2
Half Bathrooms	1
Floor Area Total (sqft)	1569
Year Built	1995
Age Of Building	31
Building Type	Townhouse
Property Type	Residential
Stories	2
Building Amenities	Clubhouse, Trash, Maintenance Grounds, Management, Recreation Facilities
Building Name	The Gardens
Ownership Type	Freehold Strata
Maintenance Fee	$538.9
Amenities Nearby	Clubhouse, Trash, Maintenance Grounds, Management, Recreation Facilities
Utility Type	Electricity Connected, Natural Gas Connected, Water Connected
Utility Sewer	Public Sewer, Sanitary Sewer
Water (WaterSource)	Public
Parking Type	Garage Double, Guest, Front Access
Total Parking Spaces	2
Strata Restrictions	Pets Allowed w/Rest.,Rentals Allowed
Pet Restrictions	Cats OK, Dogs OK, Number Limit (One), Yes With Restrictions
Rental Suites	None
Units In Development	36

Lot & Land

MLS^® #	R3159616
Area	South Surrey White Rock
Neighbourhood	Elgin Chantrell
City	Surrey
Postal Code	V4P 1P3
Gross Taxes	$4,006.77
Zoning	RM10

Property Timeline

Status	Date	Price
R3159616 / Active	08-26-2026	$894,880
to view full Property History (2 earlier records)

Rooms

Floor	Type	Dimensions
Main Level	Living Room	12'3 x 12'3 ft
Main Level	Kitchen	10'8 x 10'8 ft
Main Level	Primary Bedroom	15' x 15' ft
Main Level	Dining Room	10'6 x 10'6 ft
Main Level	Family Room	17'10 x 17'10 ft
Main Level	Foyer	7' x 7' ft
Above Level	Bedroom	12'6 x 12'6 ft
Above Level	Bedroom	12'6 x 12'6 ft
Above Level	Den	15'6 x 15'6 ft
Above Level	Loft	15'6 x 15'6 ft

Bathrooms

Floor	Ensuite	Pieces
Main Level	Yes	#4
Main Level	No	#2
Above Level	No	#4

Listed by: Royal LePage Brent Roberts Realty

NOTE: This representation is based in whole or in part on data generated by the Chilliwack & District Real Estate Board, Fraser Valley Real Estate Board or Greater Vancouver REALTORS^® which assumes no responsibility for its accuracy.

About the building: The Gardens

15099 28 Avenue, Elgin Chantrell, Surrey

The Gardens building details

Building

Built: 1995
Homes: 32
Construction: Other, Frame - Wood
Title: Freehold Strata
Strata plan: LMS1874
Managed by: Crossroads
Parking: Visitor Parking, Other, Garage: Double
Lockers: Limited
Strata fee covers: Recreation FacilityManagementGardening

Bylaws on record

Pets: Restricted; Cats and dogs OK, max 1
Rentals: Allowed

Market at The Gardens

For sale: 3
Median ask: $875K
Median $/sqft: $459
Days on market: 73

This home

$570/sqft, 24.2% above the building median of $459.

Homes for sale at The Gardens, Surrey Recent sold listings in The Gardens, Surrey

From MLS® and public strata records. Verify against the current Form B and registered bylaws.

Map & Neighbourhood

Public Schools

Secondary
Semiahmoo Secondary School: Above Average 2.18 km 8/10
Elementary
Semiahmoo Trail Elementary School: Above Average 1.08 km 7.3/10

Information includes BC Government Open License data; school details change often and are offered solely as general guidance.

