Home Surrey, BC Yale Garden Yale Gardens 43 12585 104a Avenue

43 12585 104a Ave, Surrey BC V3V 0G7 – Townhouse for Sale – MLS® R3132749

43 12585 104a Avenue, Surrey, British Columbia V3V 0G7

Surrey Townhouses for Sale

164 days on the market

$1,149,000

Est. monthly cost $5,038/mo

Updated with MLS® - Nov 12, 2026 at 06:45pm

Yale Garden

4 Beds

4 Baths

2435 sqft

472 $ /sqft

408 $ Maint. fee

2023 built

Photos

Yale Garden, Beautiful New Development in North Surrey. One of the biggest 3-level, 4 bedrooms, 3.5 bathrooms corner unit townhouse app 2450 Sq ft (Including balcony and double garage). Modern open concept layout with exquisite high-end finishes. Experience the luxury of stainless steel appliances, gas ranges, quartz countertops, custom millwork, & soft close cabinets. Separate entry suite offers flexibility & potential rental income. Custom millwork & built-in-bar cabinet with the comfort of energy-efficient heating & air conditioning. Centrally located near parks, schools, Scott Rd, Surrey Central Station, SFU Surrey, proposed UBC Campus, & Guilford mall. Take advantage of the courtyard, playground, & gym. Don't miss the exclusive opportunity to own this beautiful townhouse.

Building 19 fields Inside & out 13 fields Lot & land 6 fields

Building Details

Price	$1,149,000
Total Bedrooms	4
Total Bathrooms	4
Full Bathrooms	3
Half Bathrooms	1
Floor Area Total (sqft)	2435
Year Built	2023
Age Of Building	3
Building Type	Townhouse
Property Type	Residential
Architecture Style	3 Storey
Stories	3
Building Name	Yale Garden
Ownership Type	Freehold Strata
Maintenance Fee	$408
Utility Type	Electricity Connected, Natural Gas Connected, Water Connected
Parking Type	Garage Double, Rear Access, Garage Door Opener
Total Parking Spaces	2
Strata Restrictions	No Restrictions

Interior Features

Basement Finished Area (sqft)	0
Appliances Included	Washer/Dryer, Dishwasher, Refrigerator, Stove, Microwave, Oven, Wine Cooler
Fireplace	1
Heating Type	Electric, Forced Air, Natural Gas
Cooling	Central Air, Air Conditioning
Laundry	In Unit
# of Kitchens	1
Flooring	Mixed
Foundation	Concrete Perimeter

Exterior Features

Exterior Features	Playground, Balcony
View Description	'
Roof	Torch-On
Structures	Residential Attached

Lot & Land

MLS^® #	R3132749
Area	North Surrey
Neighbourhood	Cedar Hills
City	Surrey
Postal Code	V3V 0G7
Zoning	CD

Property Timeline

Status	Date	Price
R3132749 / Active	06-01-2026	$1,149,000
to view full Property History (1 earlier record)

Rooms

Floor	Type	Dimensions
Below	Bedroom	15' x 15' ft
Main Level	Kitchen	14'10 x 14'10 ft
Basement Level	Dining Room	15' x 15' ft
Main Level	Living Room	17'6 x 17'6 ft
Above Level	Bedroom	18'10 x 18'10 ft
Above Level	Bedroom	9'3 x 9'3 ft
Above Level	Bedroom	9'9 x 9'9 ft

Bathrooms

Floor	Ensuite	Pieces
Main Level	No	#2
Above Level	No	#3
Above Level	Yes	#4
Below	Yes	#3

Listed by: SRS Gateway Realty

NOTE: This representation is based in whole or in part on data generated by the Chilliwack & District Real Estate Board, Fraser Valley Real Estate Board or Greater Vancouver REALTORS^® which assumes no responsibility for its accuracy.

