Home White Rock, BC White Rock 1087 Finlay Street

1087 Finlay St, White Rock BC - Single Family Residence for Sale - MLS# R3161422

3 days on the market

$2,690,000

Est. Mortgage $11,901/mo

Listing updated: Sep 3, 2026 at 07:26pm

EstateBlock checked: Sep 6, 2026 at 06:45am

6 Beds

7 Baths

5694 sqft

472 $ /sqft

2007 built

NEW

3 days on the market

$2,690,000

Est. $11,901/mo with 20% down

Listing updated: Sep 3, 2026 at 07:26pm

EstateBlock checked: Sep 6, 2026 at 06:45am

Photos

Exterior Front Photo of 1087 Finlay Street, White Rock, BC

Exterior Rear Photo of 1087 Finlay Street, White Rock, BC

Living Room Photo of 1087 Finlay Street, White Rock, BC

Family Room Photo of 1087 Finlay Street, White Rock, BC

Dining Area Photo of 1087 Finlay Street, White Rock, BC

Kitchen Photo of 1087 Finlay Street, White Rock, BC

Kitchen Island Photo of 1087 Finlay Street, White Rock, BC

Pantry Photo of 1087 Finlay Street, White Rock, BC

Breakfast Nook Photo of 1087 Finlay Street, White Rock, BC

Primary Bedroom Photo of 1087 Finlay Street, White Rock, BC

STUNNING 6 BEDROOM 7BTH OCEAN VIEW HOME with expansive 5,700 square feet of amazing living area. Elevator! Tucked at the end of a private street with only one neighbour, this property delivers the pinnacle of White Rock lifestyle, showcasing breathtaking panoramic ocean & mountain views. The upper level is ideal for hosting, with beautiful sundecks, automated retractable awning, & an open concept layout that flows seamlessly to the outdoors. The main floor presents a smart layout where every bedroom features its own ensuite, plus a grand primary suite serving as a peaceful sanctuary with walk in closet and spa like ensuite. Captivating ocean outlooks across the water and coastline! 4 levels of luxury living including theatre room & wet bar. 2BR Legal suite perfect for Air B & B revenue.

Interior Features

Basement Finished Area (sqft)	1643
Basement Features	Full
Appliances Included	Washer/Dryer, Dishwasher, Refrigerator, Stove
Interior Features	Elevator, Guest Suite, Storage, Central Vacuum, Wet Bar
Fireplace	3
Heating Type	Electric, Natural Gas
Cooling	Central Air
# of Kitchens	2
Flooring	Hardwood, Tile, Wall/Wall/Mixed
Foundation	Concrete Perimeter

Exterior Features

Exterior Features	Balcony
View Description	Stunning Ocean & Mountain View
Roof	Torch-On
Structures	Residential Detached

Building Details

Price	$2,690,000
Total Bedrooms	6
Total Bathrooms	7
Full Bathrooms	6
Half Bathrooms	1
Floor Area Total (sqft)	5694
Year Built	2007
Age Of Building	19
Building Type	Single Family Residence
Property Type	Residential
Stories	3
Building Amenities	Sauna/Steam Room
Ownership Type	Freehold NonStrata
Community Features	Shopping Nearby
Amenities Nearby	Sauna/Steam Room
Utility Type	Electricity Connected, Natural Gas Connected, Water Connected
Utility Sewer	Public Sewer, Sanitary Sewer, Storm Sewer
Water (WaterSource)	Public
Parking Type	Additional Parking, Garage Double
Total Parking Spaces	2
Rental Suites	Legal Suite

Lot & Land

Lot Size	6264
Lot Size Depth	Feet
Lot Size Frontage	56
MLS^® #	R3161422
Area	South Surrey White Rock
Neighbourhood	White Rock
City	White Rock
Postal Code	V4B 4K7
Gross Taxes	$14,012.54
Zoning	RES

Property Timeline

Status	Date	Price
R3161422 / Active	09-03-2026	$2,690,000
to view full Property History (5 earlier records)

Rooms

Floor	Type	Dimensions
Above Level	Living Room	18'2 x 18'2 ft
Above Level	Dining Room	18'7 x 18'7 ft
Above Level	Kitchen	15'10 x 15'10 ft
Above Level	Pantry	4'9 x 4'9 ft
Above Level	Eating Area	18'2 x 18'2 ft

Bathrooms

Floor	Ensuite	Pieces
Above Level	No	#2
Main Level	Yes	#5
Main Level	Yes	#3
Main Level	Yes	#3
Below	No	#4

Listed by: Macdonald Realty (White Rock)

NOTE: This representation is based in whole or in part on data generated by the Chilliwack & District Real Estate Board, Fraser Valley Real Estate Board or Greater Vancouver REALTORS^® which assumes no responsibility for its accuracy.

