416 1526 Finlay St, White Rock BC V4B 4L9 – Condo for Sale – MLS® R3177580
416 1526 Finlay Street, White Rock, British Columbia V4B 4L9
Property Details for 416 1526 Finlay Street
Turn key, bright, open, spacious floor plan, where every square inch has a purpose. This West-facing home shows like new but without the GST! Beautiful sunset views, centrally located, walking distance to White Rock Town Center, Semiahmoo Shopping Centre, schools, parks and many eateries and amenities. Call your concierge and book the Altus guest suite for family & friends! Contemporary interiors feature engineered H/W flooring and porcelain tiles, A/C, modern lighting and closet organizers. Two parking stalls with EV charging and access to a 3000 sq ft multi-purpose space designed to provide lifestyle conveniences you will use every day including a state of the art fitness room and welcoming lounge w/ a resort style terrace & open lawn area. Welcome Home!
Building Details
| Price | $889,900 |
|---|---|
| Total Bedrooms | 2 |
| Total Bathrooms | 2 |
| Full Bathrooms | 2 |
| Half Bathrooms | 0 |
| Floor Area Total (sqft) | 1117 |
| Year Built | 2022 |
| Age Of Building | 4 |
| Building Type | Apartment/Condo |
| Property Type | Residential |
| Stories | 1 |
| Building Amenities | Clubhouse, Exercise Centre, Recreation Facilities, Concierge, Caretaker, Trash, Maintenance Grounds, Heat, Hot Water, Management, Sewer, Snow Removal, Water |
| Building Name | Altus |
| Ownership Type | Freehold Strata |
| Maintenance Fee | $531.52 |
| Community Features | Shopping Nearby |
| Amenities Nearby | Clubhouse, Exercise Centre, Recreation Facilities, Concierge, Caretaker, Trash, Maintenance Grounds, Heat, Hot Water, Management, Sewer, Snow Removal, Water |
| Utility Type | Electricity Connected, Natural Gas Connected, Water Connected |
| Utility Sewer | Public Sewer, Sanitary Sewer, Storm Sewer |
| Water (WaterSource) | Public |
| Parking Type | Underground |
| Total Parking Spaces | 2 |
| Strata Restrictions | Pets Allowed w/Rest.,Rentals Allowed,Smoking Restrictions |
| Pet Restrictions | Cats OK, Dogs OK, Number Limit (Two), Yes With Restrictions |
| Rental Restrictions | 100 |
| Units In Development | 126 |
Interior Features
| Basement Finished Area (sqft) | 0 |
|---|---|
| Basement Features | None |
| Appliances Included | Washer/Dryer, Dishwasher, Refrigerator, Stove |
| Interior Features | Guest Suite |
| Heating Type | Forced Air, Heat Pump, Natural Gas |
| Cooling | Central Air, Air Conditioning |
| Laundry | In Unit |
| # of Kitchens | 1 |
| Flooring | Hardwood, Mixed, Tile |
| Foundation | Concrete Perimeter |
Exterior Features
| View Description | Partial ocean |
|---|---|
| Roof | Torch-On |
| Structures | Multi Family, Residential Attached |
Lot & Land
| MLS® # | R3177580 |
|---|---|
| Area | South Surrey White Rock |
| Neighbourhood | White Rock |
| City | White Rock |
| Postal Code | V4B 4L9 |
| Gross Taxes | $4,480.15 |
| Zoning | CD |
Property Timeline
| Status | Date | Price |
|---|---|---|
| R3177580 / Active | 10-20-2026 | $889,900 |
| to view full Property History (2 earlier records) | ||
Rooms
| Floor | Type | Dimensions |
|---|---|---|
| Main Level | Kitchen | 12' x 12' ft |
| Main Level | Dining Room | 12'6 x 12'6 ft |
| Main Level | Living Room | 12'6 x 12'6 ft |
| Main Level | Den | 10' x 10' ft |
| Main Level | Primary Bedroom | 12'8 x 12'8 ft |
| Main Level | Bedroom | 9'10 x 9'10 ft |
| Main Level | Laundry | 7' x 7' ft |
Bathrooms
| Floor | Ensuite | Pieces |
|---|---|---|
| Main Level | No | #3 |
| Main Level | Yes | #4 |
Listed by: The Agency White Rock
NOTE: This representation is based in whole or in part on data generated by the Chilliwack & District Real Estate Board, Fraser Valley Real Estate Board or Greater Vancouver REALTORS® which assumes no responsibility for its accuracy.
About the building: Altus White Rock
1526 Finlay Street, White Rock, White Rock
Altus White Rock building details →Building
- Built
- 2022
- Homes
- 128 in 12 storeys
- Construction
- Concrete
- Title
- Freehold Strata
- Strata plan
- EPS7717
- Managed by
- AWM Alliance
- Parking
- Garage: Underground, Garage Underbuilding
- Lockers
- Limited
- Strata fee covers
- WaterSnow removalSewerRecreation FacilityOtherManagementHot WaterGasGardeningGarbage PickupCaretaker
Bylaws on record
- Pets
- Restricted
- Cats and dogs OK, max 2
- Rentals
- Allowed
Market at Altus White Rock
- For sale
- 9
- Median ask
- $970K
- Median $/sqft
- $914
- Days on market
- 96
- Sold, past year
- 2
$797/sqft, 12.8% below the building median of $914.
