Home Surrey, BC Elgin Chantrell The Gardens 24 15099 28 Avenue

24 15099 28 Ave, Surrey BC V4P 1P3 – Townhouse for Sale – MLS® R3147728

24 15099 28 Avenue, Surrey, British Columbia V4P 1P3

Surrey Townhouses for Sale

115 days on the market

$874,600

Est. monthly cost $4,393/mo

Updated with MLS® - Nov 12, 2026 at 06:45am

The Gardens

3 Beds

3 Baths

1907 sqft

459 $ /sqft

531.75 $ Maint. fee

1997 built

Photos

Welcome to the coveted "The Gardens" - a gated collection of townhomes in the prestigious Chantrell neighbourhood of South Surrey. This rare END UNIT offers 3 bedrooms and 3 baths, with gleaming engineered hardwood floors throughout the main level. The bright white kitchen boasts an induction cooktop and newer appliances. Arguably one of the best locations in the complex, this end unit shares just one neighbour, is wrapped in greenspace, and close access to visitor parking. Main-floor primary suite features a luxurious hydrotherapy walk-in tub. Family friendly with no age restrictions. 1 cat or 1 dog welcome. Minutes to the beach and central to everything S Surrey has to offer.

Building 27 fields Inside & out 11 fields Lot & land 7 fields

Building Details

Price	$874,600
Total Bedrooms	3
Total Bathrooms	3
Full Bathrooms	2
Half Bathrooms	1
Floor Area Total (sqft)	1907
Year Built	1997
Age Of Building	29
Building Type	Townhouse
Unit Style	End unit
Property Type	Residential
Stories	2
Building Amenities	Maintenance Grounds, Management, Snow Removal
Building Name	The Gardens
Ownership Type	Freehold Strata
Maintenance Fee	$531.75
Community Features	Gated
Amenities Nearby	Maintenance Grounds, Management, Snow Removal
Utility Type	Electricity Connected, Natural Gas Connected
Utility Sewer	Public Sewer, Storm Sewer
Water (WaterSource)	Public
Parking Type	Garage Double, Front Access, Aggregate
Total Parking Spaces	2
Strata Restrictions	Pets Allowed w/Rest.,Rentals Allowed
Pet Restrictions	Cats OK, Dogs OK, Yes With Restrictions
Rental Restrictions	100
Rental Suites	None

Interior Features

Basement Finished Area (sqft)	0
Basement Features	Crawl Space
Appliances Included	Washer/Dryer, Dishwasher, Refrigerator, Stove
Fireplace	1
Heating Type	Forced Air, Natural Gas
# of Kitchens	1
Flooring	Carpet, Hardwood
Foundation	Concrete Perimeter

Exterior Features

Exterior Features	Private Yard
Roof	Fibreglass
Structures	Residential Attached

Lot & Land

MLS^® #	R3147728
Area	South Surrey White Rock
Neighbourhood	Elgin Chantrell
City	Surrey
Postal Code	V4P 1P3
Gross Taxes	$4,047.92
Zoning	STRATA

Property Timeline

Status	Date	Price
R3147728 / Active	07-20-2026	$874,600

Rooms

Floor	Type	Dimensions
Main Level	Primary Bedroom	12'11 x 12'11 ft
Main Level	Living Room	18'7 x 18'7 ft
Main Level	Dining Room	14'9 x 14'9 ft
Main Level	Kitchen	10'7 x 10'7 ft
Main Level	Eating Area	7'4 x 7'4 ft
Main Level	Dining Room	14'9 x 14'9 ft
Above Level	Bedroom	12'6 x 12'6 ft
Above Level	Bedroom	12'6 x 12'6 ft
Above Level	Storage	19'0 x 19'0 ft

Bathrooms

Floor	Ensuite	Pieces
Main Level	Yes	#4
Main Level	No	#2
Above Level	No	#3

Listed by: Royal LePage - Wolstencroft

NOTE: This representation is based in whole or in part on data generated by the Chilliwack & District Real Estate Board, Fraser Valley Real Estate Board or Greater Vancouver REALTORS^® which assumes no responsibility for its accuracy.

About the building: The Gardens

15099 28 Avenue, Elgin Chantrell, Surrey

The Gardens building details

Building

Built: 1995
Homes: 32
Construction: Other, Frame - Wood
Title: Freehold Strata
Strata plan: LMS1874
Managed by: Crossroads
Parking: Visitor Parking, Other, Garage: Double
Lockers: Limited
Strata fee covers: Recreation FacilityManagementGardening

Bylaws on record

Pets: Restricted; Cats and dogs OK, max 1
Rentals: Allowed

Market at The Gardens

For sale: 3
Median ask: $875K
Median $/sqft: $459
Days on market: 95

This home

$459/sqft, in line with the building median of $459.

Homes for sale at The Gardens, Surrey Recent sold listings in The Gardens, Surrey

From MLS® and public strata records. Verify against the current Form B and registered bylaws.

