Home Surrey, BC Elgin Chantrell The Gardens 2 15099 28 Avenue

2 15099 28 Ave, Surrey BC - Townhouse for Sale - MLS# R3155247

46 days on the market

$869,000

Est. Mortgage $3,844/mo

Listing updated: Aug 24, 2026 at 11:02am

EstateBlock checked: Sep 28, 2026 at 11:45am

The Gardens

3 Beds

3 Baths

1964 sqft

442 $ /sqft

532.35 $ Maint. fee

1995 built

46 days on the market

$869,000

Est. $3,844/mo with 20% down

Listing updated: Aug 24, 2026 at 11:02am

EstateBlock checked: Sep 28, 2026 at 11:45am

Photos

Exterior Front Photo of 2 15099 28 Avenue, Surrey, BC

Exterior Rear Photo of 2 15099 28 Avenue, Surrey, BC

Living Room Photo of 2 15099 28 Avenue, Surrey, BC

Family Room Photo of 2 15099 28 Avenue, Surrey, BC

Dining Area Photo of 2 15099 28 Avenue, Surrey, BC

Kitchen Photo of 2 15099 28 Avenue, Surrey, BC

Kitchen Island Photo of 2 15099 28 Avenue, Surrey, BC

Pantry Photo of 2 15099 28 Avenue, Surrey, BC

Breakfast Nook Photo of 2 15099 28 Avenue, Surrey, BC

Primary Bedroom Photo of 2 15099 28 Avenue, Surrey, BC

Primary Bathroom Photo of 2 15099 28 Avenue, Surrey, BC

Walk-In Closet Photo of 2 15099 28 Avenue, Surrey, BC

Bedroom 2 Photo of 2 15099 28 Avenue, Surrey, BC

Bedroom 3 Photo of 2 15099 28 Avenue, Surrey, BC

Bedroom 4 Photo of 2 15099 28 Avenue, Surrey, BC

Guest Bathroom Photo of 2 15099 28 Avenue, Surrey, BC

Powder Room Photo of 2 15099 28 Avenue, Surrey, BC

Office / Den Photo of 2 15099 28 Avenue, Surrey, BC

Loft / Bonus Room Photo of 2 15099 28 Avenue, Surrey, BC

Basement Recreation Room Photo of 2 15099 28 Avenue, Surrey, BC

Laundry Room Photo of 2 15099 28 Avenue, Surrey, BC

Mudroom Photo of 2 15099 28 Avenue, Surrey, BC

Entry Foyer Photo of 2 15099 28 Avenue, Surrey, BC

Hallway Photo of 2 15099 28 Avenue, Surrey, BC

Staircase Photo of 2 15099 28 Avenue, Surrey, BC

Beautifully maintained & move-in ready, this townhome is nestled in a quiet, well-kept community of just 32 homes. The complex is gated & the current owners have truly enjoyed the community atmosphere, lush gardens & convenient location. The home boasts a new kitchen w/ modern countertops & fresh paint throughout, giving it a refreshed & inviting feel. The main floor features a spacious primary bedroom & seamless flow of laminate flooring throughout (except in the kitchen and baths). Upstairs you’ll find 2 additional bedrooms and full bath along with a large finished games room featuring 2 skylights. This flexible space could serve as a playroom, office or additional storage—endless possibilities! The home is equipped with in-floor radiant heating on the main level & H/W baseboard heating.

Interior Features

Basement Finished Area (sqft)	0
Basement Features	Crawl Space
Appliances Included	Washer/Dryer, Dishwasher, Refrigerator, Stove
Fireplace	1
Heating Type	Hot Water, Natural Gas, Radiant
Laundry	In Unit
# of Kitchens	1
Flooring	Wall/Wall/Mixed
Foundation	Concrete Perimeter

Exterior Features

Roof	Asphalt
Structures	Residential Attached

Building Details

Price	$869,000
Total Bedrooms	3
Total Bathrooms	3
Full Bathrooms	2
Half Bathrooms	1
Floor Area Total (sqft)	1964
Year Built	1995
Age Of Building	31
Building Type	Townhouse
Property Type	Residential
Architecture Style	Rancher/Bungalow w/Loft
Stories	1
Building Amenities	Clubhouse, Trash, Maintenance Grounds, Management, Snow Removal
Building Name	The Gardens
Ownership Type	Freehold Strata
Maintenance Fee	$532.35
Community Features	Gated, Shopping Nearby
Amenities Nearby	Clubhouse, Trash, Maintenance Grounds, Management, Snow Removal
Utility Type	Electricity Connected, Natural Gas Connected, Water Connected
Utility Sewer	Public Sewer, Sanitary Sewer, Storm Sewer
Water (WaterSource)	Public
Parking Type	Garage Double, Guest, Front Access
Total Parking Spaces	2
Strata Restrictions	Pets Allowed w/Rest.,Rentals Allowed
Pet Restrictions	Cats OK, Dogs OK, Number Limit (One), Yes With Restrictions
Rental Restrictions	100
Rental Suites	None

