931 Finlay St, White Rock BC - Single Family Residence for Sale - MLS# R3021732

431 days on the market
$998,000
Est. Mortgage $4,415/mo
Listing updated:
EstateBlock checked:
East Beach
3 Beds
2 Baths
1337 sqft
746 $ /sqft
30.0% price reduction 23.4% cheaper than comps
431 days on the market
$998,000
$1,425,000
Est. $4,415/mo with 20% down
Listing updated:
EstateBlock checked:

Property Details for 931 Finlay Street

30.0% price reduction 23.4% cheaper than comps

**BUILDERS AND INVESTORS ALERT** Two Quaint Cottage Style Homes are located on a Huge 5,185 sqft VIEW LOT in the Desirable East Beach Area of White Rock. Features of this Unique Property: Quiet Corner Lot, Lane Access, Plenty of Parking, backing onto Lower Finlay Park. Steps away is the Vibrant Seaside of White Rock Beach where you will stroll the Promenade, Kayak, Paddle Board or Explore the Tidal Pools. There are an array of Shops and Restaurants, and Quick access to HWY 99 for Commuters. There are 2 Charming Homes situated on this lot, one has 2 Bedrms+Den+1 Bath while the other is 1 Bedrm+1 Bath. Build Your Dream Home and capture an incredible Ocean, Valley, Island, Sunset & Mount Baker Views or enjoy the aspects of an awesome Investment.

Interior Features

Basement Finished Area (sqft) 0
Basement Features None
Appliances Included Washer/Dryer, Refrigerator, Stove
Fireplace 1
Heating Type Forced Air, Natural Gas
Laundry In Unit
# of Kitchens 2
Flooring Mixed
Foundation Slab

Exterior Features

Exterior Features Garden
View Description OCEAN WITH NEW BUILD
Roof Asphalt
Structures Residential Detached

Building Details

Price $998,000
Total Bedrooms 3
Total Bathrooms 2
Full Bathrooms 2
Half Bathrooms 0
Floor Area Total (sqft) 1337
Age Of Building 999
Building Type Single Family Residence
Property Type Residential
Architecture Style Rancher/Bungalow
Stories 1
Building Name East Beach
Ownership Type Freehold NonStrata
Community Features Shopping Nearby
Utility Type Electricity Connected, Natural Gas Connected, Water Connected
Utility Sewer Public Sewer, Sanitary Sewer
Water (WaterSource) Public
Parking Type Open, Rear Access, Side Access
Total Parking Spaces 5

Lot & Land

Lot Size 5185
Lot Size Depth Feet
Lot Size Frontage 129.79
MLS® # R3021732
Area South Surrey White Rock
Neighbourhood White Rock
City White Rock
Postal Code V4B 4K5
Gross Taxes $5,762.98
Zoning RS2

Property Timeline

Status Date Price
R3021732 / Active 07-02-2025 $998,000
Rooms
Floor Type Dimensions
Main Level Living Room 14'0 x 14'0 ft
Main Level Kitchen 11'6 x 11'6 ft
Main Level Primary Bedroom 13'6 x 13'6 ft
Main Level Bedroom 8'6 x 8'6 ft
Main Level Den 8'0 x 8'0 ft
Bathrooms
Floor Ensuite Pieces
Main Level No #3
Main Level No #3

Listed by: Homelife Benchmark Titus Realty

NOTE: This representation is based in whole or in part on data generated by the Chilliwack & District Real Estate Board, Fraser Valley Real Estate Board or Greater Vancouver REALTORS® which assumes no responsibility for its accuracy.

Map & Neighbourhood

Public Schools

Elementary
White Rock Elementary School
Average 0.97 km 5.9/10

Information includes BC Government Open License data; school details change often and are offered solely as general guidance.

