Home Surrey, BC Sunnyside Park Surrey 3 1640 140 Street

3 1640 140 St, Surrey BC V4A 0A7 – Townhouse for Sale – MLS® R3151695

3 1640 140 Street, Surrey, British Columbia V4A 0A7

Surrey Townhouses for Sale

104 days on the market

$950,000

Est. monthly cost $4,551/mo

Updated with MLS® - Nov 12, 2026 at 07:25pm

Ocean Crest Cottages

2 Beds

2 Baths

1720 sqft

552 $ /sqft

380.63 $ Maint. fee

2008 built

Photos

Fully detached priced under a million. Lovely cottage in boutique strata complex. 1700 sq ft, sun-drenched W facing verandah & a patio for relaxing & bbqs. Renovations in 2022 incl new counters, backsplash, induction stove, fridge, island w built in pantry. Renovated bathrooms w heated floors. King-sized primary bedroom. Fully finished basement w full bathroom , bedroom, office, sitting area & multi-use room. Light-filled home w vaulted ceiling, windows on three sides and a skylight. Pet friendly

Building 28 fields Inside & out 13 fields Lot & land 7 fields

Building Details

Price	$950,000
Total Bedrooms	2
Total Bathrooms	2
Full Bathrooms	2
Half Bathrooms	0
Floor Area Total (sqft)	1720
Year Built	2008
Age Of Building	18
Building Type	Townhouse
Property Type	Residential
Architecture Style	Rancher/Bungalow w/Bsmt.
Stories	2
Building Amenities	Trash, Maintenance Grounds, Management, Snow Removal, Water
Building Name	Ocean Crest Cottages
Ownership Type	Freehold Strata
Maintenance Fee	$380.63
Community Features	Adult Oriented, Shopping Nearby
Amenities Nearby	Trash, Maintenance Grounds, Management, Snow Removal, Water
Utility Type	Electricity Connected, Natural Gas Connected, Water Connected
Utility Sewer	Public Sewer, Sanitary Sewer, Storm Sewer
Water (WaterSource)	Public
Parking Type	Garage Single, Open, Guest, Front Access, Garage Door Opener
Total Parking Spaces	2
Strata Restrictions	Age Restrictions,Pets Allowed w/Rest.,Age Restricted 55+
Pet Restrictions	Cats OK, Dogs OK, Number Limit (One), Yes With Restrictions
Rental Restrictions	100
Rental Suites	None
Units In Development	10

Interior Features

Basement Finished Area (sqft)	860
Basement Features	Full, Finished
Appliances Included	Washer/Dryer, Dishwasher, Refrigerator, Stove, Microwave
Interior Features	Vaulted Ceiling(s)
Fireplace	1
Heating Type	Baseboard, Electric
Laundry	In Unit
# of Kitchens	1
Flooring	Hardwood, Tile
Foundation	Concrete Perimeter

Exterior Features

Exterior Features	Garden
Roof	Asphalt
Structures	Residential Attached

Lot & Land

MLS^® #	R3151695
Area	South Surrey White Rock
Neighbourhood	Sunnyside Park Surrey
City	Surrey
Postal Code	V4A 0A7
Gross Taxes	$4,102.76
Zoning	CD

Property Timeline

Status	Date	Price
R3151695 / Active	07-31-2026	$950,000

Rooms

Floor	Type	Dimensions
Main Level	Kitchen	10'6 x 10'6 ft
Main Level	Living Room	13'9 x 13'9 ft
Main Level	Dining Room	11'6 x 11'6 ft
Main Level	Family Room	11'8 x 11'8 ft
Main Level	Primary Bedroom	11'9 x 11'9 ft
Main Level	Foyer	7'4 x 7'4 ft
Basement Level	Office	11'1 x 11'1 ft
Basement Level	Bedroom	13'5 x 13'5 ft
Basement Level	Recreation Room	21'9 x 21'9 ft
Basement Level	Flex Room	10'10 x 10'10 ft

Bathrooms

Floor	Ensuite	Pieces
Main Level	No	#3

Listed by: Sutton Group-West Coast Realty (Surrey/24)

NOTE: This representation is based in whole or in part on data generated by the Chilliwack & District Real Estate Board, Fraser Valley Real Estate Board or Greater Vancouver REALTORS^® which assumes no responsibility for its accuracy.

