416 1526 Finlay St, White Rock BC V4B 4L9 – Condo for Sale – MLS® R3177580

416 1526 Finlay Street, White Rock, British Columbia V4B 4L9

22 days on the market
$889,900
Est. monthly cost $4,491/mo
Updated with MLS® -
Altus
2 Beds
2 Baths
1117 sqft
797 $ /sqft
531.52 $ Maint. fee
2022 built
17.1% cheaper than comps
22 days on the market
$889,900
Est. $4,491/mo with 20% down
Updated with MLS® -

Property Details for 416 1526 Finlay Street

17.1% cheaper than comps

Turn key, bright, open, spacious floor plan, where every square inch has a purpose. This West-facing home shows like new but without the GST! Beautiful sunset views, centrally located, walking distance to White Rock Town Center, Semiahmoo Shopping Centre, schools, parks and many eateries and amenities. Call your concierge and book the Altus guest suite for family & friends! Contemporary interiors feature engineered H/W flooring and porcelain tiles, A/C, modern lighting and closet organizers. Two parking stalls with EV charging and access to a 3000 sq ft multi-purpose space designed to provide lifestyle conveniences you will use every day including a state of the art fitness room and welcoming lounge w/ a resort style terrace & open lawn area. Welcome Home!

Building Details

Price $889,900
Total Bedrooms 2
Total Bathrooms 2
Full Bathrooms 2
Half Bathrooms 0
Floor Area Total (sqft) 1117
Year Built 2022
Age Of Building 4
Building Type Apartment/Condo
Property Type Residential
Stories 1
Building Amenities Clubhouse, Exercise Centre, Recreation Facilities, Concierge, Caretaker, Trash, Maintenance Grounds, Heat, Hot Water, Management, Sewer, Snow Removal, Water
Building Name Altus
Ownership Type Freehold Strata
Maintenance Fee $531.52
Community Features Shopping Nearby
Amenities Nearby Clubhouse, Exercise Centre, Recreation Facilities, Concierge, Caretaker, Trash, Maintenance Grounds, Heat, Hot Water, Management, Sewer, Snow Removal, Water
Utility Type Electricity Connected, Natural Gas Connected, Water Connected
Utility Sewer Public Sewer, Sanitary Sewer, Storm Sewer
Water (WaterSource) Public
Parking Type Underground
Total Parking Spaces 2
Strata Restrictions Pets Allowed w/Rest.,Rentals Allowed,Smoking Restrictions
Pet Restrictions Cats OK, Dogs OK, Number Limit (Two), Yes With Restrictions
Rental Restrictions 100
Units In Development 126

Interior Features

Basement Finished Area (sqft) 0
Basement Features None
Appliances Included Washer/Dryer, Dishwasher, Refrigerator, Stove
Interior Features Guest Suite
Heating Type Forced Air, Heat Pump, Natural Gas
Cooling Central Air, Air Conditioning
Laundry In Unit
# of Kitchens 1
Flooring Hardwood, Mixed, Tile
Foundation Concrete Perimeter

Exterior Features

View Description Partial ocean
Roof Torch-On
Structures Multi Family, Residential Attached

Lot & Land

MLS® # R3177580
Area South Surrey White Rock
Neighbourhood White Rock
City White Rock
Postal Code V4B 4L9
Gross Taxes $4,480.15
Zoning CD

Property Timeline

Status Date Price
R3177580 / Active 10-20-2026 $889,900
to view full Property History (2 earlier records)
Rooms
Floor Type Dimensions
Main Level Kitchen 12' x 12' ft
Main Level Dining Room 12'6 x 12'6 ft
Main Level Living Room 12'6 x 12'6 ft
Main Level Den 10' x 10' ft
Main Level Primary Bedroom 12'8 x 12'8 ft
Main Level Bedroom 9'10 x 9'10 ft
Main Level Laundry 7' x 7' ft
Bathrooms
Floor Ensuite Pieces
Main Level No #3
Main Level Yes #4

Listed by: The Agency White Rock

NOTE: This representation is based in whole or in part on data generated by the Chilliwack & District Real Estate Board, Fraser Valley Real Estate Board or Greater Vancouver REALTORS® which assumes no responsibility for its accuracy.