About the building: Yale Gardens

12585 104A Avenue, Cedar Hills, Surrey

Yale Gardens building details

Building

Built: 2023
Homes: 48 in 3 storeys
Construction: Frame - Wood
Title: Freehold Strata
Strata plan: EPS9721
Managed by: Korecki Real Estate Services
Parking: Visitor Parking, Garage: Double
Lockers: Limited
Strata fee covers: Snow removalSewerManagementGardeningGarbage Pickup

Bylaws on record

Pets: Allowed; Cats and dogs OK, max 2
Rentals: Allowed

Market at Yale Gardens

For sale: 4
Median ask: $1.02M
Median $/sqft: $470
Days on market: 168

This home

$472/sqft, in line with the building median of $470.

Still inside its 2-5-10 new-home warranty — building-envelope coverage to 2028, structural to 2033.

Homes for sale at Yale Gardens, Surrey Recent sold listings in Yale Gardens, Surrey

From MLS® and public strata records. Verify against the current Form B and registered bylaws.

Map, sell speed & climate

SkyTrain 1.21 km · L A Matheson Secondary School 5/10 · 2.12 km · crime average · sell-speed score 40/100 (may take longer) · flood lower risk · wildfire low

Map & area Sell speed Climate risk

Map & Neighbourhood

Nearby Restaurants, Cafes & Shops

Shopping (1 nearby)

Saint helen's · 534 m · Post Office

Transit (1 nearby)

Bus stop westbound 100 ave @ helen dr · 988 m · Transit

Public Schools

Secondary
L A Matheson Secondary School: Average 2.12 km 5/10
Elementary
Prince Charles Elementary School: Average 1.03 km 4.5/10

Information includes BC Government Open License data; school details change often and are offered solely as general guidance.

Private Schools

Elementary
Our Lady of Good Counsel: Above Average 2.62 km 8.5/10
Secondary
Purpose Independent Secondary School: Average 2.94 km 4/10

Closest Transit

Bus Stop
Northbound 128 St @ 104 Ave: 0.41 km
Skytrain
Skytrain @ Scott Road Stn: 1.21 km

Crime Rate

Total Crime Rate: Average
Violent Crime Rate: Below Average
Property Crime Rate: Average

Demographics

Post-Secondary Education: Below Average 14.3%
No Certificate/Degree: Above Average 25%
Owner Occupied: Average 66.8%
Employment Rate: Above Average 71.3%

Noise/ Power Lines

Road/Hwy Noise: Possible
Railway/Sky train Noise: Unlikely
Airport/Port Noise: Unlikely
Close to major Power Lines: Unlikely

Other

Agricultural Land Reserve (ALR): Unlikely
Flood Area: Unlikely
Close to Cemeteries: Unlikely

Sell Speed & Competition

40 / 100

Overall sell-speed score

May take longer

Price competition grade

Avg comparable: $1,013,095

Flood Risk

Unlikely — not in floodplain

Railway / Skytrain noise

Unlikely — 1.21 km from station

Road / Highway noise

Possible — major road nearby

Airport noise (YVR)

Unlikely

Power lines proximity

Unlikely

ALR (Agricultural Land Reserve)

No — not in ALR

How CEDAR HILLS compares

This property

164 DOM

Listed

43 12585 104a Avenue has a sell-speed score of 40/100, placing it in the "May take longer than the area average to sell" band. The listing is priced 13.4% above comparable active properties in Cedar Hills. Based on these signals, EstateBlock predicts this listing is could take longer than the area average to sell.

Climate Risk for V3V 0G7

Natural hazards vary by location and can change over time. The following provides a summary of potential impacts to this area, postal code V3V 0G7, over the next 30 years. Projections use the 2041–2070 period (2050s) under a moderate emissions scenario (SSP2-4.5).

Flood Lower Risk

Outside of designated flood hazard zones. Under 10% of buildings in this area have flood risk over the next 30 years.

Fire Low

Located within the "Vancouver" WUI zone (Risk Class 5 — Low). Based on BC Wildfire Service provincial WUI Risk Class mapping; not a site-specific assessment.

Air Quality B / Good

Annual avg PM2.5 5.2 µg/m³ — meets Canada's CAAQS. Nearest station: New Westminster Sapperton Park, New Westminster (~4 km). Annual avg AQHI 0 — Low Risk.

