Home Surrey, BC Cloverdale BC 6495 186 Street

6495 186 St, Surrey BC - Single Family Residence for Sale - MLS# R3152948

46 days on the market

$1,150,000

Est. Mortgage $5,088/mo

Listing updated: Aug 14, 2026 at 07:10pm

EstateBlock checked: Sep 20, 2026 at 07:45am

Clover Valley Station

5 Beds

4 Baths

2334 sqft

493 $ /sqft

1996 built

46 days on the market

$1,150,000

Est. $5,088/mo with 20% down

Listing updated: Aug 14, 2026 at 07:10pm

EstateBlock checked: Sep 20, 2026 at 07:45am

Photos

Exterior Front Photo of 6495 186 Street, Surrey, BC

Exterior Rear Photo of 6495 186 Street, Surrey, BC

Living Room Photo of 6495 186 Street, Surrey, BC

Family Room Photo of 6495 186 Street, Surrey, BC

Dining Area Photo of 6495 186 Street, Surrey, BC

Kitchen Photo of 6495 186 Street, Surrey, BC

Kitchen Island Photo of 6495 186 Street, Surrey, BC

Pantry Photo of 6495 186 Street, Surrey, BC

Breakfast Nook Photo of 6495 186 Street, Surrey, BC

Primary Bedroom Photo of 6495 186 Street, Surrey, BC

Primary Bathroom Photo of 6495 186 Street, Surrey, BC

Walk-In Closet Photo of 6495 186 Street, Surrey, BC

Bedroom 2 Photo of 6495 186 Street, Surrey, BC

Bedroom 3 Photo of 6495 186 Street, Surrey, BC

Bedroom 4 Photo of 6495 186 Street, Surrey, BC

Guest Bathroom Photo of 6495 186 Street, Surrey, BC

Powder Room Photo of 6495 186 Street, Surrey, BC

Office / Den Photo of 6495 186 Street, Surrey, BC

Loft / Bonus Room Photo of 6495 186 Street, Surrey, BC

Basement Recreation Room Photo of 6495 186 Street, Surrey, BC

Laundry Room Photo of 6495 186 Street, Surrey, BC

Mudroom Photo of 6495 186 Street, Surrey, BC

Entry Foyer Photo of 6495 186 Street, Surrey, BC

Hallway Photo of 6495 186 Street, Surrey, BC

Staircase Photo of 6495 186 Street, Surrey, BC

Garage Interior Photo of 6495 186 Street, Surrey, BC

Outdoor Patio Photo of 6495 186 Street, Surrey, BC

Outdoor Deck Photo of 6495 186 Street, Surrey, BC

Backyard Photo of 6495 186 Street, Surrey, BC

Front Yard Photo of 6495 186 Street, Surrey, BC

Garden / Landscaping Photo of 6495 186 Street, Surrey, BC

Swimming Pool Photo of 6495 186 Street, Surrey, BC

Hot Tub / Spa Photo of 6495 186 Street, Surrey, BC

Outdoor Kitchen Photo of 6495 186 Street, Surrey, BC

Aerial View of 6495 186 Street, Surrey, BC

Street View Photo of 6495 186 Street, Surrey, BC

Neighborhood Park Photo Near 6495 186 Street, Surrey, BC

Community Amenities Photo (Clubhouse) of 6495 186 Street, Surrey, BC

Fitness Center Photo Near 6495 186 Street, Surrey, BC

Playground / Recreational Area Near 6495 186 Street, Surrey, BC

Great opportunity in the heart of Cloverdale! This clean and well-maintained three-level home offers a functional layout with plenty of potential to update and make it your own. The lower level provides an excellent opportunity to add a two-bedroom secondary suite. The property also offers potential to build a detached garage with a coach house or garden suite. Ideally located directly across from Hillcrest Elementary and Hillcrest Park, shopping, transit and everyday amenities. A solid family home with outstanding flexibility and future potential in a highly convenient neighbourhood! Call today to book your private showing and explore the possibilities this property has to offer!