Private Schools

Elementary
Star of the Sea School: Above Average 0.9 km 8.7/10
Elementary, Secondary
White Rock Christian Academy: Above Average 1.16 km 8.9/10

Closest Transit

Bus Stop
Southbound King George Blvd @ 28 Ave: 0.15 km
Skytrain
Skytrain @ Hillcrest/ 184 st Station ( Under Construction till 2029): 10.75 km

Crime Rate

Total Crime Rate: Average
Violent Crime Rate: Below Average
Property Crime Rate: Average

Demographics

Post-Secondary Education: Above Average 33.1%
No Certificate/Degree: Below Average 9.8%
Owner Occupied: Below Average 42.4%
Employment Rate: Below Average 47.5%

Noise/ Power Lines

Road/Hwy Noise: Possible
Railway/Sky train Noise: Unlikely
Airport/Port Noise: Unlikely
Close to major Power Lines: Unlikely

Other

Agricultural Land Reserve (ALR): Unlikely
Flood Area: Unlikely
Close to Cemeteries: Possible

Sell Speed & Competition

35 / 100

Overall sell-speed score

May take longer

Price competition grade

Avg comparable: $791,969

Buyer's

Market conditions

Buyer's market — more supply than demand

Flood Risk

Unlikely — not in floodplain

Railway / Skytrain noise

Unlikely — 10.75 km from station

Road / Highway noise

Possible — major road nearby

Airport noise (YVR)

Unlikely

Power lines proximity

Unlikely

ALR (Agricultural Land Reserve)

No — not in ALR

How ELGIN CHANTRELL compares

This property

56 DOM

Listed

Elgin Chantrell avg

—

Surrey avg

—

5 15099 28 Avenue has a sell-speed score of 35/100, placing it in the "May take longer than the area average to sell" band. The listing is priced 11.5% above comparable active properties in Elgin Chantrell. The local market is currently a Buyer's Market with a sales-to-active ratio of 11.8% — buyers have more leverage. With only 280 competing homes currently listed, this property has significant competition. Based on these signals, EstateBlock predicts this listing is could take longer than the area average to sell.

Climate Risk for V4P 1P3

Natural hazards vary by location and can change over time. The following provides a summary of potential impacts to this area, postal code V4P 1P3, over the next 30 years. Projections use the 2041–2070 period (2050s) under a moderate emissions scenario (SSP2-4.5).

Flood Lower Risk

Outside of designated flood hazard zones. Under 10% of buildings in this area have flood risk over the next 30 years.

Fire Low

Located within the "Vancouver" WUI zone (Risk Class 5 — Low). Based on BC Wildfire Service provincial WUI Risk Class mapping; not a site-specific assessment.

Air Quality A / Excellent

Annual avg PM2.5 4.6 µg/m³ — meets WHO 2021 guideline. Nearest station: Surrey East, Surrey (~11.9 km). Annual avg AQHI 1.8 — Low Risk.

Heat Moderate

Surrey currently sees ~1 day above 30 °C per year (1981–2010 baseline), projected to rise to ~8 by the 2050s (SSP2-4.5 moderate emissions). Hottest day of the year: ~30 °C baseline, ~32.5 °C projected. Tropical nights (>18 °C): ~0 baseline, ~3 projected.

Precipitation Increasing

Annual precipitation ~1516 mm (1981–2010 baseline), projected ~1574 mm by the 2050s. Extreme 1-day rainfall: ~51.5 mm baseline, ~57.1 mm projected. Values vary modestly across the Lower Mainland.

Drought Stable

Longest annual dry spell (consecutive dry days): ~23 days baseline, ~24 days projected for the 2050s. CDD is used as a regional drought proxy; drought risk varies modestly across the Lower Mainland.

Nearby Restaurants, Cafes & Shops

Shopping (32 nearby)

Sew fit alterations · 241 m · Clothes
Haute nails · 268 m · Beauty Shop
Casbah day spa · 280 m · Beauty Shop

Restaurants (29 nearby)

Krispy samosa · 225 m · Restaurant
Eggcetra breakfast cafe · 249 m · Restaurant
é¢å menz noodle house · 261 m · Restaurant

Groceries (10 nearby)

Save-on-foods · 421 m · Supermarket
Fruticana · 439 m · Supermarket
Clancy's meat co. · 443 m · Butcher

Cafes (7 nearby)

Kaffina coffee · 284 m · Cafe
Chatime · 312 m · Cafe
Rosie's country cafe · 397 m · Cafe

Healthcare (1 nearby)

London drugs · 962 m · Healthcare

Transit (1 nearby)

