Home White Rock, BC White Rock 3 1426 Finlay Street

3 1426 Finlay St, White Rock BC - Single Family Residence for Sale - MLS# R3146828

53 days on the market

$1,536,000

Est. Mortgage $6,795/mo

Listing updated: Aug 26, 2026 at 11:05am

EstateBlock checked: Sep 6, 2026 at 04:45am

5 Beds

6 Baths

3222 sqft

477 $ /sqft

116.43 $ Maint. fee

2015 built

53 days on the market

$1,536,000

Est. $6,795/mo with 20% down

Listing updated: Aug 26, 2026 at 11:05am

EstateBlock checked: Sep 6, 2026 at 04:45am

Photos

Exterior Front Photo of 3 1426 Finlay Street, White Rock, BC

Exterior Rear Photo of 3 1426 Finlay Street, White Rock, BC

Living Room Photo of 3 1426 Finlay Street, White Rock, BC

Family Room Photo of 3 1426 Finlay Street, White Rock, BC

Dining Area Photo of 3 1426 Finlay Street, White Rock, BC

Kitchen Photo of 3 1426 Finlay Street, White Rock, BC

Kitchen Island Photo of 3 1426 Finlay Street, White Rock, BC

Pantry Photo of 3 1426 Finlay Street, White Rock, BC

Breakfast Nook Photo of 3 1426 Finlay Street, White Rock, BC

Primary Bedroom Photo of 3 1426 Finlay Street, White Rock, BC

Truly detached home with a legal suite and effortless lock-and-leave living. Great for downsizers, upsizers and relocating. Perfect for medical professionals. Escape high townhouse fees and endless yard work. On a quiet lot with a tiny $116/mo fee, this 5-bed, 6-bath home offers detached privacy with zero exterior maintenance. Sprawling principal rooms lead to a chef-inspired kitchen, while upstairs features oversized bedrooms and private balconies. INCOME / MULTI-GEN: High-ceiling legal suite with a private entrance—perfect for an upscale mortgage helper, adult kids, or in-laws. Walk 3 mins to Peace Arch Hospital (excellent for medical professionals) or stroll to the beach. Semiahmoo Secondary (IB Program) catchment. The perfect balance of space, income, and freedom.

Interior Features

Basement Finished Area (sqft)	889
Basement Features	Full, Finished
Appliances Included	Washer, Dryer, Dishwasher, Disposal
Fireplace	2
Heating Type	Baseboard, Forced Air
Laundry	In Unit
# of Kitchens	2
Flooring	Laminate, Tile, Carpet
Foundation	Concrete Perimeter

Exterior Features

Exterior Features	Balcony
Roof	Asphalt
Structures	Residential Detached

Building Details

Price	$1,536,000
Total Bedrooms	5
Total Bathrooms	6
Full Bathrooms	5
Half Bathrooms	1
Floor Area Total (sqft)	3222
Year Built	2015
Age Of Building	11
Building Type	Single Family Residence
Property Type	Residential
Stories	2
Building Amenities	Snow Removal
Ownership Type	Freehold Strata
Maintenance Fee	$116.43
Amenities Nearby	Snow Removal
Utility Type	Community, Electricity Connected, Natural Gas Connected, Water Connected
Utility Sewer	Public Sewer, Sanitary Sewer, Storm Sewer
Water (WaterSource)	Public
Parking Type	Additional Parking, Garage Double, Rear Access, Concrete, Garage Door Opener
Total Parking Spaces	2
Strata Restrictions	No Restrictions
Rental Suites	Legal Suite

Lot & Land

Lot Size	2878
MLS^® #	R3146828
Area	South Surrey White Rock
Neighbourhood	White Rock
City	White Rock
Postal Code	V4B 4L5
Gross Taxes	$9,168.91
Zoning	RI-2

Property Timeline

Status	Date	Price
R3146828 / Active	07-15-2026	$1,536,000
to view full Property History (4 earlier records)

Rooms

Floor	Type	Dimensions
Main Level	Foyer	8'2 x 8'2 ft
Main Level	Living Room	13'2 x 13'2 ft
Main Level	Dining Room	12'7 x 12'7 ft
Main Level	Kitchen	18'10 x 18'10 ft
Main Level	Family Room	23'10 x 23'10 ft
Main Level	Office	10'5 x 10'5 ft
Above Level	Primary Bedroom	22'10 x 22'10 ft
Above Level	Walk-In Closet	4'8 x 4'8 ft
Above Level	Bedroom	11'3 x 11'3 ft
Above Level	Bedroom	11'3 x 11'3 ft
Below	Living Room	11'1 x 11'1 ft
Below	Kitchen	11'1 x 11'1 ft
Below	Bedroom	11'1 x 11'1 ft
Below	Bedroom	13'2 x 13'2 ft

Bathrooms

Floor	Ensuite	Pieces
Main Level	No	#2
Above Level	Yes	#4
Above Level	Yes	#4
Above Level	Yes	#4
Basement	No	#3

Listed by: Latitude Realty Inc. & Latitude Realty Inc.

