Home Surrey, BC Cloverdale BC 6038 187 Street

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Welcome to this cozy rancher-style home offering 3 bedrooms and 2 bathrooms, situated on a spacious 7,370+ sq. ft. lot in a sought-after, family-friendly neighbourhood. Designed for both comfort and style, this home features central air conditioning and a large sundeck, creating the perfect setting to relax and enjoy outdoor living. The fully fenced backyard provides a private retreat ideal for children, pets, entertaining, or quiet evenings at home. Ideally located, you'll enjoy convenient access to parks, recreation facilities, shopping, schools, and everyday amenities.

Building 19 fields Inside & out 11 fields Lot & land 10 fields

Building Details

Price	$999,000
Total Bedrooms	3
Total Bathrooms	2
Full Bathrooms	2
Half Bathrooms	0
Floor Area Total (sqft)	1486
Year Built	1989
Age Of Building	37
Building Type	Single Family Residence
Property Type	Residential
Architecture Style	Rancher/Bungalow
Stories	1
Ownership Type	Freehold NonStrata
Utility Type	Electricity Connected, Natural Gas Connected, Water Connected
Utility Sewer	Public Sewer, Sanitary Sewer, Storm Sewer
Water (WaterSource)	Public
Parking Type	Garage Double, Rear Access
Total Parking Spaces	6
Rental Suites	None

Interior Features

Basement Finished Area (sqft)	0
Basement Features	None
Fireplace	2
Heating Type	Forced Air, Natural Gas
Cooling	Air Conditioning
Laundry	In Unit
# of Kitchens	1
Flooring	Mixed
Foundation	Concrete Perimeter

Exterior Features

Roof	Asphalt
Structures	Residential Detached

Lot & Land

Lot Size	7374
Lot Size Depth	Feet
Lot Size Frontage	40
MLS^® #	R3182572
Area	Cloverdale
Neighbourhood	Cloverdale BC
City	Surrey
Postal Code	V3S 7P3
Gross Taxes	$5,362.98
Zoning	R3

Property Timeline

Status	Date	Price
R3182572 / Active	11-09-2026	$999,000
to view full Property History (1 earlier record)

Rooms

Floor	Type	Dimensions
Main Level	Living Room	13' x 13' ft
Main Level	Dining Room	13' x 13' ft
Main Level	Kitchen	11'6 x 11'6 ft
Main Level	Nook	8' x 8' ft
Main Level	Family Room	14' x 14' ft
Main Level	Laundry	6'10 x 6'10 ft
Main Level	Primary Bedroom	14' x 14' ft
Main Level	Walk-In Closet	8' x 8' ft
Main Level	Bedroom	11' x 11' ft
Main Level	Bedroom	10' x 10' ft

Bathrooms

Floor	Ensuite	Pieces
Main Level	Yes	#4
Main Level	No	#3

Listed by: RE/MAX Real Estate Services

NOTE: This representation is based in whole or in part on data generated by the Chilliwack & District Real Estate Board, Fraser Valley Real Estate Board or Greater Vancouver REALTORS^® which assumes no responsibility for its accuracy.

Map, sell speed & climate

SkyTrain 1.16 km · crime average · sell-speed score 56/100 (moderate pace) · flood lower risk · wildfire low

Map & area Sell speed Climate risk

Map & Neighbourhood

Nearby Restaurants, Cafes & Shops

Shopping (3 nearby)

Ritecare pharmacy · 887 m · Pharmacy
Studio 1 hair design inc. · 915 m · Hairdresser
Demo nails · 927 m · Beauty Shop

Restaurants (2 nearby)

184 pizza corner · 918 m · Restaurant
Aka sushi · 929 m · Restaurant

Healthcare (1 nearby)

Ritecare pharmacy · 887 m · Healthcare

Transit (1 nearby)

Bus stop westbound 64 ave @ 184 st · 988 m · Transit

Public Schools

Elementary
Sunrise Ridge Elementary School: Average 0.11 km 5/10

Information includes BC Government Open License data; school details change often and are offered solely as general guidance.