Map, sell speed & climate

SkyTrain 13.92 km · Semiahmoo Secondary School 8/10 · 1.5 km · crime average · sell-speed score 25/100 (may take longer) · flood lower risk · wildfire low

Map & area Sell speed Climate risk

Map & Neighbourhood

Nearby Restaurants, Cafes & Shops

Groceries (1 nearby)

Skyline market · 897 m · Convenience

Shopping (1 nearby)

Pharmasave · 885 m · Pharmacy

Cafes (1 nearby)

Tim hortons · 143 m · Cafe

Healthcare (1 nearby)

Pharmasave · 885 m · Healthcare

Transit (1 nearby)

Bus stop westbound marine dr @ bergstrom rd · 973 m · Transit

Public Schools

Secondary
Semiahmoo Secondary School: Above Average 1.5 km 8/10

Information includes BC Government Open License data; school details change often and are offered solely as general guidance.

Private Schools

Elementary
Newbridge Academy: Above Average 2.42 km 8.1/10
Elementary, Secondary
White Rock Christian Academy: Above Average 2.66 km 8.9/10

Closest Transit

Bus Stop
Westbound 16 Ave @ 140 St: 0.09 km
Skytrain
Skytrain @ Hillcrest/ 184 st Station ( Under Construction till 2029): 13.92 km

Crime Rate

Total Crime Rate: Average
Violent Crime Rate: Below Average
Property Crime Rate: Average

Demographics

Post-Secondary Education: Average 30.7%
No Certificate/Degree: Below Average 9.3%
Owner Occupied: Below Average 41.6%
Employment Rate: Average 55%

Noise/ Power Lines

Road/Hwy Noise: Possible
Railway/Sky train Noise: Unlikely
Airport/Port Noise: Unlikely
Close to major Power Lines: Unlikely

Other

Agricultural Land Reserve (ALR): Unlikely
Flood Area: Unlikely
Close to Cemeteries: Unlikely

Sell Speed & Competition

25 / 100

Overall sell-speed score

May take longer

Price competition grade

Avg comparable: $736,667

Buyer's

Market conditions

Buyer's market — more supply than demand

Flood Risk

Unlikely — not in floodplain

Railway / Skytrain noise

Unlikely — 13.92 km from station

Road / Highway noise

Possible — major road nearby

Airport noise (YVR)

Unlikely

Power lines proximity

Unlikely

ALR (Agricultural Land Reserve)

No — not in ALR

How SUNNYSIDE PARK SURREY compares

This property

104 DOM

Listed

3 1640 140 Street has a sell-speed score of 25/100, placing it in the "May take longer than the area average to sell" band. The listing is priced 29% above comparable active properties in Sunnyside Park Surrey. The local market is currently a Buyer's Market with a sales-to-active ratio of 11.8% — buyers have more leverage. With 280 competing homes currently listed, this property has significant competition. Based on these signals, EstateBlock predicts this listing is could take longer than the area average to sell.

Climate Risk for V4A 0A7

Natural hazards vary by location and can change over time. The following provides a summary of potential impacts to this area, postal code V4A 0A7, over the next 30 years. Projections use the 2041–2070 period (2050s) under a moderate emissions scenario (SSP2-4.5).

Flood Lower Risk

Outside of designated flood hazard zones. Under 10% of buildings in this area have flood risk over the next 30 years.

Fire Low

Located within the "Vancouver" WUI zone (Risk Class 5 — Low). Based on BC Wildfire Service provincial WUI Risk Class mapping; not a site-specific assessment.

Air Quality A / Excellent

Annual avg PM2.5 4.5 µg/m³ — meets WHO 2021 guideline. Nearest station: North Delta, Delta (~14.9 km). Annual avg AQHI 2.1 — Low Risk.

Heat Moderate

Surrey currently sees ~1 day above 30 °C per year (1981–2010 baseline), projected to rise to ~8 by the 2050s (SSP2-4.5 moderate emissions). Hottest day of the year: ~30 °C baseline, ~32.5 °C projected. Tropical nights (>18 °C): ~0 baseline, ~3 projected.

Precipitation Increasing

Annual precipitation ~1516 mm (1981–2010 baseline), projected ~1574 mm by the 2050s. Extreme 1-day rainfall: ~51.5 mm baseline, ~57.1 mm projected. Values vary modestly across the Lower Mainland.

Drought Stable

Longest annual dry spell (consecutive dry days): ~23 days baseline, ~24 days projected for the 2050s. CDD is used as a regional drought proxy; drought risk varies modestly across the Lower Mainland.