NOTE: This representation is based in whole or in part on data generated by the Chilliwack & District Real Estate Board, Fraser Valley Real Estate Board or Greater Vancouver REALTORS^® which assumes no responsibility for its accuracy.

Map & Neighbourhood

Public Schools

Elementary
Peace Arch Elementary School: Average 0.53 km 5.9/10

Information includes BC Government Open License data; school details change often and are offered solely as general guidance.

Private Schools

Elementary
Newbridge Academy: Above Average 1.35 km 8.1/10
Elementary, Secondary
White Rock Christian Academy: Above Average 1.96 km 8.9/10

Closest Transit

Bus Stop
Eastbound Russell Ave @ Finlay St: 0.17 km
Skytrain
Skytrain @ Clayton Station ( Under Construction till 2029): 12.43 km

Crime Rate

Total Crime Rate: Above Average
Violent Crime Rate: Average
Property Crime Rate: Above Average

Demographics

Post-Secondary Education: Average 28.2%
No Certificate/Degree: Below Average 10.9%
Owner Occupied: Below Average 56.8%
Employment Rate: Average 59.9%

Noise/ Power Lines

Road/Hwy Noise: Possible
Railway/Sky train Noise: Unlikely
Airport/Port Noise: Unlikely
Close to major Power Lines: Unlikely

Other

Agricultural Land Reserve (ALR): Unlikely
Flood Area: Unlikely
Close to Cemeteries: Unlikely

Sell Speed & Competition

No data

Overall sell-speed score

Moderate pace expected

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Price competition grade

No comparable data

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Market conditions

Market conditions unavailable

Flood Risk (FEMA/BC)

Unlikely — not in floodplain

Railway / Skytrain noise

Unlikely — 12.43 km from station

Road / Highway noise

Possible — major road nearby

Airport noise (YVR)

Unlikely

Power lines proximity

Unlikely

ALR (Agricultural Land Reserve)

No — not in ALR

How WHITE ROCK compares

This property

53 DOM

Listed

White Rock avg

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White Rock avg

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3 1426 Finlay Street has a sell-speed score of 48/100, placing it in the "Expected to sell at a moderate pace" band. The listing is has limited comparable pricing data available. Based on these signals, EstateBlock predicts this listing is may take several weeks to attract serious offers.

Climate Risk for V4B 4L5

Natural hazards vary by location and can change over time. The following provides a summary of potential impacts to this area, postal code V4B 4L5, over the next 30 years. Projections use the 2041–2070 period (2050s) under a moderate emissions scenario (SSP2-4.5).

Flood Lower Risk

Outside of designated flood hazard zones. Under 10% of buildings in this area have flood risk over the next 30 years.

Fire Low

Located within the "Vancouver" WUI zone (Risk Class 5 — Low). Based on BC Wildfire Service provincial WUI Risk Class mapping; not a site-specific assessment.

Air Quality A / Excellent

Annual avg PM2.5 4.6 µg/m³ — meets WHO 2021 guideline (BC ENV 2024). Nearest station: Surrey East, Surrey (~13.6 km). Annual avg AQHI 1.8 — Low Risk.

Heat Low

White Rock currently sees ~0 days above 30 °C per year (1981–2010 baseline), projected to rise to ~5 by the 2050s (SSP2-4.5 moderate emissions). Hottest day of the year: ~29.3 °C baseline, ~31.8 °C projected. Tropical nights (>18 °C): ~0 baseline, ~1 projected.

Precipitation Increasing

Annual precipitation ~1323 mm (1981–2010 baseline), projected ~1376 mm by the 2050s. Extreme 1-day rainfall: ~46.4 mm baseline, ~51.1 mm projected. Values vary modestly across the Lower Mainland.

Drought Stable

Longest annual dry spell (consecutive dry days): ~25 days baseline, ~26 days projected for the 2050s. CDD is used as a regional drought proxy; drought risk varies modestly across the Lower Mainland.

