Home Surrey, BC Morgan Creek 3876 154 Street

Photos

Welcome to this exceptional 4,113 SF residence tucked away on a desirable Ironwood cul-de-sac. Offering 5 bedrooms and 4.5 baths, this beautifully updated home features a stunning main floor renovation, new lighting throughout, and recent exterior painting. Overlooking a professionally redesigned backyard oasis, enjoy seamless indoor-outdoor living with an impressive 1,125 SF private patio perfect for entertaining. Upstairs offers a primary bedroom with a luxurious new ensuite, plus 3 additional bedrooms and 2 baths. The walk-out lower level features a custom bar, wet bar, spacious rec room, and flex space. Located in the coveted Rosemary Elementary and Grandview Heights Secondary catchments, close to parks, restaurants, and amenities. This home truly checks all the boxes!

Building 19 fields Inside & out 12 fields Lot & land 10 fields

Building Details

Price	$1,988,000
Total Bedrooms	5
Total Bathrooms	5
Full Bathrooms	4
Half Bathrooms	1
Floor Area Total (sqft)	4113
Year Built	2004
Age Of Building	22
Building Type	Single Family Residence
Property Type	Residential
Stories	2
Ownership Type	Freehold NonStrata
Community Features	Golf, Shopping Nearby
Utility Type	Electricity Connected, Natural Gas Connected, Water Connected
Utility Sewer	Public Sewer, Sanitary Sewer, Storm Sewer
Water (WaterSource)	Public
Parking Type	Garage Double, Front Access, Aggregate
Total Parking Spaces	4
Rental Suites	None

Interior Features

Basement Finished Area (sqft)	1427
Basement Features	Full, Finished
Appliances Included	Washer/Dryer, Dishwasher, Refrigerator, Stove, Microwave, Wine Cooler
Interior Features	Vaulted Ceiling(s), Wet Bar
Fireplace	2
Heating Type	Forced Air
# of Kitchens	1
Flooring	Hardwood, Tile, Carpet
Foundation	Concrete Perimeter

Exterior Features

Exterior Features	Private Yard
Roof	Tile
Structures	Residential Detached

Lot & Land

Lot Size	5669
Lot Size Depth	Feet
Lot Size Frontage	48.5
MLS^® #	R3150192
Area	South Surrey White Rock
Neighbourhood	Morgan Creek
City	Surrey
Postal Code	V3Z 0V3
Gross Taxes	$7,365.55
Zoning	CD

Property Timeline

Status	Date	Price
R3150192 / Active	07-27-2026	$1,988,000
to view full Property History (1 earlier record)

Rooms

Floor	Type	Dimensions
Main Level	Foyer	6'8 x 6'8 ft
Main Level	Living Room	10'11 x 10'11 ft
Main Level	Dining Room	12'9 x 12'9 ft
Main Level	Kitchen	17'2 x 17'2 ft
Main Level	Eating Area	10'0 x 10'0 ft
Main Level	Family Room	15'5 x 15'5 ft
Main Level	Bedroom	9'0 x 9'0 ft
Main Level	Laundry	7'5 x 7'5 ft

Bathrooms

Floor	Ensuite	Pieces
Main Level	No	#2
Above Level	Yes	#5
Above Level	Yes	#4
Above Level	No	#4
Basement	No	#3

Listed by: Macdonald Realty (Surrey/152)

NOTE: This representation is based in whole or in part on data generated by the Chilliwack & District Real Estate Board, Fraser Valley Real Estate Board or Greater Vancouver REALTORS^® which assumes no responsibility for its accuracy.

Map, sell speed & climate

SkyTrain 8.60 km · crime average · sell-speed score 32/100 (may take longer) · flood lower risk · wildfire low

Map & area Sell speed Climate risk

Map & Neighbourhood

Nearby Restaurants, Cafes & Shops

Transit (1 nearby)

Bus stop southbound 152 st @ 36 ave · 827 m · Transit

Public Schools

Elementary
Rosemary Heights Elementary School: Average 0.62 km 6.8/10

Information includes BC Government Open License data; school details change often and are offered solely as general guidance.