Heat Moderate

Surrey currently sees ~1 day above 30 °C per year (1981–2010 baseline), projected to rise to ~8 by the 2050s (SSP2-4.5 moderate emissions). Hottest day of the year: ~30 °C baseline, ~32.5 °C projected. Tropical nights (>18 °C): ~0 baseline, ~3 projected.

Precipitation Increasing

Annual precipitation ~1516 mm (1981–2010 baseline), projected ~1574 mm by the 2050s. Extreme 1-day rainfall: ~51.5 mm baseline, ~57.1 mm projected. Values vary modestly across the Lower Mainland.

Drought Stable

Longest annual dry spell (consecutive dry days): ~23 days baseline, ~24 days projected for the 2050s. CDD is used as a regional drought proxy; drought risk varies modestly across the Lower Mainland.

Schools NearBy

19 Schools are within 3km

School	Type	Grades Served	Catchment Info	Rating	Distance
Prince Charles Elementary School	Public	Grades Served K-7	Catchment Info In Catchment	4.5 / 10	Distance 1.03 KM
K B Woodward Elementary School	Public	Grades Served K-7	Catchment Info —	3.7 / 10	Distance 1.05 KM
Kwantlen Park Secondary School	Public	Grades Served 8-12	Catchment Info —	5.7 / 10	Distance 1.11 KM
City Central Learning Centre	Public	Grades Served 10-12	Catchment Info —	3.0 / 10	Distance 1.29 KM
Old Yale Road Elementary School	Public	Grades Served K-7	Catchment Info —	4.2 / 10	Distance 1.39 KM
Cedar Hills Elementary School	Public	Grades Served K-7	Catchment Info —	4.3 / 10	Distance 1.52 KM
L A Matheson Secondary School	Public	Grades Served 8-12	Catchment Info In Catchment	5.0 / 10	Distance 2.12 KM
Senator Reid Elementary School	Public	Grades Served K-7	Catchment Info —	4.5 / 10	Distance 2.32 KM
Betty Huff Elementary School	Public	Grades Served K-7	Catchment Info —	3.4 / 10	Distance 2.45 KM
Royal Heights Elementary School	Public	Grades Served K-7	Catchment Info —	3.5 / 10	Distance 2.49 KM
Bridgeview Elementary School	Public	Grades Served K-7	Catchment Info —	4.3 / 10	Distance 2.57 KM
Our Lady of Good Counsel	Independent	Grades Served K-7	Catchment Info —	8.5 / 10	Distance 2.62 KM
Forsyth Road Elementary School	Public	Grades Served K-7	Catchment Info —	3.3 / 10	Distance 2.68 KM
David Brankin Elementary School	Public	Grades Served K-7	Catchment Info —	4.4 / 10	Distance 2.72 KM
Kirkbride Elementary School	Public	Grades Served K-7	Catchment Info —	2.9 / 10	Distance 2.74 KM
James Ardiel Elementary School	Public	Grades Served K-7	Catchment Info —	3.7 / 10	Distance 2.75 KM
Continuing Ed SD36 (Queen Elizabeth)	Public	Grades Served —	Catchment Info —	3.1 / 10	Distance 2.88 KM
Queen Elizabeth Secondary School	Public	Grades Served 8-12	Catchment Info —	5.4 / 10	Distance 2.89 KM
Purpose Independent Secondary School	Independent	Grades Served 8-12	Catchment Info —	4.0 / 10	Distance 2.94 KM

Pre-computed routes from 43 12585 104a Ave, Surrey, BC

43 12585 104a Ave, Surrey, BC Scott Road 1.2 km

51 min

Downtown Vancouver Waterfront Station

By transit (Skytrain)

Downtown Vancouver via Scott Road → Waterfront
51 min
Metrotown, Burnaby via Scott Road → Metrotown
33 min
SFU Burnaby via Scott Road → Production Way
31 min
Richmond Centre via Scott Road → Brighouse
76 min
YVR Airport via Scott Road → YVR-Airport
77 min

