Home Surrey, BC Morgan Creek 16220 Morgan Creek Crescent

16220 Morgan Creek Cres, Surrey BC V3S 0H5 – House for Sale – MLS® R3167879

16220 Morgan Creek Crescent, Surrey, British Columbia V3S 0H5

Surrey Houses for Sale

49 days on the market

$2,199,900

Est. monthly cost $9,600/mo

Updated with MLS® - Nov 10, 2026 at 11:45am

Morgan Creek

3 Beds

3 Baths

3964 sqft

555 $ /sqft

1995 built

Photos

Rarely available, this exceptional Morgan Creek rancher with basement offers over 3,900 sq. ft. of beautifully appointed living space on a desirable corner lot. A grand foyer welcomes you with soaring 10-foot ceilings, flanked by elegant formal living & dining rooms. The bright white kitchen, featuring black granite countertops & new stainless steel appliances, flows seamlessly into a spacious great room with built-in entertainment centre—perfect for entertaining & everyday living. The generous main-floor primary bedroom boasts a spacious ensuite and direct access to the deck with sunken hot tub. Enjoy the beautifully landscaped yard & convenience of a triple-car garage. A rare opportunity to enjoy single-level living with exceptional space & lifestyle appeal in sought-after Morgan Creek.

Building 21 fields Inside & out 13 fields Lot & land 10 fields

Building Details

Price	$2,199,900
Total Bedrooms	3
Total Bathrooms	3
Full Bathrooms	3
Half Bathrooms	0
Floor Area Total (sqft)	3964
Year Built	1995
Age Of Building	31
Building Type	Single Family Residence
Property Type	Residential
Architecture Style	Rancher/Bungalow w/Bsmt.
Stories	2
Building Name	Morgan Creek
Ownership Type	Freehold NonStrata
Community Features	Golf, Shopping Nearby
Utility Type	Electricity Connected, Natural Gas Connected, Water Connected
Utility Sewer	Public Sewer, Sanitary Sewer
Water (WaterSource)	Public
Parking Type	Garage Triple, Open, Aggregate, Garage Door Opener
Total Parking Spaces	6
Rental Suites	None

Interior Features

Basement Finished Area (sqft)	0
Basement Features	Crawl Space, Finished
Appliances Included	Washer/Dryer, Dishwasher, Refrigerator, Stove, Oven, Range Top
Interior Features	Pantry, Wet Bar
Fireplace	2
Heating Type	Forced Air, Heat Pump, Natural Gas
Cooling	Air Conditioning
# of Kitchens	1
Flooring	Hardwood, Tile, Carpet
Foundation	Concrete Perimeter

Exterior Features

Exterior Features	Private Yard
Roof	Wood
Structures	Residential Detached

Lot & Land

Lot Size	11525
Lot Size Depth	Feet
Lot Size Frontage	68
MLS^® #	R3167879
Area	South Surrey White Rock
Neighbourhood	Morgan Creek
City	Surrey
Postal Code	V3S 0H5
Gross Taxes	$8,822.16
Zoning	CD

Property Timeline

Status	Date	Price
R3167879 / Active	09-22-2026	$2,199,900

Rooms

Floor	Type	Dimensions
Main Level	Foyer	15'3 x 15'3 ft
Main Level	Living Room	14'6 x 14'6 ft
Main Level	Dining Room	12'10 x 12'10 ft
Main Level	Kitchen	19'8 x 19'8 ft
Main Level	Eating Area	12'6 x 12'6 ft
Main Level	Family Room	16'10 x 16'10 ft
Main Level	Bar Room	7'9 x 7'9 ft
Main Level	Pantry	6'5 x 6'5 ft
Main Level	Primary Bedroom	19'2 x 19'2 ft
Main Level	Walk-In Closet	13'10 x 13'10 ft
Main Level	Bedroom	12'11 x 12'11 ft
Main Level	Office	15'9 x 15'9 ft
Main Level	Laundry	16'10 x 16'10 ft
Below	Recreation Room	24'3 x 24'3 ft
Below	Bedroom	15'5 x 15'5 ft
Below	Den	9'11 x 9'11 ft
Below	Bar Room	7'11 x 7'11 ft
Below	Media Room	22'2 x 22'2 ft

Bathrooms

Floor	Ensuite	Pieces
Main Level	Yes	#5
Main Level	Yes	#4
Below	No	#3

Listed by: Homelife Benchmark Realty Corp.

