Home Surrey, BC Morgan Creek 3528 Rosemary Heights Crescent

3528 Rosemary Heights Cres, Surrey BC V3S 0M4 – House for Sale – MLS® R3147501

3528 Rosemary Heights Crescent, Surrey, British Columbia V3S 0M4

Surrey Houses for Sale

116 days on the market

$1,898,000

Est. monthly cost $8,216/mo

Updated with MLS® - Nov 10, 2026 at 03:20pm

Rosemary Heights

5 Beds

4 Baths

3190 sqft

595 $ /sqft

2003 built

Photos

Welcome to this exceptional 5-bedroom, 4-bathroom home offering 3,190 sq ft of beautifully renovated living in sought-after Rosemary Heights. $330,000 has been invested in a stunning top-to-bottom renovation, creating a home that blends timeless design with exceptional quality. The bright southeast-facing exposure fills the home with natural light, while the backyard backs directly onto Rosemary Heights Park—an incredible place for children to play. A custom chef's kitchen with MIELE appliances, renovated bathrooms, 10-foot ceilings, heritage millwork, and premium finishes complete this move-in ready home. Just steps to Rosemary Heights Elementary, parks, shopping, and Highway 99, this is an outstanding opportunity for families seeking luxury, comfort, and an unbeatable location.

Building 19 fields Inside & out 12 fields Lot & land 10 fields

Building Details

Price	$1,898,000
Total Bedrooms	5
Total Bathrooms	4
Full Bathrooms	3
Half Bathrooms	1
Floor Area Total (sqft)	3190
Year Built	2003
Age Of Building	23
Building Type	Single Family Residence
Property Type	Residential
Stories	2
Building Name	Rosemary Heights
Ownership Type	Freehold NonStrata
Community Features	Shopping Nearby
Utility Type	Electricity Connected, Water Connected
Utility Sewer	Public Sewer, Sanitary Sewer, Storm Sewer
Water (WaterSource)	Public
Parking Type	Garage Double, Front Access, Garage Door Opener
Total Parking Spaces	6

Interior Features

Basement Finished Area (sqft)	0
Basement Features	Finished
Appliances Included	Washer/Dryer, Dishwasher, Refrigerator, Stove
Fireplace	2
Heating Type	Baseboard, Forced Air, Natural Gas
# of Kitchens	1
Flooring	Hardwood, Tile
Foundation	Concrete Perimeter

Exterior Features

Exterior Features	Private Yard
View Description	Beautiful Park View
Roof	Concrete
Structures	Residential Detached

Lot & Land

Lot Size	4398
Lot Size Depth	Feet
Lot Size Frontage	43.96
MLS^® #	R3147501
Area	South Surrey White Rock
Neighbourhood	Morgan Creek
City	Surrey
Postal Code	V3S 0M4
Gross Taxes	$6,817.18
Zoning	R4

Property Timeline

Status	Date	Price
R3147501 / Active	07-17-2026	$1,898,000

Rooms

Floor	Type	Dimensions
Main Level	Foyer	5'4 x 5'4 ft
Main Level	Living Room	10'8 x 10'8 ft
Main Level	Kitchen	18'0 x 18'0 ft
Main Level	Pantry	8'0 x 8'0 ft
Main Level	Family Room	16'3 x 16'3 ft
Main Level	Dining Room	14'7 x 14'7 ft
Above Level	Primary Bedroom	15'0 x 15'0 ft
Above Level	Walk-In Closet	5'8 x 5'8 ft
Above Level	Bedroom	12'10 x 12'10 ft
Above Level	Bedroom	11'6 x 11'6 ft
Below	Games Room	24'2 x 24'2 ft
Below	Gym	8'3 x 8'3 ft
Below	Bedroom	15'4 x 15'4 ft
Below	Bedroom	11'8 x 11'8 ft
Below	Laundry	4'10 x 4'10 ft
Below	Storage	8'2 x 8'2 ft
Below	Utility	5'1 x 5'1 ft

Bathrooms

Floor	Ensuite	Pieces
Main Level	No	#2
Above Level	Yes	#5
Above Level	Yes	#3
Below	No	#3

Listed by: RE/MAX Select Properties

NOTE: This representation is based in whole or in part on data generated by the Chilliwack & District Real Estate Board, Fraser Valley Real Estate Board or Greater Vancouver REALTORS^® which assumes no responsibility for its accuracy.