About the building: Altus White Rock

1526 Finlay Street, White Rock, White Rock

Altus White Rock building details

Building

Built
2022
Homes
128 in 12 storeys
Construction
Concrete
Title
Freehold Strata
Strata plan
EPS7717
Managed by
AWM Alliance
Parking
Garage: Underground, Garage Underbuilding
Lockers
Limited
Strata fee covers
WaterSnow removalSewerRecreation FacilityOtherManagementHot WaterGasGardeningGarbage PickupCaretaker

Bylaws on record

Pets
Restricted
Cats and dogs OK, max 2
Rentals
Allowed

Market at Altus White Rock

For sale
9
Median ask
$970K
Median $/sqft
$914
Days on market
96
Sold, past year
2
This home

$797/sqft, 12.8% below the building median of $914.

  • Still inside its 2-5-10 new-home warranty — building-envelope coverage to 2027, structural to 2032.

From MLS® and public strata records. Verify against the current Form B and registered bylaws.

Map, sell speed & climate

SkyTrain 12.22 km · crime above average · sell-speed score 70/100 (likely within weeks) · flood lower risk · wildfire low

Map & Neighbourhood

Nearby Restaurants, Cafes & Shops

Shopping (37 nearby)

  • White rock pharmacy · 739 m · Pharmacy
  • Great clips · 809 m · Hairdresser
  • Time ii dryclean · 813 m · Laundry

Restaurants (36 nearby)

  • Punje spice indian restaurant · 689 m · Restaurant
  • Silver dragon restaurant · 691 m · Restaurant
  • Kappa japanese restaurant · 721 m · Restaurant

Groceries (13 nearby)

  • Hillcrest bakery and deli · 817 m · Bakery
  • Circle k · 856 m · Convenience
  • White rock beach beer · 871 m · Beverages

Cafes (8 nearby)

  • Tim hortons · 156 m · Cafe
  • Chez christophe · 804 m · Cafe
  • Leaf tea lounge · 811 m · Cafe

Healthcare (3 nearby)

  • White rock pharmacy · 739 m · Healthcare
  • Family care pharmacy · 836 m · Healthcare
  • Rexall · 851 m · Healthcare

Transit (1 nearby)

  • Bus stop southbound stayte rd @ roper ave · 943 m · Transit

Public Schools

Elementary
White Rock Elementary School
Average 0.91 km 5.9/10

Information includes BC Government Open License data; school details change often and are offered solely as general guidance.

Private Schools

Elementary
Newbridge Academy
Above Average 1.15 km 8.1/10
Elementary, Secondary
White Rock Christian Academy
Above Average 1.72 km 8.9/10

Closest Transit

Bus Stop
Eastbound Russell Ave @ Finlay St
0.1 km
Skytrain
Skytrain @ Clayton Station ( Under Construction till 2029)
12.22 km

Crime Rate

Total Crime Rate
Above Average
Violent Crime Rate
Average
Property Crime Rate
Above Average

Demographics

Post-Secondary Education
Average 28.2%
No Certificate/Degree
Below Average 10.9%
Owner Occupied
Below Average 56.8%
Employment Rate
Average 59.9%

Noise/ Power Lines

Road/Hwy Noise
Possible
Railway/Sky train Noise
Unlikely
Airport/Port Noise
Unlikely
Close to major Power Lines
Unlikely

Other

Agricultural Land Reserve (ALR)
Unlikely
Flood Area
Unlikely
Close to Cemeteries
Unlikely

Sell Speed & Competition

70 / 100
Overall sell-speed score
Likely within weeks
A
Price competition grade
Avg comparable: $1,072,853
Balanced
Market conditions
Balanced market — steady conditions
Flood Risk
Unlikely — not in floodplain
Railway / Skytrain noise
Unlikely — 12.22 km from station
Road / Highway noise
Possible — major road nearby
Airport noise (YVR)
Unlikely
Power lines proximity
Unlikely
ALR (Agricultural Land Reserve)
No — not in ALR
How WHITE ROCK compares
This property
22 DOM
Listed

416 1526 Finlay Street has a sell-speed score of 70/100, placing it in the "Expected to sell within weeks" band. The listing is priced 17.1% below comparable active properties in White Rock, which is a strong competitive signal. The local market is currently a Balanced Market with a sales-to-active ratio of 16.2% — conditions are balanced. With 321 competing homes currently listed, this property has significant competition. Based on these signals, EstateBlock predicts this listing is likely to sell within a few weeks.

