Home White Rock, BC White Rock 931 Finlay Street

931 Finlay St, White Rock BC V4B 4K5 – House for Sale – MLS® R3021732

931 Finlay Street, White Rock, British Columbia V4B 4K5

White Rock Houses for Sale

489 days on the market

$925,000

Est. Mortgage $4,092/mo

Listing updated: Oct 25, 2026 at 05:34pm

EstateBlock checked: Nov 3, 2026 at 09:45am

East Beach

3 Beds

2 Baths

1337 sqft

692 $ /sqft

35.1% price reduction 28.1% cheaper than comps

Photos

Exterior photo of 931 Finlay St, White Rock, BC – MLS® R3021732

Exterior Rear Photo of 931 Finlay Street, White Rock, BC

Living Room Photo of 931 Finlay Street, White Rock, BC

Family Room Photo of 931 Finlay Street, White Rock, BC

Dining Area Photo of 931 Finlay Street, White Rock, BC

Kitchen Photo of 931 Finlay Street, White Rock, BC

Kitchen Island Photo of 931 Finlay Street, White Rock, BC

Pantry Photo of 931 Finlay Street, White Rock, BC

Breakfast Nook Photo of 931 Finlay Street, White Rock, BC

Primary Bedroom Photo of 931 Finlay Street, White Rock, BC

Primary Bathroom Photo of 931 Finlay Street, White Rock, BC

Walk-In Closet Photo of 931 Finlay Street, White Rock, BC

Bedroom 2 Photo of 931 Finlay Street, White Rock, BC

Bedroom 3 Photo of 931 Finlay Street, White Rock, BC

Bedroom 4 Photo of 931 Finlay Street, White Rock, BC

Guest Bathroom Photo of 931 Finlay Street, White Rock, BC

Powder Room Photo of 931 Finlay Street, White Rock, BC

Office / Den Photo of 931 Finlay Street, White Rock, BC

Loft / Bonus Room Photo of 931 Finlay Street, White Rock, BC

Basement Recreation Room Photo of 931 Finlay Street, White Rock, BC

Laundry Room Photo of 931 Finlay Street, White Rock, BC

Mudroom Photo of 931 Finlay Street, White Rock, BC

Entry Foyer Photo of 931 Finlay Street, White Rock, BC

Hallway Photo of 931 Finlay Street, White Rock, BC

**BUILDERS AND INVESTORS ALERT** Huge 5,185 sqft lot with potential ocean views in the Desirable East Beach Area of White Rock. Tenant occupied. This fantastic property is being offered for redevelopment potential. No showings, do not door knock, and please do not walk on the property. Features of this Unique Property: Quiet Corner Lot, Lane Access, backs onto Lower Finlay Park. Steps away is the Vibrant Seaside of White Rock Beach where you will stroll the Promenade, Kayak, Paddle Board or Explore the Tidal Pools. There are an array of Shops and Restaurants, and Quick access to HWY 99 for Commuters. Bring your ideas and create something special! A great investment awaits or build Your Dream Home with potential ocean views!

Interior Features

Basement Finished Area (sqft)	0
Basement Features	None
Appliances Included	Washer/Dryer, Refrigerator, Stove
Fireplace	1
Heating Type	Forced Air, Natural Gas
Laundry	In Unit
# of Kitchens	2
Flooring	Mixed
Foundation	Slab

Exterior Features

Exterior Features	Garden
View Description	OCEAN WITH NEW BUILD
Roof	Asphalt
Structures	Residential Detached

Building Details

Price	$925,000
Total Bedrooms	3
Total Bathrooms	2
Full Bathrooms	2
Half Bathrooms	0
Floor Area Total (sqft)	1337
Age Of Building	999
Building Type	Single Family Residence
Property Type	Residential
Architecture Style	Rancher/Bungalow
Stories	1
Building Name	East Beach
Ownership Type	Freehold NonStrata
Community Features	Shopping Nearby
Utility Type	Electricity Connected, Natural Gas Connected, Water Connected
Utility Sewer	Public Sewer, Sanitary Sewer
Water (WaterSource)	Public
Parking Type	Open, Rear Access, Side Access
Total Parking Spaces	5

Lot & Land

Lot Size	5185
Lot Size Depth	Feet
Lot Size Frontage	129.79
MLS^® #	R3021732
Area	South Surrey White Rock
Neighbourhood	White Rock
City	White Rock
Postal Code	V4B 4K5
Gross Taxes	$5,762.98
Zoning	RS2