Interior Features

Basement Finished Area (sqft)	794
Basement Features	Finished
Appliances Included	Washer/Dryer, Dishwasher, Refrigerator, Stove
Fireplace	1
Heating Type	Forced Air
# of Kitchens	1
Flooring	Laminate, Tile
Foundation	Concrete Perimeter

Exterior Features

Exterior Features	Private Yard
Roof	Fibreglass
Structures	Residential Detached

Building Details

Price	$1,150,000
Total Bedrooms	5
Total Bathrooms	4
Full Bathrooms	3
Half Bathrooms	1
Floor Area Total (sqft)	2334
Year Built	1996
Age Of Building	30
Building Type	Single Family Residence
Property Type	Residential
Stories	2
Building Name	Clover Valley Station
Ownership Type	Freehold NonStrata
Community Features	Shopping Nearby
Utility Type	Electricity Connected, Natural Gas Connected, Water Connected
Utility Sewer	Public Sewer, Sanitary Sewer, Storm Sewer
Water (WaterSource)	Public
Parking Type	Additional Parking, Lane Access, Concrete
Total Parking Spaces	2
Rental Suites	Other

Lot & Land

Lot Size	3062
Lot Size Depth	Feet
Lot Size Frontage	43.3
MLS^® #	R3152948
Area	Cloverdale
Neighbourhood	Cloverdale BC
City	Surrey
Postal Code	V3S 8S6
Gross Taxes	$4,702.53
Zoning	CD

Property Timeline

Status	Date	Price
R3152948 / Active	08-05-2026	$1,150,000

Rooms

Floor	Type	Dimensions
Main Level	Foyer	5' x 5' ft
Main Level	Living Room	13' x 13' ft
Main Level	Dining Room	12'6 x 12'6 ft
Main Level	Kitchen	9'6 x 9'6 ft
Main Level	Eating Area	9'6 x 9'6 ft
Main Level	Family Room	11'1 x 11'1 ft
Above Level	Primary Bedroom	17'2 x 17'2 ft
Above Level	Bedroom	11'4 x 11'4 ft
Above Level	Bedroom	13'2 x 13'2 ft
Basement Level	Laundry	7'5 x 7'5 ft
Basement Level	Recreation Room	21' x 21' ft
Basement Level	Bedroom	9'5 x 9'5 ft
Basement Level	Bedroom	9'5 x 9'5 ft

Bathrooms

Floor	Ensuite	Pieces
Main Level	No	#2
Above Level	No	#4
Above Level	Yes	#4
Basement	No	#4

Listed by: Century 21 Coastal Realty Ltd.

NOTE: This representation is based in whole or in part on data generated by the Chilliwack & District Real Estate Board, Fraser Valley Real Estate Board or Greater Vancouver REALTORS^® which assumes no responsibility for its accuracy.

Map & Neighbourhood

Public Schools

Elementary
Hillcrest Elementary School: Average 0.14 km 6.3/10

Information includes BC Government Open License data; school details change often and are offered solely as general guidance.

Private Schools

Elementary, Secondary
Bibleway Christian Academy: Above Average 1.01 km 7.8/10
Elementary, Secondary
Bibleway Christian Academy: Above Average 1.01 km 7.8/10

Closest Transit

Bus Stop
Westbound 64 Ave @ 186 St: 0.19 km
Skytrain
Skytrain @ Clayton Station ( Under Construction till 2029): 0.86 km

Crime Rate

Total Crime Rate: Average
Violent Crime Rate: Below Average
Property Crime Rate: Average

Demographics

Post-Secondary Education: Below Average 21%
No Certificate/Degree: Average 13.7%
Owner Occupied: Above Average 75.3%
Employment Rate: Above Average 71.7%

Noise/ Power Lines

Road/Hwy Noise: Possible
Railway/Sky train Noise: Unlikely
Airport/Port Noise: Unlikely
Close to major Power Lines: Unlikely

Other

Agricultural Land Reserve (ALR): Unlikely
Flood Area: Unlikely
Close to Cemeteries: Unlikely