Map, sell speed & climate

SkyTrain 9.33 km · crime average · sell-speed score 27/100 (may take longer) · flood lower risk · wildfire low

Map & area Sell speed Climate risk

Map & Neighbourhood

Nearby Restaurants, Cafes & Shops

Shopping (8 nearby)

Trendzone barbershop · 738 m · Hairdresser
Rbc royal bank · 825 m · Bank
Zig zag fashions - south surrey · 888 m · Clothes

Restaurants (7 nearby)

Krishnas curry and crepes house · 525 m · Restaurant
The keg · 610 m · Restaurant
Tap & barrel · 754 m · Restaurant

Groceries (3 nearby)

Notti biscotti · 537 m · Bakery
Sungiven foods · 730 m · Supermarket
Southpoint liquor store · 961 m · Beverages

Cafes (2 nearby)

Tim hortons · 905 m · Cafe
Starbucks · 927 m · Cafe

Transit (1 nearby)

Bus stop northbound 152 st @ 40 ave · 984 m · Transit

Public Schools

Elementary
Rosemary Heights Elementary School: Average 0.36 km 6.8/10

Information includes BC Government Open License data; school details change often and are offered solely as general guidance.

Private Schools

Elementary, Secondary
Southridge School: Above Average 2.18 km 9.6/10
Elementary, Secondary
Southridge School: Above Average 2.18 km 9.6/10

Closest Transit

Bus Stop
Northbound 152 St @ 34 Ave: 0.33 km
Skytrain
Skytrain @ Hillcrest/ 184 st Station ( Under Construction till 2029): 9.33 km

Crime Rate

Total Crime Rate: Average
Violent Crime Rate: Below Average
Property Crime Rate: Average

Demographics

Post-Secondary Education: Above Average 35.9%
No Certificate/Degree: Below Average 8.2%
Owner Occupied: Average 63.5%
Employment Rate: Average 61.8%

Noise/ Power Lines

Road/Hwy Noise: Unlikely
Railway/Sky train Noise: Unlikely
Airport/Port Noise: Unlikely
Close to major Power Lines: Unlikely

Other

Agricultural Land Reserve (ALR): Unlikely
Flood Area: Unlikely
Close to Cemeteries: Unlikely

Sell Speed & Competition

27 / 100

Overall sell-speed score

May take longer

Price competition grade

Avg comparable: $1,594,333

Buyer's

Market conditions

Buyer's market — more supply than demand

Flood Risk

Unlikely — not in floodplain

Railway / Skytrain noise

Unlikely — 9.33 km from station

Road / Highway noise

Unlikely

Airport noise (YVR)

Unlikely

Power lines proximity

Unlikely

ALR (Agricultural Land Reserve)

No — not in ALR

How MORGAN CREEK compares

This property

116 DOM

Listed

3528 Rosemary Heights Crescent has a sell-speed score of 27/100, placing it in the "May take longer than the area average to sell" band. The listing is priced 19% above comparable active properties in Morgan Creek. The local market is currently a Buyer's Market with a sales-to-active ratio of 7.8% — buyers have more leverage. With 616 competing homes currently listed, this property has significant competition. Based on these signals, EstateBlock predicts this listing is could take longer than the area average to sell.

Climate Risk for V3S 0M4

Natural hazards vary by location and can change over time. The following provides a summary of potential impacts to this area, postal code V3S 0M4, over the next 30 years. Projections use the 2041–2070 period (2050s) under a moderate emissions scenario (SSP2-4.5).

Flood Lower Risk

Outside of designated flood hazard zones. Under 10% of buildings in this area have flood risk over the next 30 years.

Fire Low

Located within the "Vancouver" WUI zone (Risk Class 5 — Low). Based on BC Wildfire Service provincial WUI Risk Class mapping; not a site-specific assessment.

Air Quality A / Excellent

Annual avg PM2.5 4.6 µg/m³ — meets WHO 2021 guideline. Nearest station: Surrey East, Surrey (~10.5 km). Annual avg AQHI 1.8 — Low Risk.

Heat Moderate

Surrey currently sees ~1 day above 30 °C per year (1981–2010 baseline), projected to rise to ~8 by the 2050s (SSP2-4.5 moderate emissions). Hottest day of the year: ~30 °C baseline, ~32.5 °C projected. Tropical nights (>18 °C): ~0 baseline, ~3 projected.

Precipitation Increasing

Annual precipitation ~1516 mm (1981–2010 baseline), projected ~1574 mm by the 2050s. Extreme 1-day rainfall: ~51.5 mm baseline, ~57.1 mm projected. Values vary modestly across the Lower Mainland.

Drought Stable

Longest annual dry spell (consecutive dry days): ~23 days baseline, ~24 days projected for the 2050s. CDD is used as a regional drought proxy; drought risk varies modestly across the Lower Mainland.