Property Timeline

Status	Date	Price
R3021732 / Active	07-02-2025	$925,000

Rooms

Floor	Type	Dimensions
Main Level	Living Room	14'0 x 14'0 ft
Main Level	Kitchen	11'6 x 11'6 ft
Main Level	Primary Bedroom	13'6 x 13'6 ft
Main Level	Bedroom	8'6 x 8'6 ft
Main Level	Den	8'0 x 8'0 ft

Bathrooms

Floor	Ensuite	Pieces
Main Level	No	#3
Main Level	No	#3

Listed by: Homelife Benchmark Realty Corp.

NOTE: This representation is based in whole or in part on data generated by the Chilliwack & District Real Estate Board, Fraser Valley Real Estate Board or Greater Vancouver REALTORS^® which assumes no responsibility for its accuracy.

Map & Neighbourhood

Public Schools

Elementary
White Rock Elementary School: Average 0.97 km 5.9/10

Information includes BC Government Open License data; school details change often and are offered solely as general guidance.

Private Schools

Elementary
Newbridge Academy: Above Average 2.16 km 8.1/10
Elementary, Secondary
White Rock Christian Academy: Above Average 2.84 km 8.9/10

Closest Transit

Bus Stop
Westbound Columbia Ave @ Maple St: 0.09 km
Skytrain
Skytrain @ Clayton Station ( Under Construction till 2029): 13.28 km

Crime Rate

Total Crime Rate: Above Average
Violent Crime Rate: Average
Property Crime Rate: Above Average

Demographics

Post-Secondary Education: Average 27%
No Certificate/Degree: Below Average 7.3%
Owner Occupied: Below Average 53.4%
Employment Rate: Below Average 45.3%

Noise/ Power Lines

Road/Hwy Noise: Possible
Railway/Sky train Noise: Unlikely
Airport/Port Noise: Unlikely
Close to major Power Lines: Unlikely

Other

Agricultural Land Reserve (ALR): Unlikely
Flood Area: Unlikely
Close to Cemeteries: Unlikely

Sell Speed & Competition

61 / 100

Overall sell-speed score

Moderate pace expected

A+

Price competition grade

Avg comparable: $1,184,925

Buyer's

Market conditions

Buyer's market — more supply than demand

Flood Risk

Unlikely — not in floodplain

Railway / Skytrain noise

Unlikely — 13.28 km from station

Road / Highway noise

Possible — major road nearby

Airport noise (YVR)

Unlikely

Power lines proximity

Unlikely

ALR (Agricultural Land Reserve)

No — not in ALR

How WHITE ROCK compares

This property

489 DOM

Listed

White Rock avg

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White Rock avg

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931 Finlay Street has a sell-speed score of 61/100, placing it in the "Expected to sell at a moderate pace" band. The listing is priced 28.1% below comparable active properties in White Rock, which is a strong competitive signal. The local market is currently a Buyer's Market with a sales-to-active ratio of 7.8% — buyers have more leverage. With only 616 competing homes currently listed, this property has significant competition. Based on these signals, EstateBlock predicts this listing is may take several weeks to attract serious offers.

Climate Risk for V4B 4K5

Natural hazards vary by location and can change over time. The following provides a summary of potential impacts to this area, postal code V4B 4K5, over the next 30 years. Projections use the 2041–2070 period (2050s) under a moderate emissions scenario (SSP2-4.5).

Flood Lower Risk

Outside of designated flood hazard zones. Under 10% of buildings in this area have flood risk over the next 30 years.

Fire Low

Located within the "Vancouver" WUI zone (Risk Class 5 — Low). Based on BC Wildfire Service provincial WUI Risk Class mapping; not a site-specific assessment.

Air Quality A / Excellent

Annual avg PM2.5 4.6 µg/m³ — meets WHO 2021 guideline. Nearest station: Surrey East, Surrey (~14.5 km). Annual avg AQHI 1.8 — Low Risk.

Heat Low

White Rock currently sees ~0 days above 30 °C per year (1981–2010 baseline), projected to rise to ~5 by the 2050s (SSP2-4.5 moderate emissions). Hottest day of the year: ~29.3 °C baseline, ~31.8 °C projected. Tropical nights (>18 °C): ~0 baseline, ~1 projected.

