Home Surrey, BC Cloverdale BC 5860 188 Street

Photos

Beautifully updated 3 bath, 5 bedroom plus den home with lots of natural light, A/C and triple garage in centre of Cloverdale. This home has a licensed daycare for 8 kids (license not sold with the home) and recent zoning allows for 25 kids with modifications (see associated docs). Hardwood throughout the main floor and elegant living room with gas fireplace is open to the large dining room.Kitchen with quartz counter tops, white cabinetry, gas stove, S/S appliances mostly replaced last 2 - 4 yrs, pantry with glass doors. Adjacent family room with gas fireplace has French doors to the fully fenced private backyard and patio. Above primary bedroom through double doors has tub/shower ensuite and walk in closet. Triple garage and surface parking allow 9 vehicles, RV/boat. HW tank 1 yr old.

Building 20 fields Inside & out 14 fields Lot & land 10 fields

Building Details

Price	$1,424,900
Total Bedrooms	5
Total Bathrooms	3
Full Bathrooms	2
Half Bathrooms	1
Floor Area Total (sqft)	2532
Year Built	1989
Age Of Building	37
Building Type	Single Family Residence
Property Type	Residential
Stories	2
Building Name	Cloverdale
Ownership Type	Freehold NonStrata
Community Features	Shopping Nearby
Utility Type	Electricity Connected, Natural Gas Connected, Water Connected
Utility Sewer	Public Sewer, Sanitary Sewer, Storm Sewer
Water (WaterSource)	Public
Parking Type	Garage Triple, RV Access/Parking, Front Access, Aggregate, Garage Door Opener
Total Parking Spaces	9
Rental Suites	None

Interior Features

Basement Finished Area (sqft)	0
Basement Features	Crawl Space
Appliances Included	Washer/Dryer, Dishwasher, Refrigerator, Stove, Microwave
Interior Features	Central Vacuum
Fireplace	2
Heating Type	Forced Air, Natural Gas
Cooling	Central Air, Air Conditioning
Laundry	In Unit
# of Kitchens	1
Flooring	Hardwood, Mixed, Tile, Carpet
Foundation	Concrete Perimeter

Exterior Features

Exterior Features	Private Yard
Roof	Asphalt
Structures	Residential Detached

Lot & Land

Lot Size	7308
Lot Size Depth	Feet
Lot Size Frontage	80
MLS^® #	R3152290
Area	Cloverdale
Neighbourhood	Cloverdale BC
City	Surrey
Postal Code	V3S 7M1
Gross Taxes	$5,401.7
Zoning	CCR

Property Timeline

Status	Date	Price
R3152290 / Active	08-04-2026	$1,424,900

Rooms

Floor	Type	Dimensions
Main Level	Foyer	5'6 x 5'6 ft
Main Level	Living Room	12'1 x 12'1 ft
Main Level	Kitchen	10'9 x 10'9 ft
Main Level	Eating Area	8'5 x 8'5 ft
Main Level	Dining Room	13'8 x 13'8 ft
Main Level	Family Room	16'4 x 16'4 ft
Main Level	Den	11'0 x 11'0 ft
Main Level	Laundry	5'0 x 5'0 ft

Bathrooms

Floor	Ensuite	Pieces
Main Level	No	#2
Above Level	Yes	#5
Above Level	No	#4

Listed by: Macdonald Realty (Surrey/152)

NOTE: This representation is based in whole or in part on data generated by the Chilliwack & District Real Estate Board, Fraser Valley Real Estate Board or Greater Vancouver REALTORS^® which assumes no responsibility for its accuracy.

Map, sell speed & climate

SkyTrain 1.42 km · crime average · sell-speed score 45/100 (moderate pace) · flood lower risk · wildfire low

Map & area Sell speed Climate risk

Map & Neighbourhood

Nearby Restaurants, Cafes & Shops

Shopping (1 nearby)

Bicycle sports pacific · 975 m · Bicycle Shop

Transit (1 nearby)

Bus stop eastbound hwy 10 @ 184 st · 958 m · Transit

Public Schools

Elementary
Sunrise Ridge Elementary School: Average 0.33 km 5/10

Information includes BC Government Open License data; school details change often and are offered solely as general guidance.