Schools NearBy

10 Schools are within 3km

School	Type	Grades Served	Catchment Info	Rating	Distance
Rosemary Heights Elementary School	Public	Grades Served K-7	Catchment Info In Catchment	6.8 / 10	Distance 358 m
Morgan Elementary School	Public	Grades Served K-7	Catchment Info —	7.2 / 10	Distance 669 m
Sunnyside Elementary School	Public	Grades Served K-7	Catchment Info —	6.3 / 10	Distance 1.76 KM
Semiahmoo Trail Elementary School	Public	Grades Served K-7	Catchment Info —	7.3 / 10	Distance 1.79 KM
Southridge School	Independent	Grades Served K-12	Catchment Info —	10.0 / 10	Distance 2.18 KM
Star of the Sea School	Independent	Grades Served K-7	Catchment Info —	8.7 / 10	Distance 2.34 KM
South Surrey White Rock Learning Centre	Public	Grades Served 10-12	Catchment Info —	3.8 / 10	Distance 2.36 KM
Star of the Sea	Independent	Grades Served —	Catchment Info —	4.6 / 10	Distance 2.41 KM
White Rock Christian Academy	Independent	Grades Served K-12	Catchment Info —	8.9 / 10	Distance 2.50 KM
Jessie Lee Elementary School	Public	Grades Served K-7	Catchment Info —	5.2 / 10	Distance 2.87 KM

Walkability & Transit Near 3528 Rosemary Heights Crescent

Somewhat Walkable 65

Walk Score - Somewhat Walkable

Some errands can be accomplished on foot

Some Transit 45

Transit Score - Some Transit

A few nearby public transportation options

Bikeable 58

Bike Score - Bikeable

Some bike infrastructure

BC Assessment Value — 3528 Rosemary Heights Crescent

2026 assessed value, sourced from City of Surrey open data (PID 025-234-994).

Total Assessed Value (2026)

$1,728,000

2026 Value Trend

Land

$1,251,000

Buildings

$477,000

Year Built

N/A

Class

N/A

Zoning

Property Tax

N/A

Year	Land	Improvements	Total Assessed	YOY Change
2026	$1,251,000	$477,000	$1,728,000	—

Costs & calculators

Monthly cost about $8,216/month · rent estimate $5,082/month · owning catches up with renting by year 19 · cash flow if rented −$3,585/month

Mortgage Cash flow Rent estimate Rent vs own

Mortgage Calculator for 3528 Rosemary Heights Crescent

$8,216 /month

Principal & Interest $7,648

Property Taxes $568

Maintenance fee $0

The estimated monthly cost of 3528 Rosemary Heights Crescent, Surrey is $8,216: $7,648 principal and interest with 20% down over 30 years at 4.45%, plus $568 property tax.

or Call 778-918-5990

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Investment Cashflow Calculator

−$3,585 /month

Mortgage Payment $7,648

Monthly Cash Flow −$3,585

Break Even Down Payment 58%

Cap Rate -2.3%

Cash on Cash -11.3%

If 3528 Rosemary Heights Crescent, Surrey were rented at $5,082 a month with 5% vacancy, it would fall $3,585 a month short of the mortgage and carrying costs; about 58% down would break even.

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Estateblock Rent Estimate for 3528 Rosemary Heights Crescent, Surrey

$5,082 / month

Rent $5,082

Own $8,216

Principal: $2,460/mo Interest, tax, insurance, fees: $5,756/mo

Example shown is the principal portion at year 5 of the mortgage. It grows over the loan: ~$2,059/mo (year 1) → ~$4,789/mo (year 20) → ~$7,143/mo (year 29).

Net cost to own at year 5 ~$5,756/mo About $674/mo more than renting

EstateBlock estimates 3528 Rosemary Heights Crescent, Surrey would rent for about $5,082 a month.

Approximate estimates for informational purposes only, not financial advice. Assumes a new 30-year fixed mortgage at the rate shown; actual rent, payments, and equity will vary by loan terms and market conditions. Consult a licensed professional before deciding.

Rent vs own: 3528 Rosemary Heights Crescent

Rent vs own

Owning catches up by year 19

With 20% down ($379,600) at 4.45%: renting is cheaper at first, but principal paydown closes the gap

Principal paid off by year 5 $135,310

Principal paid off by year 10 $304,268

Assumes 20% down payment, 4.45% fixed rate, 30-year amortization. Rent line = full rent (money gone). Own line = interest + property tax + fees, excluding principal (money you keep as equity). No appreciation, investment returns or transaction costs included.

Renting 3528 Rosemary Heights Crescent, Surrey is cheaper at first, but owning catches up by year 19, with $135,310 of principal paid off by year 5 and $304,268 by year 10.