Private Schools

Elementary, Secondary
Bibleway Christian Academy: Above Average 0.13 km 7.8/10
Elementary, Secondary
Bibleway Christian Academy: Above Average 0.13 km 7.8/10

Closest Transit

Bus Stop
Westbound 60 Ave @ 188 St: 0.14 km
Skytrain
Skytrain @ Clayton Station ( Under Construction till 2029): 1.16 km

Crime Rate

Total Crime Rate: Average
Violent Crime Rate: Below Average
Property Crime Rate: Average

Demographics

Post-Secondary Education: Below Average 14.2%
No Certificate/Degree: Average 14.3%
Owner Occupied: Below Average 60.3%
Employment Rate: Average 58.2%

Noise/ Power Lines

Road/Hwy Noise: Possible
Railway/Sky train Noise: Unlikely
Airport/Port Noise: Unlikely
Close to major Power Lines: Unlikely

Other

Agricultural Land Reserve (ALR): Unlikely
Flood Area: Unlikely
Close to Cemeteries: Unlikely

Sell Speed & Competition

56 / 100

Overall sell-speed score

Moderate pace expected

Price competition grade

Avg comparable: $1,142,833

Flood Risk

Unlikely — not in floodplain

Railway / Skytrain noise

Unlikely — 1.16 km from station

Road / Highway noise

Possible — major road nearby

Airport noise (YVR)

Unlikely

Power lines proximity

Unlikely

ALR (Agricultural Land Reserve)

No — not in ALR

How CLOVERDALE BC compares

This property

4 DOM

Listed

6038 187 Street has a sell-speed score of 56/100, placing it in the "Expected to sell at a moderate pace" band. The listing is priced 12.6% below comparable active properties in Cloverdale BC, which is a strong competitive signal. Based on these signals, EstateBlock predicts this listing is may take several weeks to attract serious offers.

Climate Risk for V3S 7P3

Natural hazards vary by location and can change over time. The following provides a summary of potential impacts to this area, postal code V3S 7P3, over the next 30 years. Projections use the 2041–2070 period (2050s) under a moderate emissions scenario (SSP2-4.5).

Flood Lower Risk

Outside of designated flood hazard zones. Under 10% of buildings in this area have flood risk over the next 30 years.

Fire Low

Located within the "Vancouver" WUI zone (Risk Class 5 — Low). Based on BC Wildfire Service provincial WUI Risk Class mapping; not a site-specific assessment.

Air Quality A / Excellent

Annual avg PM2.5 4.6 µg/m³ — meets WHO 2021 guideline. Nearest station: Surrey East, Surrey (~2.4 km). Annual avg AQHI 1.8 — Low Risk.

Heat Moderate

Surrey currently sees ~1 day above 30 °C per year (1981–2010 baseline), projected to rise to ~8 by the 2050s (SSP2-4.5 moderate emissions). Hottest day of the year: ~30 °C baseline, ~32.5 °C projected. Tropical nights (>18 °C): ~0 baseline, ~3 projected.

Precipitation Increasing

Annual precipitation ~1516 mm (1981–2010 baseline), projected ~1574 mm by the 2050s. Extreme 1-day rainfall: ~51.5 mm baseline, ~57.1 mm projected. Values vary modestly across the Lower Mainland.

Drought Stable

Longest annual dry spell (consecutive dry days): ~23 days baseline, ~24 days projected for the 2050s. CDD is used as a regional drought proxy; drought risk varies modestly across the Lower Mainland.

Schools NearBy

20 Schools are within 3km

School	Type	Grades Served	Catchment Info	Rating	Distance
Sunrise Ridge Elementary School	Public	Grades Served K-7	Catchment Info In Catchment	5.0 / 10	Distance 112 m
Bibleway Christian Academy	Independent	Grades Served K-4, 6-12	Catchment Info —	8.2 / 10	Distance 134 m
Don Christian Elementary School	Public	Grades Served K-7	Catchment Info —	5.3 / 10	Distance 751 m
Hazelgrove Elementary	Public	Grades Served —	Catchment Info —	5.7 / 10	Distance 781 m
Diamond School	Independent	Grades Served —	Catchment Info —	8.0 / 10	Distance 978 m
Martha Currie Elementary School	Public	Grades Served K-7	Catchment Info —	5.2 / 10	Distance 985 m
Latimer Road Elementary School	Public	Grades Served K-7	Catchment Info —	3.2 / 10	Distance 1.01 KM
Hillcrest Elementary School	Public	Grades Served K-7	Catchment Info —	6.3 / 10	Distance 1.04 KM
Lord Tweedsmuir Secondary School	Public	Grades Served 8-12	Catchment Info —	6.2 / 10	Distance 1.53 KM
Adams Road Elementary School	Public	Grades Served K-7	Catchment Info —	5.2 / 10	Distance 1.80 KM
Crescent Heights Academy	Independent	Grades Served —	Catchment Info —	9.1 / 10	Distance 1.82 KM
Clayton Heights Secondary	Public	Grades Served —	Catchment Info —	5.8 / 10	Distance 1.87 KM
Cloverdale Traditional	Public	Grades Served —	Catchment Info —	5.3 / 10	Distance 1.94 KM
Katzie Elementary School	Public	Grades Served K-7	Catchment Info —	5.8 / 10	Distance 2.19 KM
SD 36 Alternate Cloverdale LC	Public	Grades Served —	Catchment Info —	3.8 / 10	Distance 2.25 KM
Focus Alternate	Public	Grades Served —	Catchment Info —	1.7 / 10	Distance 2.29 KM
Cloverdale Learning Centre	Public	Grades Served 10-12	Catchment Info —	3.8 / 10	Distance 2.35 KM
Cloverdale Catholic School	Independent	Grades Served K-7	Catchment Info —	8.3 / 10	Distance 2.46 KM
Langley Meadows Elementary	Public	Grades Served —	Catchment Info —	6.2 / 10	Distance 2.53 KM
George Greenaway Elementary School	Public	Grades Served K-7	Catchment Info —	4.6 / 10	Distance 2.82 KM