Schools NearBy

14 Schools are within 3km

School	Type	Grades Served	Catchment Info	Rating	Distance
Bayridge Elementary	Public	Grades Served —	Catchment Info —	6.7 / 10	Distance 490 m
Ray Shepherd Elementary School	Public	Grades Served K-7	Catchment Info —	6.8 / 10	Distance 817 m
Semiahmoo Secondary School	Public	Grades Served 8-12	Catchment Info In Catchment	8.0 / 10	Distance 1.50 KM
H T Thrift Elementary School	Public	Grades Served K-7	Catchment Info —	6.8 / 10	Distance 1.51 KM
Elgin Park Secondary School	Public	Grades Served 8-12	Catchment Info —	7.3 / 10	Distance 1.85 KM
Laronde Elementary School	Public	Grades Served K-7	Catchment Info —	7.9 / 10	Distance 1.87 KM
Chantrell Creek Elementary School	Public	Grades Served K-7	Catchment Info —	7.8 / 10	Distance 1.96 KM
Newbridge Academy	Independent	Grades Served —	Catchment Info —	8.1 / 10	Distance 2.42 KM
Star of the Sea	Independent	Grades Served —	Catchment Info —	4.6 / 10	Distance 2.48 KM
Star of the Sea School	Independent	Grades Served K-7	Catchment Info —	8.7 / 10	Distance 2.52 KM
White Rock Elementary School	Public	Grades Served K-7	Catchment Info —	5.9 / 10	Distance 2.60 KM
White Rock Elementary	Public	Grades Served —	Catchment Info —	5.9 / 10	Distance 2.62 KM
White Rock Christian Academy	Independent	Grades Served K-12	Catchment Info —	8.9 / 10	Distance 2.66 KM
Crescent Park Elementary School	Public	Grades Served K-7	Catchment Info —	6.7 / 10	Distance 2.88 KM

Walkability & Transit Near 3 1640 140 Street

Somewhat Walkable 58

Walk Score - Somewhat Walkable

Some errands can be accomplished on foot

Some Transit 39

Transit Score - Some Transit

A few nearby public transportation options

Bikeable 63

Bike Score - Bikeable

Some bike infrastructure

BC Assessment Value — 3 1640 140 Street

2026 assessed value, sourced from City of Surrey open data (PID 027-363-473).

Total Assessed Value (2026)

$936,000

2026 Value Trend

Land

$800,000

Buildings

$136,000

Year Built

N/A

Class

N/A

Zoning

Property Tax

N/A

Year	Land	Improvements	Total Assessed	YOY Change
2026	$800,000	$136,000	$936,000	—

Costs & calculators

Monthly cost about $4,551/month · rent estimate $3,522/month · owning nets $2/month less than renting · cash flow if rented −$1,265/month

Mortgage Cash flow Rent estimate Rent vs own

Mortgage Calculator for 3 1640 140 Street

$4,551 /month

Principal & Interest $3,828

Property Taxes $342

Maintenance fee $381

The estimated monthly cost of 3 1640 140 Street, Surrey is $4,551: $3,828 principal and interest with 20% down over 30 years at 4.45%, plus $342 property tax and $381 strata fee.

or Call 778-918-5990

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Investment Cashflow Calculator

−$1,265 /month

Mortgage Payment $3,828

Monthly Cash Flow −$1,265

Break Even Down Payment 47%

Cap Rate -1.6%

Cash on Cash -8.0%

If 3 1640 140 Street, Surrey were rented at $3,522 a month with 5% vacancy, it would fall $1,265 a month short of the mortgage and carrying costs; about 47% down would break even.

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Estateblock Rent Estimate for 3 1640 140 Street, Surrey

$3,522 / month

Rent $3,522

Own $4,551

Principal: $1,231/mo Interest, tax, insurance, fees: $3,320/mo

Example shown is the principal portion at year 5 of the mortgage. It grows over the loan: ~$1,031/mo (year 1) → ~$2,397/mo (year 20) → ~$3,575/mo (year 29).

Net cost to own at year 5 ~$3,320/mo About $202/mo less than renting

EstateBlock estimates 3 1640 140 Street, Surrey would rent for about $3,522 a month.

Approximate estimates for informational purposes only, not financial advice. Assumes a new 30-year fixed mortgage at the rate shown; actual rent, payments, and equity will vary by loan terms and market conditions. Consult a licensed professional before deciding.

Rent vs own: 3 1640 140 Street

Rent vs own

Owning nets $2/mo less than renting

With 20% down ($190,000) at 4.45%: $3,520/mo net cost to own in year 1 vs $3,522/mo rent

Principal paid off by year 5 $67,726

Principal paid off by year 10 $152,295

Assumes 20% down payment, 4.45% fixed rate, 30-year amortization. Rent line = full rent (money gone). Own line = interest + property tax + fees, excluding principal (money you keep as equity). No appreciation, investment returns or transaction costs included.

Owning 3 1640 140 Street, Surrey nets about $2 a month less than renting it in year 1, with $67,726 of principal paid off by year 5 and $152,295 by year 10.