Map & Neighbourhood

Public Schools

Elementary
White Rock Elementary School: Average 0.79 km 5.9/10

Information includes BC Government Open License data; school details change often and are offered solely as general guidance.

Private Schools

Elementary
Newbridge Academy: Above Average 1.89 km 8.1/10
Elementary, Secondary
White Rock Christian Academy: Above Average 2.55 km 8.9/10

Closest Transit

Bus Stop
Eastbound Buena Vista Ave @ Maple St: 0.25 km
Skytrain
Skytrain @ Clayton Station ( Under Construction till 2029): 13.02 km

Crime Rate

Total Crime Rate: Above Average
Violent Crime Rate: Average
Property Crime Rate: Above Average

Demographics

Post-Secondary Education: Average 27%
No Certificate/Degree: Below Average 7.3%
Owner Occupied: Below Average 53.4%
Employment Rate: Below Average 45.3%

Noise/ Power Lines

Road/Hwy Noise: Possible
Railway/Sky train Noise: Unlikely
Airport/Port Noise: Unlikely
Close to major Power Lines: Unlikely

Other

Agricultural Land Reserve (ALR): Unlikely
Flood Area: Unlikely
Close to Cemeteries: Unlikely

Sell Speed & Competition

No data

Overall sell-speed score

Moderate pace expected

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Price competition grade

No comparable data

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Market conditions

Market conditions unavailable

Flood Risk (FEMA/BC)

Unlikely — not in floodplain

Railway / Skytrain noise

Unlikely — 13.02 km from station

Road / Highway noise

Possible — major road nearby

Airport noise (YVR)

Unlikely

Power lines proximity

Unlikely

ALR (Agricultural Land Reserve)

No — not in ALR

How WHITE ROCK compares

This property

3 DOM

Listed

White Rock avg

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White Rock avg

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1087 Finlay Street has a sell-speed score of 48/100, placing it in the "Expected to sell at a moderate pace" band. The listing is has limited comparable pricing data available. Based on these signals, EstateBlock predicts this listing is may take several weeks to attract serious offers.

Climate Risk for V4B 4K7

Natural hazards vary by location and can change over time. The following provides a summary of potential impacts to this area, postal code V4B 4K7, over the next 30 years. Projections use the 2041–2070 period (2050s) under a moderate emissions scenario (SSP2-4.5).

Flood Lower Risk

Outside of designated flood hazard zones. Under 10% of buildings in this area have flood risk over the next 30 years.

Fire Low

Located within the "Vancouver" WUI zone (Risk Class 5 — Low). Based on BC Wildfire Service provincial WUI Risk Class mapping; not a site-specific assessment.

Air Quality A / Excellent

Annual avg PM2.5 4.6 µg/m³ — meets WHO 2021 guideline (BC ENV 2024). Nearest station: Surrey East, Surrey (~14.2 km). Annual avg AQHI 1.8 — Low Risk.

Heat Low

White Rock currently sees ~0 days above 30 °C per year (1981–2010 baseline), projected to rise to ~5 by the 2050s (SSP2-4.5 moderate emissions). Hottest day of the year: ~29.3 °C baseline, ~31.8 °C projected. Tropical nights (>18 °C): ~0 baseline, ~1 projected.

Precipitation Increasing

Annual precipitation ~1323 mm (1981–2010 baseline), projected ~1376 mm by the 2050s. Extreme 1-day rainfall: ~46.4 mm baseline, ~51.1 mm projected. Values vary modestly across the Lower Mainland.

Drought Stable

Longest annual dry spell (consecutive dry days): ~25 days baseline, ~26 days projected for the 2050s. CDD is used as a regional drought proxy; drought risk varies modestly across the Lower Mainland.