Bus stop westbound 32 ave @ 154 st · 1000 m · Transit

Schools NearBy

15 Schools are within 3km

School	Type	Grades Served	Catchment Info	Rating	Distance
Star of the Sea School	Independent	Grades Served K-7	Catchment Info —	8.7 / 10	Distance 902 m
Star of the Sea	Independent	Grades Served —	Catchment Info —	4.6 / 10	Distance 982 m
Semiahmoo Trail Elementary School	Public	Grades Served K-7	Catchment Info In Catchment	7.3 / 10	Distance 1.08 KM
White Rock Christian Academy	Independent	Grades Served K-12	Catchment Info —	8.9 / 10	Distance 1.16 KM
South Surrey White Rock Learning Centre	Public	Grades Served 10-12	Catchment Info —	3.8 / 10	Distance 1.44 KM
Morgan Elementary School	Public	Grades Served K-7	Catchment Info —	7.2 / 10	Distance 1.61 KM
Jessie Lee Elementary School	Public	Grades Served K-7	Catchment Info —	5.2 / 10	Distance 1.73 KM
Rosemary Heights Elementary School	Public	Grades Served K-7	Catchment Info —	6.8 / 10	Distance 1.74 KM
Sunnyside Elementary School	Public	Grades Served K-7	Catchment Info —	6.3 / 10	Distance 1.77 KM
Newbridge Academy	Independent	Grades Served —	Catchment Info —	8.1 / 10	Distance 1.86 KM
Southridge School	Independent	Grades Served K-12	Catchment Info —	10.0 / 10	Distance 1.97 KM
Semiahmoo Secondary School	Public	Grades Served 8-12	Catchment Info In Catchment	8.0 / 10	Distance 2.18 KM
H T Thrift Elementary School	Public	Grades Served K-7	Catchment Info —	6.8 / 10	Distance 2.34 KM
Bayridge Elementary	Public	Grades Served —	Catchment Info —	6.7 / 10	Distance 2.75 KM
Chantrell Creek Elementary School	Public	Grades Served K-7	Catchment Info —	7.8 / 10	Distance 2.76 KM

Walkability & Transit Near 5 15099 28 Avenue

Car-Dependent 77

Walk Score - Very Walkable

Most errands can be accomplished on foot

Some Transit 53

Transit Score - Good Transit

Many nearby public transportation options

Somewhat
Bikeable 58

Bike Score - Bikeable

Some bike infrastructure

BC Assessment Value — 5 15099 28 Avenue

2026 assessed value, sourced from City of Surrey open data (PID 019-199-279).

Total Assessed Value (2026)

$908,000

2026 Value Trend

Land

$665,000

Buildings

$243,000

Year Built

N/A

Class

N/A

Zoning

RM10

Property Tax

N/A

Year	Land	Improvements	Total Assessed	YOY Change
2026	$665,000	$243,000	$908,000	—

Mortgage Calculator for 5 15099 28 Avenue

/month

Principal & Interest

Property Taxes $334

Maintenance fee 538.9

Financing 80% of the $894,880 asking price over 30 years at 4% results in approximately $4,291/month in total estimated carrying costs, $334 property tax, $539 maintenance fee.

or Call 778-918-5990

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Investment Cashflow Calculator

/month

Mortgage Payment

Monthly Payment

Break Even Down Payment 0%

Cap Rate

Cash on Cash

This listing generates an estimated $3,152/month in rental income, leaving a -$1,195/month cashflow at current carrying costs. Investors targeting break-even would need roughly 48% down.

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Estateblock Rent Estimate for 5 15099 28 Avenue, Surrey

Buy Vs Rent Calculator

— / month

Rent —

Own —

Principal: — Interest, tax, insurance, fees: —

Rent vs own

—

Principal paid off by year 5 —

Principal paid off by year 10 —

Approximate estimates for informational purposes only, not financial advice. Assumes a new 30-year fixed mortgage at the rate shown; actual rent, payments, and equity will vary by loan terms and market conditions. Consult a licensed professional before deciding.