Home Surrey, BC Crescent Bch Ocean Pk. 12986 20 Avenue

12986 20 Ave, Surrey BC - Single Family Residence for Sale - MLS# R3060273

321 days on the market

$1,350,000

Est. Mortgage $5,972/mo

Listing updated: Jul 16, 2026 at 08:58am

EstateBlock checked: Sep 5, 2026 at 11:45pm

3 Beds

3 Baths

2096 sqft

644 $ /sqft

1986 built

6.9% price reduction

321 days on the market

$1,350,000

$1,450,000

Est. $5,972/mo with 20% down

Listing updated: Jul 16, 2026 at 08:58am

EstateBlock checked: Sep 5, 2026 at 11:45pm

Photos

Exterior Front Photo of 12986 20 Avenue, Surrey, BC

Exterior Rear Photo of 12986 20 Avenue, Surrey, BC

Living Room Photo of 12986 20 Avenue, Surrey, BC

Family Room Photo of 12986 20 Avenue, Surrey, BC

Dining Area Photo of 12986 20 Avenue, Surrey, BC

Kitchen Photo of 12986 20 Avenue, Surrey, BC

Kitchen Island Photo of 12986 20 Avenue, Surrey, BC

Pantry Photo of 12986 20 Avenue, Surrey, BC

Breakfast Nook Photo of 12986 20 Avenue, Surrey, BC

Primary Bedroom Photo of 12986 20 Avenue, Surrey, BC

Well-maintained 3-bedroom, 2-storey home on an 8,433 sq ft lot in desirable Ocean Park. Features include a private garden with a deck, fountain, and mature landscaping, plus a sunken living room, spacious dining area, and open-concept kitchen/family room with gas fireplace. Located minutes from Crescent Beach, top schools, and parks. Ideal as a move-in ready residence or for future updates. Currently tenanted. Please book showings at least 24 hours in advance. Kindly avoid Thursdays, and afternoon showings are preferred. Thank you.

Interior Features

Basement Finished Area (sqft)	0
Basement Features	Crawl Space
Heating Type	Forced Air, Natural Gas
# of Kitchens	1
Foundation	Concrete Perimeter

Exterior Features

Roof	Asphalt
Structures	Residential Detached

Building Details

Price	$1,350,000
Total Bedrooms	3
Total Bathrooms	3
Full Bathrooms	2
Half Bathrooms	1
Floor Area Total (sqft)	2096
Year Built	1986
Age Of Building	40
Building Type	Single Family Residence
Property Type	Residential
Stories	2
Ownership Type	Freehold NonStrata
Utility Type	Community, Electricity Connected, Natural Gas Connected, Water Connected
Utility Sewer	Public Sewer
Water (WaterSource)	Public
Parking Type	Garage Double, Front Access
Total Parking Spaces	4
Rental Suites	None

Lot & Land

Lot Size	8433
Lot Size Depth	Feet
Lot Size Frontage	64
MLS^® #	R3060273
Area	South Surrey White Rock
Neighbourhood	Crescent Bch Ocean Pk.
City	Surrey
Postal Code	V4A 1Y9
Gross Taxes	$5,524.55
Zoning	SF

Property Timeline

Status	Date	Price
R3060273 / Active	10-20-2025	$1,350,000
to view full Property History (3 earlier records)

Rooms

Floor	Type	Dimensions
Main Level	Family Room	16'11 x 16'11 ft
Main Level	Eating Area	12'5 x 12'5 ft
Main Level	Kitchen	10'6 x 10'6 ft
Main Level	Dining Room	13'4 x 13'4 ft
Main Level	Living Room	16'1 x 16'1 ft
Main Level	Laundry	8'6 x 8'6 ft
Above Level	Primary Bedroom	15' x 15' ft
Above Level	Bedroom	11'1 x 11'1 ft
Above Level	Bedroom	12'6 x 12'6 ft

Bathrooms

Floor	Ensuite	Pieces
Main Level	No	#2
Above Level	Yes	#4
Above Level	No	#4

Listed by: Sincere Real Estate Services

NOTE: This representation is based in whole or in part on data generated by the Chilliwack & District Real Estate Board, Fraser Valley Real Estate Board or Greater Vancouver REALTORS^® which assumes no responsibility for its accuracy.