NOTE: This representation is based in whole or in part on data generated by the Chilliwack & District Real Estate Board, Fraser Valley Real Estate Board or Greater Vancouver REALTORS^® which assumes no responsibility for its accuracy.

Map, sell speed & climate

SkyTrain 8.20 km · crime average · sell-speed score 38/100 (may take longer) · flood lower risk · wildfire low

Map & area Sell speed Climate risk

Map & Neighbourhood

Nearby Restaurants, Cafes & Shops

Transit (1 nearby)

Bus stop southbound 160 st @ 32 ave · 897 m · Transit

Private Schools

Elementary, Secondary
Southridge School: Above Average 1.86 km 9.6/10
Elementary, Secondary
Southridge School: Above Average 1.86 km 9.6/10

Closest Transit

Bus Stop
Westbound 32 Ave @ 160 St: 0.86 km
Skytrain
Skytrain @ Hillcrest/ 184 st Station ( Under Construction till 2029): 8.20 km

Crime Rate

Total Crime Rate: Average
Violent Crime Rate: Below Average
Property Crime Rate: Average

Demographics

Post-Secondary Education: Below Average 19.3%
No Certificate/Degree: Above Average 18%
Owner Occupied: Average 62.9%
Employment Rate: Average 58.7%

Noise/ Power Lines

Road/Hwy Noise: Unlikely
Railway/Sky train Noise: Unlikely
Airport/Port Noise: Unlikely
Close to major Power Lines: Unlikely

Other

Agricultural Land Reserve (ALR): Unlikely
Flood Area: Unlikely
Close to Cemeteries: Unlikely

Sell Speed & Competition

38 / 100

Overall sell-speed score

May take longer

Buyer's

Market conditions

Buyer's market — more supply than demand

Flood Risk

Unlikely — not in floodplain

Railway / Skytrain noise

Unlikely — 8.20 km from station

Road / Highway noise

Unlikely

Airport noise (YVR)

Unlikely

Power lines proximity

Unlikely

ALR (Agricultural Land Reserve)

No — not in ALR

How MORGAN CREEK compares

This property

49 DOM

Listed

16220 Morgan Creek Crescent has a sell-speed score of 38/100, placing it in the "May take longer than the area average to sell" band. The local market is currently a Buyer's Market with a sales-to-active ratio of 7.8% — buyers have more leverage. With 616 competing homes currently listed, this property has significant competition. Based on these signals, EstateBlock predicts this listing is could take longer than the area average to sell.

Climate Risk for V3S 0H5

Natural hazards vary by location and can change over time. The following provides a summary of potential impacts to this area, postal code V3S 0H5, over the next 30 years. Projections use the 2041–2070 period (2050s) under a moderate emissions scenario (SSP2-4.5).

Flood Lower Risk

Outside of designated flood hazard zones. Under 10% of buildings in this area have flood risk over the next 30 years.

Fire Low

Located within the "Vancouver" WUI zone (Risk Class 5 — Low). Based on BC Wildfire Service provincial WUI Risk Class mapping; not a site-specific assessment.

Air Quality A / Excellent

Annual avg PM2.5 4.6 µg/m³ — meets WHO 2021 guideline. Nearest station: Surrey East, Surrey (~9.3 km). Annual avg AQHI 1.8 — Low Risk.

Heat Moderate

Surrey currently sees ~1 day above 30 °C per year (1981–2010 baseline), projected to rise to ~8 by the 2050s (SSP2-4.5 moderate emissions). Hottest day of the year: ~30 °C baseline, ~32.5 °C projected. Tropical nights (>18 °C): ~0 baseline, ~3 projected.

Precipitation Increasing

Annual precipitation ~1516 mm (1981–2010 baseline), projected ~1574 mm by the 2050s. Extreme 1-day rainfall: ~51.5 mm baseline, ~57.1 mm projected. Values vary modestly across the Lower Mainland.

Drought Stable

Longest annual dry spell (consecutive dry days): ~23 days baseline, ~24 days projected for the 2050s. CDD is used as a regional drought proxy; drought risk varies modestly across the Lower Mainland.