Map, sell speed & climate

SkyTrain 10.75 km · Semiahmoo Secondary School 8/10 · 2.18 km · crime average · sell-speed score 41/100 (may take longer) · flood lower risk · wildfire low

Map & area Sell speed Climate risk

Map & Neighbourhood

Nearby Restaurants, Cafes & Shops

Shopping (32 nearby)

Sew fit alterations · 241 m · Clothes
Haute nails · 268 m · Beauty Shop
Casbah day spa · 280 m · Beauty Shop

Restaurants (29 nearby)

Krispy samosa · 225 m · Restaurant
Eggcetra breakfast cafe · 249 m · Restaurant
é¢å menz noodle house · 261 m · Restaurant

Groceries (10 nearby)

Save-on-foods · 421 m · Supermarket
Fruticana · 439 m · Supermarket
Clancy's meat co. · 443 m · Butcher

Cafes (7 nearby)

Kaffina coffee · 284 m · Cafe
Chatime · 312 m · Cafe
Rosie's country cafe · 397 m · Cafe

Healthcare (1 nearby)

London drugs · 962 m · Healthcare

Transit (1 nearby)

Bus stop westbound 32 ave @ 154 st · 1000 m · Transit

Public Schools

Secondary
Semiahmoo Secondary School: Above Average 2.18 km 8/10
Elementary
Semiahmoo Trail Elementary School: Above Average 1.09 km 7.3/10

Information includes BC Government Open License data; school details change often and are offered solely as general guidance.

Private Schools

Elementary
Star of the Sea School: Above Average 0.9 km 8.7/10
Elementary, Secondary
White Rock Christian Academy: Above Average 1.16 km 8.9/10

Closest Transit

Bus Stop
Southbound King George Blvd @ 28 Ave: 0.15 km
Skytrain
Skytrain @ Hillcrest/ 184 st Station ( Under Construction till 2029): 10.75 km

Crime Rate

Total Crime Rate: Average
Violent Crime Rate: Below Average
Property Crime Rate: Average

Demographics

Post-Secondary Education: Above Average 33.1%
No Certificate/Degree: Below Average 9.8%
Owner Occupied: Below Average 42.4%
Employment Rate: Below Average 47.5%

Noise/ Power Lines

Road/Hwy Noise: Possible
Railway/Sky train Noise: Unlikely
Airport/Port Noise: Unlikely
Close to major Power Lines: Unlikely

Other

Agricultural Land Reserve (ALR): Unlikely
Flood Area: Unlikely
Close to Cemeteries: Possible

Sell Speed & Competition

41 / 100

Overall sell-speed score

May take longer

Price competition grade

Avg comparable: $864,289

Buyer's

Market conditions

Buyer's market — more supply than demand

Flood Risk

Unlikely — not in floodplain

Railway / Skytrain noise

Unlikely — 10.75 km from station

Road / Highway noise

Possible — major road nearby

Airport noise (YVR)

Unlikely

Power lines proximity

Unlikely

ALR (Agricultural Land Reserve)

No — not in ALR

How ELGIN CHANTRELL compares

This property

115 DOM

Listed

24 15099 28 Avenue has a sell-speed score of 41/100, placing it in the "May take longer than the area average to sell" band. The listing is priced 1.2% above comparable active properties in Elgin Chantrell. The local market is currently a Buyer's Market with a sales-to-active ratio of 11.8% — buyers have more leverage. With 280 competing homes currently listed, this property has significant competition. Based on these signals, EstateBlock predicts this listing is could take longer than the area average to sell.

Climate Risk for V4P 1P3

Natural hazards vary by location and can change over time. The following provides a summary of potential impacts to this area, postal code V4P 1P3, over the next 30 years. Projections use the 2041–2070 period (2050s) under a moderate emissions scenario (SSP2-4.5).

Flood Lower Risk

Outside of designated flood hazard zones. Under 10% of buildings in this area have flood risk over the next 30 years.

Fire Low

Located within the "Vancouver" WUI zone (Risk Class 5 — Low). Based on BC Wildfire Service provincial WUI Risk Class mapping; not a site-specific assessment.

Air Quality A / Excellent

Annual avg PM2.5 4.6 µg/m³ — meets WHO 2021 guideline. Nearest station: Surrey East, Surrey (~11.9 km). Annual avg AQHI 1.8 — Low Risk.

Heat Moderate

Surrey currently sees ~1 day above 30 °C per year (1981–2010 baseline), projected to rise to ~8 by the 2050s (SSP2-4.5 moderate emissions). Hottest day of the year: ~30 °C baseline, ~32.5 °C projected. Tropical nights (>18 °C): ~0 baseline, ~3 projected.

Precipitation Increasing

Annual precipitation ~1516 mm (1981–2010 baseline), projected ~1574 mm by the 2050s. Extreme 1-day rainfall: ~51.5 mm baseline, ~57.1 mm projected. Values vary modestly across the Lower Mainland.

Drought Stable

Longest annual dry spell (consecutive dry days): ~23 days baseline, ~24 days projected for the 2050s. CDD is used as a regional drought proxy; drought risk varies modestly across the Lower Mainland.