Private Schools

Elementary
Newbridge Academy
Above Average 2.16 km 8.1/10
Elementary, Secondary
White Rock Christian Academy
Above Average 2.84 km 8.9/10

Closest Transit

Bus Stop
Westbound Columbia Ave @ Maple St
0.09 km
Skytrain
Skytrain @ Clayton Station ( Under Construction till 2029)
13.28 km

Crime Rate

Total Crime Rate
Above Average
Violent Crime Rate
Average
Property Crime Rate
Above Average

Demographics

Post-Secondary Education
Average 27%
No Certificate/Degree
Below Average 7.3%
Owner Occupied
Below Average 53.4%
Employment Rate
Below Average 45.3%

Noise/ Power Lines

Road/Hwy Noise
Possible
Railway/Sky train Noise
Unlikely
Airport/Port Noise
Unlikely
Close to major Power Lines
Unlikely

Other

Agricultural Land Reserve (ALR)
Unlikely
Flood Area
Unlikely
Close to Cemeteries
Unlikely

Sell Speed & Competition

68 / 100
Overall sell-speed score
Likely within weeks
A+
Price competition grade
Avg comparable: $1,231,532
Market conditions
Market conditions unavailable
Flood Risk (FEMA/BC)
Unlikely — not in floodplain
Railway / Skytrain noise
Unlikely — 13.28 km from station
Road / Highway noise
Possible — major road nearby
Airport noise (YVR)
Unlikely
Power lines proximity
Unlikely
ALR (Agricultural Land Reserve)
No — not in ALR
How WHITE ROCK compares
This property
431 DOM
Listed
White Rock avg
White Rock avg

931 Finlay Street has a sell-speed score of 68/100, placing it in the "Expected to sell within weeks" band. The listing is priced 23.4% below comparable active properties in White Rock, which is a strong competitive signal. Based on these signals, EstateBlock predicts this listing is likely to sell within a few weeks.

Climate Risk for V4B 4K5

Natural hazards vary by location and can change over time. The following provides a summary of potential impacts to this area, postal code V4B 4K5, over the next 30 years. Projections use the 2041–2070 period (2050s) under a moderate emissions scenario (SSP2-4.5).

Flood Lower Risk

Outside of designated flood hazard zones. Under 10% of buildings in this area have flood risk over the next 30 years.

Fire Low

Located within the "Vancouver" WUI zone (Risk Class 5 — Low). Based on BC Wildfire Service provincial WUI Risk Class mapping; not a site-specific assessment.

Air Quality A / Excellent

Annual avg PM2.5 4.6 µg/m³ — meets WHO 2021 guideline (BC ENV 2024). Nearest station: Surrey East, Surrey (~14.5 km). Annual avg AQHI 1.8 — Low Risk.

Heat Low

White Rock currently sees ~0 days above 30 °C per year (1981–2010 baseline), projected to rise to ~5 by the 2050s (SSP2-4.5 moderate emissions). Hottest day of the year: ~29.3 °C baseline, ~31.8 °C projected. Tropical nights (>18 °C): ~0 baseline, ~1 projected.

Precipitation Increasing

Annual precipitation ~1323 mm (1981–2010 baseline), projected ~1376 mm by the 2050s. Extreme 1-day rainfall: ~46.4 mm baseline, ~51.1 mm projected. Values vary modestly across the Lower Mainland.

Drought Stable

Longest annual dry spell (consecutive dry days): ~25 days baseline, ~26 days projected for the 2050s. CDD is used as a regional drought proxy; drought risk varies modestly across the Lower Mainland.

Nearby Restaurants, Cafes & Shops

Restaurants (15 nearby)

  • Montgomery's cottage lunch · 225 m · Restaurant
  • New york hotdog & coffee · 230 m · Fast Food
  • Indian burgers joint · 231 m · Fast Food

Shopping (9 nearby)

  • Angels ice cream · 225 m · Gift Shop
  • Sandcastle sea shoppe · 232 m · Gift Shop
  • Grand bazaar istanbul · 242 m · Jeweller

Groceries (4 nearby)

  • Marine drive liquor store · 224 m · Beverages
  • White rock convenience store · 230 m · Convenience
  • Beaver tails · 256 m · Bakery

Cafes (4 nearby)

  • Leieve tea · 243 m · Cafe
  • Finlay's east beach café · 256 m · Cafe
  • Verandah cafe by the beach · 480 m · Cafe

Transit (1 nearby)

