Home Surrey, BC Clayton 6983 196 Street

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INVESTOR ALERT IN CLAYTON HEIGHTS: 3 SUITES, LEGAL COACH HOUSE & LANE ACCESS! Live in one and let two suites help pay the mortgage, or hold it as a fully tenanted investment earning $5,800/month. This well kept, air conditioned home offers almost 3,100 sq ft with 6 beds/5 baths: a 3 bed, 2 bath main home, a 1 bed legal coach house with its own entry & laundry, and a 2 bed unauthorized basement suite with separate entry. The freshly painted main floor features an open layout, laminate floors, gas fireplace, built ins and a spacious kitchen with granite counters. A breezeway connects the home to the double garage. Fully fenced front & back yards on a family friendly street near parks, schools, transit and Willowbrook Mall shopping & dining. (photos pre tenants moved in)

Building 20 fields Inside & out 14 fields Lot & land 10 fields

Building Details

Price	$1,400,000
Total Bedrooms	6
Total Bathrooms	5
Full Bathrooms	4
Half Bathrooms	1
Floor Area Total (sqft)	3105
Year Built	2010
Age Of Building	16
Building Type	Single Family Residence
Property Type	Residential
Architecture Style	Carriage/Coach House, Reverse 2 Storey w/Bsmt
Stories	2
Ownership Type	Freehold NonStrata
Community Features	Shopping Nearby
Utility Type	Electricity Connected, Natural Gas Connected, Water Connected
Utility Sewer	Public Sewer, Sanitary Sewer
Water (WaterSource)	Public
Parking Type	Garage Double
Total Parking Spaces	3
Rental Suites	Unauthorized Suite

Interior Features

Basement Finished Area (sqft)	835
Basement Features	Finished, Exterior Entry
Appliances Included	Washer/Dryer, Dishwasher, Refrigerator, Stove
Interior Features	Storage
Fireplace	1
Heating Type	Electric, Forced Air, Oil
Cooling	Air Conditioning
Laundry	In Unit
# of Kitchens	3
Flooring	Mixed
Foundation	Concrete Perimeter

Exterior Features

Exterior Features	Balcony
Roof	Asphalt
Structures	Residential Detached

Lot & Land

Lot Size	3003
Lot Size Depth	Feet
Lot Size Frontage	0
MLS^® #	R3180506
Area	Cloverdale
Neighbourhood	Clayton
City	Surrey
Postal Code	V4N 5Z1
Gross Taxes	$7,451.16
Zoning	RES

Property Timeline

Status	Date	Price
R3180506 / Active	11-06-2026	$1,400,000
to view full Property History (2 earlier records)

Rooms

Floor	Type	Dimensions
Main Level	Porch (enclosed)	21'7 x 21'7 ft
Main Level	Living Room	14'12 x 14'12 ft
Main Level	Foyer	4'5 x 4'5 ft
Main Level	Kitchen	11'10 x 11'10 ft
Main Level	Dining Room	12'10 x 12'10 ft
Main Level	Laundry	13'0 x 13'0 ft
Main Level	Family Room	11'0 x 11'0 ft
Above Level	Primary Bedroom	15'9 x 15'9 ft
Above Level	Walk-In Closet	7'11 x 7'11 ft
Above Level	Bedroom	12'2 x 12'2 ft
Above Level	Bedroom	10'6 x 10'6 ft
Basement Level	Bedroom	11'7 x 11'7 ft
Basement Level	Kitchen	9'2 x 9'2 ft
Basement Level	Living Room	15'1 x 15'1 ft
Basement Level	Bedroom	10'7 x 10'7 ft
Basement Level	Foyer	4'7 x 4'7 ft

Bathrooms

Floor	Ensuite	Pieces
Main Level	No	#2
Above Main 2	No	#4

Listed by: Nu Stream Realty Inc.

NOTE: This representation is based in whole or in part on data generated by the Chilliwack & District Real Estate Board, Fraser Valley Real Estate Board or Greater Vancouver REALTORS^® which assumes no responsibility for its accuracy.