By car (off-peak)

Downtown Vancouver via HWY 1 / Grandview
24 min
Metrotown, Burnaby via Lougheed Hwy
12 min
SFU Burnaby via Gaglardi Way
9 min
Richmond Centre via No. 3 Rd
23 min
YVR Airport via Bridgeport / Sea Island
27 min

Calculate your commute

43 12585 104a Ave, Surrey, BC is ideally located for commuters. The property is 1.2 km from Scott Road, with a 51 min SkyTrain ride to Downtown Vancouver (Waterfront Station). The closest bus stop is Northbound 128 St @ 104 Ave (0.41 km). Walk Score Transit rating: Good Transit (69/100).

Walkability & Transit Near 43 12585 104a Avenue

Car-Dependent 49

Walk Score - Car-Dependent

Most errands require a car

Good Transit 69

Transit Score - Good Transit

Many nearby public transportation options

Somewhat Bikeable 24

Bike Score - Somewhat Bikeable

Minimal bike infrastructure

BC Assessment Value — 43 12585 104a Avenue

2026 assessed value, sourced from City of Surrey open data (PID 032-066-716).

Total Assessed Value (2026)

$1,025,000

2026 Value Trend

Land

$769,000

Buildings

$256,000

Year Built

N/A

Class

N/A

Zoning

Property Tax

N/A

Year	Land	Improvements	Total Assessed	YOY Change
2026	$769,000	$256,000	$1,025,000	—

Costs & calculators

Monthly cost about $5,038/month · rent estimate $3,550/month · owning catches up with renting by year 9 · cash flow if rented −$1,714/month

Mortgage Cash flow Rent estimate Rent vs own

Mortgage Calculator for 43 12585 104a Avenue

$5,038 /month

Principal & Interest $4,630

Property Taxes $0

Maintenance fee $408

The estimated monthly cost of 43 12585 104a Avenue, Surrey is $5,038: $4,630 principal and interest with 20% down over 30 years at 4.45%, plus $408 strata fee.

or Call 778-918-5990

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Investment Cashflow Calculator

−$1,714 /month

Mortgage Payment $4,630

Monthly Cash Flow −$1,714

Break Even Down Payment 50%

Cap Rate -1.8%

Cash on Cash -9.0%

If 43 12585 104a Avenue, Surrey were rented at $3,550 a month with 5% vacancy, it would fall $1,714 a month short of the mortgage and carrying costs; about 50% down would break even.

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Estateblock Rent Estimate for 43 12585 104a Avenue, Surrey

$3,550 / month

Rent $3,550

Own $5,038

Principal: $1,489/mo Interest, tax, insurance, fees: $3,549/mo

Example shown is the principal portion at year 5 of the mortgage. It grows over the loan: ~$1,247/mo (year 1) → ~$2,899/mo (year 20) → ~$4,324/mo (year 29).

Net cost to own at year 5 ~$3,549/mo About $1/mo less than renting

EstateBlock estimates 43 12585 104a Avenue, Surrey would rent for about $3,550 a month.

Approximate estimates for informational purposes only, not financial advice. Assumes a new 30-year fixed mortgage at the rate shown; actual rent, payments, and equity will vary by loan terms and market conditions. Consult a licensed professional before deciding.

Rent vs own: 43 12585 104a Avenue

Rent vs own

Owning catches up by year 9

With 20% down ($229,800) at 4.45%: renting is cheaper at first, but principal paydown closes the gap

Principal paid off by year 5 $81,913

Principal paid off by year 10 $184,196

Assumes 20% down payment, 4.45% fixed rate, 30-year amortization. Rent line = full rent (money gone). Own line = interest + property tax + fees, excluding principal (money you keep as equity). No appreciation, investment returns or transaction costs included.

Renting 43 12585 104a Avenue, Surrey is cheaper at first, but owning catches up by year 9, with $81,913 of principal paid off by year 5 and $184,196 by year 10.