Nearby Restaurants, Cafes & Shops

Restaurants (24 nearby)

Kappa japanese restaurant · 717 m · Restaurant
Dining wok shanghai restaurant · 769 m · Restaurant
Punje spice indian restaurant · 773 m · Restaurant

Shopping (20 nearby)

White rock pharmacy · 721 m · Pharmacy
Honeylush hair studio · 801 m · Hairdresser
Flowers & company · 826 m · Florist

Cafes (7 nearby)

Tim hortons · 347 m · Cafe
Bean around the world coffees · 813 m · Cafe
Chez christophe · 869 m · Cafe

Groceries (6 nearby)

Hillcrest bakery and deli · 793 m · Bakery
The white rock bread box · 897 m · Greengrocer
White rock beach beer · 904 m · Beverages

Healthcare (3 nearby)

White rock pharmacy · 721 m · Healthcare
Rexall · 858 m · Healthcare
Family care pharmacy · 888 m · Healthcare

Transit (1 nearby)

Bus stop southbound johnston rd @ buena vista ave · 929 m · Transit

Schools NearBy

17 Schools are within 3km

School	Type	Grades Served	Catchment Info	Rating	Distance
Peace Arch Elementary School	Public	Grades Served K-7	Catchment Info In Catchment	5.9 / 10	Distance 528 m
Peace Arch Elementary	Public	Grades Served —	Catchment Info —	5.9 / 10	Distance 660 m
White Rock Elementary	Public	Grades Served —	Catchment Info —	5.9 / 10	Distance 769 m
White Rock Elementary School	Public	Grades Served K-7	Catchment Info —	5.9 / 10	Distance 788 m
South Meridian Elementary School	Public	Grades Served K-7	Catchment Info —	5.4 / 10	Distance 1.26 KM
Earl Marriott Secondary	Public	Grades Served —	Catchment Info —	9.6 / 10	Distance 1.34 KM
Newbridge Academy	Independent	Grades Served —	Catchment Info —	8.1 / 10	Distance 1.35 KM
Jessie Lee Elementary School	Public	Grades Served K-7	Catchment Info —	5.2 / 10	Distance 1.39 KM
H T Thrift Elementary School	Public	Grades Served K-7	Catchment Info —	6.8 / 10	Distance 1.83 KM
South Surrey White Rock Learning Centre	Public	Grades Served 10-12	Catchment Info —	3.8 / 10	Distance 1.91 KM
Semiahmoo Secondary School	Public	Grades Served 8-12	Catchment Info —	8.0 / 10	Distance 1.93 KM
White Rock Christian Academy	Independent	Grades Served K-12	Catchment Info —	8.9 / 10	Distance 1.96 KM
Star of the Sea	Independent	Grades Served —	Catchment Info —	4.6 / 10	Distance 2.24 KM
Star of the Sea School	Independent	Grades Served K-7	Catchment Info —	8.7 / 10	Distance 2.31 KM
Southridge School	Independent	Grades Served K-12	Catchment Info —	10.0 / 10	Distance 2.61 KM
Bayridge Elementary	Public	Grades Served —	Catchment Info —	6.7 / 10	Distance 2.85 KM
Sunnyside Elementary School	Public	Grades Served K-7	Catchment Info —	6.3 / 10	Distance 2.97 KM

Walkability & Transit Near 3 1426 Finlay Street

Car-Dependent 77

Walk Score - Very Walkable

Most errands can be accomplished on foot

Some Transit 0

Transit Score - Minimal Transit

It is possible to get on a bus

Somewhat
Bikeable 71

Bike Score - Very Bikeable

Biking is convenient for most trips

Mortgage Calculator for 3 1426 Finlay Street

Home Price

Down Payment

Down Payment (percent)

Interest Rate

Loan Type

/month

Principal & Interest

Property Taxes $764

Maintenance fee 116.43

With a 20% down payment, buyers can expect an estimated $6,746/month in total housing costs on this $1,536,000 property — $5,866 mortgage payment, $764 property tax, $116 maintenance fee.

or Call 778-918-5990

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Listing data last synced: Aug 26, 2026

Investment Cashflow Calculator

Property Tax (Monthly)

Basic Insurance Cost

Maintenance Fee

Rental Income

Vacancy Rate

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/month

Mortgage Payment

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Break Even Down Payment 0%

Cap Rate

Cash on Cash

Based on $5,009/month estimated rent and $6,797/month in total housing costs, this property has a -$1,788/month cashflow. Break-even down payment: approximately 45%.

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Estateblock Rent Estimate for 3 1426 Finlay Street, White Rock

Buy Vs Rent Calculator

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Approximate estimates for informational purposes only, not financial advice. Assumes a new 30-year fixed mortgage at the rate shown; actual rent, payments, and equity will vary by loan terms and market conditions. Consult a licensed professional before deciding.