Map, sell speed & climate

SkyTrain 1.50 km · crime average · sell-speed score 45/100 (moderate pace) · flood lower risk · wildfire low

Map & area Sell speed Climate risk

Map & Neighbourhood

Nearby Restaurants, Cafes & Shops

Restaurants (3 nearby)

Diamonds sweets · 902 m · Restaurant
D-plus pizza · 915 m · Fast Food
Subway · 971 m · Fast Food

Groceries (2 nearby)

Fruiticana · 889 m · Supermarket
Circle k · 977 m · Convenience

Shopping (1 nearby)

Maria jaggard salon · 797 m · Beauty Shop

Cafes (1 nearby)

Starbucks · 936 m · Cafe

Transit (1 nearby)

Bus stop northbound 200 st @ 68 ave · 952 m · Transit

Private Schools

Elementary,Secondary
Crescent Heights Academy: Above Average 1.12 km 9.5/10
Elementary,Secondary
Crescent Heights Academy: Above Average 1.12 km 9.5/10

Closest Transit

Bus Stop
Eastbound 72 Ave @ 196 St: 0.44 km
Skytrain
Skytrain @ Clayton Station ( Under Construction till 2029): 1.50 km

Crime Rate

Total Crime Rate: Average
Violent Crime Rate: Below Average
Property Crime Rate: Average

Demographics

Post-Secondary Education: Below Average 20.1%
No Certificate/Degree: Below Average 10.6%
Owner Occupied: Above Average 88.4%
Employment Rate: Average 65%

Noise/ Power Lines

Road/Hwy Noise: Possible
Railway/Sky train Noise: Unlikely
Airport/Port Noise: Unlikely
Close to major Power Lines: Unlikely

Other

Agricultural Land Reserve (ALR): Unlikely
Flood Area: Unlikely
Close to Cemeteries: Unlikely

Sell Speed & Competition

45 / 100

Overall sell-speed score

Moderate pace expected

Price competition grade

Avg comparable: $1,322,667

Flood Risk

Unlikely — not in floodplain

Railway / Skytrain noise

Unlikely — 1.50 km from station

Road / Highway noise

Possible — major road nearby

Airport noise (YVR)

Unlikely

Power lines proximity

Unlikely

ALR (Agricultural Land Reserve)

No — not in ALR

How CLAYTON compares

This property

2 DOM

Listed

6983 196 Street has a sell-speed score of 45/100, placing it in the "Expected to sell at a moderate pace" band. The listing is priced 5.8% above comparable active properties in Clayton. Based on these signals, EstateBlock predicts this listing is may take several weeks to attract serious offers.

Climate Risk for V4N 5Z1

Natural hazards vary by location and can change over time. The following provides a summary of potential impacts to this area, postal code V4N 5Z1, over the next 30 years. Projections use the 2041–2070 period (2050s) under a moderate emissions scenario (SSP2-4.5).

Flood Lower Risk

Outside of designated flood hazard zones. Under 10% of buildings in this area have flood risk over the next 30 years.

Fire Low

Located within the "Vancouver" WUI zone (Risk Class 5 — Low). Based on BC Wildfire Service provincial WUI Risk Class mapping; not a site-specific assessment.

Air Quality A / Excellent

Annual avg PM2.5 4.6 µg/m³ — meets WHO 2021 guideline. Nearest station: Surrey East, Surrey (~1.2 km). Annual avg AQHI 1.8 — Low Risk.

Heat Moderate

Surrey currently sees ~1 day above 30 °C per year (1981–2010 baseline), projected to rise to ~8 by the 2050s (SSP2-4.5 moderate emissions). Hottest day of the year: ~30 °C baseline, ~32.5 °C projected. Tropical nights (>18 °C): ~0 baseline, ~3 projected.

Precipitation Increasing

Annual precipitation ~1516 mm (1981–2010 baseline), projected ~1574 mm by the 2050s. Extreme 1-day rainfall: ~51.5 mm baseline, ~57.1 mm projected. Values vary modestly across the Lower Mainland.

Drought Stable

Longest annual dry spell (consecutive dry days): ~23 days baseline, ~24 days projected for the 2050s. CDD is used as a regional drought proxy; drought risk varies modestly across the Lower Mainland.