- Still inside its 2-5-10 new-home warranty — building-envelope coverage to 2027, structural to 2032.
From MLS® and public strata records. Verify against the current Form B and registered bylaws.
Map, sell speed & climate
SkyTrain 12.22 km · crime above average · sell-speed score 70/100 (likely within weeks) · flood lower risk · wildfire low
Map & Neighbourhood
Nearby Restaurants, Cafes & Shops
Shopping (37 nearby)
- White rock pharmacy · 739 m · Pharmacy
- Great clips · 809 m · Hairdresser
- Time ii dryclean · 813 m · Laundry
Restaurants (36 nearby)
- Punje spice indian restaurant · 689 m · Restaurant
- Silver dragon restaurant · 691 m · Restaurant
- Kappa japanese restaurant · 721 m · Restaurant
Groceries (13 nearby)
- Hillcrest bakery and deli · 817 m · Bakery
- Circle k · 856 m · Convenience
- White rock beach beer · 871 m · Beverages
Cafes (8 nearby)
- Tim hortons · 156 m · Cafe
- Chez christophe · 804 m · Cafe
- Leaf tea lounge · 811 m · Cafe
Healthcare (3 nearby)
- White rock pharmacy · 739 m · Healthcare
- Family care pharmacy · 836 m · Healthcare
- Rexall · 851 m · Healthcare
Transit (1 nearby)
- Bus stop southbound stayte rd @ roper ave · 943 m · Transit
Public Schools
- Elementary
- White Rock Elementary School
- Average 0.91 km 5.9/10
Information includes BC Government Open License data; school details change often and are offered solely as general guidance.
Private Schools
- Elementary
- Newbridge Academy
- Above Average 1.15 km 8.1/10
- Elementary, Secondary
- White Rock Christian Academy
- Above Average 1.72 km 8.9/10
Closest Transit
- Bus Stop
- Eastbound Russell Ave @ Finlay St
- 0.1 km
- Skytrain
- Skytrain @ Clayton Station ( Under Construction till 2029)
- 12.22 km
Crime Rate
- Total Crime Rate
- Above Average
- Violent Crime Rate
- Average
- Property Crime Rate
- Above Average
Demographics
- Post-Secondary Education
- Average 28.2%
- No Certificate/Degree
- Below Average 10.9%
- Owner Occupied
- Below Average 56.8%
- Employment Rate
- Average 59.9%
Noise/ Power Lines
- Road/Hwy Noise
- Possible
- Railway/Sky train Noise
- Unlikely
- Airport/Port Noise
- Unlikely
- Close to major Power Lines
- Unlikely
Other
- Agricultural Land Reserve (ALR)
- Unlikely
- Flood Area
- Unlikely
- Close to Cemeteries
- Unlikely
Sell Speed & Competition
416 1526 Finlay Street has a sell-speed score of 70/100, placing it in the "Expected to sell within weeks" band. The listing is priced 17.1% below comparable active properties in White Rock, which is a strong competitive signal. The local market is currently a Balanced Market with a sales-to-active ratio of 16.2% — conditions are balanced. With 321 competing homes currently listed, this property has significant competition. Based on these signals, EstateBlock predicts this listing is likely to sell within a few weeks.
Climate Risk for V4B 4L9
Natural hazards vary by location and can change over time. The following provides a summary of potential impacts to this area, postal code V4B 4L9, over the next 30 years. Projections use the 2041–2070 period (2050s) under a moderate emissions scenario (SSP2-4.5).
Outside of designated flood hazard zones. Under 10% of buildings in this area have flood risk over the next 30 years.
Located within the "Vancouver" WUI zone (Risk Class 5 — Low). Based on BC Wildfire Service provincial WUI Risk Class mapping; not a site-specific assessment.
Annual avg PM2.5 4.6 µg/m³ — meets WHO 2021 guideline. Nearest station: Surrey East, Surrey (~13.4 km). Annual avg AQHI 1.8 — Low Risk.
White Rock currently sees ~0 days above 30 °C per year (1981–2010 baseline), projected to rise to ~5 by the 2050s (SSP2-4.5 moderate emissions). Hottest day of the year: ~29.3 °C baseline, ~31.8 °C projected. Tropical nights (>18 °C): ~0 baseline, ~1 projected.
Annual precipitation ~1323 mm (1981–2010 baseline), projected ~1376 mm by the 2050s. Extreme 1-day rainfall: ~46.4 mm baseline, ~51.1 mm projected. Values vary modestly across the Lower Mainland.