Walkability & Transit Near 6038 187 Street

Somewhat Walkable 52

Walk Score - Somewhat Walkable

Some errands can be accomplished on foot

Some Transit 47

Transit Score - Some Transit

A few nearby public transportation options

Bikeable 68

Bike Score - Bikeable

Some bike infrastructure

BC Assessment Value — 6038 187 Street

2026 assessed value, sourced from City of Surrey open data (PID 011-625-015).

Total Assessed Value (2026)

$1,303,700

2026 Value Trend

Land

$1,220,000

Buildings

$83,700

Year Built

N/A

Class

N/A

Zoning

Property Tax

N/A

Year	Land	Improvements	Total Assessed	YOY Change
2026	$1,220,000	$83,700	$1,303,700	—

Costs & calculators

Monthly cost about $4,473/month · rent estimate $3,704/month · owning nets $315/month less than renting · cash flow if rented −$1,120/month

Mortgage Cash flow Rent estimate Rent vs own

Mortgage Calculator for 6038 187 Street

$4,473 /month

Principal & Interest $4,026

Property Taxes $447

Maintenance fee $0

The estimated monthly cost of 6038 187 Street, Surrey is $4,473: $4,026 principal and interest with 20% down over 30 years at 4.45%, plus $447 property tax.

or Call 778-918-5990

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Investment Cashflow Calculator

−$1,120 /month

Mortgage Payment $4,026

Monthly Cash Flow −$1,120

Break Even Down Payment 43%

Cap Rate -1.3%

Cash on Cash -6.7%

If 6038 187 Street, Surrey were rented at $3,704 a month with 5% vacancy, it would fall $1,120 a month short of the mortgage and carrying costs; about 43% down would break even.

All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Estateblock Rent Estimate for 6038 187 Street, Surrey

$3,704 / month

Rent $3,704

Own $4,473

Principal: $1,295/mo Interest, tax, insurance, fees: $3,178/mo

Example shown is the principal portion at year 5 of the mortgage. It grows over the loan: ~$1,084/mo (year 1) → ~$2,521/mo (year 20) → ~$3,760/mo (year 29).

Net cost to own at year 5 ~$3,178/mo About $526/mo less than renting

EstateBlock estimates 6038 187 Street, Surrey would rent for about $3,704 a month.

Approximate estimates for informational purposes only, not financial advice. Assumes a new 30-year fixed mortgage at the rate shown; actual rent, payments, and equity will vary by loan terms and market conditions. Consult a licensed professional before deciding.

Rent vs own: 6038 187 Street

Rent vs own

Owning nets $315/mo less than renting

With 20% down ($199,800) at 4.45%: $3,389/mo net cost to own in year 1 vs $3,704/mo rent

Principal paid off by year 5 $71,219

Principal paid off by year 10 $160,150

Assumes 20% down payment, 4.45% fixed rate, 30-year amortization. Rent line = full rent (money gone). Own line = interest + property tax + fees, excluding principal (money you keep as equity). No appreciation, investment returns or transaction costs included.

Owning 6038 187 Street, Surrey nets about $315 a month less than renting it in year 1, with $71,219 of principal paid off by year 5 and $160,150 by year 10.