Sell Speed & Competition

No data

Overall sell-speed score

Moderate pace expected

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Price competition grade

No comparable data

—

Market conditions

Market conditions unavailable

Flood Risk (FEMA/BC)

Unlikely — not in floodplain

Railway / Skytrain noise

Unlikely — 0.86 km from station

Road / Highway noise

Possible — major road nearby

Airport noise (YVR)

Unlikely

Power lines proximity

Unlikely

ALR (Agricultural Land Reserve)

No — not in ALR

How CLOVERDALE BC compares

This property

46 DOM

Listed

Cloverdale BC avg

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Surrey avg

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6495 186 Street has a sell-speed score of 48/100, placing it in the "Expected to sell at a moderate pace" band. The listing is has limited comparable pricing data available. Based on these signals, EstateBlock predicts this listing is may take several weeks to attract serious offers.

Climate Risk for V3S 8S6

Natural hazards vary by location and can change over time. The following provides a summary of potential impacts to this area, postal code V3S 8S6, over the next 30 years. Projections use the 2041–2070 period (2050s) under a moderate emissions scenario (SSP2-4.5).

Flood Lower Risk

Outside of designated flood hazard zones. Under 10% of buildings in this area have flood risk over the next 30 years.

Fire Low

Located within the "Vancouver" WUI zone (Risk Class 5 — Low). Based on BC Wildfire Service provincial WUI Risk Class mapping; not a site-specific assessment.

Air Quality A / Excellent

Annual avg PM2.5 4.6 µg/m³ — meets WHO 2021 guideline (BC ENV 2024). Nearest station: Surrey East, Surrey (~1.7 km). Annual avg AQHI 1.8 — Low Risk.

Heat Moderate

Surrey currently sees ~1 day above 30 °C per year (1981–2010 baseline), projected to rise to ~8 by the 2050s (SSP2-4.5 moderate emissions). Hottest day of the year: ~30 °C baseline, ~32.5 °C projected. Tropical nights (>18 °C): ~0 baseline, ~3 projected.

Precipitation Increasing

Annual precipitation ~1516 mm (1981–2010 baseline), projected ~1574 mm by the 2050s. Extreme 1-day rainfall: ~51.5 mm baseline, ~57.1 mm projected. Values vary modestly across the Lower Mainland.

Drought Stable

Longest annual dry spell (consecutive dry days): ~23 days baseline, ~24 days projected for the 2050s. CDD is used as a regional drought proxy; drought risk varies modestly across the Lower Mainland.

Nearby Restaurants, Cafes & Shops

Shopping (7 nearby)

Ritecare pharmacy · 342 m · Pharmacy
Studio 1 hair design inc. · 371 m · Hairdresser
Demo nails · 387 m · Beauty Shop

Restaurants (7 nearby)

Aka sushi · 395 m · Restaurant
184 pizza corner · 408 m · Restaurant
Memphis blues barbeque house · 456 m · Restaurant

Transit (3 nearby)

Skytrain @ clayton station ( under construction till 2029) station · 855 m · Transit
Skytrain @ hillcrest/ 184 st station ( under construction till 2029) station · 961 m · Transit
Bus stop westbound 64 ave @ 181a st · 967 m · Transit

Cafes (2 nearby)

Tim hortons · 505 m · Cafe
Starbucks · 584 m · Cafe

Healthcare (2 nearby)

Ritecare pharmacy · 342 m · Healthcare
Shoppers drug mart · 637 m · Healthcare

Groceries (1 nearby)