Longest annual dry spell (consecutive dry days): ~25 days baseline, ~26 days projected for the 2050s. CDD is used as a regional drought proxy; drought risk varies modestly across the Lower Mainland.
Schools NearBy
17 Schools are within 3km
| School | Type | Grades Served | Catchment Info | Rating | Distance |
|---|---|---|---|---|---|
Peace Arch Elementary School |
Public |
Grades ServedK-7
|
Catchment Info—
|
5.9 / 10 |
Distance671 m
|
Peace Arch Elementary |
Public |
Grades Served—
|
Catchment Info—
|
5.9 / 10 |
Distance804 m
|
White Rock Elementary |
Public |
Grades Served—
|
Catchment Info—
|
5.9 / 10 |
Distance890 m
|
White Rock Elementary School |
Public |
Grades ServedK-7
|
Catchment InfoIn Catchment
|
5.9 / 10 |
Distance907 m
|
Jessie Lee Elementary School |
Public |
Grades ServedK-7
|
Catchment Info—
|
5.2 / 10 |
Distance1.13 KM
|
Newbridge Academy |
Independent |
Grades Served—
|
Catchment Info—
|
8.1 / 10 |
Distance1.15 KM
|
Earl Marriott Secondary |
Public |
Grades Served—
|
Catchment Info—
|
9.6 / 10 |
Distance1.30 KM
|
South Meridian Elementary School |
Public |
Grades ServedK-7
|
Catchment Info—
|
5.4 / 10 |
Distance1.34 KM
|
South Surrey White Rock Learning Centre |
Public |
Grades Served10-12
|
Catchment Info—
|
3.8 / 10 |
Distance1.64 KM
|
White Rock Christian Academy |
Independent |
Grades ServedK-12
|
Catchment Info—
|
8.9 / 10 |
Distance1.72 KM
|
H T Thrift Elementary School |
Public |
Grades ServedK-7
|
Catchment Info—
|
6.8 / 10 |
Distance1.74 KM
|
Semiahmoo Secondary School |
Public |
Grades Served8-12
|
Catchment Info—
|
8.0 / 10 |
Distance1.82 KM
|
Star of the Sea |
Independent |
Grades Served—
|
Catchment Info—
|
4.6 / 10 |
Distance2.01 KM
|
Star of the Sea School |
Independent |
Grades ServedK-7
|
Catchment Info—
|
8.7 / 10 |
Distance2.08 KM
|
Southridge School |
Independent |
Grades ServedK-12
|
Catchment Info—
|
10.0 / 10 |
Distance2.37 KM
|
Sunnyside Elementary School |
Public |
Grades ServedK-7
|
Catchment Info—
|
6.3 / 10 |
Distance2.71 KM
|
Bayridge Elementary |
Public |
Grades Served—
|
Catchment Info—
|
6.7 / 10 |
Distance2.78 KM
|
Walkability & Transit Near 416 1526 Finlay Street
Walk Score - Very Walkable
Bike Score - Very Bikeable
Costs & calculators
Monthly cost about $4,491/month · rent estimate $3,267/month · owning catches up with renting by year 12 · cash flow if rented −$1,443/month
Mortgage Calculator for 416 1526 Finlay Street
The estimated monthly cost of 416 1526 Finlay Street, White Rock is $4,491: $3,586 principal and interest with 20% down over 30 years at 4.45%, plus $373 property tax and $532 strata fee.
Investment Cashflow Calculator
If 416 1526 Finlay Street, White Rock were rented at $3,267 a month with 5% vacancy, it would fall $1,443 a month short of the mortgage and carrying costs; about 53% down would break even.
Estateblock Rent Estimate for 416 1526 Finlay Street, White Rock
Example shown is the principal portion at year 5 of the mortgage. It grows over the loan: ~$966/mo (year 1) → ~$2,245/mo (year 20) → ~$3,349/mo (year 29).
EstateBlock estimates 416 1526 Finlay Street, White Rock would rent for about $3,267 a month.
Rent vs own: 416 1526 Finlay Street
Rent vs own
Owning catches up by year 12
With 20% down ($177,980) at 4.45%: renting is cheaper at first, but principal paydown closes the gap
Assumes 20% down payment, 4.45% fixed rate, 30-year amortization. Rent line = full rent (money gone). Own line = interest + property tax + fees, excluding principal (money you keep as equity). No appreciation, investment returns or transaction costs included.
Renting 416 1526 Finlay Street, White Rock is cheaper at first, but owning catches up by year 12, with $63,442 of principal paid off by year 5 and $142,660 by year 10.
Price vs Neighbourhood Average — White Rock, White Rock
Based on 24 comparable active apartments/condos in White Rock, the average asking price is $1,072,853. This listing is priced 17.1% below the neighbourhood average. This property is flagged as a Hot Deal (17.1% cheaper than comparables) based on its competitive pricing and market demand.
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Walkability & Transit Near 416 1526 Finlay Street
Walk Score - Very Walkable
Bike Score - Very Bikeable
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