Nearby Restaurants, Cafes & Shops

Restaurants (18 nearby)

Coney island fish and chips · 500 m · Restaurant
Prairie donair · 500 m · Fast Food
Moby dick · 501 m · Fast Food

Shopping (10 nearby)

Grand bazaar istanbul · 500 m · Jeweller
Sandcastle sea shoppe · 505 m · Gift Shop
Angels ice cream · 521 m · Gift Shop

Cafes (6 nearby)

Leieve tea · 546 m · Cafe
Finlay's east beach café · 558 m · Cafe
Verandah cafe by the beach · 712 m · Cafe

Groceries (5 nearby)

Beaver tails · 501 m · Bakery
Marine drive liquor store · 515 m · Beverages
White rock convenience store · 530 m · Convenience

Healthcare (1 nearby)

White rock pharmacy · 979 m · Healthcare

Transit (1 nearby)

Bus stop westbound marine dr @ 15100 block · 905 m · Transit

Schools NearBy

14 Schools are within 3km

School	Type	Grades Served	Catchment Info	Rating	Distance
Peace Arch Elementary School	Public	Grades Served K-7	Catchment Info —	5.9 / 10	Distance 747 m
White Rock Elementary	Public	Grades Served —	Catchment Info —	5.9 / 10	Distance 774 m
White Rock Elementary School	Public	Grades Served K-7	Catchment Info In Catchment	5.9 / 10	Distance 789 m
Peace Arch Elementary	Public	Grades Served —	Catchment Info —	5.9 / 10	Distance 795 m
South Meridian Elementary School	Public	Grades Served K-7	Catchment Info —	5.4 / 10	Distance 1.38 KM
Earl Marriott Secondary	Public	Grades Served —	Catchment Info —	9.6 / 10	Distance 1.69 KM
Newbridge Academy	Independent	Grades Served —	Catchment Info —	8.1 / 10	Distance 1.89 KM
Jessie Lee Elementary School	Public	Grades Served K-7	Catchment Info —	5.2 / 10	Distance 2.04 KM
H T Thrift Elementary School	Public	Grades Served K-7	Catchment Info —	6.8 / 10	Distance 2.10 KM
Semiahmoo Secondary School	Public	Grades Served 8-12	Catchment Info —	8.0 / 10	Distance 2.25 KM
White Rock Christian Academy	Independent	Grades Served K-12	Catchment Info —	8.9 / 10	Distance 2.55 KM
South Surrey White Rock Learning Centre	Public	Grades Served 10-12	Catchment Info —	3.8 / 10	Distance 2.57 KM
Star of the Sea	Independent	Grades Served —	Catchment Info —	4.6 / 10	Distance 2.80 KM
Star of the Sea School	Independent	Grades Served K-7	Catchment Info —	8.7 / 10	Distance 2.88 KM

Walkability & Transit Near 1087 Finlay Street

Car-Dependent 80

Walk Score - Very Walkable

Most errands can be accomplished on foot

Some Transit 0

Transit Score - Minimal Transit

It is possible to get on a bus

Somewhat
Bikeable 35

Bike Score - Somewhat Bikeable

Minimal bike infrastructure

Mortgage Calculator for 1087 Finlay Street

Home Price

Down Payment

Down Payment (percent)

Interest Rate

Loan Type

/month

Principal & Interest

Property Taxes $1,168

Maintenance fee 0

A 20% down payment of $538,000 on this $2,690,000 listing yields an estimated mortgage of $10,274/month (30-year fixed, 4%). Total estimated housing cost: $11,442/month, $1,168 property tax.

or Call 778-918-5990

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Listing data last synced: Sep 3, 2026

Investment Cashflow Calculator

Property Tax (Monthly)

Basic Insurance Cost

Rental Income

Vacancy Rate

Down Payment

Down Payment (percent)

/month

Mortgage Payment

Monthly Payment

Break Even Down Payment 0%

Cap Rate

Cash on Cash

With $7,396/month in estimated rental income against $11,666/month in mortgage payments, the monthly cashflow is -$4,270/month. A 54% down payment would reach break-even.

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Estateblock Rent Estimate for 1087 Finlay Street, White Rock

Buy Vs Rent Calculator

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Approximate estimates for informational purposes only, not financial advice. Assumes a new 30-year fixed mortgage at the rate shown; actual rent, payments, and equity will vary by loan terms and market conditions. Consult a licensed professional before deciding.