Home Surrey, BC Crescent Bch Ocean Pk. 12986 20 Avenue

12986 20 Ave, Surrey BC – House for Sale – MLS® R3060273

12986 20 Avenue, Surrey, British Columbia V4A 1Y9

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Listing updated: Oct 16, 2026 at 12:54pm

EstateBlock checked: Oct 23, 2026 at 11:40am

3 Beds

3 Baths

2096 sqft

644 $ /sqft

1986 built

PENDING

Photo

VERIFIED ACCOUNT REQUIRED

Sold price & sold date

Original list price & price changes

Full photo gallery - 40 photos

Days on market & listing history

Map & Neighbourhood

Public Schools

Secondary
Elgin Park Secondary School: Above Average 1.29 km 7.3/10
Elementary
Ocean Cliff Elementary School: Average 0.96 km 5.9/10

Information includes BC Government Open License data; school details change often and are offered solely as general guidance.

Private Schools

Elementary
Star of the Sea: Average 4.17 km 4.6/10
Elementary, Secondary
White Rock Christian Academy: Above Average 4.45 km 8.9/10

Closest Transit

Bus Stop
Eastbound 20 Ave @ 129 St: 0.09 km
Skytrain
Skytrain @ Bakerview/166 st Station ( Under Construction till 2029): 14.47 km

Crime Rate

Total Crime Rate: Average
Violent Crime Rate: Below Average
Property Crime Rate: Average

Demographics

Post-Secondary Education: Above Average 36.2%
No Certificate/Degree: Below Average 11.3%
Owner Occupied: Below Average 46.3%
Employment Rate: Average 59.3%

Noise/ Power Lines

Road/Hwy Noise: Possible
Railway/Sky train Noise: Unlikely
Airport/Port Noise: Unlikely
Close to major Power Lines: Unlikely

Other

Agricultural Land Reserve (ALR): Unlikely
Flood Area: Unlikely
Close to Cemeteries: Unlikely

Sell Speed & Competition

43 / 100

Overall sell-speed score

May take longer

B+

Price competition grade

Avg comparable: $1,455,300

Buyer's

Market conditions

Buyer's market — more supply than demand

Flood Risk

Unlikely — not in floodplain

Railway / Skytrain noise

Unlikely — 14.47 km from station

Road / Highway noise

Possible — major road nearby

Airport noise (YVR)

Unlikely

Power lines proximity

Unlikely

ALR (Agricultural Land Reserve)

No — not in ALR

How CRESCENT BCH OCEAN PK. compares

This property

368 DOM

Listed

Crescent Bch Ocean Pk. avg

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Surrey avg

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12986 20 Avenue has a sell-speed score of 43/100, placing it in the "May take longer than the area average to sell" band. The listing is priced 7.8% below comparable active properties in Crescent Bch Ocean Pk., which is a strong competitive signal. The local market is currently a Buyer's Market with a sales-to-active ratio of 7.8% — buyers have more leverage. With only 616 competing homes currently listed, this property has significant competition. Based on these signals, EstateBlock predicts this listing is could take longer than the area average to sell.

Climate Risk for V4A 1Y9

Natural hazards vary by location and can change over time. The following provides a summary of potential impacts to this area, postal code V4A 1Y9, over the next 30 years. Projections use the 2041–2070 period (2050s) under a moderate emissions scenario (SSP2-4.5).

Flood Lower Risk

Outside of designated flood hazard zones. Under 10% of buildings in this area have flood risk over the next 30 years.

Fire Low

Located within the "Vancouver" WUI zone (Risk Class 5 — Low). Based on BC Wildfire Service provincial WUI Risk Class mapping; not a site-specific assessment.

Air Quality A / Excellent

Annual avg PM2.5 4.5 µg/m³ — meets WHO 2021 guideline. Nearest station: North Delta, Delta (~13.6 km). Annual avg AQHI 2.1 — Low Risk.