Schools NearBy

6 Schools are within 3km

School	Type	Grades Served	Catchment Info	Rating	Distance
Morgan Elementary School	Public	Grades Served K-7	Catchment Info —	7.2 / 10	Distance 1.21 KM
Rosemary Heights Elementary School	Public	Grades Served K-7	Catchment Info —	6.8 / 10	Distance 1.42 KM
Sunnyside Elementary School	Public	Grades Served K-7	Catchment Info —	6.3 / 10	Distance 1.52 KM
Southridge School	Independent	Grades Served K-12	Catchment Info —	10.0 / 10	Distance 1.86 KM
Pacific Heights Elementary School	Public	Grades Served K-7	Catchment Info —	5.6 / 10	Distance 2.63 KM
South Surrey White Rock Learning Centre	Public	Grades Served 10-12	Catchment Info —	3.8 / 10	Distance 2.74 KM

Walkability & Transit Near 16220 Morgan Creek Crescent

Almost All Errands Require a Car 17

Walk Score - Almost All Errands Require a Car

Almost all errands require a car

Some Transit 25

Transit Score - Some Transit

A few nearby public transportation options

Somewhat Bikeable 24

Bike Score - Somewhat Bikeable

Minimal bike infrastructure

BC Assessment Value — 16220 Morgan Creek Crescent

2026 assessed value, sourced from City of Surrey open data (PID 018-989-250).

Total Assessed Value (2026)

$2,313,000

2026 Value Trend

Land

$1,792,000

Buildings

$521,000

Year Built

N/A

Class

N/A

Zoning

Property Tax

N/A

Year	Land	Improvements	Total Assessed	YOY Change
2026	$1,792,000	$521,000	$2,313,000	—

Costs & calculators

Monthly cost about $9,600/month · rent estimate $5,664/month · owning catches up with renting by year 22 · cash flow if rented −$4,416/month

Mortgage Cash flow Rent estimate Rent vs own

Mortgage Calculator for 16220 Morgan Creek Crescent

$9,600 /month

Principal & Interest $8,865

Property Taxes $735

Maintenance fee $0

The estimated monthly cost of 16220 Morgan Creek Crescent, Surrey is $9,600: $8,865 principal and interest with 20% down over 30 years at 4.45%, plus $735 property tax.

or Call 778-918-5990

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Investment Cashflow Calculator

−$4,416 /month

Mortgage Payment $8,865

Monthly Cash Flow −$4,416

Break Even Down Payment 60%

Cap Rate -2.4%

Cash on Cash -12.0%

If 16220 Morgan Creek Crescent, Surrey were rented at $5,664 a month with 5% vacancy, it would fall $4,416 a month short of the mortgage and carrying costs; about 60% down would break even.

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Estateblock Rent Estimate for 16220 Morgan Creek Crescent, Surrey

$5,664 / month

Rent $5,664

Own $9,600

Principal: $2,851/mo Interest, tax, insurance, fees: $6,749/mo

Example shown is the principal portion at year 5 of the mortgage. It grows over the loan: ~$2,387/mo (year 1) → ~$5,551/mo (year 20) → ~$8,279/mo (year 29).

Net cost to own at year 5 ~$6,749/mo About $1,085/mo more than renting

EstateBlock estimates 16220 Morgan Creek Crescent, Surrey would rent for about $5,664 a month.

Approximate estimates for informational purposes only, not financial advice. Assumes a new 30-year fixed mortgage at the rate shown; actual rent, payments, and equity will vary by loan terms and market conditions. Consult a licensed professional before deciding.

Rent vs own: 16220 Morgan Creek Crescent

Rent vs own

Owning catches up by year 22

With 20% down ($439,980) at 4.45%: renting is cheaper at first, but principal paydown closes the gap

Principal paid off by year 5 $156,832

Principal paid off by year 10 $352,666

Assumes 20% down payment, 4.45% fixed rate, 30-year amortization. Rent line = full rent (money gone). Own line = interest + property tax + fees, excluding principal (money you keep as equity). No appreciation, investment returns or transaction costs included.

Renting 16220 Morgan Creek Crescent, Surrey is cheaper at first, but owning catches up by year 22, with $156,832 of principal paid off by year 5 and $352,666 by year 10.