Schools NearBy

18 Schools are within 3km

School	Type	Grades Served	Catchment Info	Rating	Distance
Katzie Elementary School	Public	Grades Served K-7	Catchment Info —	5.8 / 10	Distance 1.02 KM
Langley Meadows Elementary	Public	Grades Served —	Catchment Info —	6.2 / 10	Distance 1.10 KM
Crescent Heights Academy	Independent	Grades Served —	Catchment Info —	9.1 / 10	Distance 1.12 KM
R C Garnett Demonstration Elementary School	Public	Grades Served K-5	Catchment Info —	6.1 / 10	Distance 1.22 KM
Clayton Heights Secondary	Public	Grades Served —	Catchment Info —	5.8 / 10	Distance 1.68 KM
R E Mountain Secondary	Public	Grades Served —	Catchment Info —	6.9 / 10	Distance 1.83 KM
Fraser Valley School	Independent	Grades Served —	Catchment Info —	5.9 / 10	Distance 2.04 KM
Peter Ewart Middle School	Public	Grades Served —	Catchment Info —	5.6 / 10	Distance 2.05 KM
Hillcrest Elementary School	Public	Grades Served K-7	Catchment Info —	6.3 / 10	Distance 2.12 KM
Latimer Road Elementary School	Public	Grades Served K-7	Catchment Info —	3.2 / 10	Distance 2.15 KM
Hazelgrove Elementary	Public	Grades Served —	Catchment Info —	5.7 / 10	Distance 2.44 KM
Clayton Elementary School	Public	Grades Served K-7	Catchment Info —	5.4 / 10	Distance 2.62 KM
Sunrise Ridge Elementary School	Public	Grades Served K-7	Catchment Info —	5.0 / 10	Distance 2.71 KM
Don Christian Elementary School	Public	Grades Served K-7	Catchment Info —	5.3 / 10	Distance 2.74 KM
Bibleway Christian Academy	Independent	Grades Served K-4, 6-12	Catchment Info —	8.2 / 10	Distance 2.74 KM
Adams Road Elementary School	Public	Grades Served K-7	Catchment Info —	5.2 / 10	Distance 2.75 KM
Josette Dandurand Elementary	Public	Grades Served —	Catchment Info —	6.1 / 10	Distance 2.78 KM
Focus Alternate	Public	Grades Served —	Catchment Info —	1.7 / 10	Distance 2.84 KM

Walkability & Transit Near 6983 196 Street

Very Walkable 70

Walk Score - Very Walkable

Most errands can be accomplished on foot

Some Transit 35

Transit Score - Some Transit

A few nearby public transportation options

Bikeable 64

Bike Score - Bikeable

Some bike infrastructure

BC Assessment Value — 6983 196 Street

2026 assessed value, sourced from City of Surrey open data (PID 027-132-820).

Total Assessed Value (2026)

$1,369,000

2026 Value Trend

Land

$1,039,000

Buildings

$330,000

Year Built

N/A

Class

N/A

Zoning

Property Tax

N/A

Year	Land	Improvements	Total Assessed	YOY Change
2026	$1,039,000	$330,000	$1,369,000	—

Costs & calculators

Monthly cost about $6,263/month · rent estimate $5,526/month · owning nets $782/month less than renting · cash flow if rented −$1,191/month

Mortgage Cash flow Rent estimate Rent vs own

Mortgage Calculator for 6983 196 Street

$6,263 /month

Principal & Interest $5,642

Property Taxes $621

Maintenance fee $0

The estimated monthly cost of 6983 196 Street, Surrey is $6,263: $5,642 principal and interest with 20% down over 30 years at 4.45%, plus $621 property tax.

or Call 778-918-5990

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Investment Cashflow Calculator

−$1,191 /month

Mortgage Payment $5,642

Monthly Cash Flow −$1,191

Break Even Down Payment 37%

Cap Rate -1.0%

Cash on Cash -5.1%

If 6983 196 Street, Surrey were rented at $5,526 a month with 5% vacancy, it would fall $1,191 a month short of the mortgage and carrying costs; about 37% down would break even.

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Estateblock Rent Estimate for 6983 196 Street, Surrey

$5,526 / month

Rent $5,526

Own $6,263

Principal: $1,814/mo Interest, tax, insurance, fees: $4,449/mo

Example shown is the principal portion at year 5 of the mortgage. It grows over the loan: ~$1,519/mo (year 1) → ~$3,533/mo (year 20) → ~$5,269/mo (year 29).

Net cost to own at year 5 ~$4,449/mo About $1,077/mo less than renting

EstateBlock estimates 6983 196 Street, Surrey would rent for about $5,526 a month.

Approximate estimates for informational purposes only, not financial advice. Assumes a new 30-year fixed mortgage at the rate shown; actual rent, payments, and equity will vary by loan terms and market conditions. Consult a licensed professional before deciding.

Rent vs own: 6983 196 Street

Rent vs own

Owning nets $782/mo less than renting

With 20% down ($280,000) at 4.45%: $4,744/mo net cost to own in year 1 vs $5,526/mo rent

Principal paid off by year 5 $99,807

Principal paid off by year 10 $224,434

Assumes 20% down payment, 4.45% fixed rate, 30-year amortization. Rent line = full rent (money gone). Own line = interest + property tax + fees, excluding principal (money you keep as equity). No appreciation, investment returns or transaction costs included.

Owning 6983 196 Street, Surrey nets about $782 a month less than renting it in year 1, with $99,807 of principal paid off by year 5 and $224,434 by year 10.