Private Schools

Elementary, Secondary
Bibleway Christian Academy: Above Average 0.43 km 7.8/10
Elementary, Secondary
Bibleway Christian Academy: Above Average 0.43 km 7.8/10

Closest Transit

Bus Stop
Eastbound 60 Ave @ 188 St: 0.26 km
Skytrain
Skytrain @ Clayton Station ( Under Construction till 2029): 1.42 km

Crime Rate

Total Crime Rate: Average
Violent Crime Rate: Below Average
Property Crime Rate: Average

Demographics

Post-Secondary Education: Below Average 14.2%
No Certificate/Degree: Average 14.3%
Owner Occupied: Below Average 60.3%
Employment Rate: Average 58.2%

Noise/ Power Lines

Road/Hwy Noise: Possible
Railway/Sky train Noise: Unlikely
Airport/Port Noise: Unlikely
Close to major Power Lines: Unlikely

Other

Agricultural Land Reserve (ALR): Unlikely
Flood Area: Unlikely
Close to Cemeteries: Unlikely

Sell Speed & Competition

45 / 100

Overall sell-speed score

Moderate pace expected

Price competition grade

Avg comparable: $1,356,935

Flood Risk

Unlikely — not in floodplain

Railway / Skytrain noise

Unlikely — 1.42 km from station

Road / Highway noise

Possible — major road nearby

Airport noise (YVR)

Unlikely

Power lines proximity

Unlikely

ALR (Agricultural Land Reserve)

No — not in ALR

How CLOVERDALE BC compares

This property

100 DOM

Listed

5860 188 Street has a sell-speed score of 45/100, placing it in the "Expected to sell at a moderate pace" band. The listing is priced 5% above comparable active properties in Cloverdale BC. Based on these signals, EstateBlock predicts this listing is may take several weeks to attract serious offers.

Climate Risk for V3S 7M1

Natural hazards vary by location and can change over time. The following provides a summary of potential impacts to this area, postal code V3S 7M1, over the next 30 years. Projections use the 2041–2070 period (2050s) under a moderate emissions scenario (SSP2-4.5).

Flood Lower Risk

Outside of designated flood hazard zones. Under 10% of buildings in this area have flood risk over the next 30 years.

Fire Low

Located within the "Vancouver" WUI zone (Risk Class 5 — Low). Based on BC Wildfire Service provincial WUI Risk Class mapping; not a site-specific assessment.

Air Quality A / Excellent

Annual avg PM2.5 4.6 µg/m³ — meets WHO 2021 guideline. Nearest station: Surrey East, Surrey (~2.7 km). Annual avg AQHI 1.8 — Low Risk.

Heat Moderate

Surrey currently sees ~1 day above 30 °C per year (1981–2010 baseline), projected to rise to ~8 by the 2050s (SSP2-4.5 moderate emissions). Hottest day of the year: ~30 °C baseline, ~32.5 °C projected. Tropical nights (>18 °C): ~0 baseline, ~3 projected.

Precipitation Increasing

Annual precipitation ~1516 mm (1981–2010 baseline), projected ~1574 mm by the 2050s. Extreme 1-day rainfall: ~51.5 mm baseline, ~57.1 mm projected. Values vary modestly across the Lower Mainland.

Drought Stable

Longest annual dry spell (consecutive dry days): ~23 days baseline, ~24 days projected for the 2050s. CDD is used as a regional drought proxy; drought risk varies modestly across the Lower Mainland.