Schools NearBy

15 Schools are within 3km

School	Type	Grades Served	Catchment Info	Rating	Distance
Star of the Sea School	Independent	Grades Served K-7	Catchment Info —	8.7 / 10	Distance 902 m
Star of the Sea	Independent	Grades Served —	Catchment Info —	4.6 / 10	Distance 982 m
Semiahmoo Trail Elementary School	Public	Grades Served K-7	Catchment Info In Catchment	7.3 / 10	Distance 1.09 KM
White Rock Christian Academy	Independent	Grades Served K-12	Catchment Info —	8.9 / 10	Distance 1.16 KM
South Surrey White Rock Learning Centre	Public	Grades Served 10-12	Catchment Info —	3.8 / 10	Distance 1.44 KM
Morgan Elementary School	Public	Grades Served K-7	Catchment Info —	7.2 / 10	Distance 1.61 KM
Jessie Lee Elementary School	Public	Grades Served K-7	Catchment Info —	5.2 / 10	Distance 1.73 KM
Rosemary Heights Elementary School	Public	Grades Served K-7	Catchment Info —	6.8 / 10	Distance 1.74 KM
Sunnyside Elementary School	Public	Grades Served K-7	Catchment Info —	6.3 / 10	Distance 1.77 KM
Newbridge Academy	Independent	Grades Served —	Catchment Info —	8.1 / 10	Distance 1.86 KM
Southridge School	Independent	Grades Served K-12	Catchment Info —	10.0 / 10	Distance 1.97 KM
Semiahmoo Secondary School	Public	Grades Served 8-12	Catchment Info In Catchment	8.0 / 10	Distance 2.18 KM
H T Thrift Elementary School	Public	Grades Served K-7	Catchment Info —	6.8 / 10	Distance 2.34 KM
Bayridge Elementary	Public	Grades Served —	Catchment Info —	6.7 / 10	Distance 2.75 KM
Chantrell Creek Elementary School	Public	Grades Served K-7	Catchment Info —	7.8 / 10	Distance 2.76 KM

Walkability & Transit Near 24 15099 28 Avenue

Very Walkable 77

Walk Score - Very Walkable

Most errands can be accomplished on foot

Good Transit 53

Transit Score - Good Transit

Many nearby public transportation options

Bikeable 61

Bike Score - Bikeable

Some bike infrastructure

BC Assessment Value — 24 15099 28 Avenue

2026 assessed value, sourced from City of Surrey open data (PID 023-854-839).

Total Assessed Value (2026)

$920,000

2026 Value Trend

Land

$691,000

Buildings

$229,000

Year Built

N/A

Class

N/A

Zoning

RM10

Property Tax

N/A

Year	Land	Improvements	Total Assessed	YOY Change
2026	$691,000	$229,000	$920,000	—

Costs & calculators

Monthly cost about $4,393/month · rent estimate $3,243/month · owning catches up with renting by year 10 · cash flow if rented −$1,367/month

Mortgage Cash flow Rent estimate Rent vs own

Mortgage Calculator for 24 15099 28 Avenue

$4,393 /month

Principal & Interest $3,524

Property Taxes $337

Maintenance fee $532

The estimated monthly cost of 24 15099 28 Avenue, Surrey is $4,393: $3,524 principal and interest with 20% down over 30 years at 4.45%, plus $337 property tax and $532 strata fee.

or Call 778-918-5990

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Investment Cashflow Calculator

−$1,367 /month

Mortgage Payment $3,524

Monthly Cash Flow −$1,367

Break Even Down Payment 52%

Cap Rate -1.9%

Cash on Cash -9.4%

If 24 15099 28 Avenue, Surrey were rented at $3,243 a month with 5% vacancy, it would fall $1,367 a month short of the mortgage and carrying costs; about 52% down would break even.

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Estateblock Rent Estimate for 24 15099 28 Avenue, Surrey

$3,243 / month

Rent $3,243

Own $4,393

Principal: $1,133/mo Interest, tax, insurance, fees: $3,260/mo

Example shown is the principal portion at year 5 of the mortgage. It grows over the loan: ~$949/mo (year 1) → ~$2,207/mo (year 20) → ~$3,291/mo (year 29).

Net cost to own at year 5 ~$3,260/mo About $17/mo more than renting

EstateBlock estimates 24 15099 28 Avenue, Surrey would rent for about $3,243 a month.

Approximate estimates for informational purposes only, not financial advice. Assumes a new 30-year fixed mortgage at the rate shown; actual rent, payments, and equity will vary by loan terms and market conditions. Consult a licensed professional before deciding.

Rent vs own: 24 15099 28 Avenue

Rent vs own

Owning catches up by year 10

With 20% down ($174,920) at 4.45%: renting is cheaper at first, but principal paydown closes the gap

Principal paid off by year 5 $62,351

Principal paid off by year 10 $140,207

Assumes 20% down payment, 4.45% fixed rate, 30-year amortization. Rent line = full rent (money gone). Own line = interest + property tax + fees, excluding principal (money you keep as equity). No appreciation, investment returns or transaction costs included.

Renting 24 15099 28 Avenue, Surrey is cheaper at first, but owning catches up by year 10, with $62,351 of principal paid off by year 5 and $140,207 by year 10.