Private Schools

Elementary, Secondary
Southridge School: Above Average 2.67 km 9.6/10
Elementary, Secondary
Southridge School: Above Average 2.67 km 9.6/10

Closest Transit

Bus Stop
Northbound 152 St @ 40 Ave: 0.59 km
Skytrain
Skytrain @ Hillcrest/ 184 st Station ( Under Construction till 2029): 8.60 km

Crime Rate

Total Crime Rate: Average
Violent Crime Rate: Below Average
Property Crime Rate: Average

Demographics

Post-Secondary Education: Above Average 35.9%
No Certificate/Degree: Below Average 8.2%
Owner Occupied: Average 63.5%
Employment Rate: Average 61.8%

Noise/ Power Lines

Road/Hwy Noise: Unlikely
Railway/Sky train Noise: Unlikely
Airport/Port Noise: Unlikely
Close to major Power Lines: Unlikely

Other

Agricultural Land Reserve (ALR): Unlikely
Flood Area: Unlikely
Close to Cemeteries: Unlikely

Sell Speed & Competition

32 / 100

Overall sell-speed score

May take longer

Price competition grade

Avg comparable: $1,812,783

Buyer's

Market conditions

Buyer's market — more supply than demand

Flood Risk

Unlikely — not in floodplain

Railway / Skytrain noise

Unlikely — 8.60 km from station

Road / Highway noise

Unlikely

Airport noise (YVR)

Unlikely

Power lines proximity

Unlikely

ALR (Agricultural Land Reserve)

No — not in ALR

How MORGAN CREEK compares

This property

106 DOM

Listed

3876 154 Street has a sell-speed score of 32/100, placing it in the "May take longer than the area average to sell" band. The listing is priced 9.7% above comparable active properties in Morgan Creek. The local market is currently a Buyer's Market with a sales-to-active ratio of 7.8% — buyers have more leverage. With 616 competing homes currently listed, this property has significant competition. Based on these signals, EstateBlock predicts this listing is could take longer than the area average to sell.

Climate Risk for V3Z 0V3

Natural hazards vary by location and can change over time. The following provides a summary of potential impacts to this area, postal code V3Z 0V3, over the next 30 years. Projections use the 2041–2070 period (2050s) under a moderate emissions scenario (SSP2-4.5).

Flood Lower Risk

Outside of designated flood hazard zones. Under 10% of buildings in this area have flood risk over the next 30 years.

Fire Low

Located within the "Vancouver" WUI zone (Risk Class 5 — Low). Based on BC Wildfire Service provincial WUI Risk Class mapping; not a site-specific assessment.

Air Quality A / Excellent

Annual avg PM2.5 4.6 µg/m³ — meets WHO 2021 guideline. Nearest station: Surrey East, Surrey (~9.8 km). Annual avg AQHI 1.8 — Low Risk.

Heat Moderate

Surrey currently sees ~1 day above 30 °C per year (1981–2010 baseline), projected to rise to ~8 by the 2050s (SSP2-4.5 moderate emissions). Hottest day of the year: ~30 °C baseline, ~32.5 °C projected. Tropical nights (>18 °C): ~0 baseline, ~3 projected.

Precipitation Increasing

Annual precipitation ~1516 mm (1981–2010 baseline), projected ~1574 mm by the 2050s. Extreme 1-day rainfall: ~51.5 mm baseline, ~57.1 mm projected. Values vary modestly across the Lower Mainland.

Drought Stable

Longest annual dry spell (consecutive dry days): ~23 days baseline, ~24 days projected for the 2050s. CDD is used as a regional drought proxy; drought risk varies modestly across the Lower Mainland.