  • Bus stop southbound johnston rd @ buena vista ave · 973 m · Transit

Schools NearBy

12 Schools are within 3km

School Type Grades Served Catchment Info Rating Distance

White Rock Elementary

Public

Grades Served

Catchment Info

5.9 / 10

Distance

962 m

White Rock Elementary School

Public

Grades Served

K-7

Catchment Info

In Catchment
5.9 / 10

Distance

973 m

Peace Arch Elementary School

Public

Grades Served

K-7

Catchment Info

5.9 / 10

Distance

979 m

Peace Arch Elementary

Public

Grades Served

Catchment Info

5.9 / 10

Distance

995 m

South Meridian Elementary School

Public

Grades Served

K-7

Catchment Info

5.4 / 10

Distance

1.51 KM

Earl Marriott Secondary

Public

Grades Served

Catchment Info

9.6 / 10

Distance

1.89 KM

Newbridge Academy

Independent

Grades Served

Catchment Info

8.1 / 10

Distance

2.16 KM

H T Thrift Elementary School

Public

Grades Served

K-7

Catchment Info

6.8 / 10

Distance

2.30 KM

Jessie Lee Elementary School

Public

Grades Served

K-7

Catchment Info

5.2 / 10

Distance

2.34 KM

Semiahmoo Secondary School

Public

Grades Served

8-12

Catchment Info

8.0 / 10

Distance

2.46 KM

White Rock Christian Academy

Independent

Grades Served

K-12

Catchment Info

8.9 / 10

Distance

2.84 KM

South Surrey White Rock Learning Centre

Public

Grades Served

10-12

Catchment Info

3.8 / 10

Distance

2.87 KM

Walkability & Transit Near 931 Finlay Street

Walk Score Badge
Car-Dependent 84

Walk Score - Very Walkable

Most errands can be accomplished on foot
Transit Score Badge
Some Transit 0

Transit Score - Minimal Transit

It is possible to get on a bus
Bike Score Badge
Somewhat
Bikeable
36

Bike Score - Somewhat Bikeable

Minimal bike infrastructure

Mortgage Calculator for 931 Finlay Street

/month
Principal & Interest
Property Taxes $480
Maintenance fee 0
A 20% down payment of $199,600 on this $998,000 listing yields an estimated mortgage of $3,812/month (30-year fixed, 4%). Total estimated housing cost: $4,292/month, $480 property tax.
or Call 778-918-5990
All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.
Listing data last synced:

Investment Cashflow Calculator

/month
Mortgage Payment
Monthly Payment
Break Even Down Payment 0%
Cap Rate
Cash on Cash
This listing has an estimated rental yield of $4,621/month, resulting in a +$163/month cashflow after mortgage and carrying costs — a strong investor profile.
All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Estateblock Rent Estimate for 931 Finlay Street, White Rock

Buy Vs Rent Calculator

/ month
Rent
Own
Principal: Interest, tax, insurance, fees:

Rent vs own

Principal paid off by year 5
Principal paid off by year 10

Approximate estimates for informational purposes only, not financial advice. Assumes a new 30-year fixed mortgage at the rate shown; actual rent, payments, and equity will vary by loan terms and market conditions. Consult a licensed professional before deciding.

Price vs Neighbourhood Average — White Rock, White Rock

Beds Home Types Square Feet Lot Size Year Built
This Home $998,000
White Rock Loading...
White Rock Loading...

Based on 2 comparable active Single Family Residences in White Rock, the average asking price is $1,302,933. This listing is priced 23.4% below the neighbourhood average. This property is flagged as a Hot Deal (30.0% price reduction, 23.4% cheaper than comparables) based on its competitive pricing and market demand.

Data is based on list prices of similar active listings. This representation is based in whole or in part on data generated by the Chilliwack & District Real Estate Board, Fraser Valley Real Estate Board or Real Estate Board of Greater Vancouver which assumes no responsibility for its accuracy

Call or Text Now!

Dan Marusin
Dan Marusin
Renanza Realty
778-918-5990
Award-Winning REALTOR® with 13+ Years of Experience Serving Greater Vancouver

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Walkability & Transit Near 931 Finlay Street

Walk Score Badge
Car-Dependent 84

Walk Score - Very Walkable

Most errands can be accomplished on foot
Transit Score Badge
Some Transit 0

Transit Score - Minimal Transit

It is possible to get on a bus
Bike Score Badge
Somewhat
Bikeable
36

Bike Score - Somewhat Bikeable

Minimal bike infrastructure

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