Climate Risk for V4B 4L9

Natural hazards vary by location and can change over time. The following provides a summary of potential impacts to this area, postal code V4B 4L9, over the next 30 years. Projections use the 2041–2070 period (2050s) under a moderate emissions scenario (SSP2-4.5).

Flood Lower Risk

Outside of designated flood hazard zones. Under 10% of buildings in this area have flood risk over the next 30 years.

Fire Low

Located within the "Vancouver" WUI zone (Risk Class 5 — Low). Based on BC Wildfire Service provincial WUI Risk Class mapping; not a site-specific assessment.

Air Quality A / Excellent

Annual avg PM2.5 4.6 µg/m³ — meets WHO 2021 guideline. Nearest station: Surrey East, Surrey (~13.4 km). Annual avg AQHI 1.8 — Low Risk.

Heat Low

White Rock currently sees ~0 days above 30 °C per year (1981–2010 baseline), projected to rise to ~5 by the 2050s (SSP2-4.5 moderate emissions). Hottest day of the year: ~29.3 °C baseline, ~31.8 °C projected. Tropical nights (>18 °C): ~0 baseline, ~1 projected.

Precipitation Increasing

Annual precipitation ~1323 mm (1981–2010 baseline), projected ~1376 mm by the 2050s. Extreme 1-day rainfall: ~46.4 mm baseline, ~51.1 mm projected. Values vary modestly across the Lower Mainland.

Drought Stable

Longest annual dry spell (consecutive dry days): ~25 days baseline, ~26 days projected for the 2050s. CDD is used as a regional drought proxy; drought risk varies modestly across the Lower Mainland.