Lot & Land

MLS^® #	R3155247
Area	South Surrey White Rock
Neighbourhood	Elgin Chantrell
City	Surrey
Postal Code	V4P 1P3
Gross Taxes	$3,965.66
Zoning	MR1

Property Timeline

Status	Date	Price
R3155247 / Active	08-13-2026	$869,000
to view full Property History (2 earlier records)

Rooms

Floor	Type	Dimensions
Main Level	Living Room	12' x 12' ft
Main Level	Dining Room	10'5 x 10'5 ft
Main Level	Kitchen	10' x 10' ft
Main Level	Family Room	17'9 x 17'9 ft
Main Level	Primary Bedroom	12'6 x 12'6 ft
Above Level	Bedroom	12'6 x 12'6 ft
Above Level	Bedroom	12'6 x 12'6 ft
Above Level	Games Room	15'6 x 15'6 ft

Bathrooms

Floor	Ensuite	Pieces
Main Level	No	#2
Above Level	No	#4
Above Level	Yes	#4

Listed by: RE/MAX Treeland Realty

NOTE: This representation is based in whole or in part on data generated by the Chilliwack & District Real Estate Board, Fraser Valley Real Estate Board or Greater Vancouver REALTORS^® which assumes no responsibility for its accuracy.

Map & Neighbourhood

Public Schools

Secondary
Semiahmoo Secondary School: Above Average 2.18 km 8/10
Elementary
Semiahmoo Trail Elementary School: Above Average 1.08 km 7.3/10

Information includes BC Government Open License data; school details change often and are offered solely as general guidance.

Private Schools

Elementary
Star of the Sea School: Above Average 0.9 km 8.7/10
Elementary, Secondary
White Rock Christian Academy: Above Average 1.16 km 8.9/10

Closest Transit

Bus Stop
Southbound King George Blvd @ 28 Ave: 0.15 km
Skytrain
Skytrain @ Hillcrest/ 184 st Station ( Under Construction till 2029): 10.75 km

Crime Rate

Total Crime Rate: Average
Violent Crime Rate: Below Average
Property Crime Rate: Average

Demographics

Post-Secondary Education: Above Average 33.1%
No Certificate/Degree: Below Average 9.8%
Owner Occupied: Below Average 42.4%
Employment Rate: Below Average 47.5%

Noise/ Power Lines

Road/Hwy Noise: Possible
Railway/Sky train Noise: Unlikely
Airport/Port Noise: Unlikely
Close to major Power Lines: Unlikely

Other

Agricultural Land Reserve (ALR): Unlikely
Flood Area: Unlikely
Close to Cemeteries: Possible

Sell Speed & Competition

42 / 100

Overall sell-speed score

May take longer

Price competition grade

Avg comparable: $871,607

Buyer's

Market conditions

Buyer's market — more supply than demand

Flood Risk (FEMA/BC)

Unlikely — not in floodplain

Railway / Skytrain noise

Unlikely — 10.75 km from station

Road / Highway noise

Possible — major road nearby

Airport noise (YVR)

Unlikely

Power lines proximity

Unlikely

ALR (Agricultural Land Reserve)

No — not in ALR

How ELGIN CHANTRELL compares

This property

46 DOM

Listed

Elgin Chantrell avg

—

Surrey avg

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2 15099 28 Avenue has a sell-speed score of 42/100, placing it in the "May take longer than the area average to sell" band. The listing is priced 0.3% below comparable active properties in Elgin Chantrell, which is a strong competitive signal. The local market is currently a Buyer's Market with a sales-to-active ratio of 11.8% — buyers have more leverage. With only 280 competing homes currently listed, this property has significant competition. Based on these signals, EstateBlock predicts this listing is could take longer than the area average to sell.

Climate Risk for V4P 1P3

Natural hazards vary by location and can change over time. The following provides a summary of potential impacts to this area, postal code V4P 1P3, over the next 30 years. Projections use the 2041–2070 period (2050s) under a moderate emissions scenario (SSP2-4.5).

Flood Lower Risk

Outside of designated flood hazard zones. Under 10% of buildings in this area have flood risk over the next 30 years.

Fire Low

Located within the "Vancouver" WUI zone (Risk Class 5 — Low). Based on BC Wildfire Service provincial WUI Risk Class mapping; not a site-specific assessment.

Air Quality A / Excellent

Annual avg PM2.5 4.6 µg/m³ — meets WHO 2021 guideline (BC ENV 2024). Nearest station: Surrey East, Surrey (~11.9 km). Annual avg AQHI 1.8 — Low Risk.

Heat Moderate

Surrey currently sees ~1 day above 30 °C per year (1981–2010 baseline), projected to rise to ~8 by the 2050s (SSP2-4.5 moderate emissions). Hottest day of the year: ~30 °C baseline, ~32.5 °C projected. Tropical nights (>18 °C): ~0 baseline, ~3 projected.

Precipitation Increasing

Annual precipitation ~1516 mm (1981–2010 baseline), projected ~1574 mm by the 2050s. Extreme 1-day rainfall: ~51.5 mm baseline, ~57.1 mm projected. Values vary modestly across the Lower Mainland.