Save-on-foods · 435 m · Supermarket

Schools NearBy

21 Schools are within 3km

School	Type	Grades Served	Catchment Info	Rating	Distance
Hillcrest Elementary School	Public	Grades Served K-7	Catchment Info In Catchment	6.3 / 10	Distance 140 m
Don Christian Elementary School	Public	Grades Served K-7	Catchment Info —	5.3 / 10	Distance 539 m
Adams Road Elementary School	Public	Grades Served K-7	Catchment Info —	5.2 / 10	Distance 909 m
Clayton Heights Secondary	Public	Grades Served —	Catchment Info —	5.8 / 10	Distance 987 m
Bibleway Christian Academy	Independent	Grades Served K-4, 6-12	Catchment Info —	8.2 / 10	Distance 1.01 KM
Sunrise Ridge Elementary School	Public	Grades Served K-7	Catchment Info —	5.0 / 10	Distance 1.08 KM
Lord Tweedsmuir Secondary School	Public	Grades Served 8-12	Catchment Info —	6.2 / 10	Distance 1.37 KM
Katzie Elementary School	Public	Grades Served K-7	Catchment Info —	5.8 / 10	Distance 1.51 KM
Hazelgrove Elementary	Public	Grades Served —	Catchment Info —	5.7 / 10	Distance 1.58 KM
Latimer Road Elementary School	Public	Grades Served K-7	Catchment Info —	3.2 / 10	Distance 1.63 KM
Martha Currie Elementary School	Public	Grades Served K-7	Catchment Info —	5.2 / 10	Distance 1.65 KM
Crescent Heights Academy	Independent	Grades Served —	Catchment Info —	9.1 / 10	Distance 1.89 KM
Diamond School	Independent	Grades Served —	Catchment Info —	8.0 / 10	Distance 1.90 KM
Clayton Elementary School	Public	Grades Served K-7	Catchment Info —	5.4 / 10	Distance 2.13 KM
SD 36 Alternate Cloverdale LC	Public	Grades Served —	Catchment Info —	3.8 / 10	Distance 2.22 KM
Cloverdale Traditional	Public	Grades Served —	Catchment Info —	5.3 / 10	Distance 2.30 KM
Cloverdale Catholic School	Independent	Grades Served K-7	Catchment Info —	8.3 / 10	Distance 2.47 KM
Cloverdale Learning Centre	Public	Grades Served 10-12	Catchment Info —	3.8 / 10	Distance 2.52 KM
Langley Meadows Elementary	Public	Grades Served —	Catchment Info —	6.2 / 10	Distance 2.60 KM
George Greenaway Elementary School	Public	Grades Served K-7	Catchment Info —	4.6 / 10	Distance 2.61 KM
Focus Alternate	Public	Grades Served —	Catchment Info —	1.7 / 10	Distance 2.99 KM

Walkability & Transit Near 6495 186 Street

Car-Dependent 72

Walk Score - Very Walkable

Most errands can be accomplished on foot

Some Transit 52

Transit Score - Good Transit

Many nearby public transportation options

Somewhat
Bikeable 77

Bike Score - Very Bikeable

Biking is convenient for most trips

BC Assessment Value — 6495 186 Street

2026 assessed value, sourced from City of Surrey open data (PID 019-080-221).

Total Assessed Value (2026)

$1,111,000

2026 Value Trend

Land

$975,000

Buildings

$136,000

Year Built

N/A

Class

N/A

Zoning

Property Tax

N/A

Year	Land	Improvements	Total Assessed	YOY Change
2026	$975,000	$136,000	$1,111,000	—

Mortgage Calculator for 6495 186 Street

Home Price

Down Payment

Down Payment (percent)

Interest Rate

Loan Type

/month

Principal & Interest

Property Taxes $392

Maintenance fee 0

With a 20% down payment, buyers can expect an estimated $4,784/month in total housing costs on this $1,150,000 property — $4,392 mortgage payment, $392 property tax.

or Call 778-918-5990

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Listing data last synced: Aug 14, 2026

Investment Cashflow Calculator

Property Tax (Monthly)

Basic Insurance Cost

Rental Income

Vacancy Rate

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/month

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Break Even Down Payment 0%

Cap Rate

Cash on Cash

Based on $4,515/month estimated rent and $4,930/month in total housing costs, this property has a -$415/month cashflow. Break-even down payment: approximately 28%.

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Estateblock Rent Estimate for 6495 186 Street, Surrey

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Approximate estimates for informational purposes only, not financial advice. Assumes a new 30-year fixed mortgage at the rate shown; actual rent, payments, and equity will vary by loan terms and market conditions. Consult a licensed professional before deciding.