Schools NearBy

20 Schools are within 3km

School	Type	Grades Served	Catchment Info	Rating	Distance
Sunrise Ridge Elementary School	Public	Grades Served K-7	Catchment Info In Catchment	5.0 / 10	Distance 335 m
Bibleway Christian Academy	Independent	Grades Served K-4, 6-12	Catchment Info —	8.2 / 10	Distance 435 m
Hazelgrove Elementary	Public	Grades Served —	Catchment Info —	5.7 / 10	Distance 541 m
Diamond School	Independent	Grades Served —	Catchment Info —	8.0 / 10	Distance 709 m
Latimer Road Elementary School	Public	Grades Served K-7	Catchment Info —	3.2 / 10	Distance 861 m
Martha Currie Elementary School	Public	Grades Served K-7	Catchment Info —	5.2 / 10	Distance 984 m
Don Christian Elementary School	Public	Grades Served K-7	Catchment Info —	5.3 / 10	Distance 1.14 KM
Hillcrest Elementary School	Public	Grades Served K-7	Catchment Info —	6.3 / 10	Distance 1.43 KM
Lord Tweedsmuir Secondary School	Public	Grades Served 8-12	Catchment Info —	6.2 / 10	Distance 1.82 KM
Crescent Heights Academy	Independent	Grades Served —	Catchment Info —	9.1 / 10	Distance 1.86 KM
Focus Alternate	Public	Grades Served —	Catchment Info —	1.7 / 10	Distance 1.99 KM
Cloverdale Traditional	Public	Grades Served —	Catchment Info —	5.3 / 10	Distance 2.01 KM
Adams Road Elementary School	Public	Grades Served K-7	Catchment Info —	5.2 / 10	Distance 2.21 KM
Clayton Heights Secondary	Public	Grades Served —	Catchment Info —	5.8 / 10	Distance 2.23 KM
SD 36 Alternate Cloverdale LC	Public	Grades Served —	Catchment Info —	3.8 / 10	Distance 2.46 KM
Cloverdale Learning Centre	Public	Grades Served 10-12	Catchment Info —	3.8 / 10	Distance 2.48 KM
Katzie Elementary School	Public	Grades Served K-7	Catchment Info —	5.8 / 10	Distance 2.49 KM
Langley Meadows Elementary	Public	Grades Served —	Catchment Info —	6.2 / 10	Distance 2.53 KM
Cloverdale Catholic School	Independent	Grades Served K-7	Catchment Info —	8.3 / 10	Distance 2.64 KM
Nicomekl Elementary School	Public	Grades Served K-5	Catchment Info —	4.7 / 10	Distance 2.78 KM

Walkability & Transit Near 5860 188 Street

Somewhat Walkable 58

Walk Score - Somewhat Walkable

Some errands can be accomplished on foot

Some Transit 45

Transit Score - Some Transit

A few nearby public transportation options

Very Bikeable 70

Bike Score - Very Bikeable

Biking is convenient for most trips

BC Assessment Value — 5860 188 Street

2026 assessed value, sourced from City of Surrey open data (PID 011-963-859).

Total Assessed Value (2026)

$1,315,000

2026 Value Trend

Land

$1,158,000

Buildings

$157,000

Year Built

N/A

Class

N/A

Zoning

Property Tax

N/A

Year	Land	Improvements	Total Assessed	YOY Change
2026	$1,158,000	$157,000	$1,315,000	—

Costs & calculators

Monthly cost about $6,192/month · rent estimate $4,402/month · owning catches up with renting by year 8 · cash flow if rented −$2,192/month

Mortgage Cash flow Rent estimate Rent vs own

Mortgage Calculator for 5860 188 Street

$6,192 /month

Principal & Interest $5,742

Property Taxes $450

Maintenance fee $0

The estimated monthly cost of 5860 188 Street, Surrey is $6,192: $5,742 principal and interest with 20% down over 30 years at 4.45%, plus $450 property tax.

or Call 778-918-5990

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Investment Cashflow Calculator

−$2,192 /month

Mortgage Payment $5,742

Monthly Cash Flow −$2,192

Break Even Down Payment 51%

Cap Rate -1.8%

Cash on Cash -9.2%

If 5860 188 Street, Surrey were rented at $4,402 a month with 5% vacancy, it would fall $2,192 a month short of the mortgage and carrying costs; about 51% down would break even.

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Estateblock Rent Estimate for 5860 188 Street, Surrey

$4,402 / month

Rent $4,402

Own $6,192

Principal: $1,847/mo Interest, tax, insurance, fees: $4,345/mo

Example shown is the principal portion at year 5 of the mortgage. It grows over the loan: ~$1,546/mo (year 1) → ~$3,595/mo (year 20) → ~$5,362/mo (year 29).

Net cost to own at year 5 ~$4,345/mo About $57/mo less than renting

EstateBlock estimates 5860 188 Street, Surrey would rent for about $4,402 a month.

Approximate estimates for informational purposes only, not financial advice. Assumes a new 30-year fixed mortgage at the rate shown; actual rent, payments, and equity will vary by loan terms and market conditions. Consult a licensed professional before deciding.

Rent vs own: 5860 188 Street

Rent vs own

Owning catches up by year 8

With 20% down ($284,980) at 4.45%: renting is cheaper at first, but principal paydown closes the gap

Principal paid off by year 5 $101,582

Principal paid off by year 10 $228,426

Assumes 20% down payment, 4.45% fixed rate, 30-year amortization. Rent line = full rent (money gone). Own line = interest + property tax + fees, excluding principal (money you keep as equity). No appreciation, investment returns or transaction costs included.

Renting 5860 188 Street, Surrey is cheaper at first, but owning catches up by year 8, with $101,582 of principal paid off by year 5 and $228,426 by year 10.