Map & Neighbourhood

Public Schools

Secondary
Elgin Park Secondary School: Above Average 1.29 km 7.3/10
Elementary
Ocean Cliff Elementary School: Average 0.96 km 5.9/10

Information includes BC Government Open License data; school details change often and are offered solely as general guidance.

Private Schools

Elementary
Star of the Sea: Average 4.17 km 4.6/10
Elementary, Secondary
White Rock Christian Academy: Above Average 4.45 km 8.9/10

Closest Transit

Bus Stop
Eastbound 20 Ave @ 129 St: 0.09 km
Skytrain
Skytrain @ Bakerview/166 st Station ( Under Construction till 2029): 14.47 km

Crime Rate

Total Crime Rate: Average
Violent Crime Rate: Below Average
Property Crime Rate: Average

Demographics

Post-Secondary Education: Above Average 36.2%
No Certificate/Degree: Below Average 11.3%
Owner Occupied: Below Average 46.3%
Employment Rate: Average 59.3%

Noise/ Power Lines

Road/Hwy Noise: Possible
Railway/Sky train Noise: Unlikely
Airport/Port Noise: Unlikely
Close to major Power Lines: Unlikely

Other

Agricultural Land Reserve (ALR): Unlikely
Flood Area: Unlikely
Close to Cemeteries: Unlikely

Sell Speed & Competition

56 / 100

Overall sell-speed score

Moderate pace expected

Price competition grade

Avg comparable: $1,385,100

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Market conditions

Market conditions unavailable

Flood Risk (FEMA/BC)

Unlikely — not in floodplain

Railway / Skytrain noise

Unlikely — 14.47 km from station

Road / Highway noise

Possible — major road nearby

Airport noise (YVR)

Unlikely

Power lines proximity

Unlikely

ALR (Agricultural Land Reserve)

No — not in ALR

How CRESCENT BCH OCEAN PK. compares

This property

321 DOM

Listed

Crescent Bch Ocean Pk. avg

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Surrey avg

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12986 20 Avenue has a sell-speed score of 56/100, placing it in the "Expected to sell at a moderate pace" band. The listing is priced 2.6% below comparable active properties in Crescent Bch Ocean Pk., which is a strong competitive signal. Based on these signals, EstateBlock predicts this listing is may take several weeks to attract serious offers.

Climate Risk for V4A 1Y9

Natural hazards vary by location and can change over time. The following provides a summary of potential impacts to this area, postal code V4A 1Y9, over the next 30 years. Projections use the 2041–2070 period (2050s) under a moderate emissions scenario (SSP2-4.5).

Flood Lower Risk

Outside of designated flood hazard zones. Under 10% of buildings in this area have flood risk over the next 30 years.

Fire Low

Located within the "Vancouver" WUI zone (Risk Class 5 — Low). Based on BC Wildfire Service provincial WUI Risk Class mapping; not a site-specific assessment.

Air Quality A / Excellent

Annual avg PM2.5 4.5 µg/m³ — meets WHO 2021 guideline (BC ENV 2024). Nearest station: North Delta, Delta (~13.6 km). Annual avg AQHI 2.1 — Low Risk.

Heat Moderate

Surrey currently sees ~1 day above 30 °C per year (1981–2010 baseline), projected to rise to ~8 by the 2050s (SSP2-4.5 moderate emissions). Hottest day of the year: ~30 °C baseline, ~32.5 °C projected. Tropical nights (>18 °C): ~0 baseline, ~3 projected.

Precipitation Increasing

Annual precipitation ~1516 mm (1981–2010 baseline), projected ~1574 mm by the 2050s. Extreme 1-day rainfall: ~51.5 mm baseline, ~57.1 mm projected. Values vary modestly across the Lower Mainland.