Drought Stable

Longest annual dry spell (consecutive dry days): ~23 days baseline, ~24 days projected for the 2050s. CDD is used as a regional drought proxy; drought risk varies modestly across the Lower Mainland.

Nearby Restaurants, Cafes & Shops

Shopping (32 nearby)

Sew fit alterations · 241 m · Clothes
Haute nails · 268 m · Beauty Shop
Casbah day spa · 280 m · Beauty Shop

Restaurants (29 nearby)

Krispy samosa · 225 m · Restaurant
Eggcetra breakfast cafe · 249 m · Restaurant
é¢å menz noodle house · 261 m · Restaurant

Groceries (10 nearby)

Save-on-foods · 421 m · Supermarket
Fruticana · 439 m · Supermarket
Clancy's meat co. · 443 m · Butcher

Cafes (7 nearby)

Kaffina coffee · 284 m · Cafe
Chatime · 312 m · Cafe
Rosie's country cafe · 397 m · Cafe

Healthcare (1 nearby)

London drugs · 962 m · Healthcare

Transit (1 nearby)

Bus stop westbound 32 ave @ 154 st · 1000 m · Transit

Schools NearBy

15 Schools are within 3km

School	Type	Grades Served	Catchment Info	Rating	Distance
Star of the Sea School	Independent	Grades Served K-7	Catchment Info —	8.7 / 10	Distance 902 m
Star of the Sea	Independent	Grades Served —	Catchment Info —	4.6 / 10	Distance 982 m
Semiahmoo Trail Elementary School	Public	Grades Served K-7	Catchment Info In Catchment	7.3 / 10	Distance 1.08 KM
White Rock Christian Academy	Independent	Grades Served K-12	Catchment Info —	8.9 / 10	Distance 1.16 KM
South Surrey White Rock Learning Centre	Public	Grades Served 10-12	Catchment Info —	3.8 / 10	Distance 1.44 KM
Morgan Elementary School	Public	Grades Served K-7	Catchment Info —	7.2 / 10	Distance 1.61 KM
Jessie Lee Elementary School	Public	Grades Served K-7	Catchment Info —	5.2 / 10	Distance 1.73 KM
Rosemary Heights Elementary School	Public	Grades Served K-7	Catchment Info —	6.8 / 10	Distance 1.74 KM
Sunnyside Elementary School	Public	Grades Served K-7	Catchment Info —	6.3 / 10	Distance 1.77 KM
Newbridge Academy	Independent	Grades Served —	Catchment Info —	8.1 / 10	Distance 1.86 KM
Southridge School	Independent	Grades Served K-12	Catchment Info —	10.0 / 10	Distance 1.97 KM
Semiahmoo Secondary School	Public	Grades Served 8-12	Catchment Info In Catchment	8.0 / 10	Distance 2.18 KM
H T Thrift Elementary School	Public	Grades Served K-7	Catchment Info —	6.8 / 10	Distance 2.34 KM
Bayridge Elementary	Public	Grades Served —	Catchment Info —	6.7 / 10	Distance 2.75 KM
Chantrell Creek Elementary School	Public	Grades Served K-7	Catchment Info —	7.8 / 10	Distance 2.76 KM

Walkability & Transit Near 2 15099 28 Avenue

Car-Dependent 77

Walk Score - Very Walkable

Most errands can be accomplished on foot

Some Transit 53

Transit Score - Good Transit

Many nearby public transportation options

Somewhat
Bikeable 61

Bike Score - Bikeable

Some bike infrastructure

BC Assessment Value — 2 15099 28 Avenue

2026 assessed value, sourced from City of Surrey open data (PID 019-199-244).

Total Assessed Value (2026)

$896,000

2026 Value Trend

Land

$658,000

Buildings

$238,000

Year Built

N/A

Class

N/A

Zoning

RM10

Property Tax

N/A

Year	Land	Improvements	Total Assessed	YOY Change
2026	$658,000	$238,000	$896,000	—

Mortgage Calculator for 2 15099 28 Avenue

Home Price

Down Payment

Down Payment (percent)

Interest Rate

Loan Type

/month

Principal & Interest

Property Taxes $330

Maintenance fee 532.35

Based on a 30-year fixed at 4% interest with 20% down ($173,800), the estimated monthly payment for this listing is $4,181/month — $3,319 principal & interest, $330 property tax, $532 maintenance fee.

or Call 778-918-5990

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Listing data last synced: Aug 24, 2026

Investment Cashflow Calculator

Property Tax (Monthly)

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Maintenance Fee

Rental Income

Vacancy Rate

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Break Even Down Payment 0%

Cap Rate

Cash on Cash

At an estimated rental income of $3,061/month, this property runs a $1,175/month shortfall after mortgage and carrying costs. Break-even requires approximately 49% down.

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Estateblock Rent Estimate for 2 15099 28 Avenue, Surrey

Buy Vs Rent Calculator

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Approximate estimates for informational purposes only, not financial advice. Assumes a new 30-year fixed mortgage at the rate shown; actual rent, payments, and equity will vary by loan terms and market conditions. Consult a licensed professional before deciding.