Heat Moderate

Surrey currently sees ~1 day above 30 °C per year (1981–2010 baseline), projected to rise to ~8 by the 2050s (SSP2-4.5 moderate emissions). Hottest day of the year: ~30 °C baseline, ~32.5 °C projected. Tropical nights (>18 °C): ~0 baseline, ~3 projected.

Precipitation Increasing

Annual precipitation ~1516 mm (1981–2010 baseline), projected ~1574 mm by the 2050s. Extreme 1-day rainfall: ~51.5 mm baseline, ~57.1 mm projected. Values vary modestly across the Lower Mainland.

Drought Stable

Longest annual dry spell (consecutive dry days): ~23 days baseline, ~24 days projected for the 2050s. CDD is used as a regional drought proxy; drought risk varies modestly across the Lower Mainland.

Nearby Restaurants, Cafes & Shops

Shopping (6 nearby)

Coast capital savings · 740 m · Bank
Ocean park post office · 745 m · Post Office
Cibc · 762 m · Bank

Groceries (4 nearby)

Cob's · 750 m · Bakery
Safeway · 787 m · Supermarket
Chan's ocean park · 834 m · Greengrocer

Cafes (4 nearby)

Starbucks · 740 m · Cafe
Morrison cafe · 761 m · Cafe
Islands cafe · 790 m · Cafe

Restaurants (1 nearby)

Sakuya sushi · 910 m · Restaurant

Healthcare (1 nearby)

Rexall · 768 m · Healthcare

Transit (1 nearby)

Bus stop westbound 24 ave @ 128 st · 958 m · Transit

Schools NearBy

7 Schools are within 3km

School	Type	Grades Served	Catchment Info	Rating	Distance
Laronde Elementary School	Public	Grades Served K-7	Catchment Info —	7.9 / 10	Distance 363 m
Crescent Park Elementary School	Public	Grades Served K-7	Catchment Info —	6.7 / 10	Distance 951 m
Ocean Cliff Elementary School	Public	Grades Served K-7	Catchment Info In Catchment	5.9 / 10	Distance 958 m
Elgin Park Secondary School	Public	Grades Served 8-12	Catchment Info In Catchment	7.3 / 10	Distance 1.29 KM
Ray Shepherd Elementary School	Public	Grades Served K-7	Catchment Info —	6.8 / 10	Distance 1.43 KM
Chantrell Creek Elementary School	Public	Grades Served K-7	Catchment Info —	7.8 / 10	Distance 1.86 KM
Bayridge Elementary	Public	Grades Served —	Catchment Info —	6.7 / 10	Distance 2.58 KM

Walkability & Transit Near 12986 20 Avenue

Car-Dependent 51

Walk Score - Somewhat Walkable

Some errands can be accomplished on foot

Some Transit 37

Transit Score - Some Transit

A few nearby public transportation options

Somewhat
Bikeable 55

Bike Score - Bikeable

Some bike infrastructure

Mortgage Calculator for 12986 20 Avenue

/month

Principal & Interest

Property Taxes $460

Maintenance fee 0

Based on a 30-year fixed at 4% interest with 20% down ($270,000), the estimated monthly payment for this listing is $5,616/month — $5,156 principal & interest, $460 property tax.

or Call 778-918-5990

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Investment Cashflow Calculator

/month

Mortgage Payment

Monthly Payment

Break Even Down Payment 0%

Cap Rate

Cash on Cash

At an estimated rental income of $3,962/month, this property runs a $1,826/month shortfall after mortgage and carrying costs. Break-even requires approximately 49% down.

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Estateblock Rent Estimate for 12986 20 Avenue, Surrey

Buy Vs Rent Calculator

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Approximate estimates for informational purposes only, not financial advice. Assumes a new 30-year fixed mortgage at the rate shown; actual rent, payments, and equity will vary by loan terms and market conditions. Consult a licensed professional before deciding.