Precipitation Increasing

Annual precipitation ~1323 mm (1981–2010 baseline), projected ~1376 mm by the 2050s. Extreme 1-day rainfall: ~46.4 mm baseline, ~51.1 mm projected. Values vary modestly across the Lower Mainland.

Drought Stable

Longest annual dry spell (consecutive dry days): ~25 days baseline, ~26 days projected for the 2050s. CDD is used as a regional drought proxy; drought risk varies modestly across the Lower Mainland.

Nearby Restaurants, Cafes & Shops

Restaurants (15 nearby)

Montgomery's cottage lunch · 225 m · Restaurant
New york hotdog & coffee · 230 m · Fast Food
Indian burgers joint · 231 m · Fast Food

Shopping (9 nearby)

Angels ice cream · 225 m · Gift Shop
Sandcastle sea shoppe · 232 m · Gift Shop
Grand bazaar istanbul · 242 m · Jeweller

Groceries (4 nearby)

Marine drive liquor store · 224 m · Beverages
White rock convenience store · 230 m · Convenience
Beaver tails · 256 m · Bakery

Cafes (4 nearby)

Leieve tea · 243 m · Cafe
Finlay's east beach café · 256 m · Cafe
Verandah cafe by the beach · 480 m · Cafe

Transit (1 nearby)

Bus stop southbound johnston rd @ buena vista ave · 973 m · Transit

Schools NearBy

12 Schools are within 3km

School	Type	Grades Served	Catchment Info	Rating	Distance
White Rock Elementary	Public	Grades Served —	Catchment Info —	5.9 / 10	Distance 962 m
White Rock Elementary School	Public	Grades Served K-7	Catchment Info In Catchment	5.9 / 10	Distance 973 m
Peace Arch Elementary School	Public	Grades Served K-7	Catchment Info —	5.9 / 10	Distance 979 m
Peace Arch Elementary	Public	Grades Served —	Catchment Info —	5.9 / 10	Distance 995 m
South Meridian Elementary School	Public	Grades Served K-7	Catchment Info —	5.4 / 10	Distance 1.51 KM
Earl Marriott Secondary	Public	Grades Served —	Catchment Info —	9.6 / 10	Distance 1.89 KM
Newbridge Academy	Independent	Grades Served —	Catchment Info —	8.1 / 10	Distance 2.16 KM
H T Thrift Elementary School	Public	Grades Served K-7	Catchment Info —	6.8 / 10	Distance 2.30 KM
Jessie Lee Elementary School	Public	Grades Served K-7	Catchment Info —	5.2 / 10	Distance 2.34 KM
Semiahmoo Secondary School	Public	Grades Served 8-12	Catchment Info —	8.0 / 10	Distance 2.46 KM
White Rock Christian Academy	Independent	Grades Served K-12	Catchment Info —	8.9 / 10	Distance 2.84 KM
South Surrey White Rock Learning Centre	Public	Grades Served 10-12	Catchment Info —	3.8 / 10	Distance 2.87 KM

Walkability & Transit Near 931 Finlay Street

Car-Dependent 84

Walk Score - Very Walkable

Most errands can be accomplished on foot

Some Transit 0

Transit Score - Minimal Transit

It is possible to get on a bus

Somewhat
Bikeable 35

Bike Score - Somewhat Bikeable

Minimal bike infrastructure

Mortgage Calculator for 931 Finlay Street

/month

Principal & Interest

Property Taxes $480

Maintenance fee 0

A 20% down payment of $185,000 on this $925,000 listing yields an estimated mortgage of $3,533/month (30-year fixed, 4%). Total estimated housing cost: $4,013/month, $480 property tax.

or Call 778-918-5990

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Investment Cashflow Calculator

/month

Mortgage Payment

Monthly Payment

Break Even Down Payment 0%

Cap Rate

Cash on Cash

With $3,226/month in estimated rental income against $4,167/month in mortgage payments, the monthly cashflow is -$941/month. A 42% down payment would reach break-even.

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Estateblock Rent Estimate for 931 Finlay Street, White Rock

Buy Vs Rent Calculator

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Approximate estimates for informational purposes only, not financial advice. Assumes a new 30-year fixed mortgage at the rate shown; actual rent, payments, and equity will vary by loan terms and market conditions. Consult a licensed professional before deciding.