Schools NearBy

17 Schools are within 3km

School Type Grades Served Catchment Info Rating Distance

Peace Arch Elementary School

Public

Grades Served

K-7

Catchment Info

—
5.9 / 10

Distance

671 m

Peace Arch Elementary

Public

Grades Served

—

Catchment Info

—
5.9 / 10

Distance

804 m

White Rock Elementary

Public

Grades Served

—

Catchment Info

—
5.9 / 10

Distance

890 m

White Rock Elementary School

Public

Grades Served

K-7

Catchment Info

In Catchment
5.9 / 10

Distance

907 m

Jessie Lee Elementary School

Public

Grades Served

K-7

Catchment Info

—
5.2 / 10

Distance

1.13 KM

Newbridge Academy

Independent

Grades Served

—

Catchment Info

—
8.1 / 10

Distance

1.15 KM

Earl Marriott Secondary

Public

Grades Served

—

Catchment Info

—
9.6 / 10

Distance

1.30 KM

South Meridian Elementary School

Public

Grades Served

K-7

Catchment Info

—
5.4 / 10

Distance

1.34 KM

South Surrey White Rock Learning Centre

Public

Grades Served

10-12

Catchment Info

—
3.8 / 10

Distance

1.64 KM

White Rock Christian Academy

Independent

Grades Served

K-12

Catchment Info

—
8.9 / 10

Distance

1.72 KM

H T Thrift Elementary School

Public

Grades Served

K-7

Catchment Info

—
6.8 / 10

Distance

1.74 KM

Semiahmoo Secondary School

Public

Grades Served

8-12

Catchment Info

—
8.0 / 10

Distance

1.82 KM

Star of the Sea

Independent

Grades Served

—

Catchment Info

—
4.6 / 10

Distance

2.01 KM

Star of the Sea School

Independent

Grades Served

K-7

Catchment Info

—
8.7 / 10

Distance

2.08 KM

Southridge School

Independent

Grades Served

K-12

Catchment Info

—
10.0 / 10

Distance

2.37 KM

Sunnyside Elementary School

Public

Grades Served

K-7

Catchment Info

—
6.3 / 10

Distance

2.71 KM

Bayridge Elementary

Public

Grades Served

—

Catchment Info

—
6.7 / 10

Distance

2.78 KM

Walkability & Transit Near 416 1526 Finlay Street

Walk Score Badge
Very Walkable 75

Walk Score - Very Walkable

Most errands can be accomplished on foot
Bike Score Badge
Very Bikeable 70

Bike Score - Very Bikeable

Biking is convenient for most trips

Costs & calculators

Monthly cost about $4,491/month · rent estimate $3,267/month · owning catches up with renting by year 12 · cash flow if rented −$1,443/month

Mortgage Calculator for 416 1526 Finlay Street

30-year fixed
$4,491 /month
Principal & Interest $3,586
Property Taxes $373
Maintenance fee $532

The estimated monthly cost of 416 1526 Finlay Street, White Rock is $4,491: $3,586 principal and interest with 20% down over 30 years at 4.45%, plus $373 property tax and $532 strata fee.

or Call 778-918-5990
All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Investment Cashflow Calculator

−$1,443 /month
Mortgage Payment $3,586
Monthly Cash Flow −$1,443
Break Even Down Payment 53%
Cap Rate -1.9%
Cash on Cash -9.7%

If 416 1526 Finlay Street, White Rock were rented at $3,267 a month with 5% vacancy, it would fall $1,443 a month short of the mortgage and carrying costs; about 53% down would break even.

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Estateblock Rent Estimate for 416 1526 Finlay Street, White Rock

$3,267 / month
Rent $3,267
Own $4,491
Principal: $1,153/mo Interest, tax, insurance, fees: $3,338/mo

Example shown is the principal portion at year 5 of the mortgage. It grows over the loan: ~$966/mo (year 1) → ~$2,245/mo (year 20) → ~$3,349/mo (year 29).

Net cost to own at year 5 ~$3,338/mo About $71/mo more than renting

EstateBlock estimates 416 1526 Finlay Street, White Rock would rent for about $3,267 a month.

Approximate estimates for informational purposes only, not financial advice. Assumes a new 30-year fixed mortgage at the rate shown; actual rent, payments, and equity will vary by loan terms and market conditions. Consult a licensed professional before deciding.

Rent vs own: 416 1526 Finlay Street

Rent vs own

Owning catches up by year 12

With 20% down ($177,980) at 4.45%: renting is cheaper at first, but principal paydown closes the gap

Principal paid off by year 5 $63,442
Principal paid off by year 10 $142,660

Assumes 20% down payment, 4.45% fixed rate, 30-year amortization. Rent line = full rent (money gone). Own line = interest + property tax + fees, excluding principal (money you keep as equity). No appreciation, investment returns or transaction costs included.

Renting 416 1526 Finlay Street, White Rock is cheaper at first, but owning catches up by year 12, with $63,442 of principal paid off by year 5 and $142,660 by year 10.

Price vs Neighbourhood Average — White Rock, White Rock

Beds Home Types Square Feet Lot Size Year Built
This Home $889,900
White Rock Loading...
White Rock Loading...

Based on 24 comparable active apartments/condos in White Rock, the average asking price is $1,072,853. This listing is priced 17.1% below the neighbourhood average. This property is flagged as a Hot Deal (17.1% cheaper than comparables) based on its competitive pricing and market demand.

Data is based on list prices of similar active listings. This representation is based in whole or in part on data generated by the Chilliwack & District Real Estate Board, Fraser Valley Real Estate Board or Greater Vancouver REALTORS® which assumes no responsibility for its accuracy

Call or Text Now!

Dan Marusin
Dan Marusin
Renanza Realty
778-918-5990
Award-Winning REALTOR® with 13+ Years of Experience Serving Greater Vancouver

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Walkability & Transit Near 416 1526 Finlay Street

Walk Score Badge
Very Walkable 75

Walk Score - Very Walkable

Most errands can be accomplished on foot
Bike Score Badge
Very Bikeable 70

Bike Score - Very Bikeable

Biking is convenient for most trips

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