Schools NearBy

5 Schools are within 3km

School	Type	Grades Served	Catchment Info	Rating	Distance
Rosemary Heights Elementary School	Public	Grades Served K-7	Catchment Info In Catchment	6.8 / 10	Distance 623 m
Morgan Elementary School	Public	Grades Served K-7	Catchment Info —	7.2 / 10	Distance 1.07 KM
Sunnyside Elementary School	Public	Grades Served K-7	Catchment Info —	6.3 / 10	Distance 2.23 KM
Semiahmoo Trail Elementary School	Public	Grades Served K-7	Catchment Info —	7.3 / 10	Distance 2.43 KM
Southridge School	Independent	Grades Served K-12	Catchment Info —	10.0 / 10	Distance 2.67 KM

Walkability & Transit Near 3876 154 Street

Car-Dependent 31

Walk Score - Car-Dependent

Most errands require a car

Some Transit 32

Transit Score - Some Transit

A few nearby public transportation options

Somewhat Bikeable 30

Bike Score - Somewhat Bikeable

Minimal bike infrastructure

BC Assessment Value — 3876 154 Street

2026 assessed value, sourced from City of Surrey open data (PID 025-517-741).

Total Assessed Value (2026)

$1,888,000

2026 Value Trend

Land

$1,354,000

Buildings

$534,000

Year Built

N/A

Class

N/A

Zoning

Property Tax

N/A

Year	Land	Improvements	Total Assessed	YOY Change
2026	$1,354,000	$534,000	$1,888,000	—

Costs & calculators

Monthly cost about $8,625/month · rent estimate $5,323/month · owning catches up with renting by year 19 · cash flow if rented −$3,775/month

Mortgage Cash flow Rent estimate Rent vs own

Mortgage Calculator for 3876 154 Street

$8,625 /month

Principal & Interest $8,011

Property Taxes $614

Maintenance fee $0

The estimated monthly cost of 3876 154 Street, Surrey is $8,625: $8,011 principal and interest with 20% down over 30 years at 4.45%, plus $614 property tax.

or Call 778-918-5990

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Investment Cashflow Calculator

−$3,775 /month

Mortgage Payment $8,011

Monthly Cash Flow −$3,775

Break Even Down Payment 58%

Cap Rate -2.3%

Cash on Cash -11.4%

If 3876 154 Street, Surrey were rented at $5,323 a month with 5% vacancy, it would fall $3,775 a month short of the mortgage and carrying costs; about 58% down would break even.

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Estateblock Rent Estimate for 3876 154 Street, Surrey

$5,323 / month

Rent $5,323

Own $8,625

Principal: $2,576/mo Interest, tax, insurance, fees: $6,049/mo

Example shown is the principal portion at year 5 of the mortgage. It grows over the loan: ~$2,157/mo (year 1) → ~$5,016/mo (year 20) → ~$7,482/mo (year 29).

Net cost to own at year 5 ~$6,049/mo About $726/mo more than renting

EstateBlock estimates 3876 154 Street, Surrey would rent for about $5,323 a month.

Approximate estimates for informational purposes only, not financial advice. Assumes a new 30-year fixed mortgage at the rate shown; actual rent, payments, and equity will vary by loan terms and market conditions. Consult a licensed professional before deciding.

Rent vs own: 3876 154 Street

Rent vs own

Owning catches up by year 19

With 20% down ($397,600) at 4.45%: renting is cheaper at first, but principal paydown closes the gap

Principal paid off by year 5 $141,726

Principal paid off by year 10 $318,696

Assumes 20% down payment, 4.45% fixed rate, 30-year amortization. Rent line = full rent (money gone). Own line = interest + property tax + fees, excluding principal (money you keep as equity). No appreciation, investment returns or transaction costs included.

Renting 3876 154 Street, Surrey is cheaper at first, but owning catches up by year 19, with $141,726 of principal paid off by year 5 and $318,696 by year 10.