Drought Stable

Longest annual dry spell (consecutive dry days): ~23 days baseline, ~24 days projected for the 2050s. CDD is used as a regional drought proxy; drought risk varies modestly across the Lower Mainland.

Nearby Restaurants, Cafes & Shops

Shopping (6 nearby)

Coast capital savings · 740 m · Bank
Ocean park post office · 745 m · Post Office
Cibc · 762 m · Bank

Groceries (4 nearby)

Cob's · 750 m · Bakery
Safeway · 787 m · Supermarket
Chan's ocean park · 834 m · Greengrocer

Cafes (4 nearby)

Starbucks · 740 m · Cafe
Morrison cafe · 761 m · Cafe
Islands cafe · 790 m · Cafe

Restaurants (1 nearby)

Sakuya sushi · 910 m · Restaurant

Healthcare (1 nearby)

Rexall · 768 m · Healthcare

Transit (1 nearby)

Bus stop westbound 24 ave @ 128 st · 958 m · Transit

Schools NearBy

7 Schools are within 3km

School	Type	Grades Served	Catchment Info	Rating	Distance
Laronde Elementary School	Public	Grades Served K-7	Catchment Info —	7.9 / 10	Distance 363 m
Crescent Park Elementary School	Public	Grades Served K-7	Catchment Info —	6.7 / 10	Distance 951 m
Ocean Cliff Elementary School	Public	Grades Served K-7	Catchment Info In Catchment	5.9 / 10	Distance 958 m
Elgin Park Secondary School	Public	Grades Served 8-12	Catchment Info In Catchment	7.3 / 10	Distance 1.29 KM
Ray Shepherd Elementary School	Public	Grades Served K-7	Catchment Info —	6.8 / 10	Distance 1.43 KM
Chantrell Creek Elementary School	Public	Grades Served K-7	Catchment Info —	7.8 / 10	Distance 1.86 KM
Bayridge Elementary	Public	Grades Served —	Catchment Info —	6.7 / 10	Distance 2.58 KM

Walkability & Transit Near 12986 20 Avenue

Car-Dependent 54

Walk Score - Somewhat Walkable

Some errands can be accomplished on foot

Some Transit 37

Transit Score - Some Transit

A few nearby public transportation options

Somewhat
Bikeable 58

Bike Score - Bikeable

Some bike infrastructure

BC Assessment Value — 12986 20 Avenue

2026 assessed value, sourced from City of Surrey open data (PID 002-292-254).

Total Assessed Value (2026)

$1,420,000

2026 Value Trend

Land

$1,305,000

Buildings

$115,000

Year Built

N/A

Class

N/A

Zoning

Property Tax

N/A

Year	Land	Improvements	Total Assessed	YOY Change
2026	$1,305,000	$115,000	$1,420,000	—

Mortgage Calculator for 12986 20 Avenue

Home Price

Down Payment

Down Payment (percent)

Interest Rate

Loan Type

/month

Principal & Interest

Property Taxes $460

Maintenance fee 0

Based on a 30-year fixed at 4% interest with 20% down ($270,000), the estimated monthly payment for this listing is $5,616/month — $5,156 principal & interest, $460 property tax.

or Call 778-918-5990

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Listing data last synced: Jul 16, 2026

Investment Cashflow Calculator

Property Tax (Monthly)

Basic Insurance Cost

Rental Income

Vacancy Rate

Down Payment

Down Payment (percent)

/month

Mortgage Payment

Monthly Payment

Break Even Down Payment 0%

Cap Rate

Cash on Cash

At an estimated rental income of $3,962/month, this property runs a $1,826/month shortfall after mortgage and carrying costs. Break-even requires approximately 49% down.

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Estateblock Rent Estimate for 12986 20 Avenue, Surrey

Buy Vs Rent Calculator

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Approximate estimates for informational purposes only, not financial advice. Assumes a new 30-year fixed mortgage at the rate shown; actual rent, payments, and equity will vary by loan terms and market conditions. Consult a licensed professional before deciding.